Sentences with phrase «in bank lines»

Or ones with booming voices, walking through grocery stores or in bank lines, discussing their business, loud and clear, or even on a cell phone — actual names, addresses, salaries, mortgages.

Not exact matches

THE Bank of Queensland will use Western Australia as a testing ground for a return to the use of mortgage brokers and a new branch model in an attempt to firm up its bottom line.

Canada's debt - saddled governments aren't in a position to reprise the 2009 stimulus spend, and Canadian consumers definitely shouldn't be further stressing their credit cards and bank lines.

Such an outcome could prove to be a classic unintended consequence: Morneau's reforms — meant to reduce or contain the accumulated risk created by precipitously over-leveraged homebuyers — may unwittingly increase the overall systemic risk in the economy by driving red - lined borrowers to the sort of uninsured subprime mortgages that have proliferated in the shadow banking sector.

On average, you pay a 1 - 3 % higher interest rate when compared to the prime rates found in lines of credit and bank loans.

Additionally, now there are fantastic apps for handling our bank accounts from our smartphones (via the Internet, of course), so waiting in a long line at the bank just to make a small transfer is pretty much a thing of the past.

That last line is key: «Increased bank reserves held at the Fed don't necessarily translate into more money or cash in circulation, and, indeed, broad measures of the supply of money have not grown especially quickly, on balance, over the past few years.»

In the third quarter, Bank of America beat on the top and bottom lines, reporting earnings per share of $ 0.41 on revenue of $ 21.64 billion.

The silver lining: Bloom's role as the bank helped her learn to value herself as a potent businesswoman in her own right.

We spent the first five years of our business in a constant state of anxiety, culminating in a near - disaster; in 1989 our bank kicked us out and we lost our line of credit.

In order to set up payroll, however, the person on the other end of the line just needs you to fill out a form with your Social Securitynumber and bank account information.

Irene Dodge, the owner of Elements Art Supply in Athens, Georgia used her bank line to order $ 30,000 worth of goods in time for back - to - school, her busiest season of the year.

TORONTO — A cloud of uncertainty is hanging over the global potash industry, but demand from developing countries is expected to grow in line with historical trends, a report by TD Bank says.

, a vice-chairman on the House Financial Services Committee, has sent a blistering letter to Federal Reserve Chair Yellen telling her in no uncertain terms to stop cooperating with other central banks and insurance supervisors over global rules of conduct, at least until the new administration has given her a clear political line to follow.

The more progressive line argues, as Wolman does, that reliance on cash transactions «perpetuates [poor] peoples» exclusion from banking and the formal economy» and makes it hard for governments, especially in developing countries, to efficiently serve their citizens.

But with the Volcker rule, the banks wouldn't be able to dabble in certain trading activities for their own bottom lines, which lawmakers hope will help reduce losses in the event of another calamity.

At home, one in five Filipinos live below the poverty line, according to the Asian Development Bank.

Your balance sheets will help show the bank the worth of your assets and the strength of your company, which can in turn determine the SBA loan or line of credit amount you qualify for that would best fit your business's needs.

So in other words, if you want to take out a $ 1 million line of credit, you'll probably need seven figures» worth of equipment, real estate, or other assets the bank can anchor onto — and make a claim to, in case you default.

There's plenty of overlap here — many alternative lines of credit break $ 1 million while plenty of bank lines of credit go down to $ 10,000 — but, in general, banks give out bigger loans for cheaper.

BUDAPEST, May 3 - The crown eased versus the euro on Thursday as expectations for hawkish comments from the Czech central bank were outweighed by indications from the U.S. Investors in Central Europe have been closely watching the euro / dollar cross in the past weeks, which hovered around the 1.2 line on Thursday.

Sterling trod water after falling through the $ 1.36 line in the previous session as investors further reduced bets of a central bank rate hike next week.

Then the credit crisis erupted in 2008 and the company's bank, under financial pressures, reined in the New York City firm's revolving credit line.

Commercial lending to businesses by banks is rising at a rate that far outpaces the loans they're making for mortgages and home equity lines of credit, but you wouldn't necessarily know that from speaking to some of the smallest businesses in the U.S.

The loans range from $ 500 up to $ 350,000 or more, with interest rates that are slightly higher than bank rates and terms that are in line with conventional loans.

It paves the way to bank loans and credit lines and, ultimately, to credibility in the eyes of local and state authorities who grant permission to operate.

Equivalence refers to Brussels granting market access to foreign banks, clearing houses, fund managers and insurers if their home rules are in line with the bloc's.

Bottom line: My recommendation for Canadian issues is to concentrate in the banks and other financials, utilities and telecoms at the expense of other sectors such as consumer staples and consumer discretionary stocks.

If there's a silver lining, the Bank of Canada's commodity price index appear to have levelled off since March, so the GDI news in 2015Q2 doesn't look like it will be as bad as it was in 2015Q1.

But he said in a statement on Tuesday that if the agency does push ahead with such a charter, fintech firms would be supervised in line with similar, traditional banks «with appropriate requirements for capital, liquidity, and meeting the financial needs of its customers.»

«The bottom line is that a sounder financial system in Canada allowed the credit taps to remain open, unlike in the U.S. or Britain, where banks just froze or tightened their lending standards quite severely,» says Sal Guatieri, a senior economist with BMO Financial Group.

I was CFO of a successful software company that had to show average returns of more than 25 percent of revenue to the bottom line after taxes, growth of more than 50 percent per year for five years and an excess of $ 20 million in annual revenue before the bank would release the owner's personal guarantees.

Richard Lumb, Accenture's group chief executive for financial services, says in an emailed statement: «Through this first - of - its - kind analysis of real - world cost data we draw a clearer line under blockchain's value to investment banks.

If you do that, you're in a position of power and can get banks to compete for your business by reducing application fees, draw fees and unused line fees, as well as the interest rate.

(The difference is that in home equity loan, the bank provides a lump sum, often for a specific purpose, whereas a line of credit is much like a credit card — available credit for you to use when you need it.)

Her stinginess with herself paid off in 1994, when Time Line Productions obtained a $ 200,000 bank loan earmarked to buy a 3,800 - square - foot office building, pay the company's taxes, and hire a vice-president of sales and marketing (husband Tim).

Like a branch concept being used by Citi in New York, the centrepiece of RBC's so - called retail store is a futuristic financial - planning table designed to impress upon consumers just how far banking has come from the days of long lines and not - so - great service.

Instead of looking at a number in a bank account, consider lines of credit or capital partners who are willing to pony up more money when the company hits difficult times.

By that logic, we should all still be standing in line at our local bank branch, waiting to chat with our favourite teller.

If the bank did the deeds as the SEC contended, why weren't individuals being punished in line with SEC guidelines, he had asked?

The under the hood things we're investing in will ultimately be channeled toward driving better user experience, whether it's approving a new line of credit in less than 10 minutes or being able to fund invoices and have money in the bank within four hours.

But at that bank, receivables financing involved cash - management fees: $ 85 a month for a lock box, 40 cents per check deposited in the lock box, $ 16 a month for account processing, and $ 75 a month for the ability to check postings on - line.

Axios notes that Spotify is likely on track to go public in the first quarter of 2018 through a direct listing, rather than going the more traditional route where Wall Street banks help a company line up investors.

They show the Fed has at times taken a tough line with banks in the sector, and may darken the outlook for Goldman Sachs and Morgan Stanley, both of which still own physical commodity trading assets such as warehouses, pipelines and oil storage tanks.

But while that may be bad for some banks» bottom lines it could aid homeowner balance sheets, leading to more consumption in the economy.

«Our biggest challenge was to obtain a large operating line from chartered banks in order to maintain a comfortable cash flow and run our operations.

Although she expected the worst, Greenberg was still stunned by what she found: accounts payable kept in paper form in an employee's desk drawer; no lines of bank credit; routine loans from «the bank of Dave» to the company; no plans for raising capital.

Banks generally release revenue numbers for equity capital markets in their quarterly announcements, but each bank is liable to include different bits of business in different reporting lines.

«I think there's a lot of focus upon the top line in the bank and over near - term we have been fairly flat on the top line, but if you look back over the last nine months, actually the top line is up about 5 percent,» Halford said about the share price move.

But this conceals the strikingly different fortunes of integrated dealers (larger firms, including those owned by the Big Six banks, that do business across the country and in multiple business lines) and so - called boutiques.