We could no longer put
impulse purchases on our credit cards.
You work really hard for a few months to pay off your accounts only to make
an impulse purchase on your credit card.
Not exact matches
Personally, however, I feel there is a very large segment of the population who don't have the discipline to budget with a
credit card because of this «lack of emotional pain», but there is another smaller segment who «bring down the average», if you will, who live
on a strict budget, and have the discipline to not
impulse buy or change their
purchase decision based
on plastic.
The group who knew they would be using
credit cards had more of the
impulse / unhealthy items, and took less time to decide
on purchasing them.
It turns out that it is a certain personality type that can leverage
on the «pain of payment» effect of cash, and avoid giving in to
impulse purchasing of foodie temptations that
credit cards seem to facilitate.
Knowing they were using
credit cards gave shoppers some kind of freedom to add things we all know cause us to gain more weight, but no matter what form of payment is decided
on before the shopping starts, the same number of planned, healthier items will be
purchased, suggesting that those
purchases are less subject to emotion and
impulse.