Sentences with phrase «in higher credit quality»

And the GSE's major role in mortgage finance had the perverse effect of reducing the attractiveness of opportunities for banks in higher credit quality mortgages (the GSEs take their cut with the advantage of near - Treasury borrowing rates and far higher gearing, leaving a smaller part of the economic pie left for banks).

«The GSE's major role in mortgage finance had the perverse effect of reducing the attractiveness of opportunities for banks in higher credit quality mortgages (the GSEs take their cut with the advantage of near - Treasury borrowing rates and far higher gearing, leaving a smaller part of the economic pie left for banks).»

While tough economic times and reduced tax revenues possibly might create difficulties for some states in re-paying municipal bonds, credit risk can be reduced by focusing on ETFs which invest in higher credit quality issuers.

If the insurance company can handle the lack of incremental income, investing in higher credit quality instruments in tight spread low implied volatility environments can mitigate the risks.

«Many investors are interested in high credit quality bonds, but the supply of AAA - rated corporate debt in the U.S. is very limited,» said Michael L. Sapir, Chairman and CEO of ProShare Advisors LLC, ProShares» investment advisor.

Currently, our debt portfolio is invested in the highest credit quality assets encompassing securities issued by AAA rated companies and Government of India securities.

Hence, choose a liquid fund which invests in highest credit quality rated instruments, i.e. AAA rated.

Not exact matches

«Increased losses are emanating from weaker collateral pools in the 2013 - 2015 transactions, which have weaker credit quality including lower FICO scores, higher amounts of extended term loans (over 60 months) and higher LTVs [loan to value ratios],» Fitch Ratings analysts wrote Thursday.

«We are beginning to see some deterioration in the credit quality of oil and gas loans to borrowers that used high volumes of debt to finance their growth over the past several years,» Grant Wilson, director of commercial credit for the Office of the Comptroller of the Currency, a banking regulator, told Bloomberg in an interview.

The global synchronized economic expansion, a business - friendly administration in Washington, solid corporate credit quality, modest default activity, robust equity markets and a favorable supply - demand balance set a strong backdrop for high yield in the New Year.

In the credit markets, both investment - grade and high - yield corporate bonds had negative returns for the first time in eight quarters, with down - in - quality subsectors in each unconventionally outperforming higher quality oneIn the credit markets, both investment - grade and high - yield corporate bonds had negative returns for the first time in eight quarters, with down - in - quality subsectors in each unconventionally outperforming higher quality onein eight quarters, with down - in - quality subsectors in each unconventionally outperforming higher quality onein - quality subsectors in each unconventionally outperforming higher quality onein each unconventionally outperforming higher quality ones.

In other words, equity dividends are higher by a third of a percentage points than quality bond yields, and that's before the dividend tax credit and before any capital gains.

Within fixed income, we suggest raising average credit quality, particularly focusing on investments in areas like high - grade corporate and municipal bonds.

• Lower - quality debt securities generally offer higher yields but also involve greater risk of default or price changes due to potential changes in the credit quality of the issuer.

This stands in contrast to SoFi, which primarily caters to high - credit - quality customers with credit scores of 700 or above.

«We are beginning to see some deterioration in the credit quality of oil and gas loans to borrowers that used high volumes of debt to finance their growth over the past several years,» Grant Wilson, director of commercial credit for the OCC, said in an interview.

Further out in the credit quality spectrum, U.S. - based high - yield «junk» bond funds

UK government bonds are the highest credit quality security in the country, and this leg of your portfolio aims to give you security, not returns.

The same could be said for lower - grade, dollar - denominated bonds except the improvement in credit quality brought from accelerating economic growth will partially protect these bonds from the full extent of the losses suffered by high - grade bonds.

By contrast, high - quality bonds such as those found in investment - grade corporate funds like the iShares 1 - 3 Year Credit Bond ETF (CSJ A-89) and the iShares iBoxx $ Investment Grade Corporate Bond ETF (LQD A-66), etc.), or in Treasury portfolios such as the iShares 1 - 3 Year Treasury Bond ETF (SHY A-97) or the iShares 10 - 20 Year Treasury Bond ETF (TLH B - 65), etc.) tend to buffer portfolio volatility to a much greater degree.

The Oakmark Equity and Income Fund invests in medium - and lower - quality debt securities that have higher yield potential but present greater investment and credit risk than higher - quality securities, which may result in greater share price volatility.

We favor a more even yield - curve exposure today (with positions across maturities) and a more defensive (higher - quality) credit profile — as volatility and heightened credit concerns could lead to significantly wider spreads in the high - yield - bond market.

The types of debt securities held by money market mutual funds are required by federal regulation to be very short in maturity and high in credit quality.

Also, I would look to increase the line of credit on my primary residence which I would use to then invest in some higher quality rental property.

Samaroo also credits the increased interest in high - quality spirits to a shift in consumer drinking habits.

After traveling the globe in search of the world's finest artisanal specialty food producers, Henry Wainer is credited with bringing products of the highest quality to chefs and retailers across America.

You won't give him credit for throwing as many D - leaguers in the mix as he could to unearth a free, high - quality acquisition like Covington.

Most of the assets purchased have been UK government securities (gilts), but the Bank has also purchased small quantities of high - quality private sector assets in order to support the flow of corporate credit.

In order to enter a live video sex chat site with nudity and hardcore penetraion video, you must use a credit card to further verify your age, and help pay for the extraordinary cost of delivering high quality sex chat video.

In final, they are not willing to provide credit card number, then abandon a plus size dating site, even though it is a high quality site.

The music is bombastic but warm and expansive but precise; I must admit to spinning the end credits several times already just to hear Shawn Colvin's cover of «Viva Las Vegas,» which is impossible to find online, let alone in a version of such high quality.

Design a high quality course and build in the ability to differentiate instruction, whether student is taking for initial credit or credit recovery, is a strong student quickly and easily mastering the content, or a student struggling to master the content.

This issue's research section offers a first - of - its - kind study examining the impact of instructor quality on student achievement in the higher education sector — finding that students taught by above - average instructors receive higher grades and test scores, are more likely to succeed in subsequent courses, and earn more college credits.

While voucher, tuition tax credit, and education savings - account programs have been successful in filling excess capacity in existing private schools, they have not led to widespread scaling of high - quality school models or to the creation of new, high - quality schools.

• Blurring the boundaries between secondary and postsecondary education has its pluses — such as acceleration opportunities for smart students — but some of what passes for «dual credit» in high school lacks any real collegiate quality control and some of what passes for corequisite courses on campus really is high school stuff and doesn't deserve college credit.

So policies that mandate the accumulation of course credits, advancing in terms of degree status (e.g., from A.A. to B.A.), or attending workshops, by themselves are not likely to produce teachers with high - quality classroom skills or necessarily contribute to children's achievement.

At Cochrane Collegiate Academy, in Charlotte, North Carolina, high - quality teachers have been an important part of turning the school around, and many of them credit their principal, Josh Bishop, for helping them reach their full potential.

«Too often, urban families have children assigned to some of the worst schools in America and vouchers, tax credit scholarship programs and other forms of school choice opens the door to new possibilities, higher quality schools and better outcomes for these children.

From centrist Democrats who think that choice should only be limited to the expansion of public charter schools (and their senseless opposition to school vouchers, which, provide money to parochial and private schools, which, like charters, are privately - operated), to the libertarian Cato Institute's pursuit of ideological purity through its bashing of charters and vouchers in favor of the voucher - like tax credit plans (which explains the irrelevance of the think tank's education team on education matters outside of higher ed), reformers sometimes seem more - focused on their own preferred version of choice instead of on the more - important goal of expanding opportunities for families to provide our children with high - quality teaching and comprehensive college - preparatory curricula.

Policy makers will begin to jettison the archaic system of awarding teachers continuing education credits and modest salary bumps for attending externally driven workshops and will turn to Digital Promise and its partners in creating microcredentials that allow teachers to drive their own high - quality professional learning — and be recognized and rewarded for it.

He served as a middle school teacher and union chapter leader, and spent seven years as a school principal, first at a district middle school and then as the founding principal of a charter high school serving over-age and under - credited students who were court - involved or in foster care He comes to Parent Revolution with a deep belief that all students, from all communities and in all kinds of situations, deserve excellent schools and the opportunities afforded by a high quality education.

Syeda Woods, principal of John Fenwick Academy in New Jersey, credits high expectations and a focus on high - quality professional learning that ties teacher learning to student outcomes for the school's steady increase in literacy scores.

The Hub works with Providence public high schools to provide high school students across the city with high - quality expanded learning opportunities (ELO) that not only garner them credit towards graduation, but provide flexible hands - on learning activities grounded in relevant, real world skills and professional experience.

The Florida public - school establishment is suing to repeal the Sunshine State's 13 - year - old school - choice tax credit and its new education savings accounts under the state's Blaine Amendment and its «uniformity clause,» which mandates that «Adequate provision shall be made by law for a uniform, efficient, safe, secure, and high quality system of free public schools...» The Florida Supreme Court previously struck down the state's voucher program under this provision in Bush v. Holmes (2006), on the grounds that the vouchers «divert [ed] public dollars» from «the sole means set out in the Constitution for the state to provide for the education of Florida's children.»

This resource provides critical questions to guide policy development around each of these areas, along with facts, guiding principles and core outcomes metrics for a quality college credit in high school program.

It examines four relevant factors for high - quality college credit in high school programs:

These programs are expected to boost the size and quality of Kentucky's workforce since studies show that high school students who participate in dual credit coursework have increased college enrollment and on - time college graduation rates.

Scholarship tax credit programs give families greater access to high - quality private schools by providing incentives for businesses and individuals to get involved in education reform.

While the crux of Rocketship's published mission — creating alternative, high - quality education choices for vulnerable students — is credited to Father Mateo Sheedy, pastor of San Jose's Sacred Heart Parish, who in 1999 began questioning the low performance rates of students in his parish, Rocketship began in earnest in 2006, when Father Sheedy's congregation set off to pursue his mission of improving outcomes for students in San Jose alongside John Danner and Preston Smith.

In general, bonds are divided into two broad levels of credit quality — investment grade (IG) and high yield (HY).