This is cause for relief among the country's Bitcoin community and makes Canada one of the world's most forward - looking countries in encouraging innovation
in new financial technologies.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected
in such forward - looking statements and that should be considered
in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of
new and maturing programs; 2) our ability to perform our obligations under our
new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on
new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases
in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest
in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions
in the industries and markets
in which we operate
in the U.S. and globally and any changes therein, including fluctuations
in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain
in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information
technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both
in the U.S. and abroad; 20) the effect of changes
in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction
in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over
financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco
in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations
in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
«Blockchain» became the buzz word
in financial technology this year, with everyone from banking and
financial institutions (like Goldman Sachs and the
New York Stock Exchange) to payment processors (Mastercard, Visa, and American Express) extolling its potential and publicly announcing interest
in it, often
in the form of startup investments.
If you're developing
new and unproven
technology, keep these six stages
in mind as you seek
financial backing.
It's not the first instance of the
financial services industry showing support for digital currencies — the
New York Stock Exchange recently invested
in Coinbase, which just launched a Bitcoin exchange — but it's a demonstration of continued investment and interest
in the
technology's possibilities.
The innovative, patent - pending
technology won the Toronto - based startup a best of show award at FinovateFall 2015, a two - day showcase of
new innovations
in financial and banking
technology.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions
in the industries and markets
in which United
Technologies and Rockwell Collins operate
in the U.S. and globally and any changes therein, including
financial market conditions, fluctuations
in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand
in construction and
in both the commercial and defense segments of the aerospace industry, levels of air travel,
financial condition of commercial airlines, the impact of weather conditions and natural disasters and the
financial condition of our customers and suppliers; (2) challenges
in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced
technologies and
new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United
Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United
Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including
in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United
Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including
in connection with the proposed acquisition of Rockwell; (7) delays and disruption
in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9)
new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes
in political conditions
in the U.S. and other countries
in which United
Technologies and Rockwell Collins operate, including the effect of changes
in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates
in the near term and beyond; (16) the effect of changes
in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations
in the U.S. and other countries
in which United
Technologies and Rockwell Collins operate; (17) the ability of United
Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result
in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United
Technologies or Rockwell Collins to terminate the merger agreement, including
in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United
Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United
Technologies» and / or Rockwell Collins» common stock and / or on their respective
financial performance; (20) risks related to Rockwell Collins and United
Technologies being restricted
in their operation of their businesses while the merger agreement is
in effect; (21) risks relating to the value of the United
Technologies» shares to be issued
in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United
Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Vendors of
financial services that invest
in new technologies and data management will further reduce costs and deliver
new digital capabilities to deliver significant revenue opportunities.»
In recent months a new hot topic has emerged in the blockchain and financial technology communities: initial coin offerings (ICOs
In recent months a
new hot topic has emerged
in the blockchain and financial technology communities: initial coin offerings (ICOs
in the blockchain and
financial technology communities: initial coin offerings (ICOs).
The disclosure said that the company may face product liability claims due to «failures of
new technologies that we are pioneering, including autopilot
in our vehicles,» adding that «product liability claims could harm our business, prospects, operating results and
financial condition.»
Fortunately for them, an army of
technology companies across the country are equipped with the technical know - how and
financial support necessary to usher
in a
new era of digital commerce
in the country, as highlighted by the infographic below.
After less than a year
in business, the company is bringing
new technology to a pretty niche field
in the world of investment banking and sparring with
financial industry heavyweights
in the process.
Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations
in those rates; (5) the timing and market acceptance of
new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information
technology infrastructure; (10)
financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur
in the legal and regulatory proceedings described
in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).
In its effort to double down on digital innovation the company announced the appointment of Josh Kobza, former chief
financial officer, to the
new role of chief
technology and development officer.
Bank of America's filing added that widespread adoption of
new technologies in financial services, including cryptocurrencies, «could require substantial expenditures»
in order to adapt to evolving industry standards and consumer preferences.
While
new technologies, such as Motif, are helping extend the reach of impact investing to a broader universe of investors, a
financial advisor's role
in taking a holistic approach to investing is still undeniable.
Its global acquisitions included Minnesota - based Carlson Hotels, owner of the Radisson and Park Plaza Hotels; a 25 % stake
in Hilton Worldwide Holdings; a 9.9 % stake
in Deutsche Bank; the aircraft leasing arm of the
New York
financial firm CIT Group; and Ingram Micro, the Irvine - based company that is the world's largest distributor of
technology products.
These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018
financial results; Gilead's ability to sustain growth
in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for
new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures
in European countries that may increase the amount of discount required on Gilead's products; an increase
in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift
in payer mix to more highly discounted payer segments and geographic regions and decreases
in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations
in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations
in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials
in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations
in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease
technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit
new drug applications for
new product candidates
in the timelines currently anticipated; Gilead's ability to receive regulatory approvals
in a timely manner or at all, for
new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta
in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes
in its stock price, corporate or other market conditions; fluctuations
in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time
in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).
As the
financial markets opened this morning
in New York, speculation that President Trump will pursue more business - friendly policies has offset the fear of the unknown with the S&P 500 Index rising as a surge
in health - care shares offset losses
in consumer and
technology companies.
«He has a strong background
in the
financial and
technology industries, with expertise harnessing innovative
technology to provide better service and better
financial well - being to
new markets.
In the MaRS C Suite,
financial technology services teams from several institutions are collaborating with each other and with ventures across our sectors to develop
new technologies,» says Ilse Treurnicht, CEO of MaRS Discovery District.
«I expect that the evolution of the
financial system
in response to global economic forces,
technology, and, yes, regulation will result sooner or later
in the all - too - familiar risks of excessive optimism, leverage, and maturity transformation reemerging
in new ways that require policy responses.»
For example,
in the Philippines the growing population of overseas workers sending money back home has lead to the rise of
financial technology (fintech) apps that offer a variety of
new, low - cost services such as remittance payments, transfers, and lending that were otherwise expensive and dominated by a few groups.
Such risks and uncertainties include, but are not limited to: our ability to achieve our
financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of
new laws or regulations or changes
in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation
in government - sponsored programs such as Medicare; the effectiveness and security of our information
technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed
in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.
His research on the economics of
technology has been discussed
in White House reports, Congressional testimony, European Commission documents, the Economist, the Globe and Mail, the National Post, CBC Radio, National Public Radio, Forbes, Fortune, the Atlantic, the
New York Times, the
Financial Times, the Wall Street Journal, and elsewhere.
They are leveraging the
new technology to do things
in a totally different way and the ability of this
technology to move value
in an almost frictionless way, and they are using the tokens as
financial incentives to create an ecosystem around their ideas.
A
new survey from the World Economic Forum found that distributed
financial technology could enter the mainstream
in as little as twelve years.
SoFi is one of the leading
new financial technology companies based
in Silicon Valley that not only reviews your credit score and income / debt ratios, but also looks at the quality of your education and quality of your work institution.
Financial technology has never been a more exciting or innovative category — especially
in New York City.
«The
new regulation, a pioneer
in Asia, seeks to balance the interests of promoting technological innovations with the potential to improve the level of inclusion and efficiency
in the
financial system, and to proactively address emerging risks to the system arising out of these
new technologies.
Aquiline Capital Partners, founded
in 2005, is a private equity firm based
in New York investing
in businesses across the
financial services sector
in banking and credit, insurance, investment management and markets, and
financial technology and services.
It is a
new dawn for treasury and cash management banks
in the Nordic region, thanks to disruption caused by
financial technology start - ups and broader market changes.
We are living a moment
in Human history where
new technologies and other innovations are about to disrupt the
financial landscape.
New York City Coming
in at 9th
in this year's ITM report,
New York City's
technology ecosystem, sometimes called «Silicon Alley,» is home to just about every startup niche imaginable, with notable sectors including education tech, health tech and
financial tech playing a big role.
Bloomberg recently surveyed senior leaders across the
financial technology landscape to understand how trends will evolve
in the
new year.
There, Alex spent time as an Analyst
in both the firm's
Technology, Media & Telecom Investment Banking team
in San Francisco and its
Financial Institutions Investment Banking team
in New York City.
HONG KONG, November 11, 2015 — MaRS Discovery District («MaRS») and Hong Kong Cyberport Management Company Limited («Cyberport»), an innovation hub based
in Hong Kong, today announced a
new partnership, with a focus on driving
financial technology (fintech) innovation and entrepreneurship
in Hong Kong and Canada.
NEW YORK (AP)-- The latest on developments
in global
financial markets (all times local): 4:00 p.m.
Technology and consumer stocks pulled the broader market slightly lower, even as energy stocks rallied along with the price of oil.
There is also an opportunity to connect Canadian businesses with
new and like - minded partners
in APEC economies such as Vietnam, where Canadian companies will find opportunities
in sectors such as agri - food, education and training, information and communication
technologies (ICT), clean tech and
financial technology, as well as other services.
VANCOUVER, B.C. — SEPTEMBER 21, 2016 — The Asia Pacific Foundation of Canada (APF Canada) is pleased to announce the launch of a
new «Contemporary China» research report series that explores the emergence and evolution of key sectors
in China, including
financial technology, health care and state - owned enterprise reform.
Many factors could cause BlackBerry's actual results, performance or achievements to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability to enhance its current products and services, or develop
new products and services
in a timely manner or at competitive prices, including risks related to
new product introductions; risks related to BlackBerry's ability to mitigate the impact of the anticipated decline
in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related to recent political and economic developments
in Venezuela and the impact of foreign currency restrictions; risks relating to network disruptions and other business interruptions, including costs, potential liabilities, lost revenues and reputational damage associated with service interruptions; risks related to BlackBerry's ability to implement and to realize the anticipated benefits of its CORE program; BlackBerry's ability to maintain or increase its cash balance; security risks; BlackBerry's ability to attract and retain key personnel; risks related to intellectual property rights; BlackBerry's ability to expand and manage BlackBerry ® World ™; risks related to the collection, storage, transmission, use and disclosure of confidential and personal information; BlackBerry's ability to manage inventory and asset risk; BlackBerry's reliance on suppliers of functional components for its products and risks relating to its supply chain; BlackBerry's ability to obtain rights to use software or components supplied by third parties; BlackBerry's ability to successfully maintain and enhance its brand; risks related to government regulations, including regulations relating to encryption
technology; BlackBerry's ability to continue to adapt to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities
in BlackBerry's products; risks related to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating to the impairment of intangible assets recorded on BlackBerry's balance sheet; risks as a result of actions of activist shareholders; government regulation of wireless spectrum and radio frequencies; risks related to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties
in forecasting BlackBerry's
financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry.
These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs;
technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred
in the RARE acquisition; our plans to expand our
newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable
new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions
in the delivery of food and other products; volatility
in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions
in the
financial markets; risk of doing business with franchisees and vendors
in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment
in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over
financial reporting or changes
in accounting standards; and other factors and uncertainties discussed from time to time
in reports filed by Darden with the Securities and Exchange Commission.
A
new World Bank report focuses on the role digital
technology plays
in personal banking and how it can help close the
financial inclusion gap.
Technological innovation
in financial technology is disrupting business models and creating
new revenue opportunities for fintech companies and banks alike.
Mazin Sidahmed, co-founding editor and senior reporter at Documented, a Civil - network site covering immigration and national security issues
in New York City, says Civil has provided extensive support, including a
financial grant, as well as as the
technology on which to build the site and assistance with design.
In his speech at the banking event, Jessica Chew Cheng Lian, Deputy Governor, Bank Negara Malaysia (BNM), she said that the country is using
new financial technologies, including the Blockchain, for the development of banking services.
Bitcoin is a
new financial technology, invented
in 2009 as the first peer - to - peer digital currency.
This is possible to be happening, given that the traditional
financial industry, kept
in itself, without being able to see that there are
new ways of doing transactions, until the idea of money created by the blockchain - bitcoin
technology emerged, this left the industry on the verge of despair.
Their portfolio simulation approach: (1) is restricted to the
technology, industrials, health care,
financials and basic materials sectors; (2) assumes an extreme sentiment day for a stock has at least four novel news items (prior to 3:30 PM
in New York) and is among the top 5 % of average daily positive or negative events; (3) makes portfolio changes at market close; (4) holds positions for 20 days, subject to a 5 % stop - loss rule and a 20 % take - profit rule; (5) constrains any one position to 15 % of portfolio value; and, (6) assumes round - trip trading friction of 0.25 %.
New technology in the
financial industry is changing how people manage their finances.