Not exact matches
There are a number of perils or additional protections that aren't
usually included
in policies by
home insurance companies (we'll go into that below).
The good news is that renters, homeowners and condo
insurance policies usually include coverage for the contents of your
home — described
in most
policies as personal property coverage.
An agent told us this benefit is
usually included
in new
home insurance policies and that there is no surcharge.
For instance, many cruise line or tour operators
in the U.S. offer coverage but it is
usually designed for Americans who already have individual health
insurance policies that include provisions for foreign travel; therefore, the cruise line coverage may only cover medical expenses related to getting you
home.
Mortgage lenders
usually require your Kingston
insurance policy to carry certain minimum
policy limits to protect their investment
in your
home.
If one was to look at a
home insurance declarations page, which is
usually the first page
in a
home owners
insurance policy, they would see Part I: Property Protection.
If one was to look again at their
home owners
insurance declaration page, which is
usually the first page of the
home owners
insurance policy,
in addition to the Property Coverages section they would also see another section listed as Liability Coverages.
The waivers
in home and other residential
insurance policies are
usually built into the wording and would normally not have additional charges.
Although some
home, condo
insurance, and renters
insurance policies may include coverage for pets under the special limits
in contents or «personal property» section of the
policy, the coverage is
usually limited to specified perils, and subject to exclusions.
An agent told us this benefit is
usually included
in new
home insurance policies and that there is no surcharge.
As long as your children are full - time students and expected to return
home during the summer, their belongings are
usually covered by your property
insurance policy, assuming they live
in residence.
Many insurers offer discounts to customers who combine their
home insurance and auto
insurance policies,
usually in the five to 15 per cent range.
Computers and general - purpose office equipment that are kept
in a
home might be covered by a homeowner's
insurance policy up to some relatively low limit for business - related personal property —
usually about $ 2,500.
If your community participates
in the National Flood
Insurance Program, you can
usually get an affordable flood
policy for your
home.
The good news is that renters, homeowners and condo
insurance policies usually include coverage for the contents of your
home — described
in most
policies as personal property coverage.
Mortgage lenders
usually require your Kingston
insurance policy to carry certain minimum
policy limits to protect their investment
in your
home.
Some homeowners
insurance policies offer protection,
usually as a stated percentage of your contents coverage, for items
in a secondary location such as a storage facility, second
home, vacation spot or,
in some cases, your child's college dorm.
The cost to add this coverage to a
home or business
insurance policy is
usually negligible, particularly
in a low - risk area like Washington, DC, and it can save you thousands of dollars
in the event that a twister damages your property.
Many
home owners and renters believe that earthquake
insurance is include
in their
insurance policies; however, this is
usually not true.
Earthquake
insurance is not
usually included
in your
home owners or renters
insurance policy, which means if you want this coverage, you must purchase it separately.
This means that modular
homes have more
in common with a site - built house than a mobile
home, and they
usually require a
policy similar to a typical homeowners
insurance policy.
Escrow fee — Title
insurance owner — seller provides title
policy to buyer Title
insurance Lender — buyer pays this end Recording fees - buyer Account Servicing Set up fees - junk fee, GWBush should pay Account Servicing Service fees - same as above (monthly, quarterly, etc) HOA transfer fee if any - buyer Termite Inspection / treatment - inspection buyer, treatment seller - I think
in some areas state law may govern this Septic Certification - seller
usually Buyerâ $ ™ s
Home warranty - Realtors always tell seller this will really help their house sell quckly, it's a ripoff (generally), if buyer wants it tell him to pay for it Survey, if any - if its required for the loan the buyer pays, if the bank will accept my old one I'll let them have it.