Sentences with phrase «in interest rates affect»

Since the currencies are representations of a country's economy, differences in interest rates affect the relative worth of currencies in relation to one another.

The changes in interest rates affect economic activity and inflation with much longer lags, because it takes time for individuals and businesses to adjust their behaviour.

The time to maturity is important because an increase in interest rates affects short - maturity bonds less than it does longer - dated bonds.

Not exact matches

Suddenly, the freshness rating of a film became more important than audience interest in terms of success — even though data scientists have found that the score doesn't affect the box office.

In the days to come the Fed will have to prove that a new set of tools for managing interest rates will work as expected; see how higher U.S. rates affect domestic and global financial conditions; and hope that weak world demand and commodity prices do not lead to an overall bout of deflation and force the Fed to reverse course.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Millions of people in the US have had to get a credit check for a mortgage, so when senators suggest that Wells Fargo employees opening and closing a credit card without a customer's knowledge may affect a credit score and lead to a higher interest rate, it's simple to understand the direct ramification.

Other factors that may affect the timing of a sale are availability of bank financing, interest rate trends, changes in tax law, and the general economic climate.

In what appeared to be unscripted remarks, Poloz reminded those watching that it takes six to eight quarters for an interest - rate adjustment to affect the economy.

Economists will be watching to see if the Federal Reserve's move to raise interest rates — and the subsequent gain in mortgage rates — has affected housing prices.

After all, when a central bank influences the cost of financing through changes in the policy interest rate, its actions affect the economy by changing asset prices, encouraging or discouraging risk taking, and influencing credit flows.

Find out how these interest - rate boosts might affect your finances in 2018.

Interest rates affect all parts of the economy and are too blunt an instrument to address an imbalance in just one part of the economy — household credit.

There are some signs of lower interest rates affecting the housing sector, and a few other bits of data which suggest that the US economy did not keep weakening early in the new year to the extent that it was in the last few months of 2000.

Commodity prices may be affected by a variety of factors at any time, including but not limited to, (i) changes in supply and demand relationships, (ii) governmental programs and policies, (iii) national and international political and economic events, war and terrorist events, (iv) changes in interest and exchange rates, (v) trading activities in commodities and related contracts, (vi) pestilence, technological change and weather, and (vii) the price volatility of a commodity.

This set of monetary policies affects financial asset prices in a different way compared to changes in short - term interest rates, and we should be humble about what we claim about understanding the importance of this distinction.

The helicopter drop is the transfer payment that the BoJ is making to banks on their existing reserves, which is unnecessary in conventional monetary policy: it is neither a regulatory requirement nor an interest rate which affects market rates.

«The economy has never been as levered as it currently is, and the economy is far more interest sensitive than it has been in the past, to a degree that we don't have certainty over how each interest rate hike is going to affect Canadian consumers,» said Frances Donald, senior economist at Manulife Asset Management, by phone from Toronto.

In a rising interest rate environment, the value of mortgage backed securities may be adversely affected when payments on underlying mortgages do not occur as anticipated.

Whether you are a long time borrower or expect your first student loans in the coming years, read on to learn how a Fed interest rate hike affects you.

While these developments may affect hedge fund strategies differently, alpha1 for the hedge fund universe has historically strengthened in these environments, particularly when interest rates rise.

The PBO identified four key downside risks to the private sector forecast: global growth, especially in the U.S. could be slower than anticipated; the appreciation of the Canadian dollar could adversely affect exports; sovereign debt issues in Europe could restrain recovery there and put upward pressure on global interest rates; and the high level of household debt in Canada could restrain domestic demand.

The problem is that higher interest rates affect the economy in many ways simultaneously.

Their opinions of that creditworthiness — in other words, the issuer's financial ability to make interest payments and repay the loan in full at maturity — is what determines the bond's rating and also affects the yield the issuer must pay to entice investors.

To have its broader effect, monetary policy relies on changes in the cash rate affecting other interest rates.

Interest rate hikes affect consumers in different ways.

In the past, the Fed affected short - term interest rates by buying and selling short - term Treasury obligations.

It takes more than a year for a change in the benchmark interest rate to affect borrowing decisions, so to contain inflation, Poloz and his deputies on the Governing Council must raise interest rates before the CPI actually touches two per cent.

Lesson 3: Duration and Interest Rate Risk — Since interest rates affect bond prices, one of the biggest risks when investing in bonds is that interest rates will move higher, causing the value of your bonds to losInterest Rate Risk — Since interest rates affect bond prices, one of the biggest risks when investing in bonds is that interest rates will move higher, causing the value of your bonds to losinterest rates affect bond prices, one of the biggest risks when investing in bonds is that interest rates will move higher, causing the value of your bonds to losinterest rates will move higher, causing the value of your bonds to lose value.

Other interest rates in the economy are influenced by this interest rate to varying degrees, so that the behaviour of borrowers and lenders in the financial markets is affected by monetary policy (though not only by monetary policy).

This can affect investor confidence, in turn, sparking changes in interest rates.

During any given year it usually won't be possible to separate - out the pernicious effects of monetary inflation and the distortion of interest rates that goes hand - in - hand with it from all the other forces affecting the economy.

These changes are not significantly affected by economic developments, with the exception of changes in the interest rate forecast on federal employees» future benefits, such as pensions, death benefits, etc..

Many factors affect performance including changes in market conditions and interest rates and in response to other economic, political, or financial developments.

A few years ago Vanguard performed a study to see how the Barclays Aggregate Bond Index would be affected by an overnight 3 % rise in interest rates (something that has never actually occurred).

If credit conditions worsen, and adversely affect the ability of customers to finance potential purchases at acceptable terms and interest rates, it could result in a decrease in sales of our products or delay any improvement in our sales.

The consumer discretionary industries can be significantly affected by the performance of the overall economy, interest rates, competition, consumer confidence and spending, and changes in demographics and consumer tastes.

Monetary policy is the process through which the monetary authority (central bank, currency board, or other regulatory committee) of a country controls the size and rate of growth of the money supply, which in turn affects interest rates.

If so, it could cause an increase in interest rates, which would have a negative impact on the value of fixed income securities and could negatively affect the fund's net asset value.

Such changes usually affect securities inversely and can be reduced by diversifying (investing in fixed - income securities with different durations) or hedging (e.g. through an interest rate swap).

But at the same time that's all secondarily affecting the millennial generation as well so there's not much discussion in that regard, you know how repressed interest rates have negatively affected the millennial generation.

Richard: Great insight as always, and last time we talked about the commercial real estate bubble and we thought today we'd do a special focus on the millennial generation and how financial repression through repressed interest rates and quantitative easing has resulted in asset bubbles that ultimately have affected the millennial generation in terms of their values, how they look at the economy and life and the way they're conducting themselves in the economy: what they're facing in terms of the housing market and the job situation.

Last time we talked about the commercial real estate bubble and we thought today we'd do a special focus on the millennial generation and how financial repression through repressed interest rates and quantitative easing has resulted in asset bubbles that ultimately have affected the millennial generation in terms of their values, how they look at the economy and life and the way they're conducting themselves in the economy: what they're facing in terms of the housing market and the job situation.

Bonds are affected by a number of risks, including fluctuations in interest rates, credit risk and prepayment risk.

Benchmark interest rates, such as the LIBOR and the Fed funds rate, affect the demand for money by raising or lowering the cost to borrow — in essence, money's price.

Monetary policy consists of the actions of a central bank, currency board or other regulatory committee that determine the size and rate of growth of the money supply, which in turn affects interest rates.

A Fed rate hike affects consumers in a variety of ways — it can increase interest rates for credit cards, car loans, and mortgages.

Investments in commodities may be affected by changes in overall market movements, commodity index volatility, changes in interest rates or factors affecting a particular industry or commodity.

Toscano, a partner at Pacific Capital Associates, said the only thing that might affect the housing market in the near future are rising interest rates.

These are the reserves the Fed adjusts to effect its monetary policy (credit liquidity) and interest rate goals, and these are the reserves it sells in order to reduce its balance sheet and drain liquidity from the interbank system, which affects the availability of credit in the economy.