Sentences with phrase «in higher credit»

Once you've established your credit and proven that you can comfortably manage your balances, which is reflected in higher credit scores, you can then upgrade to a more lucrative high - end card.

And the GSE's major role in mortgage finance had the perverse effect of reducing the attractiveness of opportunities for banks in higher credit quality mortgages (the GSEs take their cut with the advantage of near - Treasury borrowing rates and far higher gearing, leaving a smaller part of the economic pie left for banks).

«The GSE's major role in mortgage finance had the perverse effect of reducing the attractiveness of opportunities for banks in higher credit quality mortgages (the GSEs take their cut with the advantage of near - Treasury borrowing rates and far higher gearing, leaving a smaller part of the economic pie left for banks).»

A high credit card balance can result in a higher credit utilization ratio, which is the percentage of outstanding debt in comparison to your available credit line.

While tough economic times and reduced tax revenues possibly might create difficulties for some states in re-paying municipal bonds, credit risk can be reduced by focusing on ETFs which invest in higher credit quality issuers.

To learn more about how you can dispute negative items on your credit report and get them removed, resulting in a higher credit score and an increased chance of being approved on your next credit check, contact Credit Absolute for a free consultation.

No matter what the situation is, paying off your debts in full will result in a higher credit score.

These actions can hurt your score if they result in higher credit utilization (percentage of balance to credit limit); therefore, you're going to want to preserve your credit lines by keeping your credit card accounts open and using them frequently — while, at the same time, maintaining low balances.

Higher interest means a longer time to pay down your debt, and a longer time before you see lower utilization reflected in a higher credit score.

If the insurance company can handle the lack of incremental income, investing in higher credit quality instruments in tight spread low implied volatility environments can mitigate the risks.

In the U.S., tougher regulations are resulting in higher credit card interest rates, and it looks like the same may happen in Canada, as companies try to recoup their losses.

Unfortunately, consolidating your debt won't always result in a higher credit score.

«Many investors are interested in high credit quality bonds, but the supply of AAA - rated corporate debt in the U.S. is very limited,» said Michael L. Sapir, Chairman and CEO of ProShare Advisors LLC, ProShares» investment advisor.

Currently, our debt portfolio is invested in the highest credit quality assets encompassing securities issued by AAA rated companies and Government of India securities.

The rules have been liberalized to result in higher credits for many households, especially those with three or more qualifying children.

Hence, choose a liquid fund which invests in highest credit quality rated instruments, i.e. AAA rated.

Only 19 % of Credit Sesame members were in the highest credit score range (720 or higher), while 25 % have good scores (640 - 719).

Don't put too much value in a high credit score, since this number does not reflect the many other good - tenant characteristics (such as ability to get along with neighbors and take good care of your property) that are very important.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

That doesn't leave Square a lot of wiggle room if the credit card companies decide to raise interchange fees: «Because we generally charge our sellers a flat rate,» higher swipe fees «could make our pricing look less competitive, lead us to change our pricing model, or adversely affect our margins,» the company said in its prospectus.

From email systems to landing page implementations to credit card processing APIs, and everything in between, so many platforms need to «talk,» that it takes the bar too high for the average marketer.

Alternatively, if the Department of Finance were to continue tightening mortgage credit, and to also withdraw some of the government's past measures boosting the housing sector, it may not be necessary for the Bank of Canada to rein in a housing boom with higher interest rates.

To get into the electrical engineering program, you'll need high school grades in the mid-80s and advanced mathematics and science credits on your transcript.

But to qualify for most loan refinancing, your credit score has to be good — in the high 600s at least, according to Klein.

He had a couple thousand in credit card debt and a small, high - interest loan from EasyFinancial he'd taken to cover an unexpected medical expense for a family member.

On average, you pay a 1 - 3 % higher interest rate when compared to the prime rates found in lines of credit and bank loans.

Naturally, a lower credit score will make it more difficult to borrow, and result in higher interest rates on any new credit that you do obtain.

Credit Suisse's top strategist weighs in on why strong earnings eclipses Fed policy right now and will ultimately drive stocks higher.

If you can leave this decade with minimal debt, you're in good shape — focus on paying off your highest interest rate debt, and your credit card balances monthly.

In 1968, amid an industry - wide credit crunch, he brewed an unlikely exit strategy with his business partner and high school friend Samuel Glazer, reports The New York Times.

In March, the Canadian Federation of Independent Business (CFIB), went on the offensive against credit cards and the high merchant fees they carry.

There's opportunity in emerging market debt despite growing concerns over higher credit levels and the impact of a strong dollar, the chief executive of Goldman Sachs Asset Management told CNBC on Tuesday.

Despite expectations of higher growth in 2017, the credit ratings agency is concerned with an uptick in government deficit as a result of President - elect Donald Trump's policies.

I finished my higher education deeply in debt and with seven years of bad credit in my future.

«Fiscal consolidation efforts, high unemployment, tight credit conditions and private deleveraging in peripheral countries will put a low cap on economic growth this year and next,» predicted TD economists in their latest outlook.

That reflected higher revenues across all major businesses, the firm said, especially in credit products and interest rate products.

Reports are also the basis for your credit score, that three - digit number in the 300 - 850 range (the higher the better) that lenders use as a measure of your creditworthiness to approve loans and set interest rates.

Nevertheless, the average VantageScore, which was developed by Experian and the other major national credit reporting companies Equifax and TransUnion, is now 675 — the highest in the decade since the Great Recession.

And especially in the case of a business or a borrower who has lower credit scores, it's usually higher interest rates and fees that compensate for the higher risk the lender is taking.

Card debt hit a record high, while credit scores reached their highest point in a decade, as consumers loosen the purse strings.

Whereas huge swaths of the country remain hobbled by scarce credit, depressed home prices, and high levels of unemployment, the technology hubs in Silicon Valley, Boston, and New York City are booming.

Total credit card debt has reached its highest point ever, surpassing $ 1 trillion in 2017, according to a separate report by the Federal Reserve.

Taking on wedding - related debt could damage your credit score — and result in a higher interest rate on that mortgage, he said.

Squire's trajectory is not unique: Oracle is often credited with creating the most millionaires in Silicon Valley; many of those ousted by Ellison went on to head tech firms that competed in the same high - profile realm.

LONDON, May 2 - The dollar consolidated gains on Friday after hitting a 3 - 1 / 2 month high in the previous session as investors waited for the outcome of a U.S. «Despite the moves we have seen in the dollar in recent days, financial conditions haven't really tightened noticeably but that may change if the rally continues,» said Manuel Oliveri, an FX strategist at Credit...

Millions of people in the US have had to get a credit check for a mortgage, so when senators suggest that Wells Fargo employees opening and closing a credit card without a customer's knowledge may affect a credit score and lead to a higher interest rate, it's simple to understand the direct ramification.

«Accommodative policy did not generate high inflation or excessive credit growth; rather, it helped restore full employment,» Powell said in June in his last extensive speech on monetary policy before he emerged as a contender for the top Fed job.

Negotiators are now said to be settling on a system that sets the regional content standard at 75 per cent, and helps car companies get credits to meet that standard if they invest in high - value research and pay workers more than $ 15 an hour.

The change that received the most attention was the decision to tighten the high - profile Scientific Research and Experimental Development (SR&ED) program, which gives out cash and tax credits for R&D spending in Canada.

However, rates have retreated from over 8 percent in the last several weeks, and the credit risk of high - yield bonds can offer some diversification from the interest - rate risk of a portfolio of Treasury bonds.