Sentences with phrase «in guaranteed investment certificates»

Keeping in mind her discomfort with risk and the probability that she will need her money to help her mother, Judy decided on the following asset allocation: 40 % stock funds, 40 % bond funds, plus 20 % in guaranteed investment certificates (GICs) or stable value funds.

«The classic example is an 86 - year - old with a $ 3 - million portfolio that's invested 100 % in guaranteed investment certificates

Also, consider how much money you've already saved.n «The classic example is an 86 - year - old with a $ 3 - million portfolio that» sninvested 100 % in guaranteed investment certificates (GICs) because he's annervous investor and was told he shouldn't take risks,» says Rechtshaffen.

For example: Section 6.11 (b)(ii) of the Strata Property Regulation allows strata corporations to invest contingency reserve or special levy funds in a guaranteed investment certificate (GIC), if:

Not exact matches

Pending specific application of these proceeds, we expect to invest them primarily in short term, investment - grade interest - bearing securities such as money market accounts, certificates of deposit, commercial paper and guaranteed obligations of the U.S. government.

TORONTO, January 30, 2014 - Historically low interest rates are no longer holding Canadians back from investing their savings in the security of Guaranteed Investment Certificates (GICs) and doing so for longer terms — two recent trends identified by RBC.

You can pick what to put in that basket from a bevy of financial instruments — exchange traded funds, guaranteed investment certificates, stocks, bonds and yes, actual savings accounts.

CIBC offers RESP Guaranteed Investment Certificates (GICs) in terms ranging from 1 to 5 years.

If this money really is for a down payment you'll need in five years or so, most of it should go into a high interest savings account, a guaranteed investment certificate or perhaps a fixed income exchange traded fund.

Q: We are maxed out on our RRSPs and TFSAs and our remaining funds are in joint GICs (Guaranteed Investment Certificates).

Yet another important thing about Guaranteed Investment Certificates that you should always bear in mind is that there's no such thing as «The Perfect GIC».

You can pick what to put in that basket from a bevy of financial instruments — exchange traded funds, guaranteed investment certificates, stocks, bonds and yes, actual savings accounts.

Therefore, they only invest in risk - free investments such as guaranteed income certificates (GICs) and bonds.

The GIC Bonus Rate Offer is available for 1 - year Non-Redeemable and 1 - year Redeemable Guaranteed Investment Certificates that are issued in respect of deposits made in Canadian dollars for an amount between $ 1,000 CAD and $ 500,000 CAD; not held in any registered plan, such as Registered Retirement Savings Plan, RRIF or Tax Free Savings Account, and issued to one or more individuals who qualify for the HSBC RBWM Newcomers Program under s. 2 within 6 months of the opening of any sole or joint Eligible Account held or closed by such persons.

Many Canadians contribute to an RRSP at their bank, and the funds inside their RRSP are invested in a «locked - in» investment, such as a guaranteed investment certificate («GIC»).

Banks and trust companies offer Guaranteed Investment Certificates in terms ranging from 30 days to five years.

When considering long - term investments, such as five - year guaranteed investment certificates (GICs), within your RRSP, keep in mind that you may have a problem if you need to withdraw the funds before the investment matures.

Index - linked GICs maximize the promises but minimize the payouts Index - linked GICs (guaranteed investment certificates) provide the buyer with a return that is «linked» to the direction of the stock market in a given period.

The company owns, manages and finances a portfolio of real estate related investments, including mortgage pass - through certificates, collateralized mortgage obligations, Agency callable debentures and other securities representing interests in or obligations backed by pools of mortgage loans issued or guaranteed by Freddie Mac, Fannie Mae and Ginnie Mae.

Index - linked GICs (guaranteed investment certificates) provide the buyer with a return that is «linked» to the direction of the stock market in a given period.

The Canada Revenue Agency says the types of investments allowed in a TFSA are generally the same as an Registered Retirement Savings Plan and include cash, mutual funds, securities listed on a designated stock exchange, guaranteed investment certificates bonds and certain shares of small business corporations.

Because of their conservative profile, it's currently invested in GICs (Guaranteed Investment Certificates, the Canadian equivalent of term deposits) at 3 %, which pays out fully taxable interest income.

If ever there were a contest held for «Canada's Most Boring Investment Ever,» I'll bet that bond ETFs and guaranteed investment certificates (GICs) would duke it out in the fiInvestment Ever,» I'll bet that bond ETFs and guaranteed investment certificates (GICs) would duke it out in the fiinvestment certificates (GICs) would duke it out in the final round.

In real - life investing, very conservative investors gravitate to low - risk vehicles like Canada Savings Bonds and Guaranteed Investment Certificates, although interestingly the almost - comparable money market mutual funds are seen as a kind of gateway to riskier forms of investing: once you're in a money market fund you're just a quick switch away from equity mutual funds, which is where investors look for more return and of course higher risIn real - life investing, very conservative investors gravitate to low - risk vehicles like Canada Savings Bonds and Guaranteed Investment Certificates, although interestingly the almost - comparable money market mutual funds are seen as a kind of gateway to riskier forms of investing: once you're in a money market fund you're just a quick switch away from equity mutual funds, which is where investors look for more return and of course higher risin a money market fund you're just a quick switch away from equity mutual funds, which is where investors look for more return and of course higher risk.

From a tax perspective, which is better to have in a non-registered account, bonds or guaranteed investment certificates?

In the retirement accounts I look after, there are mutual funds alongside ETFs, individual stocks, bonds and guaranteed investment certificates.

They then wonder why they don't seem to make any money from their investments, when in fact, they could be putting a variety of items in their RRSP account — stocks, bonds, cash, Guaranteed Investment Certificates (GICs) and other mutual funds besides money market instruments.

Foreclosures impose no risk to principal investment because of the GNMA guarantee, except to the extent that a fund has purchased the certificates above par in the secondary market.