Sentences with phrase «in debt ratios»

Most lenders will not include installment payments in debt ratios if 10 or fewer payments remain.

Most lenders want to see front end and back in debt ratios of 28 % and 36 % or lower, respectively.

Note: «Monthly obligations» refers to your monthly debt payments, property taxes, condo fees (lenders account for 1/2 of condo fees in your debt ratios) and heating cost.

The IIF said Argentina, Nigeria, Turkey and China recorded the largest buildup in debt ratios over the year, the latter fueled by ongoing growth in indebtedness of households and the nation's finance sector.

«While it's too early to tell, we just might have seen the peak in the debt ratio in Q3, as Q1 will no doubt see a sizable decline due to seasonality,» said Benjamin Reitzes, Canadian rates and macro strategist at the Bank of Montreal.

Benjamin Reitzes, a senior economist at BMO Capital Markets, said the half a percentage point increase in the debt ratio was well below seasonal norms and the smallest third - quarter increase since 2000.

All co-signed debts must be included in debt ratio unless you can provide evidence someone other than the borrower has made payment for the last 12 months.

Previous Mortgage — all previous mortgages disposed of through a sale, trade or transfer without a release of liability must be included in the debt ratio calculation unless you can provide evidence the party other than our borrower has made payments over the last12 months.

If not excluded by GUS the debt must be included in the debt ratio.

· Section 1980.345 (c)(1)(ii) requires all previous mortgage liabilities disposed of through a sale, trade, or transfer without a release of liability, to be included in the debt ratio calculation unless evidence can be obtained to confirm the remaining party has made payments over the last 12 months.

11 Do we show deferred student loans in the debt ratio?

Loans secured against personal assets, such as a 401k account retirement or other liquid asset are not considered in the debt ratio.

Fixed payment loans: A fixed payment may be used in the debt ratio when the lender retains documentation to verify the payment is fixed, the interest rate is fixed, and the repayment term is fixed.

All debts over 6 months must be in debt ratio.

Not exact matches

Japan's debt - to - GDP ratio has been in excess of 100 % since 1996, and in excess of 200 % since 2009.

However, while overall debt levels increased sharply last year, it was actually slower than the increase recorded in nominal GDP, seeing the global debt - to - GDP ratio fall to 318 %.

«While China's total debt growth slowed notably in 2017 with a drop in the non-financial corporate debt - to - GDP ratio largely offset by rising household and financial sector debt,» the group said.

«We made a grand, bipartisan bargain in Simpson - Bowles to reform entitlements and raise taxes,» Cote tells Fortune, noting that prior to the Great Recession, the ratio of debt to GDP was 35 %.

Their newest paper uses historical data from multiple countries to show that an increase in the ratio of household debt to gross domestic product over a three - to - four - year period predicts a decline in economic growth.

Debt - to - capital ratio excluding net unrealized investment gains, net of tax, included in shareholders» equity

In the opinion of the Company's management, the debt - to - capital ratio is useful in an analysis of the Company's financial leveragIn the opinion of the Company's management, the debt - to - capital ratio is useful in an analysis of the Company's financial leveragin an analysis of the Company's financial leverage.

Household debt as a percentage of disposable income was was 163.3 % in the first quarter, Statistics Canada reported last week — only marginally lower than the record 163.9 % ratio the agency calculated for the fourth quarter.

Previously, the Bank of Canada hinted it might raise rates to curb the borrowing binge, but in March it abruptly changed tack by affirming the household debt - to - income ratio is «stabilizing near current levels.»

The ratio of debt - to - capital excluding after - tax net unrealized investment gains included in shareholders» equity was 23.4 %, within the Company's target range of 15 % to 25 %.

«That's far from devastating, unless you're in the minority having a significantly above average debt - to - income ratio,» McLister says.

Debt - to - capital ratio excluding net unrealized gain on investments, net of tax, included in shareholders» equity, is the ratio of debt to total capitalization excluding the after - tax impact of net unrealized investment gains and losses included in shareholders» equDebt - to - capital ratio excluding net unrealized gain on investments, net of tax, included in shareholders» equity, is the ratio of debt to total capitalization excluding the after - tax impact of net unrealized investment gains and losses included in shareholders» equdebt to total capitalization excluding the after - tax impact of net unrealized investment gains and losses included in shareholders» equity.

According to the Bank, corporate Canada's overall debt - to - equity ratio — under 0.9, down from 1.5 in the mid-1990s — is at a historic low, the result of two decades of private - sector deleveraging.

(More than a dozen countries have debt - to - GDP ratios in excess of 100 %.)

TD's Alexander guesses that in their absence the debt - to - income ratio would have risen above 160 %.

Japan's government has among the highest debt levels in the world, with a debt - to - gross domestic product (GDP) ratio of 220 percent.

That should ensure that borrowing costs will remain low, but in the longer - run trade deficits and shrinking current account surpluses could threaten Japan's ability to finance a debt pile that is twice the size of its economy, the highest ratio in the developed world.

Benjamin Tal, an economist with CIBC, reported in a study earlier this year that heavy borrowers, those with household debt - to - gross income ratios above 160, accounted for 34 % of all borrowers compared to 26 % in 2007.

Italy is the eurozone's third largest economy, and its debt - to - GDP ratio of 133 % is the second largest in the currency union, after Greece.

Overall, there is not much separating Colorado from [the next state up in the ranking]: Colorado has a debt - to - income ratio of 1.96.

Since then, debt loads escalated quickly, with a combined debt - to - GDP ratio of 84.2 % in 2010, up from 82.1 % in 2000.

«California has the highest debt - to - income ratio in the country.

In terms of debt, Maryland residents have $ 67,020 in per - capita debt, meaning their debt - to - income ratio is 1.84.&raquIn terms of debt, Maryland residents have $ 67,020 in per - capita debt, meaning their debt - to - income ratio is 1.84.&raquin per - capita debt, meaning their debt - to - income ratio is 1.84.»

«Virginia comes in third, with a debt - to - income ratio just below 2.

The IMF and European Commission both estimate that Italy's debt - to - GDP ratio will begin to fall in 2016, but other analysts argue that these estimates are based on overly optimistic growth projections.

And when asked whether the «US debt - to - GDP ratio will be substantially higher» in 10 years under the bill compared with current law, 88 % of the economists agreed or strongly agreed, 2 % were uncertain, and the rest abstained.

The Medicis deal, financed through debt, has bumped the company's debt level to more than $ 7 billion, or a 4.2 debt ratio, forcing Moody's to put Valeant's debt — already in junk bond territory — under review for a downgrade.

Morneau can risk expanding the deficit because the federal government's debt - to - GDP ratio is a relatively paltry 30 %, about half of what it was in the 1990s when Canada faced a fiscal crisis.

Since the leveraged buyout, SRC's sales have grown 40 % per year and are expected to reach $ 42 million in fiscal 1986; net operating income has risen to 11 %; the debt - to - equity ratio has been cut from 89 - to - 1 to 5.1 - to - 1; and the appraised value of a share in the company's employee stock ownership plan has increased from 10?

And for the first time since the final quarter of 2011, China's debt - to - GDP ratio didn't increase and stayed unchanged at 255.9 percent in the second quarter this year, latest data by the Bank for International Settlements showed.

Many were already heavily in debt and needed «sustainable finance» and private investment, he said, adding that the countries» average liability and debt ratios had reached 35 and 126 per cent, respectively, far above the globally recognized warning lines of 20 and 100 per cent.

And last month, an international financial group owned by the world's central banks said Canada's credit - to - gross - domestic - product and debt - service ratios show early warning signs of potential risk to the domestic banking system in the coming years.

In the third quarter, the ratio of household debt to disposable income rose to another record high of 165 %, nearing the peak of U.S. borrowing prior to the financial crisis.

The debt - service ratio in both Russia and Turkey were also showing signs of risk, at 1.8 per cent and 6.1 per cent, respectively.

«But going forward, they're not going to have a lot of extra money in the kitty for new initiatives if they want to keep debt - to - GDP ratio on a downward path,» he said.

Policymakers are fixated on the debt ratio in part because it was at above 160 per cent that households in the United States and Britain ran into trouble about five years ago, contributing to defaults and the financial crisis that triggered the 2008 - 09 recession.