Sentences with phrase «in debt collection lawsuits»

Randall Ryder represents consumers against debt collectors and defends consumers in debt collection lawsuits.

I have a niche within a niche practice: I practice consumer law but I only represent consumers against abusive debt collectors and I defend consumers in debt collection lawsuits.

Randall sues debt collectors that harass consumers, assists consumers with student loan issues, and defends consumers in debt collection lawsuits.

I sue abusive debt collectors and defend consumers in debt collection lawsuits.

I gave away a simple, easy - to - use template to help defendants in debt collection lawsuits answer and serve discovery requests.

I only handle two types of cases: I represent consumers that have been harassed by debt collectors and I defend consumers in debt collection lawsuits.

If you have been contacted by a debt collector or you are being sued in a debt collection lawsuit, the Fair Debt Collection Practices Act (FDCPA) provides you with a variety of protections.

Below are some examples of real clients who I have helped in debt collection lawsuit defense:

Not exact matches

Between 2009 and 2013 the firm filed more than 350,000 debt collection lawsuits in Georgia alone.

That included filing lawsuits against grieving families and hiring debt collection agencies to go after families who had recently lost their children in tragic circumstances.

If your credit report includes bankruptcy, foreclosure, debt collection lawsuits, garnishment, liens, and court judgements against you, your score is in a world of hurt.

California's attorney general filed a lawsuit against the schools and its subsidiaries (Heald, Everest College, and WyoTech) in 2013 for a predatory scheme targeting low - income students, and the schools were accused of falsely advertising programs that didn't exist, misleading students about their credits transferring to Cal State, and engaging in illegal debt collection practices.

Your credit card issuer or a collection agency can decide to file a lawsuit — called a judgement — against you in order to get collect on your debt.

If you're getting collection letters and phone calls or if you are the defendant in a collection lawsuit, it is certainly a sign that you have more debt than you can handle.

If bankruptcy or debtor's court is not an option, or you are interested in correcting your credit report, defending a collection lawsuit, fighting back against abusive debt collectors, or challenging mortgage company abuses, you will have the information you need to decide what to do next.

I will take you through how to respond to a debt collection lawsuit in California and give you some real - life examples from my client debt relief success stories of people who have successfully fought against debt collection lawsuits and saved significant amounts of money.

If you have high collection or credit card debt that you would rather have us settle in order to save you the most money and protect you if lawsuits occur, then visit our Debt Settlement Service Pdebt that you would rather have us settle in order to save you the most money and protect you if lawsuits occur, then visit our Debt Settlement Service PDebt Settlement Service Page.

From stopping unlawful debt collection calls, to helping you get your loans out of default, to defending you in a student loan lawsuit, I have the experience to improve your situation.

But, in a lawsuit settlement with one of the biggest debt collectors, the FTC lets the debt collection industry know that collecting on expired, or time - barred debts, is not ok.

Debt collection lawsuits are big business in Minnesota.

Debt collection lawsuits are frequent in the current economy.

Zombie debt is that old bill that resurfaces in the form of a debt collection letter or lawsuit long after you thought you'd buried it forever.

Just one debt buyer — Midland Funding — has filed over 15,000 debt collection lawsuits in the last three years.

Other risks associated with not paying your creditors throughout the debt settlement process include an increase in the collection efforts of your creditors and the likelihood of lawsuits, judgments, and wage garnishments.

Student loan collector GC Services settled a lawsuit that alleged it engaged in unfair and unlawful debt collection.

The irony is that bankruptcy will discharge this debt quicker than debt settlement, will not result in a tax liability, will stop collection activity and block lawsuits.

The commenter recommended extending the look - back period to reflect these statutes of limitations and to ensure that PLUS borrowers with debt that is delinquent, charged off, or in collection, are able to either rehabilitate that debt or avoid costly lawsuits that may hinder their ability to repay a PLUS loan.

Let us assume you live in Texas, you have not yet filed for bankruptcy, you just got a new job for the first time in three years, you owe a credit union money for an unsecured loan of $ 7,500, you owe over $ 75,000 in credit card debt, a collection agency is currently threatening a lawsuit against you, you have student loan payments due that are incurring interest, and you have back taxes due.

Debt settlement companies, in particular, seek to attract consumers by promising to reduce consumers» debts by 50 % or more, stop harassing collection calls from debt collectors, and prevent lawsuDebt settlement companies, in particular, seek to attract consumers by promising to reduce consumers» debts by 50 % or more, stop harassing collection calls from debt collectors, and prevent lawsudebt collectors, and prevent lawsuits.

The primary consumer protection problem areas that have given rise to the States» actions include: (1) unsubstantiated claims of consumer savings; (2) deceptive representations about the length of time necessary to complete a debt relief program; (3) misleading or failing to adequately inform consumers that they will be subject to continued collection efforts, including lawsuits, and that their account balances will increase due to extended nonpayment under the program; (4) deceptive disparagement of consumer credit counseling; (5) deceptive disparagement of bankruptcy as an alternative for debtors; (6) lack of screening and analysis to determine suitability of debt relief programs for individual debtors; (7) the collection of substantial up - front fees so the debt relief company gains even if it fails to perform; (8) lack of transparency and information for consumers as to payment of fees, status of accounts, and communications with creditors; (9) significant delays in active negotiation or engagement with creditors, coupled with prohibitions on direct consumer communications with creditors; and (10), in the case of debt settlement companies, basing savings claims (and settlement fees) not on the original account balance, but on the inflated amount due (including late fees and default rates of interest) at the time of settlement.

That's 26 % less than the debt settlement company and the consumer would not have been in default with their creditors and having to fend off collections and lawsuits.

The States, through their investigations and enforcement actions, have found that, through advertising and telemarketing, consumers may be led to believe debt settlement is a relatively risk free process with little or no negative consequences, when in fact consumers risk growing debt, deteriorating credit scores, collection actions, and lawsuits that may lead to judgments and wage garnishments.

The senior has filed a lawsuit against the debt collection agency in order to recover her hospital bill and $ 250,000 in punitive damages for the harassment of her by the collection agent.

The lawsuit also alleges that GC Services left voicemails that identified the consumer and indicated they were calling in connection with collection of a debt.

In trying to collect a debt, collection agencies are prohibited from making false or misleading statements, threatening arrest or stating that a lawsuit has been filed when one has not been filed.

Indeed, even while a consumer is enrolled in a debt relief program, creditors and debt collectors may continue to make collection calls pending resolution of the consumer's debts and may proceed with lawsuits and subsequent enforcement of any judgments, such as through garnishment of wages.

«Chase also made calculation errors when filing debt collection lawsuits that sometimes resulted in judgments against consumers for incorrect amounts.

Under his direction, LawX developed SoloSuit, an automated software that helps debt collection defendants answer a lawsuit in Utah.

About two - thirds of my practice is dedicated to consumer bankruptcy and the remaining third is devoted to representing defendants in debt - buyer collection lawsuits.

In spite of the increase in debt lawsuits, they account for just a tiny fraction of the 1 billion collection matters handled annually, the story sayIn spite of the increase in debt lawsuits, they account for just a tiny fraction of the 1 billion collection matters handled annually, the story sayin debt lawsuits, they account for just a tiny fraction of the 1 billion collection matters handled annually, the story says.

«Foreclosure in D.C. and Maryland, debt collection lawsuits, correcting credit report errors, maximizing credit scores, dealing with harassing debt collectors, and other consumer credit and debt topics.»

We aggressively defend clients in all types of lawsuits, from complex litigation to relatively simple debt collection matters.

In addition to debt relief, filing bankruptcy can put a stop to foreclosure proceedings, wage garnishment, lawsuits, creditor phone calls and collection letters.

Our first experience with LawX produced a product called SoloSuit, which in just over two months has been used by over 500 people to generate answers to debt collection lawsuits in Utah.

If you are dealing with debt collection abuse or a debt collection lawsuit in Minnesota, contact consumer rights lawyer Randall Ryder.

The lawsuit challenges the collection costs charged to the GSEs, stating there is not a provision in the Nevada Revised Statutes to permit HOAs to authorize third party debt collectors to assess and charge the government owners, Fannie Mae and Freddie Mac.