Sentences with phrase «in debt and credit»

When you're in debt and your credit rating has hit rock bottom, cheap credit repair sounds like a dream come true.

In addition, the data for selected states reveal substantial regional variations in debt and credit patterns:

Not exact matches

Times editorial board member Elizabeth Williamson writes that wealthier tech employees seem to support Clinton; meanwhile, those living in «a less glamorous Silicon Valley, inhabited by brainy young people whose long hours power the big companies and whose college debt is so heavy that some of them can't even qualify for a credit card» are «feeling the Bern.»

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

With a $ 320,000 mortgage on their $ 450,000 house in St. Albert, Alta., and $ 4,000 on a line of credit, their debt is reasonable.

Start by selecting a good credit card and then focus on establishing smart credit card habits — and if you have debt already, be diligent in your payments.

The study involving about 1000 Facebook users in the US found that those who spent relatively more time on Facebook and had a strong network on social media were more likely to have lower credit scores and more credit card debt compared to those who used it less and had a comparatively weaker network.

Canada's debt - saddled governments aren't in a position to reprise the 2009 stimulus spend, and Canadian consumers definitely shouldn't be further stressing their credit cards and bank lines.

According to the Canadian Bankers Association, 69 per cent of household debt in Canada is made up of residential mortgage debt, while 18 per cent comes from lines of credit and five per cent is credit card debt.

Credit card is typically the most expensive debt you can take on, with APRs in the teens and 20s — while education, mortgage and personal loans generally charge interest in the mid-single digits.

An analysis of a company's debts, assets, and investments can provide a solid picture of its credit worthiness, particularly when the data are compared to a composite of companies of similar size in similar industries.

Admit how much you have spent shopping in the past six months, how much credit card debt you have and just how far you have fallen from being a responsible spender.

Further, in cities with rising home values, particularly Toronto and Vancouver, homeowners can secure a home equity line of credit (HELOC) to pay other debts or simply fund their lifestyles.

She moved in with a friend and was able to pay off her mortgages, but she couldn't make much of a dent in her credit card debt.

He had a couple thousand in credit card debt and a small, high - interest loan from EasyFinancial he'd taken to cover an unexpected medical expense for a family member.

These laws include the Equal Credit Opportunity Act, Fair Credit Reporting Act, Truth in Lending Act, Fair Debt Collection Practices Act, and Fair and Accurate Credit Transactions Act.

• More than half (58 per cent) of Canadians pay their credit card balance in full each month, avoiding credit card debt and interest payments altogether.

If you can leave this decade with minimal debt, you're in good shape — focus on paying off your highest interest rate debt, and your credit card balances monthly.

«When I graduated from Georgetown in 2012, I walked away with more than just a Master's degree — I also had about $ 20,000 in student loans and another $ 5,000 in credit card debt.

There's opportunity in emerging market debt despite growing concerns over higher credit levels and the impact of a strong dollar, the chief executive of Goldman Sachs Asset Management told CNBC on Tuesday.

This took three years of focused budgeting and willpower, but I'm happy to say that I completely wiped out my student loans, credit card debt and all but the last $ 1,500 of my car loan — which is on track to be paid off in September.

I finished my higher education deeply in debt and with seven years of bad credit in my future.

Funded in part by Dan's savings, credit card debt, and student loans (diverted to fund his venture), the company grew rapidly as Gravity built its own technology and brought the card - processing systems in - house.

Although there may not be a bond bubble, with investors starved for yield, Gundlach predicts a potential bubble could form in credit risk as investors increase their leverage on riskier debt securities like junk bonds and emerging market debt.

As everyone following the race now knows, I owe the IRS over $ 50,000 in deferred tax payments (I am currently on a repayment plan) and hold more than $ 170,000 in credit card and student loan debt.

While his income is low — $ 18,000 in 2011 — so is his debt: he has no student loans and only about $ 500 on a credit card.

Tapping into tax credit allocations through the New Market Tax Credits scheme, which offers investors tax credits for investing in CDFIs, generated more than $ 65 million in leveraged debt from TCE and Capital Impact and $ 60 million of tax credit equity from JP Morgan and UCredits scheme, which offers investors tax credits for investing in CDFIs, generated more than $ 65 million in leveraged debt from TCE and Capital Impact and $ 60 million of tax credit equity from JP Morgan and Ucredits for investing in CDFIs, generated more than $ 65 million in leveraged debt from TCE and Capital Impact and $ 60 million of tax credit equity from JP Morgan and US Bank.

If your friend came to you on New Year's Day and told you that over the next 12 months they were planning to lose half their body weight, earn a seven - figure income in a field in which they have no experience, and save enough to buy a private island even though they're currently $ 20,000 in credit card debt, you'd probably think they were being a tad unrealistic.

The «answer» was to financialize the U.S. economy with vast increases in credit, debt and leverage, enabling a hyper - consumerist economy built on a pyramid of debt and leverage.

Concurrent with this orgy of public debt, the State encourages massive expansion of private credit via fractional lending, low bank reserves, and other forms of leverage, in a vain attempt to stimulate demand in an economy burdened with overcapacity, declining employment, marginal return on capital and saturated markets.

Cheap credit has caused a host of problems: it has blown out household debt and inflated home prices in some markets to unsustainable levels.

With the scandal set to hurt profits and as funding costs climb, the debt load will likely increase beyond 5 times Ebitda, Mizuho Securities USA said Thursday in a note to clients, adding its internal credit rating on BRF is now three steps below investment grade.

Idaho issued its own such letter, complaining that Beacon was engaging in unlicensed debt and credit - counselling activity to at least 65 Idahoans.

The average American has a credit card balance of $ 6,375, up nearly 3 percent from last year, according to Experian's annual study on the state of credit and debt in America.

They rank above average in delinquency rates on all types of debt and rank in the top 10 for lowest rates of auto loan delinquency and credit - card delinquency.»

The simplest way to maintain a healthy credit score is by making your debt payments on time and in full.

Critics routinely point out that overall levels of debt are still rising, and that the talked - about «deleveraging» should more accurately be described as a slowdown in credit growth.

Between his wife's $ 12,000 in student loans, his own $ 6,000 worth of loans, and some outstanding credit card payments, the couple carried about $ 20,000 worth of debt between them.

Pay your debts back on time and in full, and keep your credit utilization to under 25 %.

«Those firms that were operating in the U.S. did get squeezed out,» says Henrietta Ross, executive director of the Ontario Association of Credit Counselling Services and an outspoken critic of debt settlement.

Lack of planning can lead to plenty of financial struggles, from late payments and credit problems to extra months (even years) in debt.

A 2015 NerdWallet study found that the average U.S. household with debt carries $ 15,310 in credit card debt and $ 132,086 in total debt.

In January, the Company replaced its existing debt with a $ 10.0 million credit agreement to strengthen its balance sheet, provide additional cash for operations and provide increased financial and operating flexibility through a covenant package more suitable to its business.

Debt collection has long been a troubling issue in China, and recent developments in online credit services have led to the emergence of platforms offering «freelance debt collection» serviDebt collection has long been a troubling issue in China, and recent developments in online credit services have led to the emergence of platforms offering «freelance debt collection» servidebt collection» services.

What do massive credit card debt, mystery fridge meat and your competitors have in common?

I graduated college with $ 20,000 in student loans, which will be paid off later this year, and $ 5,000 in credit card debt.

But the country's GDP growth will slow to 6.4 percent in 2018 and 6.3 percent in 2019 due to monetary policy changes and the government's efforts to curtail credit and debt, it added.

Taking on wedding - related debt could damage your credit score — and result in a higher interest rate on that mortgage, he said.

Under a restructuring pact, senior lenders including Silver Point Capital, Melody Capital Partners LP and funds affiliated with KKR Credit Advisors will exchange debt for equity ownership in the reorganized company.

Consumers using their tax refund to pay down credit card debt should also look for ways to improve their cash flow, said Andrea Blackwelder, a certified financial planner and a co-founder of Wisdom Wealth Strategies in Denver.