The policy can be revived within the revival period as prescribed
in the policy contract, if you send us a filled out health declaration form, and provide evidence of insurability acceptable to us as per our underwriting practices.
You will find surrender charge details
in your policy contract.
This is typically the policy inception date mentioned
in the policy contract.
The policy acquires a surrender value for Option B or Option C as mentioned
in the policy contract.
Star Criticare Plus insurance policy is a Critical Illness health insurance plan which offers reimbursement of the hospitalization expenses along with the lumpsum payout in the event insured being diagnosed with one of the specified critical illnesses mentioned
in the policy contract.
Miscellaneous Charges: Alterations made
in the policy contract such as reduction in Sum Assured attract the charge of Rs 250 per alteration.
Insured is eligible for the Lumpsum amount if diagnosed with any of the 10 listed critical illnesses which are (Cancer, Coronary Artery Bypass Surgery, First Heart Attack (Myocardial Infarction), Kidney Failure, Major Organ Transplant, Stroke, Aorta Graft Surgery Primary Pulmonary Arterial Hypertension, Multiple Sclerosis with Persisting Symptoms, Permanent Paralysis of Limbs)
in the policy contract.
You should be able to ask your renters insurance provider what differences there are
in their policy contract from the standard HO - 4 and they should be able to give you an overview of the same.
Post hospitalization expenses covered upto the specified sublimit
in the policy contract.
Miscellaneous Charges: Alterations made
in the policy contract, such as premium redirection and decrease in Sum Assured attract the charge of Rs 250 per alteration.
All of this is contained
in your policy contract for renters insurance in the US.
Specific Waiting Period: The waiting period of specific treatments as mentioned
in the policy contract range from 1 year to 2 years of consecutive coverage.
All you need to do is to inform us about the change by completing the «Application for Change
in Policy Contract» form.
Miscellaneous Charges: Alterations made
in the policy contract, such as premium redirection attract the charge of Rs 250 per alteration.
Miscellaneous Charges: The charge for change
in the policy contract is Rs 500 per request, Rs 100 for premium re-direction.
Specific Waiting Period: Some treatments as specified
in the policy contract are covered after 2 years of continuous policy years.
There are a few reasons for this, actually, and not all of them are contained
in your policy contract.
The amount stated
in a policy contract as payable upon the death of the person whose life is being insured.
A GUL, or guaranteed no - lapse universal life policy, is universal life coverage where the insurance company guarantees that your policy will never lapse as long as you continue paying the no - lapse target premium specified
in the policy contract.
As for health insurance, coverage may refer to the entitlement to reimbursement or payment of certain medical services as spelled out
in the policy contract.
Your coverage will lapse if your policy is cancelled or terminated because you failed to pay the premium, misrepresented essential information
in your policy contract or for other reasons that may vary by insurance company and state.
Read this list provided
in the policy contract and take necessary action within the Free Look Period.
What this means — Should death occur as a result of an accident (specifically defined
in your policy contract), an additional amount will be paid.
It includes an amount the vehicle owner agrees to pay as the insurance premium in return of which the agency promises to look after the losses and pay the required amount as mentioned
in the policy contract.
The maximum premiums are set by the IRS guidelines such that the premiums paid within a seven - year period after a qualifying event (such as purchase or death benefit increase), grown at a 6 % rate, and using the maximum guaranteed costs of insurance
in the policy contract, would endow the policy at age 100 (i.e. the cash value would equal the death benefit).
These are sometimes referred to by auto insurance providers as «Acts of God»
in your policy contract and should also covered.
However, there could be small or fine print included
in the policy contract that might surprise you and provide less protection or make you liable in some circumstances.
Regardless if you choose an extended warranty or a mechanical breakdown insurance policy, they both cover the costs of parts and repairs for certain types of repairs that are included
in the policy contract.
While auto repair insurance does cover the costs of parts and repairs as specified
in the policy contract, there are other things that you should consider.
You should always be aware of the type of dispute resolution mechanisms that are agreed to
in the policy contract.
Always check the small print
in your policy contract about policy cancellations.
Waiver of monthly deduction - An optional life insurance policy rider that waives the monthly Cost of Insurance charges on a universal life or variable universal life policy for the length of a qualified disability as outlined
in the policy contract.
All of this is contained
in your policy contract for renters insurance in the US.
The difference between the cash and the surrender value is that if you surrender your policy (for example, if you choose to cancel and cash out the life insurance policy), you will receive the cash value that has accumulated less any applicable surrender charges; these charges are pre-determined by the life insurance company, and are stipulated
in your policy contract.
There are a few reasons for this, actually, and not all of them are contained
in your policy contract.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected
in such forward - looking statements and that should be considered
in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our
contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases
in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest
in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions
in the industries and markets
in which we operate
in the U.S. and globally and any changes therein, including fluctuations
in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain
in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply
contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both
in the U.S. and abroad; 20) the effect of changes
in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction
in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco
in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations
in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government
policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
These may be included
in the
contract of employment, though it is better not to include all
policies in the
contract, and instead place them
in the staff handbook.
Gross domestic product
contracted at an annual rate of 0.5 %
in the second quarter and 0.8 %
in the first, which is exactly what the Bank of Canada predicted
in July when it dropped its
policy rate by a quarter point.
That was
in line with analysts» views that the economy, which has
contracted for the past three quarters, will grow moderately this year on the back of a global economic recovery and the government's expansionary
policies.
The draft also suggested that
in the areas of security, defense and foreign
policy there should be «no gap»
in co-operation and another
contract should be drafted.
In a span of one minute, 21,256 gold futures contracts, equal to more than 2 million ounces, traded just before Federal Reserve Chair Janet Yellen addressed a gathering of policy makers in Jackson Hole, Wyomin
In a span of one minute, 21,256 gold futures
contracts, equal to more than 2 million ounces, traded just before Federal Reserve Chair Janet Yellen addressed a gathering of
policy makers
in Jackson Hole, Wyomin
in Jackson Hole, Wyoming.
Poloz reduced the
policy rate again
in July, after new forecasts showed gross domestic product likely
contracted in the second quarter.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions
in the industries and markets
in which United Technologies and Rockwell Collins operate
in the U.S. and globally and any changes therein, including financial market conditions, fluctuations
in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand
in construction and
in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges
in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies
in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including
in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including
in connection with the proposed acquisition of Rockwell; (7) delays and disruption
in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes
in political conditions
in the U.S. and other countries
in which United Technologies and Rockwell Collins operate, including the effect of changes
in U.S. trade
policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade
policies and currency exchange rates
in the near term and beyond; (16) the effect of changes
in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations
in the U.S. and other countries
in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result
in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including
in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted
in their operation of their businesses while the merger agreement is
in effect; (21) risks relating to the value of the United Technologies» shares to be issued
in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party
contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Martin Moen, the director general at Global Affairs Canada who oversees North American trade
policy, told a conference
in Ottawa earlier this month that it would be «very difficult to see a path forward» for NAFTA if the U.S. continued to insist on changes that would constrain cross-border commerce, such as a the suggestion that the value of U.S. government
contracts won by Canadian and Mexican firms should match the value of
contracts American companies secure
in Canada and Mexico.
These clauses must be clearly outlined
in employment
contracts or workplace conduct
policies
The other requirements of these PTEs, including representations of fiduciary compliance,
contracts, warranties about firm's
policies and procedures, etc., will not become applicable during the period
in which the Department performs the mandated examination of the Rule and PTEs.
Trading activity
in this
contract, the main benchmark for short - term interest rates
in Europe, had been depressed for years due to the monetary
policy environment
in Europe.
This
contract, BART's first - ever PPA for utility - scale solar power, resulted from a renewable energy procurement process that BART launched
in May 2017 as part of the organization's Wholesale Electricity Portfolio
Policy («
Policy»).
You have certain types of income (such as business or farm self - employment income; unreported tips; dividends on insurance
policies that exceed the total of all net premiums you paid for the
contract; or income received as a partner, a shareholder
in an S corporation, or a beneficiary of an estate or trust)
Commodity prices may be affected by a variety of factors at any time, including but not limited to, (i) changes
in supply and demand relationships, (ii) governmental programs and
policies, (iii) national and international political and economic events, war and terrorist events, (iv) changes
in interest and exchange rates, (v) trading activities
in commodities and related
contracts, (vi) pestilence, technological change and weather, and (vii) the price volatility of a commodity.