Sentences with phrase «in availability of»

By doing so, Fannie Mae and Freddie Mac provide a continuous flow of affordable funds for home financing that result in the availability of mortgage credit for Americans.
Also, an increase in the availability of high balance Federal Housing Administration and the Department of Veterans Affairs loan programs also contributed to the net loosening.
By doing so, they provide a continuous flow of affordable funds for home financing that results in the availability of mortgage credit for low -, and moderate - income Americans.
The Fair Housing Act protects any person from discrimination because of race, color, religion, sex, handicap, familial status, or national origin in the sale, rental, or advertising of dwellings, in the provision of brokerage services, or in the availability of residential real estate - related transactions.
This survey reviews trends in mortgage production with an emphasis on changes in the availability of non-prime, QM rebuttable presumption, and non-QM products.
«Credit availability decreased over the month driven primarily by a decrease in availability of conventional conforming loan offerings,» says Lynn Fisher, MBA's vice president of Research and Economics.
Fewer young women are giving birth, most likely due to improvements in the availability of contraception, access to abortion and improvements in sexuality education.
In recognition of the potential value of evidence - based parenting programmes, policymakers and scholars in recent years have taken a proactive stance to promote an increase in the availability of parenting programmes at the population level.3, 11,8 For example, the National Research Council and Institute of Medicine42 recommended in their report on «Preventing Mental, Emotional and Behavioural Disorders Amongst Young People» that parenting programmes should be more widely disseminated and accessible.
Findings include referral bias, poverty, racial disparities in the availability of services, and more.
There are significant deficiencies in the availability of statistics and research on the extent and nature of family violence in communities.
He suggested that the confidence in the availability of attachment figures is built from infancy through adolescence.
Capitalising on recent developments in the availability of linked data relating to child development, health and community services, our study will bring together comprehensive population data relating to social and demographic factors, perinatal factors, health in early childhood, use of early childhood services and child development at school entry for Aboriginal children in NSW.
Our project, the Seeding Success Study, will capitalise on recent improvements in the availability of linked administrative data in Australia, including Medicare Australia data relating to general practitioner (GP) services, and data about participation in early childhood services.
Geographic inequity in the availability of cognitive behavioural therapy in England and Wales
The World Health Organization has acknowledged a global «obesity epidemic», attributed to recent increases in the availability of energy - dense foods and sedentary lifestyles [1].
These include growing waiting lists for public and community housing; a decrease in the availability of boarding housing accommodation; discrimination faced in the private rental market as well as the difficulties of ex-prisoners obtaining employment.
As noted earlier, there are variations in the availability of post-release programs provided by government depending on the reasons why a person was imprisoned (eg, depending on whether they were on remand, community service orders or sentenced to a finite term of imprisonment).
Improved the custom applications build process through automation (Continuous Integration) that resulted in 15 % increase in availability of software for testing.
Belfast's jobs market is dominated largely by the public sector and this is reflected in the availability of graduate roles in health and social care, education, government and not - for - profit organisations.
With regard to the single infringement cited in the ruling, we will take all possible measures including legal action to ensure that there is no disruption in the availability of our Galaxy smartphones to Dutch consumers»
One of the main issues in the gaming community has been an incredibly large shortage in the availability of these types of graphics processing units.
This trend is even more pronounced in coastal NC and rural NC, but there's been a decline in availability of renters insurance in North Carolina.
As such, the solution offers new strides in the availability of cross-enterprise management of law firm business processes and support operations workflow, while significantly expanding the scope of BigHand's offerings.
This is a timely judgment, coming after the implementation of the Jackson reforms and decrease in availability of legal aid.
By promoting confidence in the availability of legal redress (should their rights be infringed) it was hoped that the confidence of consumers to make cross-border purchases would also be boosted.
The CDC believes the increase is possibility the result of an increase in the availability of cheap consumer - grade pneumatic nail guns and air compressors.
The fact that the majority of the population can not obtain legal services at reasonable cost is hardly a «gap» in the availability of legal services.
Most firms saw no decrease in the availability of credit.
It also provides an opportunity to raise awareness of the access to justice crisis and the plight of many vulnerable individuals who are without legal representation because of the significant reduction in the availability of legal aid.
In Alberta, for example, a project undertaken in partnership with the law foundation and the Alberta courts has resulted in the availability of Queen's Bench decisions dating to 1971 and Appeal decisions to 1982 (as of today — but check again next week when the Appeal collection is further expanded to an even earlier date).
Over the past 10 - 15 years, there generally has been a reduction in the availability of insurance to cover environmental issues (including shorter terms, and higher self - insured retentions).
The storage losses resulting from the fluctuations in availability of renewable energy are taken into account accordingly.
Naively, for example, I can imagine slow changes in vegetation leading to variation in the availability of dust & other aerosols.
Himalayan Glaciers: Climate Change, Water Resources, and Water Security explains that changes in the availability of water resources could play an increasing role in political tensions, especially if existing water management institutions do not better account for the social, economic, and ecological complexities of the region.
A «decline in the availability of cheap energy» — i.e. peak oil, and more generally peak fossil fuels, could — if we handle it very stupidly — cause some very serious economic and social disruptions to human society.
A far more dangerous threat to the human endeavor is, in my mind, our reliance on finite resources and the difficulty our economic systems will have coping with a decline in the availability of cheap energy.»
For the Club of Rome report, market forces by themselves are not able to move towards a more decoupled structure of the economy by adjusting overall efficiency and resilience in the availability of resources.
In its determination, the U.S. Fish and Wildlife Service found that while the walruses «will experience a future reduction in availability of sea ice» they are unable to reliably predict the magnitude of the...
Based on 1705 field measurements from 21 distinct sites, a consistent and statistically significant increase in the availability of soil water (11 %) was observed under elevated CO2 treatments in both drylands and non-drylands, with a statistically stronger response over drylands (17 % vs. 9 %).
«Yet with the advent of new unconventional availability, combined with an acceleration of liquefied natural gas (LNG) exports, the Russian preeminence in the availability of hydrocarbons is now under threat.
The resulting change in availability of prey has in turn caused dramatic declines in the numbers of predatory seabirds in west coast colonies and corresponding increases in the size of those colonies on the south and east coast over the same period [58].
Raptors Namibia places most of the blame on poisons, which the bateleur picks up from carcasses on farms placed next to protected nesting areas, but a decrease in the availability of carrion prey hasn't helped.
One can infer that a reduction in the availability of one energy source benefits producers of another competing energy source.
«Africa faces serious gaps in the availability of climate information and the technical capacity to communication information,» Dr. Lubchenco said.
The Artist Studio Program was launched in 2000 in response to the crisis in availability of affordable workspace for artists living and working in New York City.
We will be patching the server within the next few days, but there should be no interruption in availability of the survey.
One of the core causes of PC elitism is rooted in the availability of cutting - edge hardware.
The unprecedented number of strandings is most likely due to a dramatic shift in the availability of prey, such as sardines.
Often, people sign up for a credit card and its accompanying airline rewards program, but when they go to redeem the miles, they become disappointed in the availability of award seats.
These problems, combined with the rapid growth in availability of new drugs for dogs, has some veterinarians worried.
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