Sentences with phrase «in dangerous occupations»

Conversely, those who are in poor health, as well as those who may work in dangerous occupations or participate in risky activities such as skydiving, present a higher than average likelihood of claims to the insurance company.

It was founded in 1889 as Citizen's Hospital Committee of Pitkin County to care for single, working men employed in dangerous occupations.

Keep in mind our instant quote form on the right will give you an idea of insurance premiums, but in order to obtain accurate term life insurance quotes, you'll need to speak to an agent, to discuss other factors that may affect your health rating, such as your family's health history, and whether or not you participate in any hazardous activities, travels, or work in a dangerous occupation.

Do you work in a dangerous occupation?

These would include, but are not limited to, working in a dangerous occupation, participating in hazardous activities, or traveling outside of the United States.

If you're engaged in a dangerous occupation or hobby, this might be advantageous, but keep in mind that insurers will assess you for a higher premium if you are specifically engaged in dangerous occupations or hobbies.

This can help you to secure the coverage that you need — even if you have certain health issues, and / or if you work in a dangerous occupation where you may considered a higher risk by the insurance carrier.

Not exact matches

According to Baleka, the average life expectancy for a long - haul truck driver in the U.S. is 61 to 64 years (10 to 15 years less than the average American male); truck drivers have the highest rate of obesity of any occupation in the U.S. (86 % are overweight, 69 % are obese); they have one of the highest rates of metabolic syndrome, a group of risk factors for heart disease and diabetes; in some years they have had the highest number of fatalities of any occupation, making trucking one of the most dangerous and unhealthy occupations in the U.S.

Dangerous occupation People shout at me — I've had, «Get us out of Europe», «Don't let any more immigrants in», «What you gonna do about hoodies?»

Measurements of salt particles in ice cores suggest that storminess rose toward the end of the occupation, perhaps making voyages to hunt and trade walrus ivory even more dangerous.

This film explosives the inherently dangerous occupation of astronauts and cosmonauts, who in the face of an unforgiving hostile environment, and relentless life threatening pressures, endured almost certain death in the pursuit to conquer the unknown.

A Thousand Naked Strangers By Kevin Hazzard Scribner • $ 16 • ISBN 9781501110863 After stints in sales and journalism, Hazzard decided to find out how he would fare in an occupation that was less routine and a lot more dangerous — driving an ambulance as a paramedic in Atlanta.

Coal mining is a dangerous occupation, with dozens of workplace accident deaths in the U.S. each year, on average.

The American oil refinery and plant manufacturing industries have long been considered two of the most dangerous and deadly occupations in the country.

In fact, the U.S. Department of Labor ranks the job of garbage truck operators as one of the country's most dangerous occupations, largely due to the oversized rate of fatal garbage truck accidents.

Farming is one of the most dangerous occupations in the Bakersfield, California area.

If your occupation happens to be more dangerous in nature, you have the right to expect that your employer will go the extra mile to ensure all safety standards are adhered to and that rigorous inspections on a regular basis.

Some jobs are more dangerous than others, but employees in even the most dangerous occupations are entitled to a certain level of safety in the workplace.

Unfortunately, drilling for oil and gas is also one of the most dangerous occupations in the nation.

If you have any health conditions, a hazardous occupation or are involved in a dangerous sport, your final rates can be affected also.

When other variables enter the picture such as health conditions, a history of Cancer or Heart Disease in your family tree, obesity, dangerous occupations and sports, the rates can definitely go up.

Participate in dangerous hobbies or occupations — Participating in dangerous hobbies such as sky diving or hang gliding will often knock people out of traditional life insurance coverage.

But a dangerous occupation or hobby that they have may place them in a high risk life insurance category.

If you have any medical conditions a hazardous occupation or you are involved in any dangerous sports.

These are your high risk life insurance individuals who may work in a hazardous occupation, or have dangerous hobbies, such as motorized racing or skydiving, and they too tend to have to pay higher premiums than the average Joe.

With our roads getting more dangerous every day, an extra accidental policy may be appropriate for people in these occupations.

These assumptions are a generally fit person with no major concerns which negatively affect rates, like poor driving record, serious health risks, or involvement in hazardous or dangerous occupations and activities.

The occupation demands individuals have some emergency medical training and pass written and physical tests to evaluate their ability to perform in this dangerous environment.

For example, life insurance companies may require higher premiums or deny coverage altogether to people who work in hazardous occupations or engage in dangerous sports.

An applicant rated as «substandard risk» is commonly in poor health, has already manifested a preexisting condition that is beyond the standard risk classification (based on the underwriting review), or might engage in a dangerous hobby or occupation.

If you have pre-existing medical conditions, high blood pressure, you are a smoker, you have a dangerous occupation, or you participate in hazardous activities, your rates may be higher.

However, the insured's occupation and dangerous hobbies play a role in the determination of the amount.

Such life insurance plans are geared towards those who work in a high - risk occupation, as well as individuals who participate in more dangerous activities such as bungee jumping or skydiving.

A pre-screen is a very simple process of reviewing an applicant's medical conditions, dangerous sports or occupation with several life insurance companies to see who will give the best offer to the applicant which in essence is just another word for the lowest premium.

Dangerous sports and occupations could end up in a serious accident which could lead to death in some cases.

One of the most important steps if you have a health condition, a hazardous occupation or you are involved in a dangerous sport is to have your agent run a pre-screen for you.

Dangerous occupations such as a policeman, firefighter, commercial diver or helicopter pilot for example can play a big part in obtaining the lowest premium.

If you do not have a dangerous sport or a hazardous occupation, this will be a feather in your cap.

Having a medical condition or a hazardous occupation or dangerous sport will be treated in much of the same manner.

Keep in mind that medical conditions or a dangerous occupation can increase the cost of your life insurance from just a very small amount to an extreme level depending on what the condition actually is.

For the mom or dad who are military contractors doing IT work in Iraq, or the deep sea welders and shrimp boat fishermen, they know that death is more likely to occur while on the job compared to a receptionist, so don't be surprised if your price goes up a bit if you have a dangerous occupation.

Working around medical conditions, hazardous sports or having a dangerous occupation will create more obstacles in the road which will make your quest for the...

In addition to that, we can help you secure a policy if you were previously turned down due to bad health or dangerous occupation.

Due to the size and financial stability of this company they can afford to insurance people with medical conditions or have hazardous occupations or dangerous sports they are active in.

If a person has any serious health conditions, hazardous sports they are involved in or dangerous job occupations, choosing the most applicable company will be very important.

Whether you are «high risk» due to a hazardous job or occupation, the dangerous activities or hobbies you engage in, are a smoker or have a health condition such as diabetes, high blood pressure, cholesterol, or bipolar disorder, you pose additional risk to the insurance company underwriting your contract.

There are some occupations that are considered by insurers as high risk than others for e.g. soldiers, pilots, fishermen, miners, off - shore oil or gas industry workers, etc. are considered more dangerous occupations that people working in offices with a desk job, shop workers, teachers, etc..

To get preferred plus you need to be in great health, abstain from dangerous hobbies or occupations and have a clean driving record.

occupation, residence in unheatlhy climate, or dangerous habits

Accidental death & dismemberment (AD&D) coverage may be important for those who may have dangerous occupations, but in general, it is only useful to a handful of people.