Sentences with phrase «implementing tighter underwriting»
Sure, they took advantage of the market by implementing tighter underwriting standards (thus lowering LTVs) and were able to increase pricing, but it was still business as usual.
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Even FHA implemented a minimum credit score requirement, so the trend for tighter underwriting guidelines appears to be in motion.
The QM rule codifies tighter higher underwriting standards that lenders have implemented since 2006 that deny loans to borrowers who can not demonstrate their ability to repay.