option is an investment strategy which in early part of your Policy Term invests
in equity oriented funds and as your Policy Term progresses it shifts the fund allocation towards more conservative funds.
3 — Kindly do not invest
in Equity oriented funds for building your Emergency fund corpus.
You may consider investing
in Equity oriented Funds, can be through SIPs (Systematic Investment Plans).
To have sufficient funds post retirement, one should invest
in equity oriented funds in their twenties and early thirties.
If you invest
in Equity oriented funds, there wont be any capital gain taxes on profits (if fund units are redeemed after 12 months of holding them).
If your investment horizon is around 3 years, suggest you not to invest
in Equity oriented funds, you may consider Short term debt funds or Conservative MIP Funds.
Dear JK, All of us invest
in Equity oriented funds with a hope that we see new 52 week highs in long - term So, kindly go ahead with your plans.
Is it ok to invest lumpsome
in equity oriented funds now.
You may consider investing
in Equity oriented Funds for next say 10 to 15 years.
The remaining corpus amount can be invested
in equity oriented funds based on your time - frame.
2 — More than 5 years then you can consider investing
in Equity oriented funds, especially in a balanced fund.
Dear Ashish, Investing
in Equity oriented funds can be one of the best options for long - term wealth accumulation Consider one balanced fund and one Mid-cap oriented fund (Ex: HDFC balanced fund & Franklin Smaller co's fund).
For monthly SIP (assuming this is for long - term wealth creation), invest
in Equity oriented funds.
Dear Ishaan, 1 — 3 years can be a very short investment period to invest
in Equity oriented funds.
You may consider investing
in Equity oriented Funds, can be through SIPs (Systematic Investment Plans).
Further, he opts for premium redirection to ensure that his future premiums are also invested
in the equity oriented fund.
Invest Protect Option, where the funds are invested
in the equity oriented fund till the last 3 years when it is systematically taken out so as to protect from equity market fall.
Not exact matches
«
In the early years, for one fund family, you'll find more «risky» equity exposure to growth - oriented stocks, but toward the later years, it's more value - oriented equity exposure,» said Aaron Pottichen, president of retirement services at CLS Partners in Austin, Texa
In the early years, for one
fund family, you'll find more «risky»
equity exposure to growth -
oriented stocks, but toward the later years, it's more value -
oriented equity exposure,» said Aaron Pottichen, president of retirement services at CLS Partners
in Austin, Texa
in Austin, Texas.
In the week through Wednesday, April 9, equity funds oriented toward growth stocks were hit with $ 1.7 billion of investor redemptions, following an outflow twice the size in the previous wee
In the week through Wednesday, April 9,
equity funds oriented toward growth stocks were hit with $ 1.7 billion of investor redemptions, following an outflow twice the size
in the previous wee
in the previous week.
There is no such restriction
in case of
Equity oriented pension
funds.
Dear Surekha, You may consider investing
in an
equity oriented balanced
fund for the next 3 years.
Though it can be argued on why invest
in a retirement
fund instead one could invest
in an good
equity oriented fund with a retirement objective.
Now i need your guidance
in identifying the MF categories to be used for achieving my goals; Personally i am interested to invest
in predominantly
in Large Cap, Multi cap, Balanced
funds (
Equity -
oriented) to achieve my goals;
The extent of volatility of Gold prices
in the recent years is more than that of
Equity oriented securities /
funds.
Dear surekha, For a 3 year horizon, you may consider investing
in an aggressive MIP
fund & a small allocation
in Equity oriented balanced
fund (balanced
fund, you may try to remain invested for > 3 years).
Given a choice, I will consider EPF as part of Debt allocation and would prefer investing
in Equity oriented Mutual
funds for my Retirement goal.
If you would like to invest
in equity oriented mutual
funds then they are subject to investment risks.
When you are investing
in equity mutual
funds, Stocks or other high risk -
oriented investments like real - estate, one sage advice you often get to hear is that «invest for long - term» (or) have a «long term investment horizon».
If the average
equity exposure of a balanced fund is more than 60 % and the remaining 40 % is in debt products then it is treated as a Balanced Fund — Equity ori
equity exposure of a balanced
fund is more than 60 % and the remaining 40 % is in debt products then it is treated as a Balanced Fund — Equity orien
fund is more than 60 % and the remaining 40 % is
in debt products then it is treated as a Balanced
Fund — Equity orien
Fund —
Equity ori
Equity oriented.
In terms of taxation, the balanced mutual funds that invest at least 65 % in equity -LRB-(Equity oriented) attract no tax liability on Long Term Capital Gain
In terms of taxation, the balanced mutual
funds that invest at least 65 %
in equity -LRB-(Equity oriented) attract no tax liability on Long Term Capital Gain
in equity -LRB-(Equity oriented) attract no tax liability on Long Term Capital
equity -LRB-(
Equity oriented) attract no tax liability on Long Term Capital
Equity oriented) attract no tax liability on Long Term Capital Gains.
Dear Noble, Instead of investing the lump sum amount, suggest you to book Systematic Transfer Plans (STPs)
in Debt / MIP
oriented funds and you can switch every month certain amount to
equity oriented schemes.
Dear Narasimha ji, There is no lock -
in period for
equity oriented balanced
funds as such.
Suppose I invested 1 lakh
in balanced (
equity oriented)
fund in 2014 — 2015 which has completed a year.
Our Smart Beta Portfolios are managed by a team of professionals with significant experience
in back - testing and managing quantitatively
oriented «active»
equity strategies designed to compete with actively - traded
funds.
The
fund follows a value
oriented strategy and seeks to achieve its investment objective by investing
in equity and debt securities, money market instruments, and derivatives.
Sector
oriented funds like «Banking
funds» are highly risky, you can invest
in them if you understand the banking industry well, else invest
in diversified
equity or mid-cap
funds.
Dear Amoghm, If tax saving is not one of your investment objectives then you may consider investing
in regular
equity oriented funds, like Diversified
equity fund, balanced
equity oriented fund or mid / small cap
funds.
The Balanced
funds have to maintain the portfolio according to their mandate, for example, debt
oriented balanced
funds have to keep at least 65 % of their investments
in Debt instruments hence
in whenever
Equity portfolio of the
fund crosses 35 %, then Fund Manager will book profit from equities and rebalance the portfo
fund crosses 35 %, then
Fund Manager will book profit from equities and rebalance the portfo
Fund Manager will book profit from
equities and rebalance the portfolio.
That means not just saving
in low - yielding savings accounts, but properly investing it
in growth -
oriented equity funds.
You may consider to invest
in Diversified
equity fund, Mid-cap
oriented fund &
in one balanced
fund.
If the average
equity exposure of a balanced fund is more than 60 % and the remaining 40 % is in debt products then it is treated as an Equity Oriented Balanced
equity exposure of a balanced
fund is more than 60 % and the remaining 40 % is in debt products then it is treated as an Equity Oriented Balanced F
fund is more than 60 % and the remaining 40 % is
in debt products then it is treated as an
Equity Oriented Balanced
Equity Oriented Balanced
FundFund.
Balanced
funds are
equity -
oriented hybrid
funds that invest at least 65 % of their assets
in equities.
Considering your age and investment horizon, advisable to invest
in hybrid and / or
equity oriented funds.
You may consider investing
in ELSS
funds for tax saving purposes, but kindly note that these are
equity oriented funds, with 3 year lock -
in period.
Dear Karan, You may consider investing
in an
equity oriented balanced
fund instead of multi-cap
fund for your 5 year goal.
Typically an
equity oriented balanced
fund invests around 20 to 30 % of
fund corpus
in Debt related securities.
Need your advice on a monthly sip of 15 k f (investment horizon of 15 years) for my younger daughters post grad education.I was planning to invest 5 k each
in a debt
oriented fund (ICIC pru long term growth), balanced
fund (HDFC balanced
fund) & a ELSS
fund (Axis long term
equity fund)- assumption based on a return of 12 % post tax and hence a corpus of 65 - 70 lacs at the end of this invetsment term of 15 yrs.Education inflation taken at 10 %.
So, you may consider investing
in Small & Mid-cap
oriented equity funds like — UTI mid-cap, Franklin India Smaller Companies
Fund, HDFC Mid-cap or ICICI Prudential Value Discovery
Fund.
I would like to invest 5k SIP
in mutual
fund, but not clear whether to invest
in Balanced
fund or
equity oriented fund or shall I invest
in both types (2.5 k each)
As market is touching new highs every other day, do you think that it is wise to invest
in equity oriented balanced
funds.