Two of the following: verified and documented cash Reserves; minimal increase in housing payment; significant additional income not reflected
in Effective Income; and / or residual income.
The borrower receives documented compensation or income that is not reflected
in effective income, but directly affects his / her ability to pay the mortgage.
Significant additional income from bonuses, commissions, part - time work or overtime not reflected
in your effective income.
Not exact matches
In addition to the results provided in accordance with US Generally Accepted Accounting Principles («GAAP») in this press release, the Company provides measures adjusted for Special Items, which include Adjusted Operating Profit, Adjusted Diluted Earnings Per Common Share, Adjusted Effective Tax Rate and Adjusted EBITDA, which we define as net income including noncontrolling interests adjusted for income tax, interest income, depreciation, amortization and other items, including store impairment charge
In addition to the results provided
in accordance with US Generally Accepted Accounting Principles («GAAP») in this press release, the Company provides measures adjusted for Special Items, which include Adjusted Operating Profit, Adjusted Diluted Earnings Per Common Share, Adjusted Effective Tax Rate and Adjusted EBITDA, which we define as net income including noncontrolling interests adjusted for income tax, interest income, depreciation, amortization and other items, including store impairment charge
in accordance with US Generally Accepted Accounting Principles («GAAP»)
in this press release, the Company provides measures adjusted for Special Items, which include Adjusted Operating Profit, Adjusted Diluted Earnings Per Common Share, Adjusted Effective Tax Rate and Adjusted EBITDA, which we define as net income including noncontrolling interests adjusted for income tax, interest income, depreciation, amortization and other items, including store impairment charge
in this press release, the Company provides measures adjusted for Special Items, which include Adjusted Operating Profit, Adjusted Diluted Earnings Per Common Share, Adjusted
Effective Tax Rate and Adjusted EBITDA, which we define as net
income including noncontrolling interests adjusted for
income tax, interest
income, depreciation, amortization and other items, including store impairment charges.
«Under - emphasis of these (structural) policies relative to macroeconomic, trade and financial stability policies is a key reason for many governments» failure
in recent decades to mobilize a more
effective response to widening inequality and stagnating median
income as technological change and globalization have gathered force,» the report said.
RBC's capital markets division saw a 13 per cent jump year - on - year
in net
income to $ 748 million, primarily due to a lower
effective tax rate largely due to U.S. tax changes and higher results
in corporate and investment banking and global markets.
RBC's wealth management division reported a 39 per cent increase
in net
income to $ 597 million from $ 167 million
in the same quarter one year ago,
in part reflecting a lower
effective tax rate.
The change would be eliminating the dividend refund that comes later, which could bump the
effective tax rate on passive
income,
in cases of high
income earners, to the 70 - per - cent - plus level Poilievre talks about.
«I was trying to get [my business]
Effective Networking off the ground, I had debts from a business that didn't make it, and too much was
in my own name,» explains Darling, who also got sidetracked by other projects that weren't generating
income.
Tax risks While municipal bonds can offer attractive
effective yields and can be a way to generate tax - free
income, they may not be right for investors
in every tax bracket or for every type of account.
And beginning this year, well - funded, large - scale, long - term experiments
in Finland and Kenya will examine whether providing a guaranteed
income is an
effective way to relieve poverty and cushion the effects of economic dislocation without encouraging idleness and sloth.
And using offshore accounts or holding companys aren't particularly
effective methods for shielding
income for tax purposes (since offshore accounts are subject to a whole whack of anti-avoidance rules and holding companys are typically subject to more or less the same tax rate as people
in the top marginal tax bracket - the Tax Act has tightened up a lot since the 1960s so there really aren't that many «loopholes»).
It concludes that it is time to consider simple tax measures that provide a much more
effective approach to closing the
income gap
in Canada.
This study estimates the investment, financing, and payout responses to variation
in a firm's
effective corporate
income tax rate
in the United States.
Those
in their 50s, for example, lost more than 3 % of their
incomes each year between 2008 and 2013, according to research by economist Robert Shapiro for the Center for
Effective Public Management at the Brookings Institution.
He noted that Wells Fargo's
effective tax rate
in 2016 was 31.5 percent, and it paid $ 8.1 billion
in US federal and state corporate
income taxes.
HCI believes farmland is a real return asset class as it has historically been
effective in protecting capital from inflation while generating an attractive
income stream that grows over time.
In lean years, between
income and a dance with the Schedule C, my
effective tax rate can be almost down to the single digits.
Past achievements include building the case for deficit reduction
in the 1980s and early 1990s, for consolidation of the Canada and Quebec Pension Plans
in the late 1990s, a series of shadow federal budgets and fiscal accountability reports
in that began
in the 2000s, and work on marginal
effective tax rates on personal
incomes and business investment, which has laid the foundation for such key changes as sales tax reform, elimination of capital taxes, and corporate
income tax rate reductions.
The most
effective sales compensation plans will typically have approximately 50 — 80 % of «on - target
income» (the amount of total
income that should be earned if the sales person meets the basic goals of their job) guaranteed
in the form of a salary, with the remaining 20 — 50 % coming as performance - based bonuses or commissions.
What is the
effective tax rate on
income made
in a profitable corporation, then passed on to its executives?
Let's say your
effective state tax rate
in one of these states is 4 % and your annual
income from your 401 (k) is $ 30,000.
And even with the modest increase contained
in the proposed B.C. Budget on
incomes over $ 150,000, a person with an annual
income of $ 300,000 would still pay the fourth lowest taxes
in Canada (only Alberta, New Brunswick and Newfoundland's
effective tax rates are mildly lower).
Taxing authorities may also determine that the manner
in which we operate our business is not consistent with how we report our
income, which could increase our
effective tax rate and the amount of taxes we pay and seriously harm our business.
According to the new law,
effective in October, any banking sector salary above 2.5 million shekels a year — or 35 times the gross
income (or 44 times net
income) of the lowest paid worker or contractor — will incur both corporate and employee
income taxes on the overage.
Accordingly, our
effective tax rates will vary depending on the relative proportion of foreign to domestic
income, use of foreign tax credits, changes
in the valuation of our deferred tax assets and liabilities, and changes
in tax laws.
For example, PBO forecasts a significant decline
in corporate
income tax revenues
in 2012 - 13, of which only part is due to the reduction
in the tax rate from 16.5 % to 15 %,
effective January 1, 2012.
Our
effective tax rate differs from statutory rates primarily due to our pass - through entity structure for U.S.
income tax purposes, while being treated as taxable
in certain states and various foreign countries as well as for certain subsidiaries.
Lower nominal — but higher
effective — tax rates would eliminate bad incentives and bring
in more corporate
income tax revenue.
The deterioration
in the deficit primarily resulted from lower corporate
income tax revenues, down 16.3 % (
in part reflecting higher refunds), lower GST revenues, down 7.6 %, lower employment insurance premiums, down 12.5 % (reflecting a decline
in EI rates
effective January 2017), and higher other transfers and subsidies, up 38.0 % (reflecting the timing of payments related to recent budget proposals).
And that's the happy marriage of smart beta and fixed
income: using factor based insights to potentially create better outcomes
in fixed
income portfolios
in a cost
effective and transparent way.
Capital gains and dividends are taxed as ordinary
income with a 40 percent exclusion, leading to
effective rates of 6, 15, and 21 percent before counting the 3.8 surtax currently
in place.
«At the other end of the scale,
effective corporate
income taxes exceed 30 per cent
in Japan (31.5 per cent), Brazil (36.1 per cent), and Italy (37.6 per cent).
The implication is that long - term bonds, which may not offer much
income, can help provide an
effective hedge
in equity - heavy portfolios.
In the case of NEAR, the fund offers a diversified fixed -
income portfolio with current
effective duration of 0.54, and a 30 - day yield of 1.42 %.
Specifically, the combined 21 percent corporate rate and 23.8 percent dividend rate should result
in an
effective combined tax rate of 39.8 percent on dividends paid to individuals, compared to the top federal
income tax rate on ordinary income of individuals of 37 percent plus the 3.8 percent Medicare or Net Investment Income tax, if applicable, which itself was reduced from 39.6 percent plus the 3.8 percent Medicare or Net Investment Income tax, if appli
income tax rate on ordinary
income of individuals of 37 percent plus the 3.8 percent Medicare or Net Investment Income tax, if applicable, which itself was reduced from 39.6 percent plus the 3.8 percent Medicare or Net Investment Income tax, if appli
income of individuals of 37 percent plus the 3.8 percent Medicare or Net Investment
Income tax, if applicable, which itself was reduced from 39.6 percent plus the 3.8 percent Medicare or Net Investment Income tax, if appli
Income tax, if applicable, which itself was reduced from 39.6 percent plus the 3.8 percent Medicare or Net Investment
Income tax, if appli
Income tax, if applicable.
As we detailed
in our press release, the
effective income tax rate was lower
in the first quarter of this year due primarily to early adoption of amendment to existing guidance for employee share - based payment accounting and the recognition of incremental benefits from the Work Opportunity Tax Credit.
There are
effective charities and those that spend most of their donations
in supporting their infrastructure with professional fund raisers whose goal
in life is just to keep on earning their own personal
income.
If the
effective income of the poor
in 1994 was not far greater than it had been
in 1969, a great deal of money was misspent.
The No Kid Hungry campaign connects kids
in need to
effective nutrition programs like school breakfast and summer meals and teaches low -
income families to cook healthy, affordable meals through Cooking Matters.
The No Kid Hungry campaign connects kids
in need to
effective nutrition programs like school breakfast and summer meals and teaches low -
income families to cook healthy, affordable meals through its Cooking Matters program.
No Kid Hungry connects kids
in need to
effective nutrition programs like school breakfast and summer meals and teaches low -
income families to cook healthy, affordable meals.
One of the most
effective ways to increase participation
in afterschool suppers is to ensure that there are enough programs offering afterschool activities
in low -
income communities, that struggling families are not costed out of participating, and that those programs provide suppers.
We urge organizations
in Maryland to sign on to this letter reaffirming our collective commitment to a strong and
effective national nutrition safety net for vulnerable, low -
income individuals and families.
Although Step 10 of the UNICEF UK Baby Friendly Initiatives requires that accredited maternity units provide post-natal breastfeeding support groups, the availability and uptake of these services remains unclear.40 The effectiveness of peer - support for long - term breastfeeding success has been well documented
in middle -
income countries, 35,41 and a systematic review has emphasized the importance of skilled post-natal breastfeeding support
in the UK.39 However Graffy et al. 40 concluded from a randomized controlled trial of support provided by volunteer breastfeeding counsellors that although such support was rated by mothers as helpful, volunteer support was not
effective at increasing breastfeeding duration, perhaps owing to mothers not actively taking up such support.
In this role, she is responsible for leading the efforts to improve public policies to end hunger, reduce poverty, promote nutrition and increase the availability of healthy affordable food in low - income areas; maximize participation in all federal nutrition programs (SNAP, school meals, early childhood nutrition, WIC, and summer meals); and educate the public about both the stark reality of hunger's existence in the nation's capital and the real opportunities for effective solution
In this role, she is responsible for leading the efforts to improve public policies to end hunger, reduce poverty, promote nutrition and increase the availability of healthy affordable food
in low - income areas; maximize participation in all federal nutrition programs (SNAP, school meals, early childhood nutrition, WIC, and summer meals); and educate the public about both the stark reality of hunger's existence in the nation's capital and the real opportunities for effective solution
in low -
income areas; maximize participation
in all federal nutrition programs (SNAP, school meals, early childhood nutrition, WIC, and summer meals); and educate the public about both the stark reality of hunger's existence in the nation's capital and the real opportunities for effective solution
in all federal nutrition programs (SNAP, school meals, early childhood nutrition, WIC, and summer meals); and educate the public about both the stark reality of hunger's existence
in the nation's capital and the real opportunities for effective solution
in the nation's capital and the real opportunities for
effective solutions.
She is responsible for expanding low -
income student participation
in the School Breakfast Program by providing technical assistance to targeted school districts
in implementing
effective strategies and models that result
in increased breakfast consumption.
«Breakfast After the Bell,» meaning any service model that provides students the opportunity to eat breakfast after the official start of the school day, has proven to be
effective in transforming school breakfast programs and increasing participation by students from all
income groups.
Both skilled and lay (e.g., peer) support have been shown to reduce the risk of suboptimal breastfeeding practices [8, 9] with face - to - face support being the most
effective for EBF [8], but
effective approaches and strategies to support
in different geographic, cultural, and
income contexts are still being studied.
The peer counseling model was based on published studies that demonstrate that, among peer counseling programs for low -
income mothers of term infants,
in - depth,
in - person peer contacts are most
effective.13, 15 Emphasis was thus placed on face - to - face contact, with meetings lasting at least 30 minutes.