Sentences with phrase «imposed upon consumers»

Gift card fees have caused several lawsuits alleging that «hidden fees» were being imposed upon consumers.

Pursuant to its authority under Dodd - Frank Act section 1032 (a) and (f), TILA section 105 (a), and RESPA section 19 (a), the Bureau is requiring creditors to provide the loan costs and other costs imposed upon the consumer and the seller in tables as part of the integrated Closing Disclosure for closed - end transactions secured by real property (other than reverse mortgages).

Further, the Bureau believes this approach is consistent with RESPA and Regulation X. RESPA section 4 provides that the settlement statement shall contain the amount imposed upon the consumer in connection with the settlement.

Pursuant to its authority under TILA section 105 (a), RESPA section 19 (a), and Dodd - Frank Act section 1032 (a), the Bureau is requiring creditors to provide the estimated total closing costs imposed upon the consumer and the estimated amount of cash needed at consummation from the consumer under § 1026.37 (d).

Except as otherwise provided in § 1026.19 (f)(3)(ii), a creditor violates § 1026.19 (f)(3)(i) if the amount imposed upon the consumer exceeds the amount actually received by the service provider for that service.

Not exact matches

(d) Direct demand - side substitution by consumers between supermarkets operated by independent retailers and supermarkets operated by the major supermarket chains imposed a substantial competitive constraint upon Metcash as a supplier of packaged groceries at the wholesale level.

«The very fact that the wind power system, that has been imposed so expensively upon the consumers, can not and does not achieve the simple objectives for which it was built, should be warning the energy establishment, at all levels, of the considerable gap between aspiration and reality.

For example, a study commissioned by the Competition Bureau concluded that advertising restrictions imposed upon lawyers cost Canadian consumers over $ 30,000,000 in 1970 alone.

4) RECO received the delegation under the Consumers Statute and Administrative Act to administer the regulatory requirements imposed upon registrants which are now made law in REBBA 2002.

While the final rule does not impose a requirement for creditors to ensure that consumers receive the Closing Disclosure one or two days before consummation, the final rule does include a requirement for creditors to permit consumers a right to inspect the Closing Disclosure the business day before consummation upon the consumer's request.