Not exact matches
The executive's time away from the office will
not only encourage
individual development and proactivity but will also strengthen
bonds among team members as they effectively address challenges
in his or her absence.
Adams: Once you've put
in $ 25,000 to $ 30,000, it's time to diversify a little —
not by selling what you've got but by purchasing
individual municipal
bonds.
Individual bond prices are published
in the same newspapers that publish
bond fund prices, although many don't seem to know that.
Investing
in individual bonds does
not shelter you from risk.
With the service, you don't own
individual stocks or
bonds; instead, investments are held
in the form of exchange - traded funds (ETFs).
When you put your money
in an index fund, you're investing
in a broad range of stock or
bonds (again, usually an entire market), so you don't have to deal with — or do the research associated with — buying and selling
individual stocks.
To which my response is this — if you're willing to ignore short - term losses
in individual bonds, why can't you ignore short - term losses
in bond funds?
Buying an
individual bond is
not exactly a walk
in the park.
(
Bond ETFs can't ignore daily mark - to - market like an
individual Bond can, as Mr. Carrick explains
in his article.)
Regarding Sulyma's holdings
in the TDF, for example, the 2012 Summary Plan Description advised Sulyma that «[e] ach fund offers a broadly diversified mix of domestic and international stocks and
bonds, and includes investments
not typically available to
individual investors, such as hedge funds and commodities.»
interest from municipal
bonds as well as distributions from mutual funds that qualify as exempt interest dividends; this income is generally
not subject to regular federal income taxes; note that Fidelity reports this information to the IRS, and may be required to report the information to tax authorities
in California among other states; the total amount or a portion of tax - exempt income (reported as specified private activity
bond interest) must be taken into account when computing the federal Alternative Minimum Tax (AMT) applicable to
individuals and may be subject to state and local taxes; you are required to report tax - exempt income on Form 1040, and may be required to report it on your state tax return as well
Jan 03, 2017
Not all investors
in the stock market are
individuals who buy and sell their own hand - picked stocks and
bonds.
That way, you
in invest
in groups of assets, and you don't have to worry about picking
individual stocks or
bonds.
Holding an
individual bond to maturity will result
in the return of principal (assuming the
bond issuer doesn't default), but those nominal dollars will be worth less with inflation and during periods of higher interest rates.
Projecting some
individual success or prospect that would be available to us were it
not for our responsibilities to others, we may detach or distance ourselves from these
bonds, or at least be ready to,
in order to guarantee against «losing ourselves.»
It symbolizes a unity which is
not simply a formal
bond that circumscribes the unfolding of
individual powers
in an always equal manner, but rather a process of unified development which all
individuals go through together [«On the Concept and the Tragedy of Culture,» by Georg Simmel,
in The Conflict
in Modern Culture, translated by Peter Etzkorn (Teachers College Press, 1968), p. 28].
Nor is psychoanalysis decisive
in the matter, for it is
not necessarily the case that belief
in God is a projection of infantile needs and wishes; it could very well be that the desire to be free of all restraints and
bonds is an adolescent and even infantile projection of the destructive forces of pride and hate that threaten to destroy the
individual.
The tightening network of economic and psychic
bonds in which we live and from which we suffer, the growing compulsion to act, to produce, to think collectively which so disquiets us — what do they become, seen
in this way, except the first portents of the super-organism which, woven of the threads of
individual men, is preparing (theory and fact are at one on this point)
not to mechanize and submerge us, but to raise us, by way of increasing complexity, to a higher awareness of our own personality?
Let us
not imagine a situation like that
in a James
Bond movie when one
individual fights and defeats several enemies!
For those who have never raced before, senior team members made it an inclusive and accessible event that proved
not only an
individual challenge but an exercise
in team
bonding.
When I attended the
BOND conference
in April I was really inspired,
not only by the speakers but, by all of the
individual work done by all of the folks
in the industry, from educators to brand reps.. This industry is making big strides to change the way people view early infant development and creating lasting
bonds between caregivers and their children.
There is an ongoing conversation
in New York about how to fix the bail system that many agree is broken, keeping too many poor people
in jail after they are arrested for low - level nonviolent offenses but can
not afford to post
bond and, at times, allowing
individuals back onto the street who are prone to violence but able to pay bail.
Do they wish to go down an old and trodden path with Supervisor Gromack that has taken the town to the second highest property taxes
in the United States where senior citizens were to be sold out to protect the Town's reserve fund and its
bond street rating, where the properety values of citizens living
in the Town of Clarkstown would
not be protected by implementation of a Ward System, where consolidation of purchasing functions with the County would
not occur, and where systemic corruption would continue to grow as revealed by several arrests of
individuals receiving compensation from the Town?
«We were surprised by how reliably the marmoset monkeys exchanged their vocalizations
in a cooperative manner, particularly since
in most cases they were doing so with
individuals that they were
not pair -
bonded with,» says Asif Ghazanfar of Princeton University.
«The ability to determine fundamental properties of
individual chemical
bonds could affect many technologically relevant fields,» writes Ruben Perez of the Autonomous University of Madrid, Spain, who was
not involved
in the work,
in an accompanying article.
While this has kept the
Bond series as a whole firmly
in the realms of fantasy, it has allowed
individual entries
in the series to push for something more gritty or realistic; if it works, it's embraced and carried forward, and if
not the series reverts to type with very few tears.
Fulton school district staff cited poor governance that «resulted
in the default on a $ 19 million
bond, a self - perpetuating board membership structure that has been dominated by
individuals who did
not represent the community,» and a «general lack of transparency.»
Their relationship utterly illustrates
not only the peculiar
bonds that can arise during wartime but also their limitations
in the face of global forces far stronger than any
individual or pair of people.
All along I've been investing
in various funds,
not individual stocks, to reduce risk, and I've kept it primarily within stocks,
not bonds.
There really isn't much to say about my latest buy of Calamos Global Dynamic Income Fund (NASDAQ: CHW), a closed - end fund that's widely invested
in individual companies, convertables, and corporate
bonds.
If
individual investors can't seem to routinely perform even as well as holding a 100 %
bonds, then
in aggregate, there are very little excess returns happening for
individual investors, although some outliers assuredly occur.
Not interested
in owning
individual tax free
bonds?
Many of those
in the investment world are well - versed
in Stock and
Bond investing, but when it comes to Commodities investing many of those
individuals are
not clear as to what Commodities are, even though they come
in contact with Commodities on a daily basis to power our vehicles and our bodies as well as providing clothing and shelter.
In addition to selling mutual funds and GICs, brokers are also licensed to advise you on
individual stocks,
bonds and other securities, such as ETFs, which mutual fund reps are
not permitted to do.
Individual bonds are sold
in multiples of $ 1,000 and often are
not readily available
in small denominations.
They are funds of funds, meaning they don't invest
in individual stocks and
bonds.
That's
not to say that a mutual fund won't decrease
in value if there is a market correction
in either stocks or
bonds, but it is safer than owning the
individual financial instruments.
(Personal choice retirement account) is an investment option that allows participants to invest directly into a
individual stocks or
bonds, or a mutual fund
not offered
in their retirement plan.
Although this does
not constitute a direct tax on the tax - exempt interest itself, it does increase the overall tax liability of the
individual and should be taken into account
in making the investment decision of whether or
not to purchase the tax - exempt
bond.
If you have more than $ 5,000 and don't want to play the stock market, you might consider investing
in individual short - term
bonds.
Investing
in individual bonds carries more risk because they are
not diversified.
Most investors couldn't see both the high yield
bond market and the ETF market, but if they could they would see that the high yield ETF was reflecting the price drops
in individual high yield
bond trades.
When deciding where to invest money, you don't want to get caught up
in individual stocks or
bonds.
But the fact that you can hold the
individual bond to maturity does
not make it safer than the
bond fund
in this case.
There's nothing wrong with index funds —
in fact, there's logic behind picking them instead of choosing
individual stocks — but investing doesn't stop with stocks and
bonds.
My observations have been: — I have experienced low volatility similar to a balanced series of stock and
bonds — dividend income has grown between 6 - 8 % annually —
not that much growth potential as most of the
individual stocks I own are mature companies — I sleep well at night — none of these companies cut their distribution
in 2008/2009 meltdown
You could lose money on your investment
in the Fund or the Fund could underperform because of the following risks: the market prices of stocks or
bonds may decline; the
individual stocks or
bonds in the Fund may
not perform as well as expected; and / or the Fund's portfolio management practices may
not work to achieve their desired result.
I don't know where the cut - off point is, where investing
in individual bonds is better, but it is pretty high.
When investing
in fixed income, if the intention is for «capital preservation», then isn't it better to buy
individual bonds with a fixed interest rate (based upon the purchase price of the
bond) and a fixed maturity date?
interest from municipal
bonds as well as distributions from mutual funds that qualify as exempt interest dividends; this income is generally
not subject to regular federal income taxes; note that Fidelity reports this information to the IRS, and may be required to report the information to tax authorities
in California among other states; the total amount or a portion of tax - exempt income (reported as specified private activity
bond interest) must be taken into account when computing the federal Alternative Minimum Tax (AMT) applicable to
individuals and may be subject to state and local taxes; you are required to report tax - exempt income on Form 1040, and may be required to report it on your state tax return as well