Sentences with phrase «in debt servicing payments»

It's tough to beat down principal balances when one's money is tied up in debt servicing payments.
$ 12.8 million in debt service payments by delaying until February 2016 borrowing for capital projects, termination pay and tax refunds.
In the expenses section I am putting in P&I estimates that I get from Redfin, also the taxes from that page gives me an estimate of what was paid last year so I use that which is different from that the taxes that are included in the debt service payment.

Not exact matches

The PSLF, established by President George W. Bush in 2007, allows student loan borrowers who pursue government or non-profit public service jobs to wipe out their remaining debt after 10 years of on - time payments.
Example: I recently met a B2B healthcare payments company that seeks to lower doctors offices» bad debts expense from 40 to 5 percent by helping them collect funds upfront at the time services are delivered, instead of 30 days later with an invoice in the mail.
Kevin Orr, a bankruptcy expert hired by the state in March to stop Detroit's fiscal free - fall, chose bankruptcy over diverting money from police, fire and other services to make debt payments.
Meanwhile, the total household debt service ratio, measured as total obligated payments of principal and interest as a proportion of household disposable income for both mortgage and non-mortgage debt, remained flat at 13.8 per cent in the fourth quarter.
Prepa said on Wednesday that it was financing its principal and interest payment with $ 153 million in cash and the rest from its debt - service reserve accounts.
A dynamic is put in place in which debt keeps labor down — not only by eating up its wages in debt service, but in making workers suffer sharp increases in the interest rates they have to pay or even risk losing their homes if they miss a payment by going on strike or being fired.
While Portugal's central bank said Banco Espirito Santo SA, the nation's second - largest lender, is protected after its parent missed debt payments, Moody's Investors Service downgraded a company in the group citing a lack of transparency and links to other companies.
If the trade is in balance and America has a huge balance of payments surplus from all the debt service that countries owe in dollars — plus a huge remission of profits by American companies that have bought out foreign industry — then the dollar's exchange rate would soar.
The ongoing growth in debt has seen a steady increase in interest payments as a proportion of disposable income, and at the end of 2003 this measure of the debt - servicing burden exceeded its previous peak in the late 1980s (Graph 31).
The ongoing accumulation of household debt has led to a further increase in the debt - servicing ratio; interest payments as a proportion of disposable income rose to 9.3 per cent in the September quarter (Graph 23), and are expected to rise further.
While lower global interest rates have helped contain debt - servicing costs, the past year or so has seen a significant increase in net dividend payments.
The country is $ 70 billion in debt, schools are closing by the hundreds, and infrastructural services — like the overburdened electricity system — have been overlooked in order to make way for debt payments to Wall Street creditors, according to Juan Cartagena, President and General Counsel of LatinoJustice PRLDEF, a public interest law firm.
It, and the foreign currency debt servicing payments, are therefore subject to valuation effects when the exchange rate changes; currency depreciation increases the debt - servicing costs in Australian dollar terms.
Household debt service payments as a percent of disposable personal income is lower than it has been at any point in the last 15 years.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
They argue that «debt - service payments force governments to reduce public health expenditures -LSB-... and show that] each additional $ 40,000 of health spending is associated with one less infant death» in Africa (p. 82).
OMH will also provide debt service payments on a portion of the permanent loan and will provide $ 857,800 in annual funding for on - site social services for the Supportive Housing tenants.
including debts incurred for payment of pensions and bounties for services in suppressing insurrection or rebellion
The validity of the public debt of the United States, authorized by law, including debts incurred for payment of pensions and bounties for services in suppressing insurrection or rebellion, shall not be questioned.
Debt service prepayments lowered spending and spending growth in both the fiscal years 2017 and 2018 budgets.2 In addition to prepaying debt service, the fiscal year 2018 budget also delays loan payments due to the New York Power Authority, deferring $ 193 million in payments to future years, thereby lowering spending in 2Debt service prepayments lowered spending and spending growth in both the fiscal years 2017 and 2018 budgets.2 In addition to prepaying debt service, the fiscal year 2018 budget also delays loan payments due to the New York Power Authority, deferring $ 193 million in payments to future years, thereby lowering spending in 201in both the fiscal years 2017 and 2018 budgets.2 In addition to prepaying debt service, the fiscal year 2018 budget also delays loan payments due to the New York Power Authority, deferring $ 193 million in payments to future years, thereby lowering spending in 201In addition to prepaying debt service, the fiscal year 2018 budget also delays loan payments due to the New York Power Authority, deferring $ 193 million in payments to future years, thereby lowering spending in 2debt service, the fiscal year 2018 budget also delays loan payments due to the New York Power Authority, deferring $ 193 million in payments to future years, thereby lowering spending in 201in payments to future years, thereby lowering spending in 201in 2018.
@DJClayworth «The validity of the public debt of the United States, authorized by law, including debts incurred for payment of pensions and bounties for services in suppressing insurrection or rebellion, shall not be questioned.»
A contingency budget should not be a zero increase in the tax levy; it should be set it at the cap and contain necessary exclusions (debt service, increases in pension costs, tax certiorari payments and costs due to enrollment increases, etc.);
The only allowable punishment for defaulting on the debt would be the refusal of service, and perhaps the confiscation of property in lieu of payment.
If the services covered by the June payment were in fact performed in 2014, and therefor prior to the January 2015 report, the Cuomo campaign's debt should have been reported in January.
«Achieving these lapse — or savings — targets will be a significant budgetary challenge, especially in light of the high levels of fixed costs for FY 2018, such as debt service payments, pension contributions and other costs.»
In the leadership election, we are not choosing the chair of a discussion group who can preside over two years or more of fascinating debate while the Tories play hell with cuts in local services and public investment, extend injustice and flatlining incomes, sustain or worsen private debt, and deepen the balance - of - payments, productivity, housing and poverty deficitIn the leadership election, we are not choosing the chair of a discussion group who can preside over two years or more of fascinating debate while the Tories play hell with cuts in local services and public investment, extend injustice and flatlining incomes, sustain or worsen private debt, and deepen the balance - of - payments, productivity, housing and poverty deficitin local services and public investment, extend injustice and flatlining incomes, sustain or worsen private debt, and deepen the balance - of - payments, productivity, housing and poverty deficits.
And all remaining debt will be forgiven after 10 years of responsible payment for those working in public service, and 20 years for all others.
For example, teachers who take advantage of the Stafford Teacher Loan Forgiveness program to access up to $ 17,500 in loan forgiveness after five years of payments will unwittingly reset the clock on the more generous Public Service Loan Forgiveness Program, which forgives all outstanding debt held by teachers after 10 years of reduced payments tied to the borrower's income.
Teachers who take advantage of it after five years of payments, which gets them $ 5,000 to $ 17,500 in forgiveness, disqualify those years of payments from counting toward the Public Service Loan Forgiveness program, which forgives all outstanding debt at year 10.
The law allows districts to deduct existing debt - service payments from the funds they must share, but many Florida districts net millions of dollars in annual capital revenue even after making debt payments — money they will now have to distribute proportionally based on enrollments.
«No guarantee payments have been required in the history of the program,» said Moody's Investors Service analyst John Nichols, who warned that «significant increase» in charter school guaranteed debt could lead to a downgrade.
In developing the proposed 2016 - 2018, 2018 - 2020, and 2020 - 2022 biennial budgets for public education, the Department of Education shall include a recommendation to the Governor to authorize sufficient Literary Fund revenues to make debt service payments for these programs in fiscal years 2017, 2018, 2019, 2020, and 202In developing the proposed 2016 - 2018, 2018 - 2020, and 2020 - 2022 biennial budgets for public education, the Department of Education shall include a recommendation to the Governor to authorize sufficient Literary Fund revenues to make debt service payments for these programs in fiscal years 2017, 2018, 2019, 2020, and 202in fiscal years 2017, 2018, 2019, 2020, and 2021.
f. 1) The Department of Education shall authorize amounts estimated at $ 13,538,408 the first year and $ 13,538,408 the second year from the Literary Fund to provide debt service payments for the education technology grant program conducted through the Virginia Public School Authority in 2014.
The Department of Education shall authorize amounts estimated at $ 11,670,000 the first year and $ 11,670,750 the second year from the Literary Fund to provide debt service payments for the education technology grant program conducted through the Virginia Public School Authority in 2011.
In developing the proposed 2016 - 18 and 2018 - 20 biennial budgets for public education, the Department of Education shall include a recommendation to the Governor to authorize sufficient Literary Fund revenues to make debt service payments for this program in fiscal years 2017, 2018, and 201In developing the proposed 2016 - 18 and 2018 - 20 biennial budgets for public education, the Department of Education shall include a recommendation to the Governor to authorize sufficient Literary Fund revenues to make debt service payments for this program in fiscal years 2017, 2018, and 201in fiscal years 2017, 2018, and 2019.
In developing the proposed 2016 - 18 biennial budget for public education, the Department of Education shall include a recommendation to the Governor to authorize sufficient Literary Fund revenues to make debt service payments for this program in FY 2017 and FY 201In developing the proposed 2016 - 18 biennial budget for public education, the Department of Education shall include a recommendation to the Governor to authorize sufficient Literary Fund revenues to make debt service payments for this program in FY 2017 and FY 201in FY 2017 and FY 2018.
The Department of Education may offer Literary Fund loans from the uncommitted balances of the Literary Fund after meeting the obligations of the interest rate subsidy sales and the amounts set aside from the Literary Fund for Debt Service Payments for Education Technology in this Item.
Borrowing costs may be higher because of PA's 5 credit downgrades AND lawmakers who support this borrowing have not shared how they plan to pay for these substantial new debt service payments in future budgets.
If you have $ 300 in revolving balances and a car loan that requires a $ 220 monthly payment, your debt servicing payment is $ 250 per month.
Central Coast Lending can help you have proper expectations of down payment, cash due at closing, and monthly debt service; this will help you shop for the home that is right for you and avoid falling in love with a home that is out of reach.
That's when most people start to have issues in making their debt service payments.
If there is dispute over the amount of debt that was legitimately owed, is there any clean way to record the fact that one is willing to offer the amount that one agrees is owed if any when the agency commits in writing to agreeing that the debt was in fact paid in full [e.g. if a company mishandles a customer change of address such that the customer never receives a bill for $ 5.47 for the last few days of service, and only finds out about that last bill when a collection agency demands $ 95.47, a payment of $ 5.47 should show up as payment in full, rather than pennies on the dollar.]
This program allows graduates with high levels of debt and lower incomes for substantially reduced monthly payments and includes a forgiveness provision of any remaining balances in 10 years for employees in the public interest or public service arenas or after 25 years for everyone else.
Instead, these companies can only charge a fee for their services when they actually settle a debt, such settlement is memorialized in writing and a payment has been made to the creditor.
The College Cost Reduction and Access Act, 9/2007, helps public service lawyers in two main ways: It lowers monthly student loan payments on federally guaranteed student loans (Income Based Repayment or IBR) and secondly, it cancels remaining debt for public servants after 10 years of public service employment.
If you are so deeply in debt so that you are no longer able to keep up payments to creditors while the fees and interest rates just keep accumulating, you are a prime candidate for a non profit debt consolidation service.
Most debt relief services work as follows, a consumer will begin to pay money into an account controlled by the debt service company, in lieu of a monthly payment to their credit card company.
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