Many factors affect the value, or price, of a particular bond, but the two big influences are 1) future inflation expectations (as reflected
in general interest rates) and 2) the risk of Corp A «defaulting» — not meeting its obligation to make each year the $ 50 interest payment and, eventually, repaying the $ 1,000 bond principal.
A change
in general interest rates is one of the biggest factors affecting fixed - income securities.
But
in general the interest rates will be higher and you may be able to borrow less.
Not exact matches
Continuing with the dog food example, we can see that
ratings, comparison, and reviews all were all grouped as closely related to dog food
in general, implying that people that are searching for dog food are very
interested in the comparison and review side of things.
Also,
in general, a stronger economy leads to a higher
interest rates, with or without Fed involvement.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions
in the industries and markets
in which United Technologies and Rockwell Collins operate
in the U.S. and globally and any changes therein, including financial market conditions, fluctuations
in commodity prices,
interest rates and foreign currency exchange
rates, levels of end market demand
in construction and
in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges
in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies
in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including
in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including
in connection with the proposed acquisition of Rockwell; (7) delays and disruption
in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes
in political conditions
in the U.S. and other countries
in which United Technologies and Rockwell Collins operate, including the effect of changes
in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on
general market conditions, global trade policies and currency exchange
rates in the near term and beyond; (16) the effect of changes
in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations
in the U.S. and other countries
in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result
in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including
in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted
in their operation of their businesses while the merger agreement is
in effect; (21) risks relating to the value of the United Technologies» shares to be issued
in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
In general, the historical evidence suggests that rising
interest rates is overall a positive for expansion of commercial and industrial credit.
In general, it was the falling
interest rates and lower equity returns that crushed this sector.
Other factors that may affect the timing of a sale are availability of bank financing,
interest rate trends, changes
in tax law, and the
general economic climate.
Shareholders may also raise questions over the very high
interest rates the bank charges to financially strapped customers who resort to so - called payday loans, which are
in the sights of state attorneys
general.
Some stocks, like technology
in general and FANG stocks
in particular, are more about capacity than
interest rates.
As you spend more time searching, you'll start to get a
general idea of the going
rate for homes
in the neighborhoods you're
interested in, and will be able to weed out the fishy listings.
he
general trend was for average household debt to move
in the opposite direction of the
interest rate,» Statscan noted.
A year ago, Fortune made some predictions about how the stock market, the lending market, and the world
in general would change following that year's hike, Janet Yellen & Co.'s first
interest rate increase
in nine years.
«We believe the bias for stock prices
in general remains to the upside, underpinned by a growing economy, low
interest rates and increasingly, cheaper oil... With operating margins at elevated levels, top line growth is poised to more quickly bleed through to the bottom line, thus supporting earnings.»
«The
general trend was for average household debt to move
in the opposite direction of the
interest rate,» Statscan noted.
Actual results could differ materially from those expressed
in or implied by the forward - looking statements contained
in this release because of a variety of factors, including conditions to, or changes
in the timing of, proposed real estate and other transactions, prevailing
interest rates and non-recurring charges, store closings, competitive pressures from specialty stores,
general merchandise stores, off - price and discount stores, manufacturers» outlets, the Internet, mail - order catalogs and television shopping and
general consumer spending levels, including the impact of the availability and level of consumer debt, the effect of weather and other factors identified
in documents filed by the company with the Securities and Exchange Commission.
Failure to deliver collateral - If a dealer fails to deliver collateral against borrowed securities on the loan date, cash will be held overnight against the loan without
interest, and a penalty fee equal to the
general collateral
rate will be assessed,
in addition to the lending fee.
In general, the bond market is volatile, and fixed - income securities carry
interest rate risk.
But
in general, you should see your
interest rates go up as
interest rates in general go up.
The threshold, target, and maximum percentage business line goals shown for the named executives listed
in the table above were derived using certain assumptions for 2008 with respect to the
general economic,
interest rate, credit, and regulatory environment
in which we operate and certain assumptions as to the outlook for the businesses each of them managed.
Therefore, a
general rise
in interest rates can result
in the decline
in the bond's price.
This is consistent with a degree of deleveraging among some households, particularly when we consider that low
interest rates might otherwise have encouraged a
general increase
in this type of credit over that period (Graph 9).
In general, changes in valuation are driven by shifts in k: changes in interest rates (Rf) drive longer - term trends in valuation multiples, while shocks to valuation multiples are almost always driven by shifts in the risk premium z
In general, changes
in valuation are driven by shifts in k: changes in interest rates (Rf) drive longer - term trends in valuation multiples, while shocks to valuation multiples are almost always driven by shifts in the risk premium z
in valuation are driven by shifts
in k: changes in interest rates (Rf) drive longer - term trends in valuation multiples, while shocks to valuation multiples are almost always driven by shifts in the risk premium z
in k: changes
in interest rates (Rf) drive longer - term trends in valuation multiples, while shocks to valuation multiples are almost always driven by shifts in the risk premium z
in interest rates (Rf) drive longer - term trends
in valuation multiples, while shocks to valuation multiples are almost always driven by shifts in the risk premium z
in valuation multiples, while shocks to valuation multiples are almost always driven by shifts
in the risk premium z
in the risk premium z.]
Also, as noted, with the
general level of
interest rates relatively low, the incremental return from investing
in lower credit looks more rewarding.
In general, student loan
interest is fixed on federal loans, which means the
rate remains the same throughout the repayment period.
: A classic point of contention for risk parity is that
interest rates,
in general, are too low, and that while the approach may have performed well
in the past, it is only because of an historic bond rally, which is unlikely to happen again.
Consider these risks before investing: The value of securities
in the fund's portfolio may fall or fail to rise over extended periods of time for a variety of reasons, including
general financial market conditions, changing market perceptions, changes
in government intervention
in the financial markets, and factors related to a specific issuer, industry, or sector and,
in the case of bonds, perceptions about the risk of default and expectations about changes
in monetary policy or
interest rates.
These adjustments are made monthly to reflect
general interest rate trends
in the market.
Given the absence of a public trading market of our common stock, and
in accordance with the American Institute of Certified Public Accountants Accounting and Valuation Guide, Valuation of Privately - Held Company Equity Securities Issued as Compensation, our board of directors exercised reasonable judgment and considered numerous and subjective factors to determine the best estimate of fair value of our common stock, including independent third - party valuations of our common stock; the prices at which we sold shares of our convertible preferred stock to outside investors
in arms - length transactions; the rights, preferences, and privileges of our convertible preferred stock relative to those of our common stock; our operating results, financial position, and capital resources; current business conditions and projections; the lack of marketability of our common stock; the hiring of key personnel and the experience of our management; the introduction of new products; our stage of development and material risks related to our business; the fact that the option grants involve illiquid securities
in a private company; the likelihood of achieving a liquidity event, such as an initial public offering or a sale of our company given the prevailing market conditions and the nature and history of our business; industry trends and competitive environment; trends
in consumer spending, including consumer confidence; and overall economic indicators, including gross domestic product, employment, inflation and
interest rates, and the
general economic outlook.
Many public reviews praise iHelp and its parent company, SLFC, for its long - term standing
in the lending industry and
general transparency although iHelp does not offer the option of
interest rate reduction with automatic payments, borrowers praise iHelp's repayment options.
In its most aggressive stance (a duration of 15 years), the Fund's net asset value could be expected to fluctuate by approximately 15 % in response to a 1 % (100 basis point) change in the general level of interest rate
In its most aggressive stance (a duration of 15 years), the Fund's net asset value could be expected to fluctuate by approximately 15 %
in response to a 1 % (100 basis point) change in the general level of interest rate
in response to a 1 % (100 basis point) change
in the general level of interest rate
in the
general level of
interest rates.
It was the first hostile takeover
in Brazil, where stratospheric
interest rates and the
general chumminess of business had long kept such moves
in check.
These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred
in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions
in the delivery of food and other products; volatility
in the market value of derivatives;
general macroeconomic factors, including unemployment and
interest rates; disruptions
in the financial markets; risk of doing business with franchisees and vendors
in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment
in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes
in accounting standards; and other factors and uncertainties discussed from time to time
in reports filed by Darden with the Securities and Exchange Commission.
As with Fed funds, reverse repo
rates,
Interest on excess reserves, and LIBOR, the price of gold pings an important signal as to risk, the cost of capital, the state of the financial markets, and economic well - being
in general.
The aggressive reduction
in interest rates needed to be complemented by timely movement
in the other direction, once the emergency had passed, to establish a
general level of
interest rates more
in keeping with the better economic outlook.
We also monitor
interest -
rate risk, which refers to fluctuations
in the value of bonds resulting from
general interest -
rate changes.
In general, the Federal Reserve often changes
interest rates to either spur economic growth or slow the economy down.
In general, variable rate loans tend to have lower interest rates than fixed versions, in part because they are a riskier choice for consumer
In general, variable
rate loans tend to have lower
interest rates than fixed versions,
in part because they are a riskier choice for consumer
in part because they are a riskier choice for consumers.
In general,
interest rates on a second mortgage will several percentage points higher than for a comparable - sized first mortgage; and second liens can be fixed -
rate or adjustable -
rate mortgages (ARM).
Duration2
In general, as
interest rates rise, existing bond prices usually fall, and vice versa.
In general, personal loans make the most sense for borrowers who can score a lower interest rate than what they're currently paying or have more than $ 15,000 in debt to consolidat
In general, personal loans make the most sense for borrowers who can score a lower
interest rate than what they're currently paying or have more than $ 15,000
in debt to consolidat
in debt to consolidate.
Yet as the past few years have shown, predictions of rising
interest rates have consistently proved premature, largely due to a
general absence of inflationary pressures, resulting
in a dovish tilt to monetary policy among the main central banks.
In general, as prevailing
interest rates rise, income securities prices will fall.
Of particular relevance, under the current monetary regime it is not only possible for a large,
general increase
in the desire to save to be accompanied by rising
interest rates, it is highly probable that when a large rise
in interest rates happens it will be accompanied by a
general desire to save more.
GoldMoney research director Alasdair Macleod has revisited the old correlation
in economics between the
general price level and
interest rates, «Gibson's paradox,» which economists long debated, or at least did before it seemed to break down
in recent decades.
In general, the price of a fixed income security falls when
interest rates rise.
An important issue
in bond markets at present is whether the recent tightening of 25 points by the US Federal Reserve marks the start of a more
general uptrend
in interest rates.
In general, a debt consolidation loan is usually your best bet if you don't have problems making monthly payments, you have a manageable amount of debt and you just want to pay a lower
interest rate.
The first aspect to consider is whether the card itself represents good value
in terms of the available limit, the
interest rate charged and any fees,
in addition to costs that might be incurred for
general maintenance of the account.