Sentences with phrase «in certificates of deposits with»

With an IRA account, your funds can be invested in Certificates of Deposits with fixed terms.

Not exact matches

Some companies with ESOPs respond by keeping spare cash in such safe, liquid investments as bank certificates of deposit.

With 1 percent as the cost of funds for a $ 10,000 cash advance, assume an investor invested this borrowed amount in a one - year certificate of deposit that carries an interest rate of 3 percent.

Unlike the 401 (k) plan which typically limits investments to company stock and mutual funds, IRAs can be invested in FDIC insured certificates of deposit, individual blue chip stocks, and S&P index funds with low internal fees.

If you're interested in a long - term investment with FDIC insurance protecting your money, EverBank's certificates of deposit outperform both online and traditional banks by a substantial margin.

With that in mind, be ready to submit copies of your bank statements, including savings accounts, retirement accounts, investment accounts, stocks, bonds, and certificates of deposits.

Instead, one or more global certificates will be deposited by the Trustee with DTC and registered in the name of Cede & Co., as nominee for DTC.

In a rising interest rate environment, investors typically purchase certificates of deposit with maturities of one year or less.

If you're interested in a long - term investment with FDIC insurance protecting your money, EverBank's certificates of deposit outperform both online and traditional banks by a substantial margin.

Asset allocation works hand in hand with risk aversion because if an investor is more risk averse and wants to preserve capital they may decide to purchase a collection of various blue chip large cap stocks in addition to bonds and certificates of deposit so if any one sector or instrument drops significantly the overall portfolio isn't as negatively affected.

The account invests in certificates of deposit and treasury bills and pays a rate of interest that rises and falls with the economy.

In the recent past, you could buy a completely safe investment like government treasuries or a five - year certificate of deposit at your local bank that would payout (yield) 5 or 6 % annually with nearly zero chance you would lose your original investment.

With those options eliminated, you have a few choices left: buying individual bonds or certificates of deposit (CDs) with durations of less than three years, putting your money in a money market fund, or using a savings accoWith those options eliminated, you have a few choices left: buying individual bonds or certificates of deposit (CDs) with durations of less than three years, putting your money in a money market fund, or using a savings accowith durations of less than three years, putting your money in a money market fund, or using a savings account.

If you must hang on to your savings or need more money than what's in your account, some lenders will make secured personal loans with savings accounts or certificates of deposits as collateral.

If you'd like to earn a higher interest rate, you can invest your money in BDO's «time deposit» accounts, certificates of deposit savings accounts with a specified maturity date.

A great way to earn higher dividends, IRA Share Certificates * are available in terms of 12 to 72 months, with a minimum deposit of $ 2,000.

(1) The following shall be exempt from the Credit Services Organization Act: (a) A person authorized to make loans or extensions of credit under the laws of this state or the United States who is subject to regulation and supervision by this state or the United States or a lender approved by the United States Secretary of Housing and Urban Development for participation in a mortgage insurance program under the National Housing Act, 12 U.S.C. 1701 et seq.; (b) A bank or savings and loan association whose deposit or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or a subsidiary of such a bank or savings and loan association; (c) A credit union doing business in this state; (d) A nonprofit organization exempt from taxation under section 501 (c)(3) of the Internal Revenue Code; (e) A person licensed as a real estate broker or salesperson under the Nebraska Real Estate License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 69 - 1217.

Indexed CDs are certificates of deposit with rates determined by changes in an underlying index, common benchmark or even the fluctuation of a foreign currency.

Instead of a portfolio with, say, 60 % stocks and 40 % bonds, you might opt for 75 % stocks and 25 % cash investments — or, alternatively, close - to - cash investments, in the guise of short - term bonds and certificates of deposit.

The stock market has, over time, consistently provided investors with higher returns than «safer» investments like certificates of deposits and bonds — but there are also risks because buying stocks means acquiring an ownership interest in companies.

Even federally insured certificates of deposit have interest rate risk, meaning a rise in rates could leave you stuck with below - market earnings until the CD matures.

For certificates that consist of IRA deposits: Principal withdrawals exempt from penalty are those that are reported to the Internal Revenue Service as required minimum retirement distributions in accordance with applicable IRA regulations.

A CD, or certificate of deposit, is a special type of investment vehicle that generally provides you with a better rate of return than placing your money in a savings account.

They generally offer rates superior to money market accounts or certificates of deposit (CDs), and come with similar built - in protections and guarantees.

(1) A credit services organization, its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit services organization may not do any of the following: (a) conduct any business regulated by this chapter without first: (i) securing a certificate of registration from the division; and (ii) unless exempted under Section 13 -21-4, posting a bond, letter of credit, or certificate of deposit with the division in the amount of $ 100,000; (b) make a false statement, or fail to state a material fact, in connection with an application for registration with the division; (c) charge or receive any money or other valuable consideration prior to full and complete performance of the services the credit services organization has agreed to perform for the buyer; (d) dispute or challenge, or assist a person in disputing or challenging an entry in a credit report prepared by a consumer reporting agency without a factual basis for believing and obtaining a written statement for each entry from the person stating that that person believes that the entry contains a material error or omission, outdated information, inaccurate information, or unverifiable information; (e) charge or receive any money or other valuable consideration solely for referral of the buyer to a retail seller who will or may extend credit to the buyer, if the credit that is or will be extended to the buyer is upon substantially the same terms as those available to the general public; (f) make, or counsel or advise any buyer to make, any statement that is untrue or misleading and that is known, or that by the exercise of reasonable care should be known, to be untrue or misleading, to a credit reporting agency or to any person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit, with respect to a buyer's creditworthiness, credit standing, or credit capacity; (g) make or use any untrue or misleading representations in the offer or sale of the services of a credit services organization or engage, directly or indirectly, in any act, practice, or course of business that operates or would operate as fraud or deception upon any person in connection with the offer or sale of the services of a credit services organization; and (h) transact any business as a credit services organization, as defined in Section 13 -21-2, without first having registered with the division by paying an annual fee set pursuant to Section 63J -1-504 and filing proof that it has obtained a bond or letter of credit as required by Subsection (2).

Having acquired the online banking platform of GE Capital, along with that bank's $ 16 billion in deposits, GSB makes this offer to potential customers: Deposit your money in an FDIC - insured online savings account or certificate of deposit at GS Bank and appreciate the perks of no minimum deposit and no transaction fees.

Once you've gotten your debts paid off with your short term cash parked safely in a certificate of deposit or two and in high interest savings accounts, you may finally be accumulating hard - earned funds that will be better applied elsewhere and may also be wondering what to do with the savings you have that have been growing at a steady rate.

For example, if the same banking customer has a certificate of deposit held within a traditional IRA with a value of $ 200,000 and a Roth IRA held in a savings account with a value of $ 100,000 at the same institution, the account holder has $ 50,000 of vulnerable assets without FDIC coverage.

You can open an account with a bank or financial institution, investment firm or even a life insurance company, and can invest in a variety of securities such as stocks, bonds, mutual funds, exchange - traded funds, annuities and certificates of deposit.

In order to comply with these requirements, you must purchase an automobile limited liability insurance policy, put a cash deposit down with the DMV, have a certificate of insurance by the DMV for fleet insurace of 25 vehicles or more, or you must have a surety bond for at least $ 35,000 from an insurance company.

In California, this proof can also take the form of a $ 35,000 deposit with the DMV, a $ 35,000 surety bond, or a DMV - issued self - insurance certificate.

In lieu of auto insurance, there are three alternatives for complying with this financial responsibility requirement: a cash deposit of $ 35,000 with the California Department of Motor Vehicles; a DMV self - insurance certificate, which is issued to owners of fleets of 25 or more vehicles; or a surety bond for $ 35,000, which can be obtained from an insurance company licensed to do business in CaliforniIn lieu of auto insurance, there are three alternatives for complying with this financial responsibility requirement: a cash deposit of $ 35,000 with the California Department of Motor Vehicles; a DMV self - insurance certificate, which is issued to owners of fleets of 25 or more vehicles; or a surety bond for $ 35,000, which can be obtained from an insurance company licensed to do business in Californiin California.

Acceptable methods of proving financial responsibility include a motor vehicle liability insurance policy, a Department of Motor Vehicles issued self insurance certificate, a cash deposit of $ 35,000 with the Department of Motor Vehicles, or a surety bond in the amount of $ 35,000 from an insurance company that is authorized to conduct business in the state of California.

They include getting a certificate of deposit on file with the state treasurer, holding a trust fund of sufficient value, and keeping a bond with a state certified bond surety company for the purpose of taking care of liability expenses in the wake of an at fault accident.

Promoted from Teller position to Member Service Representative April 2003 Established credit union memberships Opened savings, checking, individual retirement, and certificate of deposit accounts and explained options of each to member Prepared all paperwork and assisted members in signing of documentation Cross sold and created Visa check cards in branch Responded to members» questions and concerns via phone queue and online communucation center Opened safety deposit box accounts Performed daily maintenance of the loan applicant database Entered and submitted applications to the loan officers for review and status decision Educated members on the variety of loan products and payment protection options Maintained up - to - date knowledge of credit union products and policies Exceeded cross sell percentage goals with consultative, value - focused customer serviceapproach Exceeded marketing goals by cross selling various credit union products and services Provided back - up for other member service representatives and tellers when needed Maintained dormant account log Executed check orders Back - up for Managers with vault combinations Prepared and executed settlement documents for the following loan products: Home equities (fixed rate and HELOC's), ordered appraisals and flood certificates Auto loans Unsecured lines of credits VISA credit card lines.

The estoppel certificate will save you from misunderstanding with the inherited tenants regarding ownership of appliances or other personal properties in the units, as well as misunderstandings regarding amounts of security deposits or other he said - she said that may come up after closing when the current landlord is out of the picture.

If advisers were available, she'd do whatever they suggested with those funds, whether it be placing the money in certificates of deposit or in a precious metals mutual fund.