He is a regular fixture at the Supreme Court, with an impressive tally of arguments and a number of recent appearances
in fair debt collection cases.
Not exact matches
She is an expert
in credit reports and scores and establishing credit history as well as the
Fair Credit Reporting Act,
Fair Debt Collection Practices Act, and other credit and
collection laws.
Debtors
in New York are protected against unfair
collections practices mainly under two different laws: the New York State
Debt Collection Procedures Law and the federal
Fair Debt Collection Practices Act.
The federal
Fair Credit Reporting Act covers how
debt collection is reported
in credit reports.
In the late 1970s, the federal government enacted the Fair Debt Collection Practices Act (FDCPA) in order to give consumers greater protections against abusive debt collection practices; to eliminate harassment within the debt collection industr
In the late 1970s, the federal government enacted the
Fair Debt Collection Practices Act (FDCPA) in order to give consumers greater protections against abusive debt collection practices; to eliminate harassment within the debt collection indus
Debt Collection Practices Act (FDCPA)
in order to give consumers greater protections against abusive debt collection practices; to eliminate harassment within the debt collection industr
in order to give consumers greater protections against abusive
debt collection practices; to eliminate harassment within the debt collection indus
debt collection practices; to eliminate harassment within the
debt collection indus
debt collection industry.
Federal laws, such as the
Fair Debt Collection Practices Act (FDCPA), and the individual laws of the fifty states
in America place limits on the means and methods of
collection attempts.
Fair Debt Collection Practices Act Federal law passed by Congress
in 1977 that protects consumers against harassment or abuse from
collections agencies.
Borrowers must agree that
fair debt collection act practices will be enforced
in the event of nonpayment of the loan balance.
If you have been contacted by a
debt collector or you are being sued in a debt collection lawsuit, the Fair Debt Collection Practices Act (FDCPA) provides you with a variety of protecti
debt collector or you are being sued
in a
debt collection lawsuit, the Fair Debt Collection Practices Act (FDCPA) provides you with a variety of protecti
debt collection lawsuit, the
Fair Debt Collection Practices Act (FDCPA) provides you with a variety of protecti
Debt Collection Practices Act (FDCPA) provides you with a variety of protections.
Under a settlement with the FTC, GC Services will pay a civil penalty of $ 700,000, stop violating the FTC Act and the
Fair Debt Collections Practices Act, and maintain records — for at least three years — to show they're
in compliance.
The
Fair Debt Collection Practices Act, the primary federal law regulating third - party
collection agencies, was enacted
in 1977 with the support of ACA to protect consumers from unfair and abusive
collection Practices.
Under some state
fair debt collection acts, you can get more than $ 1,000
in statutory damages.
Even though they are exempt from regulation under the
Fair Debt Collection Practices Act of 1977, first - party creditors have an incentive to maintain a constructive relationship with their customers, even those with outstanding past - due
debts, and are thus less likely to engage
in illegal or abusive
collection practices.
ICFE DCCS ® Independent Study Guide Table of Contents Consumer Financial Protection Bureau to oversee
debt collectors Collection agencies and junk debt buyers - Mini-Miranda What to do if a debtor is contacted about past debts Sample cease and desist letter Fair Debt Collection Practices Act Summary from the CFPB Debt that is covered Debt Collectors that are covered Debt Collectors that are NOT covered Debt Collection for Active and Veteran Military Personnel Communications connected with debt collection When, where and with who communications is permitted Ceasing Communication with the consumer Communicating with third parties Validation of debts Prohibited Practices: Harassing or abusive Practices False or misleading representations Unfair Practices Multiple debts Legal Actions by debt collectors Furnishing certain deceptive forms Civil liability Defenses CFPB / FTC staff's commentary on the FDCPA Common debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other Resou
debt collectors
Collection agencies and junk
debt buyers - Mini-Miranda What to do if a debtor is contacted about past debts Sample cease and desist letter Fair Debt Collection Practices Act Summary from the CFPB Debt that is covered Debt Collectors that are covered Debt Collectors that are NOT covered Debt Collection for Active and Veteran Military Personnel Communications connected with debt collection When, where and with who communications is permitted Ceasing Communication with the consumer Communicating with third parties Validation of debts Prohibited Practices: Harassing or abusive Practices False or misleading representations Unfair Practices Multiple debts Legal Actions by debt collectors Furnishing certain deceptive forms Civil liability Defenses CFPB / FTC staff's commentary on the FDCPA Common debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other Resou
debt buyers - Mini-Miranda What to do if a debtor is contacted about past
debts Sample cease and desist letter
Fair Debt Collection Practices Act Summary from the CFPB Debt that is covered Debt Collectors that are covered Debt Collectors that are NOT covered Debt Collection for Active and Veteran Military Personnel Communications connected with debt collection When, where and with who communications is permitted Ceasing Communication with the consumer Communicating with third parties Validation of debts Prohibited Practices: Harassing or abusive Practices False or misleading representations Unfair Practices Multiple debts Legal Actions by debt collectors Furnishing certain deceptive forms Civil liability Defenses CFPB / FTC staff's commentary on the FDCPA Common debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other Resou
Debt Collection Practices Act Summary from the CFPB
Debt that is covered Debt Collectors that are covered Debt Collectors that are NOT covered Debt Collection for Active and Veteran Military Personnel Communications connected with debt collection When, where and with who communications is permitted Ceasing Communication with the consumer Communicating with third parties Validation of debts Prohibited Practices: Harassing or abusive Practices False or misleading representations Unfair Practices Multiple debts Legal Actions by debt collectors Furnishing certain deceptive forms Civil liability Defenses CFPB / FTC staff's commentary on the FDCPA Common debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other Resou
Debt that is covered
Debt Collectors that are covered Debt Collectors that are NOT covered Debt Collection for Active and Veteran Military Personnel Communications connected with debt collection When, where and with who communications is permitted Ceasing Communication with the consumer Communicating with third parties Validation of debts Prohibited Practices: Harassing or abusive Practices False or misleading representations Unfair Practices Multiple debts Legal Actions by debt collectors Furnishing certain deceptive forms Civil liability Defenses CFPB / FTC staff's commentary on the FDCPA Common debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other Resou
Debt Collectors that are covered
Debt Collectors that are NOT covered Debt Collection for Active and Veteran Military Personnel Communications connected with debt collection When, where and with who communications is permitted Ceasing Communication with the consumer Communicating with third parties Validation of debts Prohibited Practices: Harassing or abusive Practices False or misleading representations Unfair Practices Multiple debts Legal Actions by debt collectors Furnishing certain deceptive forms Civil liability Defenses CFPB / FTC staff's commentary on the FDCPA Common debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other Resou
Debt Collectors that are NOT covered
Debt Collection for Active and Veteran Military Personnel Communications connected with debt collection When, where and with who communications is permitted Ceasing Communication with the consumer Communicating with third parties Validation of debts Prohibited Practices: Harassing or abusive Practices False or misleading representations Unfair Practices Multiple debts Legal Actions by debt collectors Furnishing certain deceptive forms Civil liability Defenses CFPB / FTC staff's commentary on the FDCPA Common debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other Resou
Debt Collection for Active and Veteran Military Personnel Communications connected with
debt collection When, where and with who communications is permitted Ceasing Communication with the consumer Communicating with third parties Validation of debts Prohibited Practices: Harassing or abusive Practices False or misleading representations Unfair Practices Multiple debts Legal Actions by debt collectors Furnishing certain deceptive forms Civil liability Defenses CFPB / FTC staff's commentary on the FDCPA Common debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other Resou
debt collection When, where and with who communications is permitted Ceasing Communication with the consumer Communicating with third parties Validation of
debts Prohibited Practices: Harassing or abusive Practices False or misleading representations Unfair Practices Multiple
debts Legal Actions by
debt collectors Furnishing certain deceptive forms Civil liability Defenses CFPB / FTC staff's commentary on the FDCPA Common debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other Resou
debt collectors Furnishing certain deceptive forms Civil liability Defenses CFPB / FTC staff's commentary on the FDCPA Common
debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other Resou
debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias
in collections Dealing with creditors and third party collectors Other factors for a debtor
in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers
in credit card
debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other Resou
debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other Resources
When it comes to dealing with creditors you should know that you have rights and that their
collection actions are restricted to legal boundaries set
in the
Fair Debt Collection Practices Act.
CashAdvance.com uses commercially reasonable efforts to work only with reputable lenders dedicated to pursuing
collections of past due accounts
in accordance with
Fair Debt Collection Practices.
Cash Advance ® makes reasonable efforts to only work with established, reputable lenders who pursue
collections of past due accounts with
fair conduct and in compliance with the provisions of the Fair Debt Collection Practices Act by the Federal Trade Commiss
fair conduct and
in compliance with the provisions of the
Fair Debt Collection Practices Act by the Federal Trade Commiss
Fair Debt Collection Practices Act by the Federal Trade Commission.
You should know that
in either situation, the
Fair Debt Collection Practices Act requires that debt collectors treat you fairly and prohibits certain methods of debt collect
Debt Collection Practices Act requires that
debt collectors treat you fairly and prohibits certain methods of debt collect
debt collectors treat you fairly and prohibits certain methods of
debt collect
debt collection.
After the
debt is transferred to a debt collection company, an entirely new set of laws kick in, such as the Fair Debt Collection Practices Act (FDC
debt is transferred to a
debt collection company, an entirely new set of laws kick in, such as the Fair Debt Collection Practices Act (FDC
debt collection company, an entirely new set of laws kick
in, such as the
Fair Debt Collection Practices Act (FDC
Debt Collection Practices Act (FDCPA).
Debt validation programs dispute third - party debt collection accounts; we will usually start by forcing your third - party debt collectors to prove they're abiding by all of the federal laws including the Credit Card Act, Fair Debt Collection Practices Act, Fair Credit Reporting Act, and the Truth in Lending
Debt validation programs dispute third - party
debt collection accounts; we will usually start by forcing your third - party debt collectors to prove they're abiding by all of the federal laws including the Credit Card Act, Fair Debt Collection Practices Act, Fair Credit Reporting Act, and the Truth in Lending
debt collection accounts; we will usually start by forcing your third - party
debt collectors to prove they're abiding by all of the federal laws including the Credit Card Act, Fair Debt Collection Practices Act, Fair Credit Reporting Act, and the Truth in Lending
debt collectors to prove they're abiding by all of the federal laws including the Credit Card Act,
Fair Debt Collection Practices Act, Fair Credit Reporting Act, and the Truth in Lending
Debt Collection Practices Act,
Fair Credit Reporting Act, and the Truth
in Lending Act.
Dealing and negotiating with creditors About
debt collection practices and your rights How to deal with debt collection agencies How the Fair Debt Collection Act protect your rights How does dealing with creditors help in credit rep
debt collection practices and your rights How to deal with
debt collection agencies How the Fair Debt Collection Act protect your rights How does dealing with creditors help in credit rep
debt collection agencies How the
Fair Debt Collection Act protect your rights How does dealing with creditors help in credit rep
Debt Collection Act protect your rights How does dealing with creditors help
in credit repair?
The changes announced
in August from
Fair Isaac (FICO) could help those dealing with medical
debt, and will also give a boost to people who were dinged with
collections but paid off the related
debts.
Below you can see a recent video that Ruth was featured
in where she summarizes her extensive knowledge on the
Fair Debt Collection Practices Act (FDCPA — this is a federal law that third - party debt collection companies often viola
Debt Collection Practices Act (FDCPA — this is a federal law that third - party
debt collection companies often viola
debt collection companies often violate).
Third - party
collection agencies are bound by the
Fair Debt Collection Practices Act (FDCPA), but
in - house
collection departments of the creditor are not bound by this Act.
The Minnesota Department of Commerce brought down the hammer on a local
debt collector recently, stripping First Financial Services and its owner of their collection licenses and levying $ 100,000 in fines for violations of the Fair Debt Collection Practices
debt collector recently, stripping First Financial Services and its owner of their
collection licenses and levying $ 100,000
in fines for violations of the
Fair Debt Collection Practices
Debt Collection Practices Act.
On a
debt validation program, if you come to us with third - party debt collection accounts, we will usually start by forcing your third - party debt collectors to prove they're abiding by all of the federal laws including the Credit Card Act, Fair Debt Collection Practices Act, Fair Credit Reporting Act, and the Truth in Lending
debt validation program, if you come to us with third - party
debt collection accounts, we will usually start by forcing your third - party debt collectors to prove they're abiding by all of the federal laws including the Credit Card Act, Fair Debt Collection Practices Act, Fair Credit Reporting Act, and the Truth in Lending
debt collection accounts, we will usually start by forcing your third - party
debt collectors to prove they're abiding by all of the federal laws including the Credit Card Act, Fair Debt Collection Practices Act, Fair Credit Reporting Act, and the Truth in Lending
debt collectors to prove they're abiding by all of the federal laws including the Credit Card Act,
Fair Debt Collection Practices Act, Fair Credit Reporting Act, and the Truth in Lending
Debt Collection Practices Act,
Fair Credit Reporting Act, and the Truth
in Lending Act.
We represent seniors and disabled persons receiving federally protected social security, pensions, disability and VA benefits under the
Fair Debt Collections Practices Act on an ongoing basis, as their attorney
in order to receive collector contact.
Student loan
collection agencies may engage
in abusive or deceptive behavior that violates state or federal
fair debt collection laws.
The
Fair Debt Collection Practices Act ensures that collectors and / or debt collection agencies do not resort to illegal or otherwise wrongful practices in an attempt to collect a d
Debt Collection Practices Act ensures that collectors and / or
debt collection agencies do not resort to illegal or otherwise wrongful practices in an attempt to collect a d
debt collection agencies do not resort to illegal or otherwise wrongful practices
in an attempt to collect a
debtdebt.
He has experience
in collections (writs of attachment and possession and receiverships), equipment and vehicle leasing,
Fair Debt Collection Practices Act,
Fair Credit Reporting Act,
Fair and Accurate Credit Transactions Act, Truth
in Lending Act, Unfair Competition Law, Uniform Trade Secrets Act, Commercial Code (sales, negotiable instruments and secured transactions), banking, mortgage lending and shareholder disputes, insurance, First Amendment and privacy matters, breach of contract, labor, business torts, intellectual property (trademark and copyright), eminent domain, foreclosures, and other real estate matters.
The
Fair Debt Collection Practices Act (FDCPA) enacted in 1978, is one of the most important and farthest reaching statutes that govern debt collection agenc
Debt Collection Practices Act (FDCPA) enacted
in 1978, is one of the most important and farthest reaching statutes that govern
debt collection agenc
debt collection agencies.
She defends clients
in matters involving alleged violations of the
Fair Credit Reporting Act, federal and state
debt collection statutes, mortgage foreclosure and repossession laws, and loan modification and other servicing - related claims.
Whether you are facing a property dispute with your landlord, contract disputes,
debt collection or you have been injured
in a workplace accident, Scheifele Erskine & Renken will ensure you receive
fair representation
in the courtroom and throughout the legal process.
UpRight Law's Consumer Rights Litigation department handles claims
in the bankruptcy courts for violation of the automatic stay and discharge injunction, as well as claims under the
Fair Debt Collection Practices Act, Telephone Consumer Protection Act, Fair Credit Reporting Act, various state debt collection statutes and other related consumer protection l
Debt Collection Practices Act, Telephone Consumer Protection Act,
Fair Credit Reporting Act, various state
debt collection statutes and other related consumer protection l
debt collection statutes and other related consumer protection laws.
Ella focuses her practice on complex commercial litigation, including contract disputes and non-compete agreements, drawing on her experience
in state and federal courts, as well as bankruptcy litigation, and cases involving the
Fair Debt Collections Practice Act and Florida Consumer Collection Practices Act.
Comment: Several comments expressed concern that health plans and health care providers be able to continue using
debt collectors in compliance with the Fair Debt Collections Practices Act and related l
debt collectors
in compliance with the
Fair Debt Collections Practices Act and related l
Debt Collections Practices Act and related laws.
2014)(successfully obtained decision affirming jury verdict
in collection - abuse case and rejecting argument that consumers must first make a dispute before invoking the protections of the
Fair Debt Collection Practices Act)(briefed and argued)
KEY QUALIFICATIONS • Three years of
collections and customer service experience • Highly skilled
in collecting on Past Due customer accounts, including resolution of discrepancies • In - depth knowledge of different collection methods and severance process • A strong desire to continually elevate the performance of the business as a matter of satisfaction • Knowledge of Fair Debt Collection Law
in collecting on Past Due customer accounts, including resolution of discrepancies •
In - depth knowledge of different collection methods and severance process • A strong desire to continually elevate the performance of the business as a matter of satisfaction • Knowledge of Fair Debt Collection Law
In - depth knowledge of different
collection methods and severance process • A strong desire to continually elevate the performance of the business as a matter of satisfaction • Knowledge of
Fair Debt Collection Laws.
Followed all established guidelines
in determining appropriate
collections methodologies and the Fair Debt Collections Pra
collections methodologies and the
Fair Debt Collections Pra
Collections Practices Act.
Professional Experience ABC
Debt Relief (City, ST) 12/2006 — 11/2011 Client Service Manager • Responsible for overseeing daily operations of a 35 Account Manager call center ensuring effective operations • Recruit and train new sales and customer service employees in industry best practices and company policies • Strictly enforce compliance with all applicable laws, industry regulations, and corporate protocols • Provide exceptional customer service and professional guidance in the area of debt management, credit, and bankruptcy • Maintain detailed monthly reports for management concerning budgets, monthly projections, and quarterly goals • Responsible for performance appraisals, deficiency warnings, and conflict resolution for employees • Review and manage all BBB and Attorney General complaints determining appropriate next steps • Monitor department productivity with inbound and outbound calls providing feedback to team leads and supervisors • Author and lead presentations at meetings for clients, employees, and senior management • Train team leads and supervisors in laws governing credit reporting and debt settlement such as (FDCPA) Fair Debt Collections Practices Act and the (FCRA) Fair Credit Reporting Act and (FTC) Federal Trade Commission regulations • Set and strictly enforce budget for the payroll of both salaried and hourly employees • Responsible for final approvals for payment refunds issued to the client • Assist with Debt Tracker and the Debt Manager and negotiate with creditors to reduce cl
Debt Relief (City, ST) 12/2006 — 11/2011 Client Service Manager • Responsible for overseeing daily operations of a 35 Account Manager call center ensuring effective operations • Recruit and train new sales and customer service employees
in industry best practices and company policies • Strictly enforce compliance with all applicable laws, industry regulations, and corporate protocols • Provide exceptional customer service and professional guidance
in the area of
debt management, credit, and bankruptcy • Maintain detailed monthly reports for management concerning budgets, monthly projections, and quarterly goals • Responsible for performance appraisals, deficiency warnings, and conflict resolution for employees • Review and manage all BBB and Attorney General complaints determining appropriate next steps • Monitor department productivity with inbound and outbound calls providing feedback to team leads and supervisors • Author and lead presentations at meetings for clients, employees, and senior management • Train team leads and supervisors in laws governing credit reporting and debt settlement such as (FDCPA) Fair Debt Collections Practices Act and the (FCRA) Fair Credit Reporting Act and (FTC) Federal Trade Commission regulations • Set and strictly enforce budget for the payroll of both salaried and hourly employees • Responsible for final approvals for payment refunds issued to the client • Assist with Debt Tracker and the Debt Manager and negotiate with creditors to reduce cl
debt management, credit, and bankruptcy • Maintain detailed monthly reports for management concerning budgets, monthly projections, and quarterly goals • Responsible for performance appraisals, deficiency warnings, and conflict resolution for employees • Review and manage all BBB and Attorney General complaints determining appropriate next steps • Monitor department productivity with inbound and outbound calls providing feedback to team leads and supervisors • Author and lead presentations at meetings for clients, employees, and senior management • Train team leads and supervisors
in laws governing credit reporting and
debt settlement such as (FDCPA) Fair Debt Collections Practices Act and the (FCRA) Fair Credit Reporting Act and (FTC) Federal Trade Commission regulations • Set and strictly enforce budget for the payroll of both salaried and hourly employees • Responsible for final approvals for payment refunds issued to the client • Assist with Debt Tracker and the Debt Manager and negotiate with creditors to reduce cl
debt settlement such as (FDCPA)
Fair Debt Collections Practices Act and the (FCRA) Fair Credit Reporting Act and (FTC) Federal Trade Commission regulations • Set and strictly enforce budget for the payroll of both salaried and hourly employees • Responsible for final approvals for payment refunds issued to the client • Assist with Debt Tracker and the Debt Manager and negotiate with creditors to reduce cl
Debt Collections Practices Act and the (FCRA)
Fair Credit Reporting Act and (FTC) Federal Trade Commission regulations • Set and strictly enforce budget for the payroll of both salaried and hourly employees • Responsible for final approvals for payment refunds issued to the client • Assist with
Debt Tracker and the Debt Manager and negotiate with creditors to reduce cl
Debt Tracker and the
Debt Manager and negotiate with creditors to reduce cl
Debt Manager and negotiate with creditors to reduce client
Other legal issues that caused major concerns for property managers, according to the 2011 Institute of Real Estate Management Legal Scan, include
debt collection suits, which increased 14 percent since the 2009 survey, and
fair housing cases, which grew by 25 percent for racial discrimination and 60 percent for discrimination against the disabled
in that two - year period.