Sentences with phrase «in insurance language»

In insurance language, «uninhabitable» usually includes structural instability or damage that allows elemental intrusion, loss of water or electricity, and immediate safety hazards like downed electrical lines.

Time - limited coverage: Term life insurance only protects you during a pre-defined period of time (which is called «term» in insurance language).

Not exact matches

They say that, based on the language in the law, the subsidies may only be paid in states that have their own online health insurance exchanges.

Homeowners affected by Hurricane Katrina were contesting the language of their insurance policies in regards to storm surge or ground flooding.

Districts can further lessen their exposure by instituting risk management programs that ensure the safety of school personnel, students, and visitors; by seeking protection through insurance; and by putting language into shared use agreements requiring the user to assume all or part of the liability in the event of injury or property damage.

The bill language does not specify what amount would be considered in excess and appears to give broad discretion to the insurance commissioner.

While contracts between the parties prior to 1993 specifically stated that the agreed upon health insurance benefits were effective for the duration of the contract, such language was omitted from the two most recent agreements in effect between January 1993 and May 2004.

WHEREAS, the State of New York is best positioned to: (1) understand the ramifications of operating an Exchange within New York's commercial insurance market; (2) consider the unique regional and economic needs of the State's individual and small business health insurance markets; (3) account for the diversity of its population, with its ethnic, cultural and language differences; and (4) decide what benefits will be provided to enrollees in the Exchange, which health plans can participate in the Exchange, what rules should apply to the marketing of products by health plans, and how to operate the Small Business Health Option Program («SHOP») for small businesses;

The fellowships last up to 2 years, and in addition to salary, they provide for relocation, language training, and health insurance.

«Understanding how patients vary in their inclusion of family members in decisions — by ethnicity, language spoken, marital status, sex, age, insurance status, and veteran status — may help physicians to better assess their patients» preferences for engaging family members in decisions,» said Dr. Hobbs.

However, with the inclusion of primary language from the Protecting Access to Lifesaving Screenings Act (PALS Act) in the recently enacted Consolidated Appropriations Act, mandatory mammography insurance coverage for millions of women nationwide will continue for at least two more years.

Pack said the charters and the district have been able to reach compromises in language involving health and safety, transitional kindergarten, special education, and insurance issues.

Pharmacy benefits are currently unregulated and big insurance and pharmacy drug companies are able to hide revenue in complicated contract language.

If that language is present in your policy, you don't need to pay to endorse related roommates onto renters insurance.

Texas renters insurance underwriters can essentially develop their own policy forms, so the language may vary more widely than in most states.

Based on the language in the standard policy form, Regency Towers renters insurance will cover: The named insured (you), resident relatives of the named insured, and the resident spouse of the named insured.

So many different parties bill the insurance company for various procedures in language only a very few can even understand.

In a nutshell, medical marijuana renters insurance can provide protection for you and your tenant, though it's crucial to understand the policy language.

As a matter of course, insurance policies are construed in favor of the insured if there is any ambiguity, but if the language is quite clear, it falls to the insured to have read and understood the policy.

I will try to explain this in a layman language so that readers of this article can understand what life insurance is all about.

In a world of heightened fiduciary scrutiny, plan sponsors need to pay close attention to the language of fiduciary insurance policies.

For example, a policy may contain language that exempts the insurance company from paying the death benefit for the first two or three years that the policy is in force.

Renters insurance coverage with regard to water often requires us to look to the definition of «flood» in the language of insurance.

This means that, for personal property like your furniture, your renters insurance covers you against risks named specifically in the policy yet is subject to the usual exclusions and limitations that come with the policy language.

A number of insurance companies have Spanish - speaking services or offer contracts in Spanish or other languages.

While the HO - 4 renters insurance form is fairly standard in most places and published by the Insurance Services Office, different carriers amend the language in differinsurance form is fairly standard in most places and published by the Insurance Services Office, different carriers amend the language in differInsurance Services Office, different carriers amend the language in different ways.

Since a Staten Island, NY renters insurance policy is almost always going to be written on a standard HO - 4 form with only minimal differences in the actual policy language between providers, that's not the difference.

As we discovered during our own RTW trip, the best and one of the most popular travel insurance companies is World Nomads: Their site is easy to use, the policies are written in easy - to - understand language and are affordable on almost every budget.

In a lot of travel policies, you might see language like this: «You may cancel this insurance by giving the company or the agent written notice within the first to occur of the following: (a) 15 days from the Effective Date of your insurance; or (b) your scheduled departure date.

We had to take out a very expensive insurance policy, get the game rated at retail in every territory (much more expensive than digital), create packaged versions for every language, system, and rating, and much more.

What's particularly welcome there is the language on «removing counterproductive policies that increase vulnerabilities» — which I hope will lead to some of the steps I recently described that could cut costs from future wildfires in America's «red zones,» as well as shifts in how federal flood insurance is priced.

The Court disagreed, finding that the language of the section, and the fact that it appears in the Insurance Act, along with the record as found in Hansard, suggested that the persons whose rights of subrogation were removed by the legislation were those who make a payment to an insured under a contract of iInsurance Act, along with the record as found in Hansard, suggested that the persons whose rights of subrogation were removed by the legislation were those who make a payment to an insured under a contract of insuranceinsurance.

Numerous cases on inconsistencies / differences in policy language between layers of insurance coverage; coverage issues in IP cases; coverage dispute involving broker malpractice allegations; insurance and reinsurance coverage disputes

Specifically, the insurance company pointed to language in the contract that required the insured to notify the insurance company in a timely manner after an accident and also provide notice once a court case is filed in relation to an accident.

The Court found that the interpretation of insurance contracts involves a unique blend of the general principles of interpretation applicable to all contracts and the unique principles applicable in the insurance setting.22 While courts have found that the «language of the policy» is the most important factor in determining whether coverage is granted or excluded, courts have found that where there is genuine ambiguity or doubt, the duty to defend ought to be resolved in favour of the insured.23 Similarly other insurance law principles should be considered, such as the principle that coverage provisions should be construed broadly and exclusion clauses should be construed narrowly.24 It was this last principle that the Court looked to in making a decision in this case.

In an effort to demystify the language most often found in insurance company Releases, we have provided several typical Release paragraphs (bolded below) and explained their intended meaninIn an effort to demystify the language most often found in insurance company Releases, we have provided several typical Release paragraphs (bolded below) and explained their intended meaninin insurance company Releases, we have provided several typical Release paragraphs (bolded below) and explained their intended meaning.

After reading Pierce, one was left with the conviction that our court would, at least, hew to a straightforward line regarding interpretation of the plain language in insurance statutes.

The protection afforded by an insurance policy depends on the precise language of the policy (e.g. definitions, coverage descriptions, restrictions and exclusions) interpreted in accordance with legal principles established by Canadian courts.

Depending on the facts of the case and the Uninsured Motorist Insurance policy language, you can be required to give notice in as few as 30 days of the crash.

Recent Canadian court decisions demonstrate that the protection afforded by an insurance policy will depend on the language of the policy interpreted in accordance with established legal principles.

The protection afforded by an insurance policy depends on the precise language of the policy (e.g. definitions, coverage descriptions, restrictions and exclusions) interpreted in accordance with established legal principles.

While you may not have noticed, it is likely that your health insurance company included subrogation (i.e., reimbursement) language in your health insurance contract which gives them the right to be reimbursed if you are injured by a third party (i.e., the person who caused the accident).

The European Centre of Tort and Insurance Law has a EUROTORT database for «researchers as well as practitioners to access the vast wealth of jurisprudence on tort law throughout Europe in a single language (English) and with a standardized index system.»

However, how various insurance policies will apply can depend on the language in the insurance contract.

Often times these insurance companies will use misleading language to bait you in to signing their deceptive contracts.

Prior to 1993, the statutory conditions to all automobile insurance polices were located in the InsuranceAct [3] and were preceded by language that declared them to be «subject to s. 261», the deductible provisions of the Act.

The Court recently confirmed in Ledcor Construction Ltd. v. Northbridge Indemnity Insurance Co. that where the language of a disputed clause is unambiguous, effect should be given to the clear meaning of the words of the clause.

Our trial and analytical skills are strengthened by an in - depth understanding of the insurance industry and technical language of policies.

Dealing with insurance companies can be complicated and confusing if you are not familiar with the language and process involved in negotiating a settlement.

These days, most of the health insurance plans issued in Georgia have refined their language to permit their recovery.