Sentences with phrase «in a policy year without»

After the first five policy years, a maximum of two partial withdrawals are allowed in a policy year without any additional charges.

Not exact matches

We have a system that, quite heroically, allows for a dramatic change in policy direction without upending the governmental institutions that have served this nation well for 12 score years.
«To stay in EFDD would mean we would face the next 2-1/2 years without a common policy objective,» Grillo wrote.
My company had a generous sick leave policy of up to three days in a row without a doctor's note, as often as needed throughout the year, fully paid, for all exempt employees.
Last year, Xi Jinping defended globalization and free trade in the first - ever address given by any Chinese president in Davos, and rebuked many of Donald Trump's «America First» policies without mentioning his name.
Mr. Katz, the Harvard economist, argues that without policy changes, top incomes may indeed approach their old highs in the coming years.
Key monetary indicators in the United States, Europe, Japan, and China are flashing signals of an economic slowdown later this year, raising fears of a global recession in 2019 and a stock market slump without a shift in policy.
Yes we have a shrewd and clever manager yes we have built a team that is now coming together and who were brought in using a wise and financially aware transfer policy BUT this is the first time since the game changed in this country that we are as close as we have ever been to being able to compete with the elite clubs without spending WHAT THEY SPEND this does not mean however that we don't need to spend at all!!!! Our season ticket prices are the highest in Europe yet we have not progressed in European competitions for five years!!!
@ larryking listen jock wenger could never coach anyother club because no big club would go six season without a trophy there is no way wenger could go to madrid and go two season without a trophy no way in hell he would be fired in no time bmunich fired klinsman less than half season look at the real madrid coach grave yard pelligrinie made 95 + points last season that amount would win the league in almost any country yet he got fired i can go on if fergi goes two seasons without a trophy am sure he gone i love arsenal but football is about winning trophies wenger has hypnotize you i do nt care arsenal have gone five years without a trophy and six witout the league not even a carling cup or fa cup and loosing all our best players all for money all this talk about wenger and his youth policies i can count on both hands all the players that came through arsenal youth system that went on to be world beaters look at the current crop walcott nasri diaby denilson bedtner clichy none of these are world class they have improve minimal @ arsenal compare that to barca their youths pedro and co are world beaters event the great vanpercy who we rate he would never leave arsenal because all that chance wenger gives him he would» t get at other big clubs this does not make sense we buy young players they take ages to develop most do nt» t then we sell them or they leave because they want to win things that how you grow pretty soon that top four will become very hard to stay in if we get out of that then what i wish all you wenger fans luck am all out of patients with him last chance this year................
Margo Wootan, a nutrition policy expert at Center for Science in the Public Interest, welcomed the change to give struggling schools more options this year without having Congress interfere with the fundamental law.
Arlington Heights library officials say one factor in this year «s crowded race is a flap over the board «s short - lived policy of allowing youngsters access to R - rated movies without their parents «consent.
And honestly, if they can't afford a hospital birth, chances are they can't afford a homebirth midwife — who are generally not cheap, who will not generally make payment arrangements (or rather, will not make the same type hospitals make, payable after the fact and in small monthly increments for years; midwife payment arrangements tend to be along the lines of «Half the fee at the first appointment, and the other half a month or two later»), and who will not deliver a baby without having been paid in full prior to onset of labor (I don't have a statistic, but it seems most midwives have this particular payment policy, and payment is non-refundable).
Only in Albany would you find people who think that a program which has run for more than 10 years without producing a single result is good public policy
There was a congressional benefit for the Shakespeare Theater Company in D.C. last year which featured a scene where the interns fled the summer heat of D.C. and were followed by members of congress who were terrified because without the interns, they had no clue how to access their own Twitter accounts and had no clue what the President's new Foreign Policy stances of the day were.
On foreign policy, Gibson whose 24 - year Army career included three tours leading combat units in Iraq, has emerged as an advocate for a smaller U.S. military footprint overseas and more limits on presidential authority to deploy combat forces without Congressional approval.
Climate change scepticism is not official party policy, but Wilson has stated: «I think in 20 years» time we will look back at this whole climate change debate and ask ourselves how on earth were we ever conned into spending the billions of pounds which are going into this without any kind of rigorous examination of the background, the science, the implications of it all.»
This plan would not have been possible without the support of our legislative leaders, and several key policies in support of «Bending the Curve» have already been enacted this year in the budget, including:
A growth policy, which is desperately needed, could be generated without any increase in public borrowing, by switching Mervyn King's further # 25bn tranche of QE from the banks to industrial investment, by taxing the ultra-rich on the # 155bn gains they've made (according to the Sunday Times) over the last 3 years, and / or by instructing the nationalised banks RBS and Lloyds to prioritise their lending on jobs in house - building and infrastructure.
As cities continue to grow, particularly in developing economies, these emissions are on track to double over the next 35 years without policy intervention.
In order for the existence of another policy to affect our results significantly, we would have to believe that the program substantially improved the education of the 3rd graders in 2002 — 03 without having a similar effect on the previous year's cohorIn order for the existence of another policy to affect our results significantly, we would have to believe that the program substantially improved the education of the 3rd graders in 2002 — 03 without having a similar effect on the previous year's cohorin 2002 — 03 without having a similar effect on the previous year's cohort.
National tests in several core subjects could be eliminated or scaled back over the next five years without more federal funding, the officials who set policy for the National Assessment of Educational Progress say.
Policy makers simply will not deny diplomas to the huge portion of eighteen - year - olds who have made it to the end of the twelfth grade without the reading and math skills necessary to succeed in credit - bearing college courses.
He also said the fact that four board members will have 3.5 more years on the board, and three members will have 5.5 years on the board, means more time for the current board members to enact policy without elections getting in the way.
Policy Study Associates (PSA) Analysis of the Impacts of City Year's Whole School Whole Child Model on Partner Schools» Performance A third - party study by Policy Studies Associates (PSA) examined the impact of City Year's service model, Whole School Whole Child, on City Year's partner schools» performance in comparison to similar schools without City Year.
«Quality and state spending on pre-K are also higher in states with salary parity policies... Moreover, we see no evidence that salary parity and the associated higher earnings for pre-K teachers comes at the expense of coverage, as the share of the four - year - old population enrolled in states with salary parity policy is statistically level with that of states without parity policy
On average, pre-K teachers in public programs with parity policies earn $ 5,600 per year more than colleagues in public programs without salary parity.
A 2016 survey by the Annenberg Public Policy Center found that only 26 percent of Americans can name all three branches of government, which was a significant decline from previous years.1 Not surprisingly, public trust in government is at only 18 percent2 and voter participation has reached its lowest point since 1996.3 Without an understanding of the structure of government; rights and responsibilities; and methods of public engagement, civic literacy and voter apathy will continue to plague American democracy.
Information is derived from a web - based review of relevant literature as well as focus groups and surveys involving 1,400 parents of youth with and without disabilities and 526 school personnel in ten schools across four states as part of a larger five year study of ILPs sponsored by the U.S. Department of Labor's Office of Disability Employment Policy.
There are mixed signs of success: the out - of - school discipline bans are associated with a 20 percent drop in suspensions across the country from school year 2011 - 12 to 2013 - 14, [1] but quick shifts in discipline policy have also had adverse effects such as high teacher turnover in Washington state, deteriorating school climate in New York, [2] or lower academic achievement for some students without prior suspensions in Philadelphia.
The $ 400 difference in annual premiums between the policy with a $ 500 deductible and a $ 1000 deductible means the money you save on your car insurance will be more than your increased deductible if you think you can go more than 2.5 years without an «at fault» car insurance claim ($ 1000 deductible / $ 400 annual savings = 2.5 years).
That's a small expense, considering that at the base $ 15,000 level of coverage, you'd have to go 62.5 years of fifteen dollars monthly without ever having a personal property claim in order to not come out ahead on a claim for the policy limit.
In general, whole life policies have two parts — a guaranteed cash value (that you need to cash in the policy to get, or alternatively, get a loan against) or «dividends», which is an amount that has built up over the years that you are able to withdraw without surrendering the policIn general, whole life policies have two parts — a guaranteed cash value (that you need to cash in the policy to get, or alternatively, get a loan against) or «dividends», which is an amount that has built up over the years that you are able to withdraw without surrendering the policin the policy to get, or alternatively, get a loan against) or «dividends», which is an amount that has built up over the years that you are able to withdraw without surrendering the policy.
People, especially senior citizens, are increasingly gravitating towards selling their life insurance policy so that they can live out the rest of their golden years in financial peace, without having the constant stress about paying their medical expenses.
There are also changes in policy or other unknowns that 30 years will bring, so it takes faith I don't have to lock away a large chunk of my savings in something I can't touch without hassle and penalty until then.
Even with open - admission shelter policies that encourage the public to turn in cats at any time without restriction, few shelters take in more than 10 % of the community's free - roaming cats each year.
Even with open - admission shelter policies that encourage the public to turn in cats at any time without restriction, few shelters take in more than 10 % of the community's free - roaming cats each year [9].
It used to be hard to get ahold of just the game, but I think Gamestop has changed their policy in the last year and will allow people to trade in the games without the bases, so they're readily available.
> If I had a big policy job, in my capacity as an office holder, I would be guided by the reports of institutions such as IPCC rather than any personal views (a point I've made on a number of occasions); and that I believed that policy decisions could be made without requiring «statistical significance» (such decisions are made in business all the time, and, in all my years in business, I never heard the words «statistical significance» pass anyone's lips as a preamble to a business decision.
In recent years, the state of Minnesota has pursued a series of increasingly aggressive renewable energy and «clean energy» policies that cost electricity consumers billions of dollars, without achieving its ambitious environmental protection goals.
I don't necessarily agree that «we will not succeed in reducing CO2 outputs in the next 50 — 100 years,» and I can't comment on a «medium term adaption policy» without details.
In spite of the change of government, the repeal of the carbon tax and 15 years without warming, all major parties in Australia and almost all minor party / independent members continue to support significant and costly GHG - emissions - reduction policieIn spite of the change of government, the repeal of the carbon tax and 15 years without warming, all major parties in Australia and almost all minor party / independent members continue to support significant and costly GHG - emissions - reduction policiein Australia and almost all minor party / independent members continue to support significant and costly GHG - emissions - reduction policies.
Externalities may be addressed by either a tax / credit or some other public policy, public ownership and management of the commons, or privatization of the commons, or through court actions — each option may have it's own costs — for example, the large - scale privatization of the climate system may be impractical with given technology (analogy with toll roads), and even without that, it has at least an aesthetic cost (nature is supposed to be nature; and psychologically, humans may benifit from some amount of public space) and perhaps scientific (ie nature — in this context, nature as it is with relatively small impacts of humankind — is not nature if it is not being itself) costs; there may be inefficiencies in the court system that could be bypassed for issues that are easily addressed with legislation (unless we had a class - action lawsuit on behalf of all people now until the year).
Without radical policy change in the major emitting nations, this future will be locked in over the next five years because the infrastructure will have been built.
Part of Osgoode's new admission policies is what I read as the effective elimination of the window that allowed some people in without an undergraduate degree immediately after 2 years of undergraduate work.
There is certainly a good policy argument that individuals such as D.L.W. should spend more than 14 years in prison, but this could have been accomplished without the bestiality conviction.
To be held without charge or trial for ten years, particularly when coupled with significant mistreatment (even if it did not amount to torture) is sufficient to take Mr Rahmatullah's case into the public policy exception, bearing in mind the severity and flagrancy of the alleged interference with his rights, and the length of time for which it allegedly lasted.»
Easily convertible to a permanent universal life insurance policy anytime in your first 20 policy years up to age 70 without additional medical exams.
For example, a 57 year old woman, rated at Preferred Best needing $ 100,000 in 20 year term coverage would pay $ 421 / year for a traditional term policy without living benefits.
For example, a 57 year old woman, rated at Preferred Best looking to purchase $ 100,000 in coverage for a 20 year term pays $ 421 per year for a traditional term policy without living benefits.
The convertible insurance policy provides the option to change the face value of the policy into a cash - value policy offered by the insurer in case you reach 65 years of age and are not financially secure enough to go without insurance.
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