Sentences with phrase «in a health insurance policy»

An individual must always be careful before investing in a health insurance policy.

When you are looking for a health insurance policy for your woman, it is very important to include maternity coverage in that health insurance policy.

These conditions should be listed in the health insurance policy.

There is probably a clause in your health insurance policy stating that your health insurance provider can place a lien on your personal injury settlement.

Changes in health insurance policies, allowing for coverage of counseling services, will also drive growth in the field, especially as a less costly alternative to psychiatrists and psychologists.

The issue was just whether religious institutions should pay for birth control in health insurance policies.

It states that women should have better access to lactation support, counseling and breastfeeding equipment, all of which are being included in health insurance policies.

However, there shall not be a halt in the health insurance policy.

Permanent exclusions Apart from the above said exclusions, some conditions are permanently excluded in health insurance policies.

Your health insurance company will cover those expenses mentioned in your health insurance policy documents.

Here are some key reasons why you should not include your parents in your health insurance policy.

This proves that of the above three features, women give top priority to preventive health check - ups in their health insurance policies.

An out of pocket limit which is sometimes called an out of pocket maximum too, is usually found in health insurance policies.

The premium amount in health insurance policy is mainly based on your age and medical condition.

Loss of No Claim Bonus - You should have accumulated No Claim Bonus in your health insurance policy if you have been renewing your policy for a long period of time.

Slow claim settlement - Slow claim settlement is one of the biggest hurdles in a health insurance policy and if your current health provider has the same issue then it's better to switch.

Often, simply investing in a health insurance policy might not be enough.

Mrs Sharma, 45, suffers from diabetes and the same has been listed as a pre-existing disease in her health insurance policy.

Aged people will get the most of it by investing in the health insurance policy of United India Insurance.

Whether you invest in health insurance policy for an individual or pick a family floater, the annual premium paid by you can be applicable for tax benefit.

Thanks to the day care insurance cover in his health insurance policy, he was able to pay for the Septoplasty without any financial stress.

IRDA has brought uniformity in health insurance policies by issuing certain guidelines which have standardize commonly used medical terms, procedures, exclusions and claim forms.

The Obama administration's policy requiring most employers to provide free birth control coverage in their health insurance policies takes effect on Wednesday (Aug. 1)- a deadline that has sparked apocalyptic warnings from conservative activists and some faith groups.

Insurers can also voluntarily opt to provide such a free look in period even in health insurance policies of duration less than three years, IRDA said.

Invest in a health insurance policy that offers you comprehensive coverage at an affordable premium and avail tax benefit under section 80 of ITA.

Medicaid, the lifeline many low - income people need in a health insurance policy they might not otherwise afford, is one example.

If you're NOT receiving a premium subsidy (ie, you have a health plan that you purchased outside the exchange, or you bought an exchange plan but are paying full price for it), your grace period is still governed by your state's regulations, and will be spelled out in your health insurance policy materials.

When you're insured, the description of cost - sharing in your health insurance policy or Summary of Benefits & Coverage tells how much of your medical costs you pay and how much your health insurance company pays.

Deductibles do not apply to all coverages in a health insurance policy in the same way and may vary between coverages on the same policy.

Some of the important features which you must consider in any health insurance policy for senior citizens -

In the case of any hike in health insurance policy premium, insurers should give a clean chit in 3 months advance regarding notification for increasing terms of policy and premiums.

Cashless facility, age limit, sub limit, co-pay, etc. all play an important role in a health insurance policy.

Therefore, it is important that you do read the fine print carefully before investing in a health insurance policy as a general lack of understanding may lead to preconceived notions which may not be true.

Defined in the health insurance policy itself is the waiting period before a claim can be made for a pre-existing medical condition.

Cover for pre-existing diseases - You have to wait for 2 - 4 years for getting the cover on pre-existing diseases in your health insurance policy and if you have passed the specified years then you are entitled for coverage of pre-existing diseases.

Surgeries Surgeries such as cosmetic surgery, joint replacement, dental surgery, are usually part of exclusions list in a health insurance policy.

The co-payment clause in a health insurance policy is aimed at keeping a check on the claims outgo.

Gaurang Damani, an activist whose public interest suit in the Bombay High Court led to many changes in health insurance policies, explains: «Insurance companies have been incentivising TPAs to reduce the bill amount and, in turn, lower their outgo.»

Medical payments coverage does cover a variety of out - of - pocket expenses related to personal injury and other medical bills that may not be covered in your health insurance policy, such as:

If you still have not invested in a health insurance policy, now is the time.

In United India Insurance Company Limited v / s Jai Prakash Tayal, the Delhi High Court held that the exclusionary clause of «Genetic Disorders» in health insurance policies was too broad, ambiguous and discriminatory.

You will easily find this list of third party administrators (TPA) in the health insurance policy.

In heath insurance waiting period is referred to as the period of time stated in a health insurance policy, which should be passed before all the coverage of the health care can begin.

In health insurance policies, general health condition, age, occupation and health history are among the many factors considered by insurance providers to determine if the applicant is eligible or not.

Given the ever rising costs of health care and the plausible benefits offered by the insurance sector, people have now started to invest in health insurance policies.

With the rising awareness among the masses, more and more people are investing in a health insurance policy but are they buying the right plan as per their requirements?

So, before you begin to invest in a health insurance policy, make sure you are not oblivious to the types of the waiting periods there are.

Investing in a health insurance policy is imperative when planning a secured future for yourself and your loved ones.

The Insurance Regulatory and Development Authority of India (IRDAI) is considering the request to cover infertility as a disease in health insurance policies.

If you are about to invest in a health insurance policy, here are a few pointers that you must consider before zeroing in a policy.