Sentences with phrase «in a lump sum rather»

Guidant CEO David Nilssen recommends giving clients incentives to pay in lump sums rather than installments during the first few years of business.

For example, Guidant CEO David Nilssen recommends providing incentives to customers to pay in lump sums rather than installments because having enough cash on hand essential in the first few years.

Consider buying ETFs in a lump sum rather than periodic small amounts to cut down on brokerage fees.

Altering your policy, paying your bill in lump sums rather than once a month, and taking advantage of available discounts are each solid paths to lowering your rates, but each has its pros and cons.

Not exact matches

Many reward for good credit, loyalty, paying your annual premium as a lump sum (rather than in monthly installments) and for bundling coverage, Fisher said.

Rather than take a large lump sum from one plan, it should be broken up and removed in smaller chunks over time from more than one plan (if possible).

For example, customers can use consumer credit to pay off large ticket items or a holiday shopping spree over the course of a couple months rather than in one lump sum.

Rather, to avoid paying the large lump sum in cash, it's common to refinance into a different mortgage or sell the house.

On this week's Animal Spirits we discuss: There were few places to hide in the first quarter Would you rather a lump sum or an annuity?

Rather than having access to the money as you want it, you receive it in one lump sum.

«Automate your savings out of every paycheck, rather than putting lump sums in when you get around to it,» Pavini said.

Btw the 10 year horizon is relevant to me as it is when I can take my 25 % lump sum from SIPP, so preferable taking it from bonds that have just been redeemed rather than selling down equities that may be in a bear market at the time.

Contributing to your RRSP throughout the year rather than with a lump - sum purchase the last week of February has many benefits: automatic savings helps with cash flow management and it's less painful than having to find money for your contribution in February.

People will pay more in the more expensive store just to get points on their card, and a nice lump sum pay - out later, rather than save the odd cent or two now.

He floated the idea of going back to line - item grants in the budget that are directed by individual legislators, rather than a lump sum of cash allocated to the rank - and - file by the legislative leaders.

He also questioned the lump sum of Cuomo's proposal rather than putting various projects in the budget — the traditional process.

When an individual retires under a DB plan, she is entitled to a stream of payments that has a lump - sum value that we calculate using standard actuarial methods (which take into account expected mortality patterns and adjust the sum of payments to reflect the fact that they are received over many years rather than at a single point in time).

This means that the mortgage is paid off in a lump sum all at once, rather than in a series of fixed payments like for other installment loans.

Although these plans also place an additional mortgage on your home, second mortgage money usually is loaned in a lump sum, rather than in a series of advances made available by writing checks on an account.

A short - term loan for 3 months from a direct lender like Wizzcash is different to a traditional payday loan in that you would pay it back in three instalments, rather than one lump sum.

With a family income policy, rather than a lump sum of money, the death benefit is paid out in monthly increments as a portion of the total death benefit.

They offer short - term cash advances in exchange for access to the borrower's deposit account via post-dated check or electronic transfer authorization, and often require a lump - sum repayment, rather than installments.

You have mentioned that it is better to leave your fund with different fund managers rather than a lump sum with one fund manager — so again, even if the stocks are same in two different funds, the fund managers would be different and that should spread your risk What do you feel?

If your parents are helping you pay for school, payment plans also make it easier for them to contribute because they can allocate a certain portion of their monthly budget toward the bill rather than paying tuition fees in a lump sum.

You pay taxes regularly through the year rather than in a lump sum at the end of the year.

On one site, I read that you should pay off a balance in full over a period of a few months rather than in one lump sum?

Since interest is accrued continuously rather than in a single lump sum, student loans have

Consider buying ETFs in a lump sum, rather than a number of small amounts, to avoid higher brokerage fees.

On the one hand, filing for chapter 13 bankruptcy can help you save a home from foreclosure by forcing your lender to take past due mortgage payments in small increments over a 3 - 5 year period rather than forcing you to pay back what you owe in a lump sum right away.

For example, using DCA could require paying multiple brokerage fees to buy shares of a stock in several lots rather than just once, which would further diminish your returns as compared with the lump - sum method.

Some creditors may allow for the structuring of a debt settlement in an installment plan rather than as a lump sum payment, but generally, a creditor will accept a lower amount if you offer a lump sum payment rather than an install plan spread out over several months.

Similar to an equity loan, you can receive the loan amount in a single lump sum or in equal monthly installments paid to you from the creditor, which is why it is a reverse mortgage — you receive payments rather than make them each month.

SIP plans provide a systematic form of investment where you can organize or plan your investment and break into smaller payments rather than invest a huge lump - sum amount in one go.

A home equity line of credit (HELOC) is different from a home equity loan in that you withdraw money from your account as you need it, rather than taking out a loan in a lump sum.

In retirement, your withdrawals will likely be small, periodic amounts each year rather than a lump - sum all at once.

Creditors are not paid on a monthly basis, like with consolidation services, but rather paid in lump sum payments.

We help to make our # 300 loan process easier, and offer the chance for our customers to make repayments over a three month period, rather than in one lump sum at the end of the month.

Your creditors are not paid on a monthly basis, but rather in one lump sum payment.

If you diversify your purchases in time (so that you don't have a huge lump sum to invest but rather make monthly investments), the risk of buying all of your stocks high and selling all of your stocks low essentially disappears.

You are still likely to be better off investing the lump sum immediately rather than spreading it out over a year or two: studies have consistently shown that the all - in move delivers better results about two - thirds of the time.

Experts recommend these loans for ongoing expenses such as college tuition, rather than a home repair that you might pay for in a lump sum.

«Automate your savings out of every paycheck, rather than putting lump sums in when you get around to it,» Pavini said.

In return for proving that you simply can not afford their demands, the IRS will reduce the amount of money you owe, and offer you an easier repayment schedule, typically extending the payments out over a period of several years, rather than requiring that you pay everything all at once in a large lump - suIn return for proving that you simply can not afford their demands, the IRS will reduce the amount of money you owe, and offer you an easier repayment schedule, typically extending the payments out over a period of several years, rather than requiring that you pay everything all at once in a large lump - suin a large lump - sum.

Craig is right, it's best to think about it in connection with a regular influx of savings rather than a lump sum — although a lump sum is a good way to make a sizeable enough initial investment in a position that its performance can inform your value - averaging deployments subsequently.

The loan doesn't come in one lump sum, but rather becomes an available balance for you to draw from and pay back as you like.

I can tell you that all the research says that you're better off investing all of your cash right away in a lump sum, rather than dollar cost averaging it in over a lengthy period.

Filing a bankruptcy can save both of these assets by allowing you to catch up the past due payments over 60 months rather than trying to pay the entire past due balance in one lump sum payment.

Any commuted amount will need to be cashed out as a lump sum and paid to you, rather than being kept in an accumulation account.

Written By: Larry Klein in Walnut Creek, CA There are 2 types of annuity buyers that end up with annuities they would like to sell (and you could be the buyer): Those people who buy immediate annuities and then later decide they desire the cash rather than monthly or annual payments over time Those people who get legal settlements in the form of an annuity and they prefer to have a lump sum of cash You can be the buyer of such «secondary annuities» and...

I'd like to pay for his year of preschool in one lump sum this year (in August), mostly to simplify things (as it's being paid from funds gifted to us designated for education, it's better for us if we disburse them at once rather than having to manage transfers each month).