Sentences with phrase «improve access to mortgage credit»

In particular, attention should be paid to what could be done to capitalize on the recent stabilization in house prices to improve access to mortgage credit and to foster competition in mortgage origination to ensure a more complete pass - through of low secondary mortgage rates to households.

Not exact matches

Carefully review your credit report and focus in particular on negative items to see if there are ways you can address them and improve your credit profile and your access to a mortgage.

According to a report in the Wall Street Journal, Government - Sponsored Enterprises Fannie Mae and Freddie Mac are in the process of implementing a plan to improve access to short - term credit for independent mortgage banks.

You can keep and improve your ability to access funds while learning how to repair your credit score and, ultimately, qualify for loans and mortgages.

«Freddie Mac's HomeOne mortgage is part of the company's ongoing efforts to support responsible lending, provide sustainable homeownership and improve access to credit,» said Danny Gardner, senior vice president of single family affordable lending and access to credit at Freddie Mac.

«Today we can say with certainty that not only has this mortgage insurance premium reduction improved access to credit for a great number of qualified families, but it did not undermine the financial health of FHA's forward mortgage portfolio.»

Just in time for the 2014 home - buying season, attitudes towards access to mortgage credit are improving and most Americans now believe it would be easy for them to get a mortgage, according to Fannie Mae's January National Housing Survey.

Improved access to safe, affordable mortgage credit through FHFA's 3 percent down payment program will help new borrowers achieve the dream of homeownership.»

The bipartisan bill would modify the definition of points and fees in the Dodd - Frank Act's Ability to Repay / Qualified Mortgage provisions to improve access to affordable mortgage credit for qualified boMortgage provisions to improve access to affordable mortgage credit for qualified bomortgage credit for qualified borrowers.

Federal legislation that would give consumers improved access to their credit scores and the role those scores play in mortgage and insurance decisions passed a hurdle this summer.

«Preserving federal assistance for the lowest income renters, protecting and expanding housing production programs like the Low - Income Housing Tax Credit and the National Housing Trust Fund, and ensuring that low - and moderate - income first - time homebuyers have access to affordable, safe mortgages are clear ways to improve stability of families and our economy.»