Sentences with phrase «important as a retiree»
It's EXTREMELY important as a retiree to avoid the need to sell stocks during a downturn.
http://www.theretirementmanifesto.com/ Not exact matches
Financial planners think the need for growth is just as important for retirees as younger investors, with 76 percent of respondents recommending that an allocation of between 51 percent and 75 percent of a retiree's portfolio be in stocks.
But now some financial experts believe that stocks are important for retirees as well as other investors.
As teacher retiree benefit costs spiral upward, it is important to begin asking what effect these systems have on recruitment and retention.
«For most retirees, money is important, but the extra impact on happiness isn't nearly as important as a whole host of other things,» says Keith Bender, associate professor of economics at the University of Wisconsin at Milwaukee.
The results might mean that retirees reconsider where they live in order to build a solid social network as well as be able to access important goods and services.
Generally, older participants and eligible retirees have shorter time horizons to retirement and their investment risk level declines as preserving income wealth becomes more important.
A well diversified portfolio is as important for millennials as it is for retirees.
This is important, because in planning for retirement in the future, it is not clear whether asset returns in the twenty - first century United States will continue to be as great as in the twentieth century, or whether savers and retirees should plan for something closer to the average international experience.
«For retirees one of the most important things is to have financial peace of mind,» MacKenzie says, «Even if an investment portfolio invested in large - cap bank stocks could deliver a higher cash flow (as has occurred in the past), the investor should choose the annuity if this will deliver greater financial peace of mind.»
Post-employment benefit increases — or cost - of - living adjustments known as COLAs — help to insulate retirees from the effects of inflation and are an important feature of most state and local government pension plans.
However, it's not only the accommodation options that have changed and perhaps one of the most important decisions that retirees now have to make is the type of sale transaction they choose as these vary greatly and can have far - reaching consequences, both in the short and long - term.
Regarding location, Millennials, like all renter groups except Silent Generation retirees, ranked proximity to work as the most important criteria.
«For retirees,» says Bland, «the ambience and the feel of the community, as well as a moderate cost of living, are very important.»