Sentences with phrase «in a credit report as»

Generally, payments received 30 days past the due date are reflected in the credit report as late.

The point of credit monitoring is to be aware of any changes in your credit report as soon as possible.

These services provide members with early alerting of any changes in their credit reports as well as alerts if unauthorized loans or credit cards are opened in the account holders name.

Not exact matches

This is similar then, in many ways to a personal credit report, such as the one which a bank will view when deciding whether or not to approve a mortgage.

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Keep in mind if he or she makes a late payment, that entry will appear as negative on your credit report too.

Topics included: early reporting on inaccuracies in the articles of The New York Times's Judith Miller that built support for the invasion of Iraq; the media campaign to destroy UN chief Kofi Annan and undermine confidence in multilateral solutions; revelations by George Bush's biographer that as far back as 1999 then - presidential candidate Bush already spoke of wanting to invade Iraq; the real reason Bush was grounded during his National Guard days — as recounted by the widow of the pilot who replaced him; an article published throughout the world that highlighted the West's lack of resolve to seriously pursue the genocidal fugitive Bosnian Serb leader Radovan Karadzic, responsible for the largest number of European civilian deaths since World War II; several investigations of allegations by former members concerning the practices of Scientology; corruption in the leadership of the nation's largest police union; a well - connected humanitarian relief organization operating as a cover for unauthorized US covert intervention abroad; detailed evidence that a powerful congressional critic of Bill Clinton and Al Gore for financial irregularities and personal improprieties had his own track record of far more serious transgressions; a look at the practices and values of top Democratic operative and the clients they represent when out of power in Washington; the murky international interests that fueled both George W. Bush's and Hillary Clinton's presidential campaigns; the efficacy of various proposed solutions to the failed war on drugs; the poor - quality televised news program for teens (with lots of advertising) that has quietly seeped into many of America's public schools; an early exploration of deceptive practices by the credit card industry; a study of ecosystem destruction in Irian Jaya, one of the world's last substantial rain forests.

Sallie Mae said its promissory note does say that the loan may be declared in default and due and payable in the event of the cosigner's death, but they do not report the loan to the credit bureaus as defaulted unless and until it reaches 211 days of delinquency.

Reports are also the basis for your credit score, that three - digit number in the 300 - 850 range (the higher the better) that lenders use as a measure of your creditworthiness to approve loans and set interest rates.

A day after berating Wells Fargo CEO Tim Sloan over the bank's own scandal with phony accounts, Senator Warren took aim Wednesday at Smith, who retired as CEO of the credit reporting agency last week in the wake of the Equifax breach.

The provisions in the bill would adjust how private student loan lenders treat the death or bankruptcy of co-signers, as well as how defaults are reported on a borrower's credit report.

If your credit scores haven't already plummeted as a result of late payments, missed payments, charge - offs, and defaults, when the bankruptcy is listed on your credit reports, you'll notice a large and immediate drop in your credit scores.

An FTC study in 2013 showed that as many as 25 percent of consumers have an error on their credit report that could affect their score.

The ECB's annual report on its work as the euro zone's top banking watchdog shows some banks were found to be deficient in the way they identify problem customers and loans, set aside provisions and choose when to grant credit, among other areas.

The report noted that many policymakers see weak credit growth generally in the global economy as a primary reason behind the slow economic recovery.

As Credit Suisse stated in a 2013 report titled «In Search of FX Fair Value,»»... the «holy grail» of FX monitoring, obtaining robust and precise currency fair value estimates, remains elusive.&raquin a 2013 report titled «In Search of FX Fair Value,»»... the «holy grail» of FX monitoring, obtaining robust and precise currency fair value estimates, remains elusive.&raquIn Search of FX Fair Value,»»... the «holy grail» of FX monitoring, obtaining robust and precise currency fair value estimates, remains elusive.»

«Canada's ability to outperform has relied on the strength of household demand, as consumers have held fast to the credit - financed spending patterns abandoned by their peers in the U.S. and Europe,» Moody's said in a September report.

As a result, previously reported aggregate business segment net sales and operating income for total year 2017 increased $ 1.568 billion and $ 402 million, respectively, offset by similar increases in the elimination of dual credit net sales and operating income amounts.

In the banking sector, Credit Suisse said Tuesday it will make a decision on capital raising plans «as soon as possible,» Reuters reported.

The Company defines Adjusted EBITDA in accordance with its existing credit agreement, as described in the following reconciliation showing the differences between reported net loss and Adjusted EBITDA for the three months ended March 31, 2018 and 2017 (in thousands):

If your credit score hasn't already plummeted as a result of late payments, missed payments, and defaults, when the bankruptcy is listed on your credit report, you will notice a large and immediate drop in your credit score.

Statistics Canada reported the key ratio crept lower as total household credit market debt, which includes consumer credit, mortgage and non-mortgage loans, increased 1.1 per cent in the fourth quarter to $ 2.13 trillion.

For a major purchase such as a home, the general recommendation is to check your credit report and credit score at least 6 months in advance.

In this case, it's perfectly acceptable to request that your lender reports the settlement as a paid - in - full account instead of a settled debt, or to remove the default label from your credit reporIn this case, it's perfectly acceptable to request that your lender reports the settlement as a paid - in - full account instead of a settled debt, or to remove the default label from your credit reporin - full account instead of a settled debt, or to remove the default label from your credit report.

As the Huffington Post reported in 2010 following the disaster in Haiti, credit card companies make a significant amount of money off of charitable giving skimming 3 % off of each transaction.

Missed payments remain on your credit reports for seven years, but decrease in importance as time moves on.

The Mortgage Bankers Association reported credit availability increased in September, as well.

Credit Karma provides free credit monitoring to track its users» TransUnion credit reports on a rolling, daily basis and notifies them of any significant changes, such as if a new account is opened in their name or if a creditor registers a delinqCredit Karma provides free credit monitoring to track its users» TransUnion credit reports on a rolling, daily basis and notifies them of any significant changes, such as if a new account is opened in their name or if a creditor registers a delinqcredit monitoring to track its users» TransUnion credit reports on a rolling, daily basis and notifies them of any significant changes, such as if a new account is opened in their name or if a creditor registers a delinqcredit reports on a rolling, daily basis and notifies them of any significant changes, such as if a new account is opened in their name or if a creditor registers a delinquency.

«Overall we see the transaction valuation as fair, but don't see major direct synergies,» Credit Suisse analyst Badrinath Srinivasan wrote in a report Monday, adding that the acquisition will make ONGC's earnings more stable.

In Canada, for example, if you will accept a paper copy sent via the mail, you can access your personal credit report as often as you'd like.

We think so, but we need convincing to believe that simply going to a labour based approach as proposed in the Jenkins report, along with decreasing the refundable portion of the credit over time are all that is needed to free up the monies and make the SR&ED incentives a truly effective instrument.

Michael Mauboussin's Plus Ça Change, Plus C'est Pareil, published by Credit Suisse in 1995, was one of the very first Wall Street research reports to feature ROIC as the preeminent driver of stock market valuation.

If you find anything that's out of line — say, an unauthorized account or late payment reported in error — reach out to the creditor and credit bureau as soon as possible to start the process of getting it fixed.

Here's a brief refresher of the Chase 5/24 rule: If you have been approved for or been listed as an authorized user on five credit cards (personal or business) in the 24 months, you will need to wait for your oldest card application inquiry to drop off your credit report.

In the future if you defaulted on the loan for some reason and the credit union forgave the remaining balance due on the loan, you may be required to report the remaining balance of the loan as income on your tax return.

I based my growth expectations on what I think were conservative estimates of consumption growth and the growth in productive investment (with which the reported data is currently consistent, although do not prove my assumptions one way or the other), but I always pointed out that as long as credit growth accelerated, the growth in non-productive investment would remain high, in which case reported GDP would also remain high for much longer.

It is not a perfect analogy but — except, of course, for the part in which analyses that use the number of bookshops as a proxy for literacy are widely ridiculed — it is nonetheless similar to what happens when the health of the Chinese economy is measured by the reported GDP data, or when second - order measures, such as the dependence of Chinese growth on debt, is estimated by looking at credit growth in relation to GDP growth.

The credit (or blame) for all of this change will rest on the shoulders of Michael Ferro, the tech investor with a longstanding side interest in newspapers who shocked the Chicago media elite when he bought a 16.6 % stake in the company and, as I reported, quickly began to exercise the power his attendant position (despite the title of non-executive chairman) gave him.

«Not only do small business owners report that the operating environment for their businesses will be better in 2017 than it was in 2016, but business owners are anticipating growth for their businesses in the new year as more plan to increase their capital spending, add staff and apply for credit.»

Fair Credit Reporting Act: Ancestry is not a consumer reporting agency as defined in the Fair Credit Reporting Act («FCRA»), and the information that you can access on the Services has not been collected in whole or in part for the purpose of furnishing consumer reports, as defined in Reporting Act: Ancestry is not a consumer reporting agency as defined in the Fair Credit Reporting Act («FCRA»), and the information that you can access on the Services has not been collected in whole or in part for the purpose of furnishing consumer reports, as defined in reporting agency as defined in the Fair Credit Reporting Act («FCRA»), and the information that you can access on the Services has not been collected in whole or in part for the purpose of furnishing consumer reports, as defined in Reporting Act («FCRA»), and the information that you can access on the Services has not been collected in whole or in part for the purpose of furnishing consumer reports, as defined in the FCRA.

In South Carolina, for example, 20 % of the population was reported as having weak, struggling, or declining credit situations - that is had a credit bill that was 60 days or more overdue.

Just last month, it was reported that Credit Suisse strategist Andrew Garthwaite lamented dismal yields for the past couple years in a client report, writing that «his team has come across almost no one who seems to have outperformed or made decent returns this year» and «we have never had so many client meetings starting with statements such as «we are totally lost».»

The St. Louis Federal Reserve reported that, as of March 2018, there's approximately $ 371.7 billion in outstanding home equity lines of credit (HELOC).

For companies with a strong credit rating and advanced, verifiable financial reporting (such as receivable and payable summaries), Liquid Capital's Asset - Based Lending (ABL) solution provides an excellent financing option that is more cost - effective, creative and discreet than anything else in the marketplace.

Consumers» ability to repay their debt obligations in a timely manner and manage their credit wisely is reflected by their personalized credit score (sometimes known as FICO score), which is derived from the three credit reporting agencies.

While no one is expecting a new peak in trading like the ones that occurred in 2009 and shortly before the financial crisis, the trading desks of the biggest U.S. banks are expected report revenue as much as 5 % higher than a year ago, say analysts at Credit Suisse.

EDMONTON, ALBERTA - In the news release, «CWB reports financial performance for the fourth quarter and fiscal 2016,» issued earlier today by Canadian Western Bank (TSX: CWB), balances of loans classified as past due but not impaired were overstated within the Credit Quality section of the release.

Because the GSEs require three credit reports for conventional and government mortgages, the repositories apparently decided to come together in an anti-competitive alliance to promote the new VantageScore as a way of displacing Fair Isaac Corp (NASDAQ: FICO), publisher of the FICO score traditionally used to assess consumer credit.

As FHFA states in its progress report, private mortgage insurance remains the primary form of credit enhancement used on mortgages sold to the GSEs with loan - to - value ratios over 80 percent, and in the first quarter of 2017 MI covered $ 48 billion of mortgages the agencies purchased.

«In 2006, VantageScore Solutions was introduced as a joint venture between three national credit bureaus — Experian plc, Equifax Inc. and TransUnion — aimed at providing an alternative solution to the widely used FICO score through the introduction of the VantageScore,» writes DBRS in a June 2017 reporIn 2006, VantageScore Solutions was introduced as a joint venture between three national credit bureaus — Experian plc, Equifax Inc. and TransUnion — aimed at providing an alternative solution to the widely used FICO score through the introduction of the VantageScore,» writes DBRS in a June 2017 reporin a June 2017 report.