Sentences with phrase «impulsive spending»
"Impulsive spending" refers to making purchases without thinking through the consequences or considering the need for the item. It involves buying things on a whim or based on immediate desires, often leading to unnecessary or regrettable expenses. Full definition
After all, increasing your debt with impulsive spending on your credit cards will quickly raise your utilization rate, which will reduce your score anyway.
ovationcredit.com
«There is a dearth of research on how to reduce impulsive spending, especially among materialists,» said Kim.
Consumers have to learn how to pay their card balances in full each month and avoid impulsive spending on the card just because they have certain credit limits.
The key is to use credit cards to your advantage and not be taken advantage of by impulsive spending.
Unlike gradual changes, windfalls often cause impulsive spending, which are missed opportunities to improve our financial well - being.
Lately, I've had a hard time justifying spending money on clothes and it prevents me from impulsive spending.
That figure also doesn't consider any additional impulsive spending you did because you were paying with a credit card instead of cash.
The simple act of writing out everything you buy can reduce impulsive spending.
Avoid impulsive spending and short - sighted purchases, and think long - term.
Conversely, belief that upward mobility was not possible was associated with higher levels of impulsive spending.
«Belief in the American Dream regulates materialism and impulsive spending.»
For the first time, researchers provided findings that link materialism, impulsive spending and personal perceptions of economic mobility.
«Our research shows the linkage between materialism and impulsive spending can be moderated by perceptions of economic mobility.
For their own study, Kim and Yoon conducted four separate experiments designed to measure perceptions of economic mobility and impulsive spending.
Quick and easy way to find interested women with a paying system that keeps your wallet nice and safe, with no impulsive spending features that can drain your pocket easily.
An online bank account is a great way to avoid the fees associated with traditional banking, reduce the temptation of impulsive spending, and earn higher interest rates and cash back in the process!
For most people, getting rid of optional luxuries happens first, followed by habitual and impulsive spending.
When my husband completed law school last year and his law school loan payments kicked in, he convinced me it was time to start a budget and curb my impulsive spending.
Consumers who are in debt due to impulsive spending are vulnerable to temptation after paying off credit card debt.
This will encourage them to be more thoughtful; to save and budget to pay for items in their want category; and to cut back on impulsive spending.