Sentences with phrase «in loan demand»

Though an improving economy later this year could lead to a pickup in loan demand and raise earnings potential for banks, it's true that traditional banks are struggling with low rates and declining net interest margins.
May 2 Britain's FTSE 100 index is seen opening up 20 points on Wednesday, according to financial bookmakers * STANDARD CHARTERED: Standard Chartered Plc posted a better - than - expected 20 percent rise in pretax profit for the first three months of the year, helped by a surge in loan demand and improvement in asset quality.
Britain's FTSE 100 index is seen opening up 20 points on Wednesday, according to financial bookmakers * STANDARD CHARTERED: Standard Chartered Plc posted a better - than - expected 20 percent rise in pretax profit for the first three months of the year, helped by a surge in loan demand and improvement in asset quality.
Profits at international bank Standard Chartered grew by a fifth, as it hit $ 1.26 billion before tax thanks to a growth in loan demand.

Not exact matches

These types of loans also carry other risks, such as demand provisions under which a bank can arbitrarily demand repayment, as well as high default rates, putting borrowers in a difficult spot.
Domestic demand for loans in Japan has not tracked earnings, says David Marshall of CreditSights.
However, RBC saw an uptick in mortgage demand at the end of calendar 2017 as people scrambled to get loans before the changes took effect, he noted.
While banks typically demand strength in all five Cs to qualify for their conventional loans, an SBA loan provides greater flexibility.
Results from First Data Corp. and Visa showed a surge in consumer spending since the tax overhaul; the regional banks showed improving loan growth; and numbers from the real estate investment trusts told a story of rising demand and favorable deregulation, the «Mad Money» host said.
A more detailed breakdown of the loan data on Monday showed sharp pick - ups in demand for credit from both households and companies, auguring well for consumption and investment.
«Banks hope to lend early to get early returns... private investment and manufacturing investment are picking up due to firmer global demand (and) household loans could be boosted by property demand,» said Nie Wen, an economist at Hwabao Trust in Shanghai.
Demand for a loan option introduced in the second quarter has increased every month, Bass said, adding that California sales, which includes leased and purchased systems, rose in the third quarter compared with the second quarter.
Their consumer loans in the year to February increased by about 3 percent, while non-bank lending to households during the same period soared by 9 percent, showing that banks» sluggish consumer lending is not a question of a weak loan demand.
If demand for business loans is picking up at Scotiabank, it is in part because executives have faith in the central bank.
Macron's reforms to cut housing taxes paid by the French middle class could lead to further growth in demand that should drive further strong loan growth in the mortgage area, which is already benefiting from the improving economic backdrop.
Additional collection tactics can include taking Social Security benefits, refusing to issue new loans or grants, and even charging additional fees for demanding collections in default.
The higher interest rates contributed to a reduction in the demand for new interest - only loans.
Panos Kammenos said a demand that Athens hands over $ 50bn in assets from privatisations as collateral for fresh loans was a form of «confiscation» and «we can not agree to that».
In my first week as minister for finance I was visited by Jeroen Dijsselbloem, president of the Eurogroup (the eurozone finance ministers), who put a stark choice to me: accept the bailout's «logic» and drop any demands for debt restructuring or your loan agreement will «crash» — the unsaid repercussion being that Greece's banks would be boarded up.
In 2010, demand for business loans declined as firms were less optimistic with their growth projections and ability to qualify for a loan.
The market for risky loans often used in buyouts has ballooned on investor demand

Demand for risky loans that fund private - equity buyouts and other highly indebted companies has pushed the size of the market beyond $ 1 trillion for the firstdemand

Demand for risky loans that fund private - equity buyouts and other highly indebted companies has pushed the size of the market beyond $ 1 trillion for the firstDemand for risky loans that fund private - equity buyouts and other highly indebted companies has pushed the size of the market beyond $ 1 trillion for the first time.

If the company is deemed to be in breach, the lenders could demand to be paid back the entire loan immediately, which could force Toys «R» Us into liquidation.
Savings and loan associations, earlier the main source of private mortgage loans, could no longer meet the demand; they had sought quick profits in commercial real estate after a 1980 deregulation allowed them to diversify and were crushed by the bursting of the speculative bubble that followed.
Banks will experience an increase in corporate loan demand, as firms boost capital expenditures.
The decline in issuance was sharper than can be readily explained by seasonality and the fall in housing loan approvals in 2004 and appears to have been driven by a fall in issuer supply rather than investor demand, given that primary spreads have narrowed by at least 5 basis points over the period, to historically low levels.
The only way the Government / Fed can hope to «juice» the demand for homes will be to further interfere in the market and figure out a mortgage program that will enable no down payment, interest - only mortgages to people with poor credit, which is why the Government is looking at allowing millennials to take out 125 - 130 % loan to value mortgages with your money.
In other areas, many Districts reported growth in the transportation sector, little change in residential construction, slight gains in non-residential building, and steady loan demanIn other areas, many Districts reported growth in the transportation sector, little change in residential construction, slight gains in non-residential building, and steady loan demanin the transportation sector, little change in residential construction, slight gains in non-residential building, and steady loan demanin residential construction, slight gains in non-residential building, and steady loan demanin non-residential building, and steady loan demand.
J.P. Morgan agrees, saying that together with the RRR cuts, «the seeming start of a new cycle of public spending and consumer stimulus should help to boost loan demand in the economy.»
Despite signs of stabilizing in the fourth quarter, bankers» expectations were for loan demand to strengthen and loan repayment rates to weaken slightly in the first quarter of 2018.
First, in the Senior Loan Officer Survey published by the Fed last week, it was reported that small business defaults had continued rising, while demand for loans was low.
«Bossman is a traditional barbershop in Ringwood, Melbourne and used a business loan from Prospa to add capacity to cater for increasing demand
But, there are other reasons why FHA loans are in demand, too.
In addition, some soldiers had received money to repay their student loans — and these were also part of the repayment demand.
13.45 Demand for loans to small businesses and households in Europe remains «subdued» says Mr Draghi.
In a recent Raddon study, Lending Insights: Loan Demand Rebounds but Challenges Persist, we find that yes, the borrowing public is aware of the rate environment and motivated as a result.
These concerns may have brought forward some demand for loans, as well as encouraging a strong increase in refinancing as borrowers shifted from floating to fixed - rate loans.
And, we have seen an increase in the supply of loans and an equal increase in the demand for loans from corporations for fixed investment purposes.
Demand for fixed - rate housing loans was fairly strong in late 2004 and early 2005, ahead of the monetary policy tightening announced in early March.
For example, if the value of the investments dip below what you owe, your lender could call the loan in and demand extra cash to make up the difference.
That means that when your debts come due and you need new loans to pay off the old ones, investors start demanding that you compensate them for their risks in the form of higher interest rates.
With a normal yield curve, bond buyers essentially demand a higher rate of interest in order to lend money for 30 years than they will to loan money for 30 days since they will be locking up their money for a longer period of time.
However, at present the banks are not eager to lend a lot of money to the private sector — private sector credit demand has also decreased and in fact become negative (more loans are paid back than are taken out).
Unlike Mises, Hayek subscribed to the popular view that banks might expand credit without limit so long as they expanded in unison, and that they would in fact be inclined to overexpand, while allowing their reserve ratios to decline, in response to cyclical increases in the demand for loans.
In order to satisfy the demand for quick loans, launch new loan products and scale - up quickly, online lenders need a completely configurable auto - decisioning engine for origination and underwriting, not a manual, labor intensive and long origination process.
«The sin of usury is not simply the charging of interest on a loan, but the charging of interest on a loan in virtue of the very making of the loan, rather than in virtue of some factor related to the loan which provides a basis for a fair demand for compensation.»
If in the course of an ordinary day we are not struck in the face or accosted by beggars or taken to court or hit up for a loan, there are plenty of other demands on our time for faithful living!
There was insufficient demand for funds in the First World; so the banks pushed loans on the governments of developing countries.
With such frustration, Debuchy demanded a move away at least on loan in January, because he was desperate to make the Euro 2016 French national squad, of which he did not.
Conte and Chelsea's interest may well sway the final decision, but it looks as though Milan remain in pole position for now but much depends on the type of deal presented and how much Bayern demand if there is an obligation to buy at the end of any loan spell.
Ya i when i read Wenger's comment saying that improving infrastructure of the club has upped fans expectation of club, really struck a chord.like with a small stadium, enuf revenue wont be generated to compete at the top.and i will say confidently as ut stands, no manager has been willing to stay even 5 yrs just to repay a loan.as per agreement with Bank which provided the loan whixh demanded that wenger stay for 5 yrs to repay a major portion.in that sense, u can accept that club is moving in right direction.
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