Sentences with phrase «in loan pools»

This suggests that some delinquencies may very well be due to a common occurrence in lending — those who have the resources pay off their loans over time, leaving only those more financially strapped consumers in the loan pool.»

Not exact matches

However, despite evidence of the business and social value of developmental lending, industry has not yet invested in this approach, the pool of available loan capital in Alberta remains inadequate, and the economic and social benefits remain largely unrealized.

While this doesn't mean all companies are back to pre-recession performance levels, entrepreneurs are likely to see new options for their business next year, thanks to an expected increase in bank loans and a larger pool of potential buyers.

«Increased losses are emanating from weaker collateral pools in the 2013 - 2015 transactions, which have weaker credit quality including lower FICO scores, higher amounts of extended term loans (over 60 months) and higher LTVs [loan to value ratios],» Fitch Ratings analysts wrote Thursday.

According to the court documents, an analysis for JPMorgan in September 2006 found that «nearly half of the sample pool» — or 214 loans — were «defective,» meaning they did not meet the underwriting standards.

, to which TMM would agree, - but then again we would also note that the government has demonstrated prior ability to take on pools of toxic loans, throw them in an AMC and forget about it for quite some time (lessons for the Europeans?).

REITs are pooled investment vehicles that invest primarily in income - producing real estate or real estate - related loans or interests, and REOCs are companies that invest in real estate and whose shares trade on public exchanges.

In those deals, crowdfunders like RealtyShares pool loans that a real estate firm then uses to purchase real estate.

In short, bonds are loans that investors make to governments, companies, pools of mortgage owners or many other types of issuers.

Such strategies involve investing predominantly in corporate credit, including senior secured and mezzanine loans and high yield, distressed and high grade debt securities, private equity controlled positions, real estate investment and investment in pools of non-performing loans in Europe and Asia.

Sure, investors are paying the fees, but if a trustee wants to be hired by sellers of securities in the future, being combative on problematic loan pools may be unwise.

Mortgage pools / offerings are comprised of PNC retail - originated loans through PNC Mortgage and other top originators / servicers in the nation.

There is also a tendency to include loans in securitisation pools only after they have aged somewhat (i.e. become more «seasoned»).

Also, in practice it may take quite a while until new loans enter a securitised pool.

That is because high LVR loans may be less likely to be added to a pool of securitised assets in order to ensure that the securitisation achieves a sufficiently high credit rating.

ORLANDO, Fla. — June 28, 2012 — Marriott Vacations Worldwide Corporation (NYSE: VAC) announced today the completion of a securitization involving the transfer of a pool of approximately $ 250 million in vacation ownership loans to its affiliate Marriott Vacation Club Owner Trust 2012 - 1, which simultaneously issued approximately $ 238 million of notes (the «Notes»).

The Real Estate Opportunity Fund allows investors to participate in a diverse pool of UK real estate - backed loans originated directly by LendInvest.

I honestly do not know how much Wenger wanted Chambers but he was loaned out in favor of Holding who Wenger did speak about before signing him, was that another player we spent money on and could have pooled it together to make 1 big signing?

When there are players like Leicester City's N'Golo Kante — a candidate for player of the season in the Premier League — and Kingsley Coman, the exciting attacker on loan at Bayern Munich from Juventus, pushing more established internationals hard for selection, then you know you're dealing with a formidable pool of talent.

The G - 4 program provides matching dollars from a league loan pool for investments teams make in their stadiums.

However, the study of early career markers over the past 7 to 10 years has demonstrated increasing interest in research careers by medical students, steady growth of the MD - PhD pool, and a new burst of activity in the «late bloomer» pool of MDs (individuals who choose research careers in medical school or in residency training), fueled by loan repayment programs that were created by the NIH in 2002.

When a struggling nightclub owner (Jeong) fails to pay back a loan shark, he decides the only way to get the money is to kill his pick in an annual «Who Will Die This Year» celebrity death pool: David Hasselhoff.

For example, NCB Development Corporation used its $ 6.4 million grant to create the Charter School Capital Access Program; the grant dollars comprise a «first loss reserve» - money that serves as a buffer for lenders in case payments fall through - on a $ 45 million loan pool that NCB and the Reinvestment Fund raised from large financial institutions.

«Once there's a critical mass of schools in a chain like CSUSA,» Legg explains to me in our phone call, «the schools pool their resources to start new schools or loan each other money to stave off financial distress due to low demand.

I orignially signed up for KDP Select in 2011 - 2012 for the promise of the share of the pool for loaned books under Amazon Prime.

The macadamia nuts were already getting an excellent price on the market, so this group of farmers could in principle have pooled some of their earnings and made them available so that more people could buy trees through a low - interest loan.

Because the fund's investments in covered bonds may be secured by a pool of financial assets that include mortgages and public - sector loans, the fund may be indirectly exposed to the risks posed by mortgages and / or public - sector loans.

«To meet the rating agencies» standards — to maximize the percentage of triple - A-rated bonds created from any given pool of loans — the average FICO score of the borrowers in the pools needed to be around 615.

Instead of borrowing from banks, credit unions, or mortgage firms who offer loans pulled from pools of circulating money, a hard money loan in Palm Springs is issued by private investors.

The bubble was a combination of (a) teaser rates on option ARMs which were like financial time bombs, (b) liar loans in which the rules of good mortgage underwriting (20 % down, 28/36 ratios) went out the window, (C) people at rating agencies who decided that if one pools enough junk loans into one bond, it's magically AAA, and (D) Credit default swaps which encouraged these bad loans, and when they collapsed a number of people walked away with billions of dollars.

The money garnered from the transaction was then put back into the financial institution's lending pool and doled out to students again in the form of education loans.

In terms of mortgage financing you want a loan with the best rates and terms — and you want a lender or insurance plan that shares your need to stay out of the foreclosure pool, that suffers if your loan goes bad.

Many borrowers use their home improvement loans to add additional rooms or bathrooms to their home, build or renovate their garage, put in a swimming pool, and many other projects.

Investors utilize the FICO Score in order to understand the prepay and default risk within the pool of loans to make investment decisions.

Since many online student loan refinance companies only offer refinancing in a limited number of states, this also expands the pool of potential borrowers who could benefit from ELFI loans.

You have securitized loans in these large pools; you have the sloppy record keeping, as in the mortgage crisis.

Charter Bank sold Holmes» loan in a pool of loans to National Collegiate Funding, which then sold the loan to National Collegiate Student Loan Trust (NCSloan in a pool of loans to National Collegiate Funding, which then sold the loan to National Collegiate Student Loan Trust (NCSloan to National Collegiate Student Loan Trust (NCSLoan Trust (NCSLT).

In a pool of loans, the critical distinction is the likelihood of loans to...

Indeed, the banks are clearly aware of the optics of this imbalance — on Thursday every major financial institution in the land pooled together to announce a $ 500 million fund to extend loans to entrepreneurs, because banks lending to new businesses is now apparently something worthy of special announcement.

In this regard, a reverse mortgage is part loan and part insurance product — the reverse mortgage lenders are pooling their risk across many customers and making a calculated bet that most will pay back the loan in full with proceeds from the future sale of their homIn this regard, a reverse mortgage is part loan and part insurance product — the reverse mortgage lenders are pooling their risk across many customers and making a calculated bet that most will pay back the loan in full with proceeds from the future sale of their homin full with proceeds from the future sale of their home.

The shortage of qualified veterinarians, especially in remote areas of the United States, has created a fairly deep pool of loan forgiveness programs to help those pursuing it as a career.

The company owns, manages and finances a portfolio of real estate related investments, including mortgage pass - through certificates, collateralized mortgage obligations, Agency callable debentures and other securities representing interests in or obligations backed by pools of mortgage loans issued or guaranteed by Freddie Mac, Fannie Mae and Ginnie Mae.

Refers in a narrow sense to the process of converting loans of various sorts into marketable securities by packaging the loans into pools.

While this seems like a reason not to invest in a student's education, the average student still benefits economically from investing in education, but using only creditworthiness as criteria for loan qualification leaves out a large pool of candidates (from low - income origins) despite an average positive return from investing on a degree A targeted approach known as «forward - looking underwriting» determines a borrower's qualifications based on more factors than just credit history (considered backward looking).

With E Loan Lending you're just a click away where a large pool of lenders will see your application all at once and we will match you to the one with the lowest rate and best terms in a matter of a few minutes.

I own a pool of 100 hard money loans with 50 % in default.

«The argument was that there needed to be tougher bankruptcy laws for federal student loans in order to make sure that the money was paid back and the government's pool of resources for those loans wasn't depleted.»

Keep in mind that this type of home loan will not cover luxury upgrades, such as a tennis court or pool.

The VA Loan Guarantee Program was expanded in 1992 to expand the eligible pool of borrowers to also include National Guard personnel and Reservists.

Freddie Mac provides liquidity in the mortgage market by pooling and packaging home loans into securities that are sold to investors.