Alternatively, you can contact the company where you hold other types of insurance and see whether they specialize
in business liability insurance.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected
in such forward - looking statements and that should be considered
in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our
business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial,
business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases
in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for
business aircraft, including the effect of global economic conditions on the
business aircraft market and expanding conflicts or political unrest
in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions
in the industries and markets
in which we operate
in the U.S. and globally and any changes therein, including fluctuations
in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain
in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both
in the U.S. and abroad; 20) the effect of changes
in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction
in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product
liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco
business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco
in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to
business relationships and other
business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing
business internationally, including fluctuations
in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
While you may be used to running your
business in a more informal fashion, a large corporation will be concerned with UPC codes, product
liability insurance and other packaging and labeling must - haves.
If you remove the need to income split by taxing the family unit of those
in married or living common - law relationships and then adopt a flat tax for everyone — say 20 % — there really is no need for small
business to incorporate, except for perhaps
liability issues.
Net written premiums of $ 574 million increased 6 %, reflecting an increase
in domestic surety premiums, continued strong retention and an increase
in new
business in domestic management
liability, while renewal premium change remained consistent with recent quarters.
As standard,
business credit cards require a personal -
liability agreement to be
in place.
In Bond & Specialty Insurance, net written premiums increased 6 %, with growth in both the management liability and surety businesse
In Bond & Specialty Insurance, net written premiums increased 6 %, with growth
in both the management liability and surety businesse
in both the management
liability and surety
businesses.
This decision is crucial
in terms of the tax consequences, the authority given to individuals associated with the company, and potential
liability (that is, the financial responsibility) for each person connected with the
business.
In a 2015 Fortune op - ed, Hootsuite CEO Ryan Holmes argued that forgoing social was «backward - looking, blinkered, and above all, a serious
business liability.»
In any case, she suggests, the SBA's role in the American economy is statistically insignificant — less than 1 percent of all businesses receive SBA loans each year — yet constitutes unfair competition to businesses that don't need such help and a potentially huge liability to taxpayers should the economy tan
In any case, she suggests, the SBA's role
in the American economy is statistically insignificant — less than 1 percent of all businesses receive SBA loans each year — yet constitutes unfair competition to businesses that don't need such help and a potentially huge liability to taxpayers should the economy tan
in the American economy is statistically insignificant — less than 1 percent of all
businesses receive SBA loans each year — yet constitutes unfair competition to
businesses that don't need such help and a potentially huge
liability to taxpayers should the economy tank.
Liability protection is not absolute and there are several instances where a
business owner can be personally liable
in business despite the fact he or she created a
business entity.
A major disadvantage of doing
business as a general partnership is that all partners are personally liable for
business debts and
liabilities (for example, a judgment
in a lawsuit).
Make sure you have a considerable amount of capital set aside, especially because
in a sole proprietorship you assume personal
liability for all activities of that
business.
In the United States, more than 2.4 million small businesses are set up as a limited liability company (LLC) for the purpose of limiting personal liability and protecting the owner's personal assets in the event of business failur
In the United States, more than 2.4 million small
businesses are set up as a limited
liability company (LLC) for the purpose of limiting personal
liability and protecting the owner's personal assets
in the event of business failur
in the event of
business failure.
Working with entrepreneurs and small -
business owners who are generating $ 300,000
in revenue, I've seen that their decision to have their LLC taxed as a corporation and make the S - corp election cuts their total tax
liability by one - third.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions
in the industries and markets
in which United Technologies and Rockwell Collins operate
in the U.S. and globally and any changes therein, including financial market conditions, fluctuations
in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand
in construction and
in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges
in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired
businesses into United Technologies» existing
businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies
in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including
in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including
in connection with the proposed acquisition of Rockwell; (7) delays and disruption
in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new
business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes
in political conditions
in the U.S. and other countries
in which United Technologies and Rockwell Collins operate, including the effect of changes
in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates
in the near term and beyond; (16) the effect of changes
in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations
in the U.S. and other countries
in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result
in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including
in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted
in their operation of their
businesses while the merger agreement is
in effect; (21) risks relating to the value of the United Technologies» shares to be issued
in connection with the pending Rockwell acquisition, significant merger costs and / or unknown
liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Principal documents that should be submitted by the entrepreneur who hopes to start a new
business include: resume (and resumes of any other key people involved
in the proposed enterprise); current financial statement of all personal assets and
liabilities; summary of collateral; proposed operating plan; and statement detailing revenue projections.
The 200 - year - old
business went into compulsory liquidation at 0600 GMT after costly contract delays and a slump
in new
business left it swamped by debt and pensions
liabilities of at least 2.2 billion pounds ($ 3 billion).
There are many types of
business structures, and sole proprietorships don't have the kind of limited
liability that others have (
in other words, if your
business gets sued, your personal possessions aren't protected).
• Also known as errors and omissions insurance, professional
liability insurance protects your
business against malpractice, errors, and negligence
in service provided to your customers.
The disclosure said that the company may face product
liability claims due to «failures of new technologies that we are pioneering, including autopilot
in our vehicles,» adding that «product
liability claims could harm our
business, prospects, operating results and financial condition.»
What's most impressive about Pinterest's plan is not its commitment to diverse hiring (though that's very welcome), but its acknowledgment that a homogenous work environment is a
liability, not an asset,
in building a sustainable
business.
However, homeowners» policies are limited
in coverage and you may need to purchase additional policies such as home - based
business insurance to cover other risks, such as general and professional
liability.
Filing dissolution papers is especially important if you have partners or other owners
in the
business, as it prevents future confusion about ownership and
liability.
Remember that if you're hiring a freelance photographer to work on location or
in your
business, they should have some form of
liability insurance
in case anything is broken or damaged during a photo shoot.
In addition, our
business may be impacted by the adoption of new tax legislation or exposure to additional tax
liabilities.
One of our respondents expressed this frustration: «Although we are squeaky clean
in terms of financials (no
liabilities, etc.), and have been
in business for five years, we can not find banks to lend to us without giving up our firstborn, so I am using my savings to finance the
business.»
Well, there's a new alternative: the Limited -
Liability Company (LLC), a
business structure now available
in eight states: Colorado, Florida, Kansas, Nevada, Texas, Utah, Virginia, and Wyoming.
Estate taxes, which currently can reach 55 % or higher
in some states, can kill even the most promising of fast - growing
businesses by forcing heirs to sell prematurely to meet tax
liabilities.
Schorr cautions that LLCs won't fit every company's needs: «Because of the limited number of states that have enacted LLC statutes, and the lack of case law, companies that do
business in a range of states run the risk of encountering a state that wouldn't recognize the limited
liability of the partners.»
We can interpret a debt - equity ratio of 0.5 as saying that the company is using $ 0.50 of
liabilities in addition to each $ 1 of shareholders» equity
in the
business.
Known as the limited -
liability company (LLC), this structure offers the best of all corporate worlds for many new
businesses: personal - asset protection (normally available only to shareholders of C corporations), elimination of corporate - level taxes (a benefit normally reserved for partners or S - corporation owners), and flexible ownership rules (which S corporations
in particular lack).
Given the interest
in offshoring
business and assets among the ultra rich technorati, it seems unlikely that congress would ultimately be able to pin down tax
liability, labor rules or much else if these companies decide to exercise their technical genius to seastead, build a jungle city, or find a nice island to operate from.
If the current ratio is less than one, it can mean that any current
liabilities business owners are paying are costing the company more money than the assets they are bringing
in.
Limited Partner: a co-owner of a
business organized as limited partnership who (unlike a general partner) does not participate
in the management of the firm and has limited personal
liability for the firm's debts.
Unlimited
liability: This means that
in case the
business runs bankrupt, the assets of the
business owner will be sold to clear off the debts.
He is a Certified Specialist both
in Taxation Law and
in Estate Planning, Trust & Probate Law (The State Bar of California, Board of Legal Specialization) admitted to practice law
in California, Hawai'i and Arizona (inactive), specializing
in Federal and state civil tax and criminal tax controversy matters and tax litigation, including tax - related examinations and investigations for individuals,
business enterprises, partnerships, limited
liability companies, and corporations.
General Partner: an owner of a partnership who has unlimited
liability and who is active
in the day - to - day operations of the
business.
Typically, buyers execute an extensive due diligence process prior to consummating the purchase of a
business or investment to gain a full understanding of the both the assets being acquired as well as any
liabilities or risks inherent
in the
business or transaction.
An accountant will advise you on the best structure for your
business and the type of company you should form
in accordance with your potential tax
liabilities.
It is also important to note that
liabilities, such as outstanding bank loans, guarantees, lease agreements and payments to suppliers are usually not insured, leaving the personal assets of
business owners pledged against these
liabilities, and potentially leaving family members
in financial distress.
Businesses can hide both assets and
liabilities off the balance sheet so that they are not reflected
in accounting book value.
He also authored many published legal articles including New Developments
in Oklahoma
Business Entity Law, Summer 2003 edition of the Oklahoma Law Review and Application of Securities Laws to Limited
Liability Companies,
in the Consumer Finance Law Quarterly Report Vol.
Since restaurants operate
in an industry where future revenue streams are highly unpredictable, many small
business lenders will often look at a company's assets and
liabilities to gauge the likelihood of a loan being paid back.
Small
business 401 (k) plan sponsors have a fiduciary responsibility to act
in the best interest of their plan participants or risk personal
liability.
Important factors that may affect the Company's
business and operations and that may cause actual results to differ materially from those
in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation of retail customers; the Company's ability to predict, identify and interpret changes
in consumer preferences and demand; the Company's ability to drive revenue growth
in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility
in commodity, energy and other input costs; changes
in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's cost savings initiatives; changes
in relationships with significant customers and suppliers; execution of the Company's international expansion strategy; changes
in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product
liability claims; unanticipated
business disruptions; failure to successfully integrate the Company; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions
in the nations
in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility
in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; disruptions
in information technology networks and systems; the Company's inability to protect intellectual property rights; impacts of natural events
in the locations
in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's dividend payments on its Series A Preferred Stock; tax law changes or interpretations; pricing actions; and other factors.
The pro forma financial information was prepared using the acquisition method of accounting, which requires, among other things, that assets acquired and
liabilities assumed
in a
business combination be recognized at their fair values as of the completion of the acquisition.
We estimate the fair value of assets acquired and
liabilities assumed
in a
business combination.
Outsourcing your industrial service needs reduces your risk and
liability associated with non-core
business functions and allows a world - class organization with extensive resources, specializing
in meeting these needs, to bring our resources and expertly trained staff to your facility.
Many factors could cause BlackBerry's actual results, performance or achievements to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability to enhance its current products and services, or develop new products and services
in a timely manner or at competitive prices, including risks related to new product introductions; risks related to BlackBerry's ability to mitigate the impact of the anticipated decline
in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related to recent political and economic developments
in Venezuela and the impact of foreign currency restrictions; risks relating to network disruptions and other
business interruptions, including costs, potential
liabilities, lost revenues and reputational damage associated with service interruptions; risks related to BlackBerry's ability to implement and to realize the anticipated benefits of its CORE program; BlackBerry's ability to maintain or increase its cash balance; security risks; BlackBerry's ability to attract and retain key personnel; risks related to intellectual property rights; BlackBerry's ability to expand and manage BlackBerry (R) World (TM); risks related to the collection, storage, transmission, use and disclosure of confidential and personal information;