Sentences with phrase «in life insurance and annuities»

You can also work with a local Trusted Choice ® member agent who specializes in life insurance and annuities.

American Equity Investment Life's senior management team has over 200 years of combined experience in life insurance and annuities.

This is extremely important in life insurance and annuities because nobody wants to buy a life insurance policy if the insurance company will not be able to pay the death benefit or a insurance contract once the benefit is due.

Incidents of Ownership In life insurance and annuities, the right to exercise any of the privileges of policy ownership, including the right to change beneficiaries, withdraw cash values, take policy loans, make assignment, etc.) Incidents of ownership can be major estate planning factors for policyowners who wish to transfer policy ownership from themselves to another person or a trust, thereby removing the policies from their estates.

Guarantees in our life insurance and annuity contracts are based on the claims paying ability of AXA Equitable

I am trained in the financial planning process, with an emphasis in life insurance and annuity contracts.

Since 1938, Lincoln Benefit Life has been a leader in the life insurance and annuity industry.

Not exact matches

The same follows for annuities and the cash value in your life insurance policy, said David E. Hultstrom, co-founder of Financial Architects in Woodstock, Georgia.

She joined the company in 1997 and has held a number of executive positions including CFO of Prudential Annuities, VP of Finance (Individual Life Insurance), and Managing Director & Asset Treasurer, Capital Markets and Corporate Finance.

The premise behind an immediate annuity is simple: You invest a lump sum of money with an insurance company (although you would actually do so through an adviser, a broker or insurance agent) and in return you receive a guaranteed monthly payment for life regardless of how the financial markets perform.

Brighthouse Financial, a major provider of annuity and life insurance solutions in the United States, announced today a new version of its FlexChoice variable annuity living benefit rider.

The Vanguard Variable Annuity is a flexible - premium variable annuity issued by Transamerica Premier Life Insurance Company, Cedar Rapids, Iowa (NAIC No. 66281), and in New York State only, by Transamerica Financial Life Insurance Company, Harrison, New York (NAIC No. 70688).

Annuities are issued by The Prudential Insurance Company of America and Pruco Life Insurance Company (in New York, by Pruco Life Insurance Company of New Jersey), all located in Newark, NJ (main office).

Prior to joining TD Ameritrade, Sadowsky served as Vice President, Finance in the corporate offices at The BISYS Group, Inc., which provided business process outsourcing to bank, insurance, and investment companies, and later joined Columbus Circle Capital, where he specialized in annuity arbitrage and life insurance premium financing.

We're one of the largest distributors of mutual funds, variable annuities, and variable life insurance in the United States.

Linda Koco, MBA, is a contributing editor to AnnuityNews, specializing in life insurance, annuities and income planning.

Today, through a range of services that include life insurance, annuities, and retirement plans, Transamerica and its parent company operate in more than 20 markets worldwide, continuing to help clients secure their financial futures.

It grew into one of the largest financial services companies in the U.S., offering life insurance, annuities, mutual funds, group insurance and reinsurance.

Insurance and / or annuities are issued by The Prudential Insurance Company of America, Pruco Life Insurance Company (except in NY and / or NJ), Pruco Life Insurance Company of New Jersey (in NY and / or NJ), and Prudential Annuities Life Assurance Corporationannuities are issued by The Prudential Insurance Company of America, Pruco Life Insurance Company (except in NY and / or NJ), Pruco Life Insurance Company of New Jersey (in NY and / or NJ), and Prudential Annuities Life Assurance CorporationAnnuities Life Assurance Corporation (PALAC).

Athene Holding, a top seller of fixed indexed annuities, has spent seven years cobbling together life insurance companies in the U.S. and abroad.

AAP supports the NAIC Model Laws on Use of Certifications and Professional Designations and Advertisements of Life Insurance and Annuities that have been adopted as law or issued as bulletins / notices in all states.

Poolman has also held many leadership posts with the National Association of Insurance Commissioners (NAIC) during his tenure, serving as Chairman of the Life Insurance and Annuities Committee for two years and Vice President of the organization in 2004.

Linda Koco, MBA, is a contributing editor to InsuranceNewsNet, specializing in life insurance, annuities and income planning.

Allianz Life paid out more than $ 2.7 billion in benefits to its policyholders and contract owners via life insurance and annuity payments, up 4 percent from the prior yLife paid out more than $ 2.7 billion in benefits to its policyholders and contract owners via life insurance and annuity payments, up 4 percent from the prior ylife insurance and annuity payments, up 4 percent from the prior year.

One of the largest life insurers in the United States, John Hancock supports approximately 10.7 million Americans with a broad range of financial products, including life insurance, annuities, investments, 401 (k) plans, and college savings plans.

footnote * The Vanguard Variable Annuity is a flexible - premium variable annuity issued by Transamerica Premier Life Insurance Company, Cedar Rapids, Iowa (NAIC No. 66281), and in New York State only, by Transamerica Financial Life Insurance Company, Harrison, New York (NAIC No. 70688).

When selecting long - term investments for variable annuity and variable life insurance products, many investors choose contracts that offer the funds in the American Funds Insurancinsurance products, many investors choose contracts that offer the funds in the American Funds InsuranceInsurance Series.

The AIFA conference attracts more than 300 insurance investors, analysts and companies in the property - casualty, life and annuity and reinsurance segments every year.

Annuities are issued by Jackson National Life Insurance Company ® (Home Office: Lansing, Michigan) and in New York by Jackson National Life Insurance Company of New York ® (Home Office: Purchase, New York).

Under that provision, such benefits as life - insurance annuities and paid health - care plans will become taxable in January if they are found to be part of a program that discriminates against lower - paid workers.

Parent Involvement in the School Program 2112.00 Parent Involvement Plan 2112.00 R1 Part - Time Classified Employees 6335.00 Part - Time Employees 6325.12 Payroll Deductions - Tax Sheltered Annuities 3921.00 Payroll Deductions - Tax Sheltered Annuities 3921.00 R1 Payroll Deductions - Tax Sheltered Annuities Approved Companies 3921.00 R3 Payroll Deductions - Tax Sheltered Annuity Deduction Agreement 3921.00 R1E1 Payroll Deductions - Tax Sheltered Annuity Requirements for all Vendors 3921.00 R2 Payroll Deductions - Tax Sheltered Life Insurance 3922.00 Performance Contract (Memorandum) 7116.30 E4 Performance Contract (Memorandum) 6222.10 E4 Performance Contract - $ 1,000 or less 7116.30 E2 Performance Contract - $ 1,000 or less 6222.10 E2 Performance Contract - over $ 1,000 not more than $ 5,000 6222.10 E3 Performance Contract - over $ 1,000, not more than $ 5,000 7116.30 E3 Performance Contract - Procedures 7116.30 R1 Performance Contract - Procedures 6222.10 R1 Performance Contract - Wage / Payment & Vendor / Contractor Determination 7116.30 E5 Performance Contract - Wage / Payment & Vendor / Contractor Determination 6222.10 E5 Performance Contracts 6222.10 Performance Contracts 7116.30 Personal Leave - All Employees 6225.00 R3 Personal Property Authorization 3934.00 E1 Personal Purchases by Employees 3872.00 Personnel Files 6410.00 Personnel Files 6410.00 R1 Petty Cash Purchase 3820.00 Physical Assaults and Threats 5610.00 Physical Examinations 6430.00 Physical Examinations 6430.00 R1 Positive Behavior Supports 8400.00 R1 Positive Behavior Supports and Interventions 8400.00 Post-Issuance Compliance for Tax Exempt and Tax Advantaged Obligations 3510.00 Post-Issuance Compliance for Tax Exempt and Tax Advantaged Obligations 3510.00 R1 Probationary Classified Employees 6343.00 Procedure for Workers» Compensation Insurance 6223.60 R1 Professional Staff Evaluation 6192.00 Program Evaluation 0540.00 R1 Program Evaluation 0540.00 Prohibition of Referral or Assistance Property Claim Form 3934.00 E2 Property Inventory 3220.00 Property Inventory 3220.00 R1 Proposed Guidelines for the Provision of Sex Education 7122.40 Public Complaints or Concerns 9600.00 Public Complaints or Concerns 9600.00 R1 Public Complaints or Concerns - Guidelines 9600.00 E1 Public Information Program 9120.00 Public Information Program 9120.00 R1 Public Records 8310.00 R1 Public Records 9110.00 Public Records 9110.00 R1 Public School Academies (Charter Schools) 2020.00 Public School Academies - Review and Approval of Application 2020.00 R1 Purchasing 3810.00 R1 Purchasing 3810.00 Purchasing - Department Responsibilities 3810.00 E1 Purchasing Cards 3810.00 R14

In setting your initial withdrawal rate, you'll also want to consider how much of your expenses you can cover from Social Security and any pensions, what other resources you have to draw on (home equity, income from an annuity, cash value life insurance, income from a part - time job) and how much of your retirement spending goes to essential expenses that you would have a hard time trimming vs. discretionary items that leave you with a lot more leeway cutting back should you need to in the futurIn setting your initial withdrawal rate, you'll also want to consider how much of your expenses you can cover from Social Security and any pensions, what other resources you have to draw on (home equity, income from an annuity, cash value life insurance, income from a part - time job) and how much of your retirement spending goes to essential expenses that you would have a hard time trimming vs. discretionary items that leave you with a lot more leeway cutting back should you need to in the futurin the future.

Annuities and life insurance are issued by Brighthouse Life Insurance Company, Charlotte, NC 28277 and in New York, only by Brighthouse Life Insurance Company of NY, New York, NY 10017 and not by MetLlife insurance are issued by Brighthouse Life Insurance Company, Charlotte, NC 28277 and in New York, only by Brighthouse Life Insurance Company of NY, New York, NY 10017 and not byinsurance are issued by Brighthouse Life Insurance Company, Charlotte, NC 28277 and in New York, only by Brighthouse Life Insurance Company of NY, New York, NY 10017 and not by MetLLife Insurance Company, Charlotte, NC 28277 and in New York, only by Brighthouse Life Insurance Company of NY, New York, NY 10017 and not byInsurance Company, Charlotte, NC 28277 and in New York, only by Brighthouse Life Insurance Company of NY, New York, NY 10017 and not by MetLLife Insurance Company of NY, New York, NY 10017 and not byInsurance Company of NY, New York, NY 10017 and not by MetLife.

A life annuity is an arrangement in which you hand an insurance company a lump sum of money and the company guarantees to pay you a given amount for as long as you live.

The primary function that these annuities served — and the reason why an insurance company was the one issuing them — was to protect against longevity risk, or the possibility of running out of money late in life.

Fixed annuities are issued by Jackson National Life Insurance Company (Home Office: Lansing, Michigan) and in New York by Jackson National Life Insurance Company of New York (Home Office: Purchase, New York).

However, it is very important to remember that, unlike their life insurance counterpart, annuities do NOT get a step up in basis of the account value at death and also may result in income taxes (in respect to the decedent) for the estate.

There are many qualified agents who are knowledgeable about life insurance, annuities and estate planning in the Trusted Choice network.

An immediate annuity is a contract between you and an annuity issuer (an insurance company) to which you pay a single lump sum of cash in exchange for the issuer's promise to make payments to you (or the annuitant) for a fixed period of time or for the life of the annuitant.

To find out how a life insurance annuity can benefit you and get personalized assistance with all of your retirement needs, contact an agent in the Trusted Choice ® network today.

For many it may feel like their permanent life insurance policy or annuity contract is a precious and fragile treasure in their bare hands and the idea of messing with it sends chills down their spine.

Another aspect of avoiding confusion is that a 1035 exchange can be used for both qualified and non-qualified annuities and simply means that the account can be moved to a similar product without taxation in the same way as used for other life insurance products.

Lower front - end loads are found in bond mutual funds, annuities and life insurance policies, while higher sales charges are assessed for equity - based mutual funds.

Action Family of Flexible Premium Deferred Fixed Annuities (contract form number A720B) is issued by Jackson National Life Insurance Company ® (Home Office: Lansing, Michigan) and in New York Annuity (contract form numbers A720BNY, A740BPNY) by Jackson National Life Insurance Company of New York ® (Home Office: Purchase, New York).

Annuities are retirement insurance plans that allow investors to pay a premium to a company and then receive disbursements later in life.

Today, through a range of services that include life insurance, annuities, and retirement plans, Transamerica and its parent company operate in more than 20 markets worldwide, continuing to help clients secure their financial futures.

GLIC that provides residential mortgage insurance in Australia, m Canada and the U.S. and its U.S. Life Insurance consisting of long - term care insurance products as well as service traditional life insurance and fixed annuity products in the Uniteinsurance in Australia, m Canada and the U.S. and its U.S. Life Insurance consisting of long - term care insurance products as well as service traditional life insurance and fixed annuity products in the United StaLife Insurance consisting of long - term care insurance products as well as service traditional life insurance and fixed annuity products in the UniteInsurance consisting of long - term care insurance products as well as service traditional life insurance and fixed annuity products in the Uniteinsurance products as well as service traditional life insurance and fixed annuity products in the United Stalife insurance and fixed annuity products in the Uniteinsurance and fixed annuity products in the United States.

By protecting yourself with life and long - term care insurance, and with an annuity, you can help yourself find peace of mind in knowing you've done the right thing.

The primary difference between a variable annuity and variable life insurance is that with a variable annuity you receive your investment back in a series of payments from the insurer.

These plans are funded solely with insurance products such as cash value life insurance or fixed annuity contracts, and the plan owner can often deduct hundreds of thousands of dollars in contributions to these plans each year.