Sentences with phrase «important than your retirement»

Not exact matches

This is especially important for female entrepreneurs, as women live on average five years longer than men and can have many more years in retirement to fund.

Just ask an average parent if his or her retirement is more important than paying for a child's education.

It's an unfortunate fact of life that retirement is forced on many people earlier than they had planned, which is why it's so important to be prepared when the unexpected happens.

Paying off student loans and avoiding a hefty interest rate feels more important than saving for retirement.

For all the indications that younger investors may be catching onto a «buy - and - hold» stock investment strategy, it's important to note that millennials have much less to invest, and to lose, by staying in the market than their parents who are close to retirement.

Half of the consultants surveyed recommended an income focused multi-sector strategy given that income during retirement, rather than just the size of the portfolio, becomes relatively more important for participants.

The dividend yield is very important for those investors that need income rather than growth (for example when investing for income in retirement).

If you, for example, you have an investment property that you intend to sell during retirement, it's important to remember than any gains made on that property will face tax rates of up to 5.75 %.

We're a little more than two years away from retirement and, today, just like any other time, allocating our assets in ways that serve our short and long - term goals is extremely important.

With retirement savings taking a back seat to more immediate financial concerns, and the percentage of workers confident that they'll have enough money for a comfortable retirement at low levels, it's more important than ever for plan sponsors to consider retirement readiness as a key — if not the key issue — their employees are facing.

Charlie Shipman of Blue Keel Financial Planning said it's important that «a percentage of each paycheck — rather than a specific dollar amount — is contributed automatically to their 401k or other employer - sponsored retirement plan.»

Esteemed economists like Nobel Prize winner Robert Merton believe that it is more important to estimate and plan for your retirement income needs than worry about investments and how much you need for retirement.

With growing numbers of clients with substantial portions of their assets in qualified retirement plans, it is more important than ever to understand how these unique accounts can affect their estate plans.

With American corporations eliminating more than 84,000 pension plans since 1985, and with the stock market experiencing over a decade of unprecedented volatility, Cheryl was acutely aware of how important this decision had become for what is the first generation in history required to self - fund their retirement.

«For Canadians approaching retirement it is important to have a practical perspective on their future that focuses on how to achieve their desired lifestyle — rather than simply on what retirement will cost.»

However things have changed alot since than with Argentina starting with Messi upfront after he reversed his international retirement decision while Brazil will be full strength making it one of the most important games this weekend.

If you reach a point in your retirement where a guaranteed stream of income is a more important priority than investment flexibility, you can transfer some or all of your RRIF assets to an insurance company to purchase an annuity, while still maintaining the tax sheltered nature of the assets.

If your employer will match your contributions into that account, then it's a no - brainer, but it's probably still a better idea than the mortgage unless the emotional payoff is very very important to you or unless you're nearing retirement age (so the tax - free growth period is small).

It's important to make your financial choices sustainable, and that means more than just planning for retirement.

Saving for retirement is more important than saving for college.

The same can be said for older investors who have only 10 or 15 years to save for retirement: the amount you put in is far more important than your returns because you have far less compounding time.

The decline of defined benefit pension plans outside of the public sector, coupled with the rise of self - employment, contract work and precarious, part - time labour have made saving for retirement more challenging — and more important — than ever.

It's important to note that if you are retired during a period when the stock market returns less than its historical average, and you withdraw 8 % a year from your retirement savings as Ramsey recommends, you can deplete your retirement funds to the point that it deals a severe blow to your standard of living.

With that in mind, rather than feel like retirement is never going to happen, I believe it is important for everyone and especially those who have no promise from their employer for retirement earnings to take charge and build their own pension plan.

With Americans living longer and more concerned than ever about outliving their savings, this is an important enhancement to retirement policy and the tax code.

This is important as you probably have more than one investment account, including retirement accounts, that should be synchronized.

However, with ongoing economic woes, having cash today («just in case») can feel more important than saving for retirement 20, 30, 40 years from now.

If so, maybe you are best to focus on debt repayment, as a near - term move might be more important in the grand scheme of things than your long - term retirement plans.

With Social Security payouts expected to decrease to about 75 % of their current limit over the next several decades, planning for a secure retirement has become more important than ever.

Your little one's education is more important to you than your retirement?

If you are approaching retirement, it is more important than ever to make sure your financial house is in order first.

It is now more important than ever for prospective college students and their families to consider themselves «consumers» of higher education and analyze carefully their investments in college degrees and credentials by assessing their financial outlays against up - to - date occupational earnings data and managing student - loan debt in the context of other life goals, such as the prospects of home ownership, career breaks for child - rearing, or an early retirement.

The July 2017 super changes are designed to make the system fairer and sustainable but it's now more important than ever to start planning your retirement income early.

«So using credit as a financial tool rather than as something to pay expenses and take on debt is important in retirement.»

In other words, if reverse mortgages are used early, rather than late, they can be as important in the retirement planning toolbox as life annuities.

And why is Levine's next company FeeX, which helps reduce your retirement savings fees, more important than the impact he could have at Google?

A recent T. Rowe Price study showed that Millennial parents feel it's more important to save for their children's education than to plan for their own retirement.

Planning for rising costs in your 80s and 90s may then be more important than planning for long walks on the beach in your early retirement.

Then there's several times more meaningful and important reports than with any other retirement planner (except our flagship IFP program, which does much more than just retirement planning).

In today's economy, preparing for retirement is more important than ever before.

«So using credit as a financial tool rather than as something to pay expenses and take on debt is important in retirement.»

McIntyre has nothing better to do than spend his retirement urging people to harass climate scientists with the sole aim of preventing them from doing important research.

Law firms — rather than being perceived as entities that are bigger and more important than the sum of their parts — are viewed as disposable shells; mere life support systems upon which lawyers leech until retirement.

Mr Chrystal concludes: «With this approach, these commentators are destroying trust in pensions at a time when access to retirement advice is more important than ever.»

«Realistically, it's more important to put money away in your retirement plan than a 529,» says Andrew Comstock, president of Castlebar Asset Management in Leawood, Kansas.

However, with ongoing economic woes, having cash today («just in case») can feel more important than saving for retirement 20, 30, 40 years from now.

Planning for retirement sooner rather than later has never been more important.

Interestingly, many boomers are opting not to move to traditional retirement hot spots like Arizona and Florida, and are choosing instead to move closer to family or in proximity to their favorite activities, such as music, theater and nature — so it's become even more individualized, and more important than ever to know your boomer buyers.

If you, for example, you have an investment property that you intend to sell during retirement, it's important to remember than any gains made on that property will face tax rates of up to 5.75 %.

The reality is a lot of young professionals in their 20s have more pressing issues than retirement, and building an emergency fund is the most important.