Sentences with phrase «in other consumer protection»

There are also worthwhile ideas about future and contingent harms in other consumer protection areas as well as medical malpractice and pollution cases, just to name a few.

Not exact matches

The U.S. Consumer Financial Protection Bureau cautions consumers about the risks of investing in Bitcoin and other cryptocurrencies.

The province's ban on unsolicited, door - to - door sales covers most heating, air and water services, but the MPP who pushed for it said it stops short of encompassing companies in other sectors because they don't all fall under provincial jurisdiction or generate as many complaints with Consumer Protection Ontario.

«Virtual currencies... raise concerns of consumer protection, market integrity and money laundering, among others,» the RBI said in a statement explaining its decision after its bimonthly monetary policy meeting.

As set forth above, as opposed to the stringent regulations in other states such as New York, and the bill proposed in the Assembly last year, which appear to deter companies from spending the time and money to pursue cutting - edge ideas, the Act appropriately balances the need for consumer protection with the desire to allow businesses to innovate.

While the Consumer Financial Protection Bureau and other federal initiatives have tried to rein in overdraft fees charged to bank customers, the fees remain big business, especially for big banks.

Under Poolman's leadership, the scope of consumer protection widened, in North Dakota and nationally, as he spearheaded landmark legislation related to suitability of sales, life settlements, among a host of others.

David Vladeck, a former director of the FTC's Bureau of Consumer Protection, said that because the practice of collecting friend data went well beyond Cambridge, «that in itself may be a serious problem, especially given the language of the consent decrees, which differentiates between users and others.»

The Consumer Financial Protection Bureau noted in a January 2015 letter that federal regulators have repeatedly offered guidance encouraging private lenders to pursue workout arrangements and other relief for borrowers.

In addition, America Express Co. agreed to refund $ 85 million to 250,000 customers and pay $ 27.5 million in civil penalties after the bureau, along with other federal and state regulators, determined numerous violations of consumer protection laws involving credit card marketing and serviceIn addition, America Express Co. agreed to refund $ 85 million to 250,000 customers and pay $ 27.5 million in civil penalties after the bureau, along with other federal and state regulators, determined numerous violations of consumer protection laws involving credit card marketing and servicein civil penalties after the bureau, along with other federal and state regulators, determined numerous violations of consumer protection laws involving credit card marketing and services.

«The ACCC will continue to take enforcement action if it considers that companies have engaged in unconscionable conduct, particularly in cases involving vulnerable consumers and where there have been other breaches of consumer protection provisions of the ACL.»

I / we agree that if any material change (s) occur (s) in my / our financial condition that I / we will immediately notify BSHFC of said change (s) and unless Baby Safe Homes Franchise Corporation is so notified it may continue to rely upon the application and financial statement and the representations made herein as a true and accurate statement of my / our financial condition.nI / we authorize Baby Safe Homes Franchise Corporation to make whatever credit inquiries / background checks it deems necessary in connection with this application and financial statement.nI / we authorize and instruct any person or consumer reporting agency to furnish to BSHFC any information that it may have to obtain in response to such credit inquiries.nIn consideration of the ongoing association between Baby Safe Homes and the undersigned applicant (hereinafter u201cApplicantu201d), the parties hereto have entered into this Non-Disclosure and Non-Competition Agreement.nWHEREAS, in the course of its business operations, Baby Safe Homes provides its customers products and services which, by nature of the business, include trade secrets, confidential and proprietary information, and other matters deemed material or important enough to warrant protection; and WHEREAS, Applicant, by reason of his / her interest in Baby Safe Homes and in the course of his / her duties, has access to said secrets and confidential information; and WHEREAS, Baby Safe Homes has trade secrets and other confidential and proprietary information, including procedures, customer lists, and particular desires or needs of such customers to which Applicant has access in the course of his / her duties as an Applicant.nNow, therefore, in consideration of the premises contained herein, the parties agree as follows Applicant shall not, either during the time of his / her franchise evaluation with Baby Safe Homes or at any time thereafter either directly or indirectly, communicate, disclose, reveal, or otherwise use for his / her own benefit or the benefit of any other person or entity, any trade secrets or other confidential or proprietary information obtained by Employee by virtue of his / her employment with Baby Safe Homes, in any manner whatsoever, any such information of any kind, nature, or description concerning any matters affecting or relating to the Baby Safe Homes business, or in the business of any of its customers or prospective customers, except as required in the course of his / her employment by Baby Safe Homes or except as expressly authorized Baby Safe Homes Franchise Corporation, in writing.nDuring any period of evaluation with Baby Safe Homes, and for two (2) years thereafter, Applicant shall not, directly or indirectly, induce or influence, divert or take away, or attempt to divert or take away and, during the stated period following termination of employment, call upon or solicit, or attempt to call upon or solicit, any of the customers or patrons Baby Safe Homes including, but not limited to, those upon whom he / she was directly involved, or called upon, or catered to, or with whom became acquainted while engaged in the franchise evaluation process of a Baby Safe Homes franchise business.

(1) to protect and promote breastfeeding, as an essential component of their overall food and nutrition policies and programmes on behalf of women and children, so as to enable all infants to be exclusively breastfed during the first four to six months of life; (2) to promote breastfeeding, with due attention to the nutritional and emotional needs of mothers; (3) to continue monitoring breastfeeding patterns, including traditional attitudes and practices in this regard; (4) to enforce existing, or adopt new, maternity protection legislation or other suitable measures that will promote and facilitate breastfeeding among working women; (5) to draw the attention of all who are concerned with planning and providing maternity services to the universal principles affirmed in the joint WHO / UNICEF statement (note 2) on breastfeeding and maternity services that was issued in 1989; (6) to ensure that the principles and aim of the International Code of Marketing of Breastmilk Substitutes and the recommendations contained in resolution WHA39.28 are given full expression in national health and nutritional policy and action, in cooperation with professional associations, womens organizations, consumer and other nongovermental groups, and the food industry; (7) to ensure that families make the most appropriate choice with regard to infant feeding, and that the health system provides the necessary support;

The event was a culmination of a joint initiative of the Senate President and DFID's ENABLE 2 and GEMS 3 programmes and had been preceded by a comprehensive research into laws inhibiting businesses in Nigeria leading to specific legislative proposals to improve the business environment in terms of competition and consumer protection, transportation and infrastructure, improving MSMEs access to finance, reform of land use and construction laws and administration, doing business reforms amongst others.

The UK government's plans take no account of the need to assess an operator with reference to the jurisdiction in which they are based, the quality of local regulation and the need for mutual agreement on a wide range of other regulatory matters, including anti money laundering, data protection, consumer protection, contract enforcement and payments protection.

Modeled after similar legislation from Maryland, the Honey Bee Protection Act would prohibit the consumer use of insecticides that have been linked to the decline in honeybee populations as well as other pollinating insects.

While the policy notes that «New York's legal code is relatively accessible compared to other states,» it suggests that the state commit to including its laws on a platform such as America Decoded, adopting the Consumer Finance Protection Bureau's eRegs tool to make the laws more accessible, and instituting an «open by default» policy in the area of IT purchasing, data and research.

The researchers add this model could be applied to other areas where businesses, support organizations, and regulatory agencies interact, such as in consumer protection and food and safety areas, said Dhanorkar.

SLAVE MARKET FOODS: Studies, and a bit of common sense, show that classifications on the socio - economical scale such as low income, inner city and / or ethnic minority [Hispanic / Black] predisposes consumers (who are equal under the law to protections against harm) to diabetes, obesity and other health risks as grocery stores in their area tend to sell lower qualities foods while food producers price high quality (or even halfway decent) foods out of reach.

Whenever a consumer deals with any given Russian or Ukraine brides agency they should keep in mind that their agency depends on numerous other affiliated agencies for scam and internet fraud protection.

Back in 2002 a group of educational travel companies came together and pioneered a robust verification scheme which featured an audit of all members every year by independent experts By measuring against a comprehensive code of practice that had been developed with, amongst others, health & safety experts, teachers» unions», head teachers» associations, outdoor advisors and top legal advice, the audit ensures all aspects of a company's business was examined, this includes worldwide health & safety management, financial security, consumer protection, fair terms and conditions and, for when it does go wrong, a commitment to independent arbitration.

The General Counsel is responsible for the Office of Aviation Consumer Protection and Enforcement, and also coordinates the Department's legislative efforts, regulatory program, and involvement in legal proceedings before other agencies, as well as various operational and international legal matters.

Other responsibilities include negotiation and implementation of international transportation agreements, assuring the fitness of U.S. airlines, enforcing airline consumer protection regulations, issuing regulations to prevent alcohol and illegal drug misuse in transportation systems, improving the security of the national transportation system, and preparing transportation legislation.

Other responsibilities include negotiation and implementation of international transportation agreements, assuring the fitness of US airlines, enforcing airline consumer protection regulations, issuing regulations to prevent alcohol and illegal drug misuse in transportation systems, improving the security of the national transportation system, and preparing transportation legislation.

Other responsibilities include negotiation and implementation of international transportation agreements, assuring the fitness of US airlines, enforcing airline consumer protection regulations, issuance of regulations to prevent alcohol and illegal drug misuse in transportation systems and preparing transportation legislation.

Building on DOT's 2009 rulemaking that banned carriers from subjecting passengers to long tarmac delays and other deceptive practices, Secretary LaHood proposed new consumer protections for air travelers in June.

Under DOT's recently adopted consumer rule that enhances protections for air travelers, carriers and ticket agents will be required, among other things, to include all government taxes and fees in every advertised fare beginning January 24, 2012.

It is based in the United Kingdom where they have strong consumer protection laws, and now it is established in many other countries as well.

The suit, filed Wednesday in King County Superior Court, accuses Jay Gentile of California and websites that operate as buyamazonreviews.com and buyazonreviews.com, among others, of trademark infringement, false advertising and violations of the Anticybersquatting Consumer Protection Act and the Washington Consumer Protection Act.

Reputation: As seen in recent news, the Consumer Financial Protection Bureau does go after, fine and prosecute any credit repair agencies that are practicing unfairly, in other words, scams.

NDP: Update the Consumer Protection Act to cap ATM fees at a maximum of 50 cents per withdrawal; ensure all Canadians have reasonable access to a no - frills credit card with an interest rate no more than 5 % over prime; eliminate «pay - to - pay» by banks in which financial institutions charge their customers a fee for making payments on their mortgages, credit cards, or other loans; take action against abusive payday lenders; lower the fees that workers in Canada are forced to pay when sending money to their families abroad; direct the CRTC to crack down on excessive mobile roaming charges; create a Gasoline Ombudsperson to investigate complaints about practices in the gasoline market.

With more than 850,000 private student loans currently in default and thousands of other borrowers struggling to make their payments, attorneys at the National Consumer Law Center (NCLC) are urging the Consumer Financial Protection Bureau (CFPB) and policymakers to help borrowers stru

With more than 850,000 private student loans currently in default and thousands of other borrowers struggling to make their payments, attorneys at the National Consumer Law Center (NCLC) are urging the Consumer Financial Protection Bureau (CFPB) and policymakers to help borrowers struggling to keep up with their private student loan payments.

Bill would damage credit scores of million of consumers Consumer Action joined the National Consumer Law Center and other organizations in opposition to HR 435 — legislation that would reduce consumers» control over their own data by preempting state and federal privacy protections, damage the credit scores of millions of consumers with a disproportionate impact on African Americans, and conflict with long - standing state utility regulatory consumer protConsumer Action joined the National Consumer Law Center and other organizations in opposition to HR 435 — legislation that would reduce consumers» control over their own data by preempting state and federal privacy protections, damage the credit scores of millions of consumers with a disproportionate impact on African Americans, and conflict with long - standing state utility regulatory consumer protConsumer Law Center and other organizations in opposition to HR 435 — legislation that would reduce consumers» control over their own data by preempting state and federal privacy protections, damage the credit scores of millions of consumers with a disproportionate impact on African Americans, and conflict with long - standing state utility regulatory consumer protconsumer protections.

ICFE DCCS ® Independent Study Guide Table of Contents Consumer Financial Protection Bureau to oversee debt collectors Collection agencies and junk debt buyers - Mini-Miranda What to do if a debtor is contacted about past debts Sample cease and desist letter Fair Debt Collection Practices Act Summary from the CFPB Debt that is covered Debt Collectors that are covered Debt Collectors that are NOT covered Debt Collection for Active and Veteran Military Personnel Communications connected with debt collection When, where and with who communications is permitted Ceasing Communication with the consumer Communicating with third parties Validation of debts Prohibited Practices: Harassing or abusive Practices False or misleading representations Unfair Practices Multiple debts Legal Actions by debt collectors Furnishing certain deceptive forms Civil liability Defenses CFPB / FTC staff's commentary on the FDCPA Common debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other RConsumer Financial Protection Bureau to oversee debt collectors Collection agencies and junk debt buyers - Mini-Miranda What to do if a debtor is contacted about past debts Sample cease and desist letter Fair Debt Collection Practices Act Summary from the CFPB Debt that is covered Debt Collectors that are covered Debt Collectors that are NOT covered Debt Collection for Active and Veteran Military Personnel Communications connected with debt collection When, where and with who communications is permitted Ceasing Communication with the consumer Communicating with third parties Validation of debts Prohibited Practices: Harassing or abusive Practices False or misleading representations Unfair Practices Multiple debts Legal Actions by debt collectors Furnishing certain deceptive forms Civil liability Defenses CFPB / FTC staff's commentary on the FDCPA Common debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other Rconsumer Communicating with third parties Validation of debts Prohibited Practices: Harassing or abusive Practices False or misleading representations Unfair Practices Multiple debts Legal Actions by debt collectors Furnishing certain deceptive forms Civil liability Defenses CFPB / FTC staff's commentary on the FDCPA Common debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other Resources

If you shop online for loan products, know that you won't necessary enjoy any interest rate limits or other consumer protections that your state has, because the company you're doing business with might not be located in the same state that you are in.

As Americans for Financial Reform stated in its open letter to Secretary John King today, «[u] nlike other consumer credit areas such as credit cards and mortgages, federal student loans lack clearly defined and privately enforceable borrower protections.

We took a look at complaints posted in the Consumer Financial Protection Bureau database, on the Better Business Bureau website, and other places around the web to get an idea of possible issues with Aspire loan servicing.

Credit union executives talked up a pending regulatory relief effort while endorsing a radical shift in direction by the Consumer Financial Protection Bureau during a meeting with President Trump and other top White House officials on Monday.

Here's the gist of the CFPB's proposed rules to strengthen consumer protections in payday lending, as well as auto title loans, and other high - cost loans.

The FTC and other consumer protection agencies have found that 10 percent or less of all of those participating in these programs successfully complete them.

Various specific acts within the Consumer Credit Protection Act and the Truth in Lending Act, other than the CROA itself, may be invoked to protect consumers in the area of credit protection and debt consProtection Act and the Truth in Lending Act, other than the CROA itself, may be invoked to protect consumers in the area of credit protection and debt consprotection and debt consolidation.

The law provided, among other things, additional protections for consumers in connection with identity theft and credit reports accuracy.

In fact, you are conferred this right, among many others, in a federal consumer protection statute called the Fair Credit Reporting AcIn fact, you are conferred this right, among many others, in a federal consumer protection statute called the Fair Credit Reporting Acin a federal consumer protection statute called the Fair Credit Reporting Act.

In April 2017 the Consumer Financial Protection Bureau filed an enforcement action asserting that Golden Valley and three other lenders were engaged in unfair debt collection practices because they violated state usury laws, and also failed to disclose the effective interest rates, violating the federal Truth in Lending law (enacted in 1969In April 2017 the Consumer Financial Protection Bureau filed an enforcement action asserting that Golden Valley and three other lenders were engaged in unfair debt collection practices because they violated state usury laws, and also failed to disclose the effective interest rates, violating the federal Truth in Lending law (enacted in 1969in unfair debt collection practices because they violated state usury laws, and also failed to disclose the effective interest rates, violating the federal Truth in Lending law (enacted in 1969in Lending law (enacted in 1969in 1969).

This is in spite of the fact that the Consumer Protection Bureau found that individuals with medical debt were more likely to make their loan payments than those with other debts, meaning that they are actually a better credit risk.

So explain to me what your problem is with debt settlement companies because as I understand it and you're right, we've got the same situation in Ontario, there was a new consumer protection law passed in 2014 but it's not due to officially, the section dealing with debt settlements and some other areas isn't officially due to come into effect until 2015.

Blair Maintin: No, it's an absence and it's such a conspicuous absence that there is really no consumer protection legislation in BC so we got a lot of US based debt settlement operators that were essentially outlawed in the U.S. because the Federal Trade Commission passed some legislation a few years ago as they set their sights on Canada and we've seen other provinces like your home province of Ontario, we've seen Atlantic Canada, we've seen Alberta put in legislation to protect consumers.

In fact, the Federal Trade Commission (FTC), the nation's consumer protection agency, says it's against the law for a lender to deceptively include credit insurance (or other optional products) in your loan without your knowledge or permissioIn fact, the Federal Trade Commission (FTC), the nation's consumer protection agency, says it's against the law for a lender to deceptively include credit insurance (or other optional products) in your loan without your knowledge or permissioin your loan without your knowledge or permission.

New protections from financial «gotchas» in 2015 — New rules coming in 2015 from the Consumer Financial Protection Bureau should make it safer and less expensive to use plastic and other forms of consumer debt... (See 2015 CFPB Consumer Financial Protection Bureau should make it safer and less expensive to use plastic and other forms of consumer debt... (See 2015 CFPB consumer debt... (See 2015 CFPB preview)