Sentences with phrase «in dangerous hobbies»

Do you actively participate in any dangerous hobbies such as skydiving, bungee jumping or rock climbing?
Maybe you engage in dangerous hobbies, or you simply enjoy taking a trip to the mountains for an annual ski retreat; be aware that the more active your lifestyle, the higher your risk of suffering a debilitating injury.
Do you actively participate in any dangerous hobbies like hang gliding, bungee jumping or sky diving?
In the past 2 years have you participated or do you plan on participating in any dangerous hobbies such as sky diving, bungee jumping or hang gliding?
If you have a bad driving history or participate in any dangerous hobbies this will also be a part of the consideration for life coverage.
One other two main factors, which might connect with you as a biker, is the fact that insurance carrier would glance at your driving record, and whether you take part in a dangerous hobbies or activities.This means first you need to have a very good driving record to become eligible for lower rates and a better rating.
In the following article we will address how to get life insurance if you engage in dangerous hobbies.
Participate in dangerous hobbies or occupations — Participating in dangerous hobbies such as sky diving or hang gliding will often knock people out of traditional life insurance coverage.
That being the case, you should realize that if you engage in dangerous hobbies like flying in private planes, skydiving, rock climbing, scuba diving etc., you may not be able to get insurance.
An applicant rated as «substandard risk» is commonly in poor health, has already manifested a preexisting condition that is beyond the standard risk classification (based on the underwriting review), or might engage in a dangerous hobby or occupation.
Wow, I never knew that participating in a dangerous hobby could cause a life insurance agency to deny you of a health insurance policy!

Not exact matches

The very best health tier, for those in outstanding shape, with no family medical issues, no smoking history in the past 5 years, ideal blood pressure and cholesterol, and no dangerous hobbies.
The very best health tier, for those in outstanding shape, with no family medical issues, no smoking history in the past 5 years, ideal blood pressure and cholesterol, and no dangerous hobbies.
People in this category typically don't engage in risky work or dangerous sports or hobbies.
Let your agent know if you take up a dangerous hobby or begin a high - risk job after the policy is in force.
I am often asked by civilians — by that, I mean those outside both the industry and the hobby — «What is the most dangerous animal in the store, or that you have worked with?»
Certainly, but it's even more dangerous to change horses in midstream, which is what you did while riding your favorite hobby horse «proposed mitigation leads to economic disaster,» the ultimate in hyperbole, and then hopped onto your other favorite hobby horse, that those pointing out you're an idiot must be an idiot themselves for wanting to «save us from economic disaster.»
Our group of modelers is 99.99 % made up of people who are very careful and very respectful of others.We have to be that way in order to take the time to build our models.It takes a great deal of patience to assemble our models to install the engines, electronics, control surfaces and then after all that hard work we risk it all by taking it outside and flying it.So we have to be very very careful or we risk losing something we have put a lot of time and money into.We are never going to do anything to risk our model ourselves or anyone else because doing so would ruin the entire hobby.The.001 % who don't go thru this or who just don't have any respect for anyone in the first place are dangerous and should by all means be apprehended and punished for their actions.But for those of us who have been flying for years and years in what was a safe and fun hobby have been grouped together with the few and we are all being punished for their actions.I find this reaction by the government to be barbaric, unjust, cruel, and just plain idiotic.
But a dangerous occupation or hobby that they have may place them in a high risk life insurance category.
The very best health tier, for those in outstanding shape, with no family medical issues, no smoking history in the past 5 years, ideal blood pressure and cholesterol, and no dangerous hobbies.
And you will have to wait on most applications two years after quitting the hobby in order to qualify if you do engage in specific dangerous hobbies.
These are your high risk life insurance individuals who may work in a hazardous occupation, or have dangerous hobbies, such as motorized racing or skydiving, and they too tend to have to pay higher premiums than the average Joe.
It will also be necessary for the underwriters to know if the applicant takes part in any «risky» or «dangerous» hobbies such as scuba diving or hang gliding, as these can make an insured more of a risk to a life insurance company.
Any of those dangerous hobbies are going to cause an increase in how much you pay for your life insurance.
You don't want your coverage disputed or denied, especially in your family's time of need, because you failed to disclose your love of a dangerous hobby.
In event of a accident - related claim or premature death related to a dangerous hobby, your insurance company is more than likely to investigate before making a payout.
Dangerous hobbies and hazardous jobs will either result in higher premiums or no insurance coverage whatsoever.
However, the insured's occupation and dangerous hobbies play a role in the determination of the amount.
For this reason, we strongly recommend, that if you do participate in what some might call a dangerous hobby, give us a call prior to shopping for your life insurance quote because in all likelihood, your best options will most likely come from one of three different life insurance companies.
Whether you're in subpar heath or have a dangerous hobby, the flat extra can be a common addition to your rate.
In fact, participating in what could be considered a dangerous hobby could very well be a reason for some life insurance companies to decide not to offer you a life insurance policy regardless of how healthy your arIn fact, participating in what could be considered a dangerous hobby could very well be a reason for some life insurance companies to decide not to offer you a life insurance policy regardless of how healthy your arin what could be considered a dangerous hobby could very well be a reason for some life insurance companies to decide not to offer you a life insurance policy regardless of how healthy your are!
If you're not in perfect health or you have some dangerous Hobbies that you like to participate in, we will find you a company that will look at you more favorably and not just throw your application against the wall to see if it sticks.
Additionally, the guaranteed insurability rider does exactly what the name suggests and allows the insured to acquire more coverage down the road regardless of circumstance or any particular change in lifestyle, such as dangerous hobbies.
Don't try to cover up these hobbies, as your insurer could find out about them during the contestability period and cancel your policy or, worse yet, refuse to pay out in the event of your death due to a dangerous hobby.
If you have a high net worth or engage in dangerous sports or hobbies, you are at a higher risk for lawsuits.
If you're engaged in a dangerous occupation or hobby, this might be advantageous, but keep in mind that insurers will assess you for a higher premium if you are specifically engaged in dangerous occupations or hobbies.
Whether you are «high risk» due to a hazardous job or occupation, the dangerous activities or hobbies you engage in, are a smoker or have a health condition such as diabetes, high blood pressure, cholesterol, or bipolar disorder, you pose additional risk to the insurance company underwriting your contract.
If you have any dangerous hobbies or are in a profession that is hazardous, your premiums will be higher for life insurance.
To get preferred plus you need to be in great health, abstain from dangerous hobbies or occupations and have a clean driving record.
In Edmonton, like anywhere else, there are people working dangerous jobs and partaking in potentially dangerous hobbies and activitieIn Edmonton, like anywhere else, there are people working dangerous jobs and partaking in potentially dangerous hobbies and activitiein potentially dangerous hobbies and activities.
Posted in accidental death, contestability, death benefit, hazardous activities, insurance, life insurance, pilot, private pilots, scuba diving, skydiving Tagged contestability, customer service, dangerous hobby, foreign travel, hazardous activity, life insurance, nsurance, perceived risk, private aviation, private pilot, rock climbing, skydiving, unscrupulous agent
People with dangerous jobs or hobbies are statistically more likely to get into auto accidents and, thus, pay more in auto insurance.
Intention to participate in dangerous sports or hobbies
Other potential candidates can include those who take part in more risky or dangerous occupations and / or hobbies, as well as those who just simply can not or do not wish to take part in a medical examination as a part of the underwriting process.
This could be due to an adverse health condition, or it may be because they participate in hobbies that are considered to be dangerous or risky by the life insurer.
Dangerous hobbies - In some cases insurers will either decline to insure you, or charge you more, if you engage in activities that are dDangerous hobbies - In some cases insurers will either decline to insure you, or charge you more, if you engage in activities that are dangerouIn some cases insurers will either decline to insure you, or charge you more, if you engage in activities that are dangerouin activities that are dangerousdangerous.
Posted in insurance, life insurance, skydiving Tagged accidental death, dangerous hobby, insurance, life insurance, race airplanes, recreational skydiving, skydiving, term insurance
Let your agent know if you take up a dangerous hobby or begin a high - risk job after the policy is in force.
Posted in accidental death, Active Duty Military Life Insurance, foreign travel, High Limit AD and D, insurance, life insurance, missionaries, professional car racing Tagged aviation exclusion, charge a giant flat extra., dangerous hobbies exclusion, decline to offer coverage, exclusions, exclusions matter of state law, insurance, life insurance, life insurance exclusions, missionaries, mountain climber, professional car racing exclusion, supplemental accidental death policy
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