Sentences with phrase «in aggregate debt»

If you're one of the nearly 9 million Americans with private student loans (totaling a staggering $ 150 billion in aggregate debt), you're probably aware that you may have to keep working for a while to pay off those loans.

The other factors that have been at work show up as a modest rise in the aggregate debt - servicing ratio and a similar rise in the aggregate gearing ratio.

Not exact matches

(See Making Student Debt Less Sticky) While the very uniqueness of each loan and each employee's situation makes it inefficient and uneconomical for any one business to take on the problem, in the aggregate this problem is a large source of growing concern for more than 40 million student and parent debtors (as well as their employers).

And it mollifies us: the debts outstanding of those two REITs - $ 8 billion in total - account for only «4 % of the aggregate debt outstanding at the end of Q1 2017 for all US REITs that we rate.»

Significant Changes in Debt Composition and Substantial Increases in Aggregate Household Debt in 2016 Overall

However, 11.6 percent of aggregate student loan debt is either 90 + days delinquent or in default.

In addition, while the Barclays Aggregate Index is dominated by Treasuries, it also includes agency mortgage securities as well as investment grade debt.

For example, an important question regarding recent household deleveraging has been to what extent the decline in aggregate household debt was attributable to delinquent debt charge - offs as opposed to active debt paydowns by consumers.

In contrast, according to the Parliamentary Budget Officer, the provincial, territorial and local government sector does not have a sustainable fiscal structure, even though their aggregate debt - to - GDP ratio is currently under 30 per cent, but expected to rise significantly due to the impact of an ageing population on their finances.

Here are the dollars attributable to each party in aggregate towards our national debt:

In addition, large, broad - based indexes such as the Barclays Aggregate Bond Index have become less diversified over time, and now are dominated by U.S. government and agency debt.

The only problem is that, in aggregate, the credit debt is not getting paid down.

Aggregate household debt among all households peaked in late 2008 in the aftermath of the financial crisis (Federal Reserve Bank of New York, 2014).

In the July 2010 version of their paper entitled «The Impact of Investor Sentiment on the German Stock Market», Philipp Finter, Alexandra Niessen - Ruenzi and Stefan Ruenzi test the predictive power of a composite sentiment measure combining consumer confidence, net equity mutual funds flow, put - call ratio, aggregate trading volume, initial public offering (IPO) returns, number of IPOs and aggregate equity - to - debt ratio of new issues.

Aggregate household debt outstanding totaled $ 12.116 trillion in the fourth quarter of 2015, 2.4 %, $ 289 billion, greater than its level of one year ago.

Proposal: Spur infrastructure investment in the U.S. by developing Special Purpose Vehicles for public - private partnerships, and aggregating debt into marketable, securitized products.

While the aggregate debt - to - income ratios are similar in Australia and the United States, the distribution of debt is quite different.

Stated differently, of the $ 6.7 trillion in enterprise value added to the S&P 500 since 2013, we estimate $ 418 billion (6 %) is attributable to NOPAT growth (at the 2013YE EV / NOPAT multiple of 18.8 x), $ 1.2 trillion (18 %) is attributable to an increase in net debt, and $ 5.1 trillion (76 %) is attributable to the increase in the S&P 500's aggregate EV / NOPAT multiple to 23.9 x currently (from 18.8 x at the end of 2013).

This process of aggregating assets, paying of debts and distributing any remaining to your heirs is called probate, and can take several months if you don't have a clear will in place.

To date, we do not see a systemic threat from leveraged lending, since broad measures of credit outstanding do not suggest that nonfinancial borrowers, in the aggregate, are taking on excessive debt and the improved capital and liquidity positions at lending institutions should ensure resilience against potential losses due to their exposures.

This will lessen the negative feedback from debt to spending, which, in turn, stops aggregate spending falling as much as it otherwise might do (even though the net asset holders will at some point start to reduce their spending if interest income continues to fall).

The four years of FFP have enforced a 70pc drop in aggregate losses, a drop from 10 to three clubs with $ 50m - plus losses, a dramatic reduction in transfer money debt, a slight fall in the budgetary percentage of wages (64pc to 62pc), plus increasing acceleration in revenue compared with wages.

The boom in for - profit college enrollment during the Great Recession has also served to boost aggregate levels of student debt and student loan defaults.

To top it all, and in partnership with the next Vantage, Vanquish and DBX due to follow (and whatever is to come under the Lagonda brand), the DB11 is tasked with shrugging off the yoke of # 200 million of investment and # 500m of aggregated debt.

In aggregate terms, the total student loan debt outstanding in the country was $ 346 billion in 2004, and has ballooned to $ 1.23 trillion as of late 201In aggregate terms, the total student loan debt outstanding in the country was $ 346 billion in 2004, and has ballooned to $ 1.23 trillion as of late 201in the country was $ 346 billion in 2004, and has ballooned to $ 1.23 trillion as of late 201in 2004, and has ballooned to $ 1.23 trillion as of late 2015.

Of course, restructuring mortgage debt by swapping principal for a claim on future appreciation (with the Treasury administering a «conduit fund» to collect, aggregate and disburse those claims) would be one of the best ways of minimizing the need for these bailouts in the first place.

With multiple companies offering a commercial service to collectors to identify consumers enrolled in debt settlement programs through the use of an aggregated database of debt settlement consumers, many buyers and collectors have developed a hybrid strategy of working directly with a few large debt settlement companies while also scrubbing collection files and submitting offers through third party debt settlement account aggregators.

If your firm is looking for new ways to recognize real value from collections files, trying to locate or contact consumers motivated to settle their debts and who are funding trust accounts for this purpose on a monthly basis and if your firm is seeking an enhanced layer of security and compliance when dealing with third parties in the debt settlement industry, consider a strategy focusing on consumers enrolled in debt settlement programs and select a commercial vendor that aggregates this data to make the process of working with this industry more efficient, compliant and profitable.»

Better it would be if the Fed, which is the main blower of bubbles through easy monetary policy, would pull back on policy when aggregate levels of debt in the economy get above 200 % of GDP, or, would allow us to go through recessions where there is significant pain, and liquidation of bad investments.

The debts built up like mad, ignoring the day when the inevitable weakening in aggregate demand would come, and debts of marginal, overindebted nations would prove weak.

The Vanguard fund, which tracks Barclay's U.S. Aggregate Float Adjusted index, has 65 % of its assets in U.S. government debt.

Experian's Premier Aggregated Credit Statistics dataset was used to report the average credit card debt in each town, city, and state in the United States.

* While consolidation may decrease your overall monthly payment obligations, refinancing pre-existing debt with a home equity loan / line will require you to give us a security interest in your home and may increase the total number of monthly debt payments, as well as the aggregate amount paid over the term of the loan.

It's when the Aggregate Index is used to judge manager performance in ITB funds, specifically managers that own substantial allocations to high yield or EM debt, that it is akin to gerrymandering.

Aggregate student debt increases as more students are graduating from college; but what's particularly troubling is the increase in average student loan debt and the increasing inability of students to repay their loans on time.

As we learned in our blog post about what makes up your FICO score, your aggregate debt and the amounts owed on all credit cards and all installment accounts make up about 30 % of your credit score.

In that case, an individual company, or companies in aggregate across the entire economy, might establish «precautionary» cash balances by running up debt and simply holding the proceeds in cash and cash equivalentIn that case, an individual company, or companies in aggregate across the entire economy, might establish «precautionary» cash balances by running up debt and simply holding the proceeds in cash and cash equivalentin aggregate across the entire economy, might establish «precautionary» cash balances by running up debt and simply holding the proceeds in cash and cash equivalentin cash and cash equivalents.

Furthermore, the interest charged for those loans does not even exist in aggregate unless it is lent into existence too, leading to ever increasing private debt or if the interest comes from government deficit spending, ever increasing government debt (under the current system).

In the aggregate, debt is almost never repaid by entities which remain creditworthy.

For most economic entities, whether corporate or governmental, debt in the aggregate is almost never repaid.

Never repaying debts in the aggregate ought to be part of the underlying assumption in financial accounting which bottoms on the fact that most corporations are going concerns with perpetual lives.

The S&P Global Developed Aggregate Ex-Collateralized Bond Index (USD), which seeks to track the performance of investment - grade debt issued by sovereign, quasi-sovereign, foreign government, and corporate entities in developed countries, delivered a total return of 7.64 % in 2017.

From time to time, Debt Consolidation Programs may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.

Led by a $ 152 billion increase in residential mortgage debt, this increase in aggregate household debt was the largest quarter - over-quarter increase since the third quarter of 2007.

To determine the monthly service fee, the provider must aggregate the number creditors in the plan — whether they are to receive regular payments or a one - time payment in settlement of the debt — and impose any per - creditor charge on that aggregate number (not to exceed a total of $ 50 in any month).

If there is any good news in the higher default rates, says Teresa Shumann - Dodson, vice president of operation at PerSolvo Data Systems of Irvine, Calif., a provider of aggregated account information of consumers enrolled in debt settlement programs, it is that credit card issuers are becoming more flexible when it comes settling those debts.

Aggregate household debt among all households peaked in late 2008 in the aftermath of the financial crisis (Federal Reserve Bank of New York, 2014).

The same predictive relationship is apparent for the broad investment grade bond market (U.S. Aggregate Bond Index), shown in Figure 3, as well as for 10 - year sovereign debt of other developed countries.

According to these estimates of market capacity across senior, mezzanine and equity financing, expansion in senior debt financing capacity appears the constraint on the aggregate amount of LBO activity.

The Adviser may also make active asset allocations within other asset classes (including Commodities, High Yield Debt, Floating Rate Debt, Real Estate Debt, Inflation - Protected Debt, and Emerging Markets Debt) from 0 % to 10 % individually but no more than 25 % in aggregate within those other asset classes.