Sentences with phrase «in effective income»

Two of the following: verified and documented cash Reserves; minimal increase in housing payment; significant additional income not reflected in Effective Income; and / or residual income.

The borrower receives documented compensation or income that is not reflected in effective income, but directly affects his / her ability to pay the mortgage.

Significant additional income from bonuses, commissions, part - time work or overtime not reflected in your effective income.

Not exact matches

In addition to the results provided in accordance with US Generally Accepted Accounting Principles («GAAP») in this press release, the Company provides measures adjusted for Special Items, which include Adjusted Operating Profit, Adjusted Diluted Earnings Per Common Share, Adjusted Effective Tax Rate and Adjusted EBITDA, which we define as net income including noncontrolling interests adjusted for income tax, interest income, depreciation, amortization and other items, including store impairment chargeIn addition to the results provided in accordance with US Generally Accepted Accounting Principles («GAAP») in this press release, the Company provides measures adjusted for Special Items, which include Adjusted Operating Profit, Adjusted Diluted Earnings Per Common Share, Adjusted Effective Tax Rate and Adjusted EBITDA, which we define as net income including noncontrolling interests adjusted for income tax, interest income, depreciation, amortization and other items, including store impairment chargein accordance with US Generally Accepted Accounting Principles («GAAP») in this press release, the Company provides measures adjusted for Special Items, which include Adjusted Operating Profit, Adjusted Diluted Earnings Per Common Share, Adjusted Effective Tax Rate and Adjusted EBITDA, which we define as net income including noncontrolling interests adjusted for income tax, interest income, depreciation, amortization and other items, including store impairment chargein this press release, the Company provides measures adjusted for Special Items, which include Adjusted Operating Profit, Adjusted Diluted Earnings Per Common Share, Adjusted Effective Tax Rate and Adjusted EBITDA, which we define as net income including noncontrolling interests adjusted for income tax, interest income, depreciation, amortization and other items, including store impairment charges.

«Under - emphasis of these (structural) policies relative to macroeconomic, trade and financial stability policies is a key reason for many governments» failure in recent decades to mobilize a more effective response to widening inequality and stagnating median income as technological change and globalization have gathered force,» the report said.

RBC's capital markets division saw a 13 per cent jump year - on - year in net income to $ 748 million, primarily due to a lower effective tax rate largely due to U.S. tax changes and higher results in corporate and investment banking and global markets.

RBC's wealth management division reported a 39 per cent increase in net income to $ 597 million from $ 167 million in the same quarter one year ago, in part reflecting a lower effective tax rate.

The change would be eliminating the dividend refund that comes later, which could bump the effective tax rate on passive income, in cases of high income earners, to the 70 - per - cent - plus level Poilievre talks about.

«I was trying to get [my business] Effective Networking off the ground, I had debts from a business that didn't make it, and too much was in my own name,» explains Darling, who also got sidetracked by other projects that weren't generating income.

Tax risks While municipal bonds can offer attractive effective yields and can be a way to generate tax - free income, they may not be right for investors in every tax bracket or for every type of account.

And beginning this year, well - funded, large - scale, long - term experiments in Finland and Kenya will examine whether providing a guaranteed income is an effective way to relieve poverty and cushion the effects of economic dislocation without encouraging idleness and sloth.

And using offshore accounts or holding companys aren't particularly effective methods for shielding income for tax purposes (since offshore accounts are subject to a whole whack of anti-avoidance rules and holding companys are typically subject to more or less the same tax rate as people in the top marginal tax bracket - the Tax Act has tightened up a lot since the 1960s so there really aren't that many «loopholes»).

It concludes that it is time to consider simple tax measures that provide a much more effective approach to closing the income gap in Canada.

This study estimates the investment, financing, and payout responses to variation in a firm's effective corporate income tax rate in the United States.

Those in their 50s, for example, lost more than 3 % of their incomes each year between 2008 and 2013, according to research by economist Robert Shapiro for the Center for Effective Public Management at the Brookings Institution.

He noted that Wells Fargo's effective tax rate in 2016 was 31.5 percent, and it paid $ 8.1 billion in US federal and state corporate income taxes.

HCI believes farmland is a real return asset class as it has historically been effective in protecting capital from inflation while generating an attractive income stream that grows over time.

In lean years, between income and a dance with the Schedule C, my effective tax rate can be almost down to the single digits.

Past achievements include building the case for deficit reduction in the 1980s and early 1990s, for consolidation of the Canada and Quebec Pension Plans in the late 1990s, a series of shadow federal budgets and fiscal accountability reports in that began in the 2000s, and work on marginal effective tax rates on personal incomes and business investment, which has laid the foundation for such key changes as sales tax reform, elimination of capital taxes, and corporate income tax rate reductions.

The most effective sales compensation plans will typically have approximately 50 — 80 % of «on - target income» (the amount of total income that should be earned if the sales person meets the basic goals of their job) guaranteed in the form of a salary, with the remaining 20 — 50 % coming as performance - based bonuses or commissions.

What is the effective tax rate on income made in a profitable corporation, then passed on to its executives?

Let's say your effective state tax rate in one of these states is 4 % and your annual income from your 401 (k) is $ 30,000.

And even with the modest increase contained in the proposed B.C. Budget on incomes over $ 150,000, a person with an annual income of $ 300,000 would still pay the fourth lowest taxes in Canada (only Alberta, New Brunswick and Newfoundland's effective tax rates are mildly lower).

Taxing authorities may also determine that the manner in which we operate our business is not consistent with how we report our income, which could increase our effective tax rate and the amount of taxes we pay and seriously harm our business.

According to the new law, effective in October, any banking sector salary above 2.5 million shekels a year — or 35 times the gross income (or 44 times net income) of the lowest paid worker or contractor — will incur both corporate and employee income taxes on the overage.

Accordingly, our effective tax rates will vary depending on the relative proportion of foreign to domestic income, use of foreign tax credits, changes in the valuation of our deferred tax assets and liabilities, and changes in tax laws.

For example, PBO forecasts a significant decline in corporate income tax revenues in 2012 - 13, of which only part is due to the reduction in the tax rate from 16.5 % to 15 %, effective January 1, 2012.

Our effective tax rate differs from statutory rates primarily due to our pass - through entity structure for U.S. income tax purposes, while being treated as taxable in certain states and various foreign countries as well as for certain subsidiaries.

Lower nominal — but higher effective — tax rates would eliminate bad incentives and bring in more corporate income tax revenue.

The deterioration in the deficit primarily resulted from lower corporate income tax revenues, down 16.3 % (in part reflecting higher refunds), lower GST revenues, down 7.6 %, lower employment insurance premiums, down 12.5 % (reflecting a decline in EI rates effective January 2017), and higher other transfers and subsidies, up 38.0 % (reflecting the timing of payments related to recent budget proposals).

And that's the happy marriage of smart beta and fixed income: using factor based insights to potentially create better outcomes in fixed income portfolios in a cost effective and transparent way.

Capital gains and dividends are taxed as ordinary income with a 40 percent exclusion, leading to effective rates of 6, 15, and 21 percent before counting the 3.8 surtax currently in place.

«At the other end of the scale, effective corporate income taxes exceed 30 per cent in Japan (31.5 per cent), Brazil (36.1 per cent), and Italy (37.6 per cent).

The implication is that long - term bonds, which may not offer much income, can help provide an effective hedge in equity - heavy portfolios.

In the case of NEAR, the fund offers a diversified fixed - income portfolio with current effective duration of 0.54, and a 30 - day yield of 1.42 %.

Specifically, the combined 21 percent corporate rate and 23.8 percent dividend rate should result in an effective combined tax rate of 39.8 percent on dividends paid to individuals, compared to the top federal income tax rate on ordinary income of individuals of 37 percent plus the 3.8 percent Medicare or Net Investment Income tax, if applicable, which itself was reduced from 39.6 percent plus the 3.8 percent Medicare or Net Investment Income tax, if appliincome tax rate on ordinary income of individuals of 37 percent plus the 3.8 percent Medicare or Net Investment Income tax, if applicable, which itself was reduced from 39.6 percent plus the 3.8 percent Medicare or Net Investment Income tax, if appliincome of individuals of 37 percent plus the 3.8 percent Medicare or Net Investment Income tax, if applicable, which itself was reduced from 39.6 percent plus the 3.8 percent Medicare or Net Investment Income tax, if appliIncome tax, if applicable, which itself was reduced from 39.6 percent plus the 3.8 percent Medicare or Net Investment Income tax, if appliIncome tax, if applicable.

As we detailed in our press release, the effective income tax rate was lower in the first quarter of this year due primarily to early adoption of amendment to existing guidance for employee share - based payment accounting and the recognition of incremental benefits from the Work Opportunity Tax Credit.

There are effective charities and those that spend most of their donations in supporting their infrastructure with professional fund raisers whose goal in life is just to keep on earning their own personal income.

If the effective income of the poor in 1994 was not far greater than it had been in 1969, a great deal of money was misspent.

The No Kid Hungry campaign connects kids in need to effective nutrition programs like school breakfast and summer meals and teaches low - income families to cook healthy, affordable meals through Cooking Matters.

The No Kid Hungry campaign connects kids in need to effective nutrition programs like school breakfast and summer meals and teaches low - income families to cook healthy, affordable meals through its Cooking Matters program.

No Kid Hungry connects kids in need to effective nutrition programs like school breakfast and summer meals and teaches low - income families to cook healthy, affordable meals.

One of the most effective ways to increase participation in afterschool suppers is to ensure that there are enough programs offering afterschool activities in low - income communities, that struggling families are not costed out of participating, and that those programs provide suppers.

We urge organizations in Maryland to sign on to this letter reaffirming our collective commitment to a strong and effective national nutrition safety net for vulnerable, low - income individuals and families.

Although Step 10 of the UNICEF UK Baby Friendly Initiatives requires that accredited maternity units provide post-natal breastfeeding support groups, the availability and uptake of these services remains unclear.40 The effectiveness of peer - support for long - term breastfeeding success has been well documented in middle - income countries, 35,41 and a systematic review has emphasized the importance of skilled post-natal breastfeeding support in the UK.39 However Graffy et al. 40 concluded from a randomized controlled trial of support provided by volunteer breastfeeding counsellors that although such support was rated by mothers as helpful, volunteer support was not effective at increasing breastfeeding duration, perhaps owing to mothers not actively taking up such support.

In this role, she is responsible for leading the efforts to improve public policies to end hunger, reduce poverty, promote nutrition and increase the availability of healthy affordable food in low - income areas; maximize participation in all federal nutrition programs (SNAP, school meals, early childhood nutrition, WIC, and summer meals); and educate the public about both the stark reality of hunger's existence in the nation's capital and the real opportunities for effective solutionIn this role, she is responsible for leading the efforts to improve public policies to end hunger, reduce poverty, promote nutrition and increase the availability of healthy affordable food in low - income areas; maximize participation in all federal nutrition programs (SNAP, school meals, early childhood nutrition, WIC, and summer meals); and educate the public about both the stark reality of hunger's existence in the nation's capital and the real opportunities for effective solutionin low - income areas; maximize participation in all federal nutrition programs (SNAP, school meals, early childhood nutrition, WIC, and summer meals); and educate the public about both the stark reality of hunger's existence in the nation's capital and the real opportunities for effective solutionin all federal nutrition programs (SNAP, school meals, early childhood nutrition, WIC, and summer meals); and educate the public about both the stark reality of hunger's existence in the nation's capital and the real opportunities for effective solutionin the nation's capital and the real opportunities for effective solutions.

She is responsible for expanding low - income student participation in the School Breakfast Program by providing technical assistance to targeted school districts in implementing effective strategies and models that result in increased breakfast consumption.

«Breakfast After the Bell,» meaning any service model that provides students the opportunity to eat breakfast after the official start of the school day, has proven to be effective in transforming school breakfast programs and increasing participation by students from all income groups.

Both skilled and lay (e.g., peer) support have been shown to reduce the risk of suboptimal breastfeeding practices [8, 9] with face - to - face support being the most effective for EBF [8], but effective approaches and strategies to support in different geographic, cultural, and income contexts are still being studied.

The peer counseling model was based on published studies that demonstrate that, among peer counseling programs for low - income mothers of term infants, in - depth, in - person peer contacts are most effective.13, 15 Emphasis was thus placed on face - to - face contact, with meetings lasting at least 30 minutes.