Sentences with phrase «in first year of the policy»

After the loss that we incur in the first year of the policy, there are no further costs attached to this business.

It is best to do this in the first year of the policy as the gift amount is equal to the premiums paid, and after the first year the value of a life insurance policy gets more complicated to calculate.

Compare this to annual renewable life insurance, a more complicated type of term life insurance that offers a low premium in the first year of the policy, but increases every following year in the term.

Cost of spectacles is not covered in first year of the policy.

The life insurance coverage becomes void in case the policyholder (sane or insane), commits suicide in the first year of the policy or renewal.

Because of the higher fees, your surrender value will often be zero in the first years of the policy.

The clause in the Insurance Contract that defines that no death benefits will be payable by the Insurer, in case the Insured commits suicide during a specified initial period, usually in the first year of the policy.

In the first year of the policy, he decides to contribute an additional $ 3,000 to a paid - up additions rider.

A modified endowment contract is what results when a life insurance policy gets «overfunded» in the first years of the policy.

Because the fine prints of the policy clearly stated that cataract is not covered in the first year of the policy.

Like, suicide in first year of policy purchase is not covered by term plans.

The dependents would not get any compensation if the insured commits suicide in the first year of the policy.

There is no death benefit in the first year of the policy and then it can go two ways.

The only exception is if the death happens due to an accident that is self - inflicted or is a suicide, in the first year of the policy.

First is the case of an unnatural death in the first year of the policy.

2) The only exclusion that lot of policies have mentioned in their wording is about death due to suicide in the first year of the policy.

Not exact matches

More locally, students of this program participate in mandatory summer policy internships between their first and second year.

Eight years after a devastating recession opened an era of loose U.S. monetary policy, the Federal Reserve was set on Wednesday to raise rates for the first time since 2006, in a sign the world's largest economy had overcome most of the wounds of the global financial crisis.

WASHINGTON — President Trump's major policy moves over the course of his first year in office have had a common denominator: They either overtly favor his base of support — the roughly one - third of voters who solidly back him — or they appear to penalize those states that vote Democratic.

«Thanks in part to the forceful response to the crisis and policies throughout the eight years of the Obama administration to promote robust, shared growth, the US economy is stronger, more resilient, and better positioned for the twenty - first century than ever before,» the White House said in an email after the jobs report.

«International investors have embraced the positive changes in the accessibility of the China A shares market over the last few years and now all conditions are set for MSCI to proceed with the first step of the inclusion,» Remy Briand, MSCI Managing Director and Chairman of the MSCI Index Policy Committee, said in a release.

Backed by a host of investors and advisors including Techstars CTO Jud Valeski and Modern Farmer founder Ann Marie Gardner, the project has plans to incubate 10 new food businesses in its first year, tackling everything from food tech to policy solutions.

LG Electronics also announced in January that it will decide on whether to build a manufacturing base in the United States within the first half of the year and warned of risks from the Trump administration's trade policies.

Many businesses initially opposed the first state paid sick days law in Connecticut, yet within a few years a survey showed... that an overwhelming majority of businesses reported only small or no effects on their bottom line, and three - quarters now report being supportive of the new policy.

Following the Cambridge Analytica scandal, Facebook has officially updated its data policy for the first time in years, clarifying a number of details about how it collects and uses its users» personal data.

Perhaps because of the mustache, Trump hadn't taken Bolton's policy advice to heart in his first year in office.

Last year, Xi Jinping defended globalization and free trade in the first - ever address given by any Chinese president in Davos, and rebuked many of Donald Trump's «America First» policies without mentioning his first - ever address given by any Chinese president in Davos, and rebuked many of Donald Trump's «America First» policies without mentioning his First» policies without mentioning his name.

Within his first week in office, he lifted capital controls that had prevented companies from repatriating dividends and devalued the peso, ending years of a gradual - decline policy that kept the currency overvalued as inflation soared.

Layton was responding to criticism from Jack Mintz — the economist oft - quoted by Conservative Leader Stephen Harper as justification for his tax policies — that the cap - and - trade system the NDP proposed to cover the cost of $ 3.5 billion worth of green initiatives in the first year would raise gasoline prices by 10 cents per litre.

The first policy would likely have significant costs as a result of fewer firms paying the mandate penalty, and the second policy was estimated in 2015 to cost $ 53 billion over ten years.

«As the downside risks to the inflation outlook dissolve, the Bank of Canada is likely to re-establish a tightening policy bias over the course of this year - we expect the first hike to the overnight rate in the second quarter of 2015,» said Wright.

Also weighing on the dollar was the global economic upswing that has encouraged central bankers in Europe and Asia to take the first steps toward normalizing monetary policy after years of monetary stimulus.

The Fed's policy statement acknowledged inflation was heading toward the central bank's annual 2 % target, with the Fed's preferred inflation gauge, the personal - consumption expenditures index for March, rising to a 12 - month rate of 2 % for the first time in a year.

As expected, the Fed raised interest rates at its December meeting, but for the first time in more than a year, two members of the rate - setting committee dissented, in favor of leaving monetary policy on hold.

Facebook is spelling out in plain English how it collects and uses your data in rewritten versions of its Terms of Service and Data Use Policy, though it's not asking for new rights to collect and use your data or changing any of your old privacy settings.The public has seven days to comment on the changes (though Facebook doesn't promise to adapt or even respond to the feedback) before Facebook will ask all users to consent to the first set of new rules in three years.

Monetary policy in most other Asian countries remained stable after a series of SARS - related easings in the first half of the year.

Whether the decision to raise US rates is made at that meeting or postponed until the new year, for the first time in many decades, we could be entering a period of divergent monetary policy between the ECB and the Fed.

Emma had witnessed first - hand the unintended consequence of this policy: single parents going off to work and, in the absence of affordable child care, leaving eight - year - olds to watch three - year - old siblings.

Fox tells the story from beginning to end: childhood in the German - American parsonage; nine grades of school followed by three years in a denominational «college» that was not yet a college and three year's in Eden Seminary, with graduation at 21; a five - month pastorate due to his father's death; Yale Divinity School, where despite academic probation because he had no accredited degree, he earned the B.D. and M.A.; the Detroit pastorate (1915 - 1918) in which he encountered industrial America and the race problem; his growing reputation as lecturer and writer (especially for The Christian Century); the teaching career at Union Theological Seminary (1928 - 1960); marriage and family; the landmark books Moral Man and Immoral Society and The Nature and Destiny of Man; the founding of the Fellowship of Socialist Christians and its journal Radical Religion; the gradual move from Socialist to liberal Democratic politics, and from leader of the Fellowship of Reconciliation to critic of pacifism; the break with Charles Clayton Morrison's Christian Century and the inauguration of Christianity and Crisis; the founding of the Union for Democratic Action, then later of Americans for Democratic Action; participation in the ecumenical movement, especially the Oxford Conference and the Amsterdam Assembly; increasing friendship with government officials and service with George Kennan's policy - planning group in the State Department; the first stroke in 1952 and the subsequent struggles with ill health; retirement from Union in 1960, followed by short appointments at Harvard, at the Center for the Study of Democratic Institutions, and at Columbia's Institute of War and Peace Studies; intense suffering from ill health; and death in Stockbridge, Massachusetts, in 1971.

A total of 16 pupils were affected by the school's policy of «grade exclusion» because they didn't achieve at least three B - grades in their first year tests.

By Melody Meyer, Vice President of Policy and Industry Relations, United Natural Foods Incorporated (UNFI) It's been nearly 37 years since I was first introduced to organic foods at a co-op in Iowa.

Assistant Agriculture and Water Resources Minister Luke Hartsuyker announced today two more recipients of the $ 5 million Leadership in Agricultural Industries Fund that was first revealed in last year's Coalition farm election policy package.

In his first speech of the year, Chairman Rod Sims launches the 2015 edition of the ACCC's Compliance and Enforcement Policy at CEDA in SydneIn his first speech of the year, Chairman Rod Sims launches the 2015 edition of the ACCC's Compliance and Enforcement Policy at CEDA in Sydnein Sydney.

but a t some point he lost it, and is not because of his stinginess to buy players, our core is good and has been for sometime now, his biggest problem was adaptation, change to the new EPL, his philosophy dating back 20 years does not work anymore and he knows it, because of this his biggest flaw all others came out to light, lack of rotation of his players favoring some over others, stubbornness that applies to his transfer policy buying for the future just as he had 20 more years ahead, players playing out of their natural positions, ARSENAL FLOPS who knows under other Managers they could have been great, for some reason they were signed in the first place, they must had some talent, best example is Campbell....

(2) somewhat linked to the previous comment in that we never seem to be prepared to hit the ground running with our best potential lineup come opening day... it's become so common, in recent years, that many fans actually hope we stumble a little in the first couple games just so it forces Wenger to bring in reinforcements... unfortunately this can be problematic, thus one of the most common phrases associated with Wenger, «panic buy»... this situation is also negatively impacted by the ridiculous policy regarding players who played in the summer months... right now I'm watching the Super Cup and not a single player is unavailable to either manager, including Ronaldo, yet somehow we have a list of players half a mile long that haven't seen game - time so far this preseason... I can only assume this is a reactionary policy created due to the multitude of injuries this club has faced over the years... just another sign of the fragility that permeates this club

Nothing like one underachiever blowing smoke up the ass of another... we know that Ozil has some incredible technical gifts, but to be considered the best you have to bring more than just assists to the table... for me, a top player has to possess a more well - rounded game, which doesn't mean they need to be a beast on both ends of the pitch, but they must have the ability to take their game to another level when it matters most... although he amassed some record - like stats early on, it set the bar too high, so when people expected him to duplicate those numbers each year the pressure seemed to get the best of our soft - spoken star... obviously that's not an excuse for what has happened in the meantime, but it's important to make note of a few things: (1) his best year was a transition year for many of the traditionally dominant teams in the EPL, so that clearly made the numbers appear better than they actually were and (2) Wenger's system, or lack thereof, didn't do him any favours; by playing him out of position and by not acquiring world - class striker and / or right - side forward that would best fit an Ozil - centered offensive scheme certainly hurt his chances to repeat his earlier peformances, (3) the loss of Cazorla, who took a lot of pressure off Ozil in the midfield and was highly efficient when it came to getting him the ball in space, negatively impacted his effectiveness and (4) he likewise missed a good chunk of games and frankly never looked himself when he eventually returned to the field... overall the Ozil experiment has had mixed reviews and rightfully so, but I do have some empathy for the man because he has always carried himself the same way, whether for Real or the German National team, yet he has only suffered any lengthy down periods with Arsenal... to me that goes directly to this club's inability to surround him with the necessary players to succeed, especially for someone who is a pass first type of player; as such, this simply highlights our club's ineffective and antiquated transfer policies... frankly I'm disappointed in both Ozil and our management team for not stepping up when it counted because they had a chance to do something special, but they didn't have it in them... there is no one that better exemplifies our recent history than Ozil, brief moments of greatness undercut by long periods of disappointing play, only made worse by his mopey posturing like a younger slightly less awkward Wenger... what a terribly waste

Picture this, we don't come out of the gate firing on all cylinders, Wenger speaks of how there wasn't enough time for the first - teamers to build chemistry, several key players aren't even playing because of Wenger's utterly ridiculous policy regarding players who played in the Confed Cup or the under21s and the boo - birds have returned in full flight... if these things were to happen, which is quite possible considering the Groundhog Day mentality of this club, how long do you think it will take for Wenger to recant his earlier statements regarding Europa... I would suggest that it's these sorts of comments from Wenger which are often his undoing... why would any manager worth his weight in salt make such a definitive statement before the season has even started... why would any manager who fashions himself an educated man make such pronouncements before even knowing what his starting 11 will be come Friday, let alone on September 1st... why would any manager who has a tenuous relationship with a great many supporters offer up such a potentially contentious talking point considering how many times his own words have come back to bite him in the ass... I think he does this because he doesn't care what you or I think, in fact he's more than slightly infuriated by the very idea of having to answer to the likes of you and me... that might have been acceptable during his formative years in charge, when the fans were rewarded with an scintillating brand of football and success felt like a forgone conclusion, but this new Wenger led team barely resembles that team of ore... whereas in times past we relished a few words from our seemingly cerebral manager, in recent times those words have been replaced by a myriad of excuses, a plethora of infuriating stories about who he could have signed but didn't and what can only be construed as outright fabrications... it's kind of funny that when we want some answers, like during the whole contract debacle of last season, we can't get an intelligent word out of him, but when we just what him to show his managerial acumen through his actions, we can't seem to get him to shut - up... I beg you to prove me wrong Arsene

In Fatherhood: Parenting Programmes and Policies — A Critical Review of Best Practice, Fiona McAllister and Adrienne Burgess from the Fatherhood Institute review policies and programmes that promote or facilitate the involvement of fathers and father - figures from the pre-natal period through the first eight years of their children'Policies — A Critical Review of Best Practice, Fiona McAllister and Adrienne Burgess from the Fatherhood Institute review policies and programmes that promote or facilitate the involvement of fathers and father - figures from the pre-natal period through the first eight years of their children'policies and programmes that promote or facilitate the involvement of fathers and father - figures from the pre-natal period through the first eight years of their children's lives.

She is not the first to question that; earlier this year, I read an intriguing essay by legal scholar Katherine Franke in the anthology, Marriage at the Crossroads Law, Policy, and the Brave New World of Twenty - First - Century Families, comparing the experience of African - American slaves who, once freed after the Civil War, also became free to marry — but «free» is a relative first to question that; earlier this year, I read an intriguing essay by legal scholar Katherine Franke in the anthology, Marriage at the Crossroads Law, Policy, and the Brave New World of Twenty - First - Century Families, comparing the experience of African - American slaves who, once freed after the Civil War, also became free to marry — but «free» is a relative First - Century Families, comparing the experience of African - American slaves who, once freed after the Civil War, also became free to marry — but «free» is a relative word.

Although Health Canada's policy statements recommend that infants be exclusively breastfed for the first six months of life and sustained breastfeeding to two years and beyond, adequate support systems need to be in place for mothers to achieve optimal breastfeeding practices.