Sentences with phrase «in overall credit»

In the new scoring criteria, trended data bases your credit score on certain points in time in your overall credit history.

The act requires credit charges be included in the overall credit rate.

newer cards) than in the overall credit limit.

Soft credit pulls may show up on your credit report, but they're not playing a role in your overall credit score.

With credit utilization in mind, it should become clear why an old, unused card still plays a role in your overall credit score.

By the time you've completed your DMP, however, you will very likely see a dramatic improvement in your overall credit health as your debt is repaid in full and your accounts receive timely payments every month.

As we just discussed, your payment patterns and history are a driving force in your overall credit score.

A consumer's payment history, on - time or late, can be reported and calculated in your overall credit score.

In the new scoring criteria, trended data bases your credit score on certain points in time in your overall credit history.

As we just discussed, your payment patterns and history are a driving force in your overall credit score.

Not exact matches

If revenues grew with the overall economy, costs remained flat, and BofA avoided the steep credit losses that plagued it in the past ---- specifically by sticking with those reliable customers, Moynihan claimed, it could become a money machine.

«As interest rates begin to rise over time, financial institutions will find it necessary to pass along their increased costs in the overall cost of credit to small business and commercial customers.»

Critics routinely point out that overall levels of debt are still rising, and that the talked - about «deleveraging» should more accurately be described as a slowdown in credit growth.

In general, the historical evidence suggests that rising interest rates is overall a positive for expansion of commercial and industrial credit.

The cooperative bank is an alliance of credit unions, or caisses, based mainly in Quebec, and tied for second overall with Norinchukin Bank of Japan.

Likewise, you can garner additional savings — on top of the savings Jet.com promises in its overall value proposition — by opting out of free returns, or using a debit card to pay, as opposed to a credit card.

In terms of overall fat consumption, we're ranked 12th on a list of the top 20 countries who eat the most fat, according to a recent research note from Credit Suisse on dietary fat consumption and its health and market implications.

In Canada, the growth in household credit has continued to slow and has fallen broadly in line with growth in disposable income, and overall activity in the housing market has moderateIn Canada, the growth in household credit has continued to slow and has fallen broadly in line with growth in disposable income, and overall activity in the housing market has moderatein household credit has continued to slow and has fallen broadly in line with growth in disposable income, and overall activity in the housing market has moderatein line with growth in disposable income, and overall activity in the housing market has moderatein disposable income, and overall activity in the housing market has moderatein the housing market has moderated.

As analysts noted, those numbers don't show how many prescriptions were actually filled, but, in another positive sign, the med hit the market with coverage from two pharmacy benefits managers that together account for 25 % of the overall U.S. coverage universe, Credit Suisse analyst Vamil Divan says.

In fact, credit spreads in many markets are trading at the lowest levels as a percentage of their overall yield in a decade (see chart belowIn fact, credit spreads in many markets are trading at the lowest levels as a percentage of their overall yield in a decade (see chart belowin many markets are trading at the lowest levels as a percentage of their overall yield in a decade (see chart belowin a decade (see chart below).

Overall, this augurs for globally diverse fixed income exposures, including a preference for up - in - quality credit exposures and an allocation to emerging market debt for investors who can tolerate the added risk.

However, Barclays overall performance was buoyed by a strong performance in its credit cards business and investment banking division, which advises on M&A transactions and equity and debt underwriting.

Overall each 10 percent move higher in the euro takes around 6 percent off earnings per share (EPS), Credit Suisse analysts said, and 70 percent of the time the euro has strengthened, euro area equities have underperformed in local terms.

A widespread majority of firms report no change in their overall financing conditions, while those linked to commodities see a gradual improvement in their access to credit.

So your overall plan should be to screen in advance heavily, ZERO tenants without excellent established credit.

Nevertheless, as traditional lenders have shied away from the smallest small businesses; and loans to those businesses has been in overall decline since the year 2000 [3], online lenders are using technology to look at other information available from the public record as well as transaction history, cash flow, and other metrics in addition to credit profiles, that demonstrate a healthy business.

We can deliver decisions in minutes and we value your overall business performance — not just your personal credit score.

Unlike your personal credit, it's not expressed in a fairly universal score, but rather is typically expressed in a series of reports that address how timely a business repays vendors who offer payment terms, their payment history with any current small business loans, industry information (including the overall creditworthiness of other businesses within that industry), and comparisons between the business and others within the same revenue class, size, number of employees, and the region where they do business.

«Overall we see the transaction valuation as fair, but don't see major direct synergies,» Credit Suisse analyst Badrinath Srinivasan wrote in a report Monday, adding that the acquisition will make ONGC's earnings more stable.

(50 % tax credit on up to $ 2k for single filers making under $ 18k)-- > still insuring that the overall tax AGI stays around $ 10k / year to stay in the 10 % tax bracket.

Overall, there appears to have been some decline in credit growth, but not to an extent that could be seen as signifying any serious problem in credit availability.

In the multiple models we ran for paying off three credit card balances, we found it's better to use a combination of both the snowball and avalanche methods; that allows you to pay off debt rapidly while accruing less interest overall.

The definition of «money» thus needs to be grounded in the overall superstructure of credit and debt.

This card, in particular, also made our overall list of best airline miles credit cards.

Paying off any outstanding credit card bills goes hand in hand with reducing overall debt, and it's something you should aim to do in your 30s, said Khalfani - Cox.

An array of measures is selected from the overall credit supply (or what is the same thing, debt securities) to represent «money,» which then is correlated with changes in goods and service prices, but not with prices for capital assets — bonds, stocks and real estate.

We still see a role for credit in bond portfolios but, overall, prefer to take economic risk in equities, as reflected in our recent downgrade of U.S. credit.

In a nutshell, by paying off debt and get utilization below 30 % could boost overall credit score.

Today, Nebraska's income tax rates range from 2.46 % to 6.84 %, with a number of deductions and credits in Nebraska that lower the overall tax burden for many taxpayers.

Suffice it to say that while there remain some bright spots in market action, such as the overall profile of market breadth (as measured by the simple NYSE advance - decline line), as well as bright spots in economic figures, such as Friday's upbeat jobs number and the reasonable behavior of credit spreads to - date, the weight of the evidence is increasingly cautious.

U.S. investment: There would be no change in overall U.S. investment except to the extent that tightening credit spreads would cause a small rise in risky U.S. investments.

But it is also bad: We want banks to be banks, to make carefully considered credit decisions, and if they can quickly pass on their credit risk to public - market investors who are not in a position to monitor the borrowers, then they may make worse lending decisions and increase the overall risk in the system.

That credit is a very small part of the overall economy, and in my judgement, meaningless.

While it fills the gap for people who don't have the means to self - finance, it can also be hugely beneficial for those who aren't able to obtain a standard bank loan to due to poor credit or a lack of overall credit in the market.

In higher tax brackets, the earned income credit won't apply, anyway, but some of those other deductions could be highly beneficial for joint married filers as deductions play a role in reducing your overall annual earnings, also known as your adjusted gross income, or AGIn higher tax brackets, the earned income credit won't apply, anyway, but some of those other deductions could be highly beneficial for joint married filers as deductions play a role in reducing your overall annual earnings, also known as your adjusted gross income, or AGin reducing your overall annual earnings, also known as your adjusted gross income, or AGI.

When we look at corporate balance sheets and liquidity, overall we believe the corporate credit markets are in reasonable shape, and general business trends point toward a fairly constructive outlook and reasonably healthy environment.

Because instead of limiting the overall availability of credit like it did in the past, the Fed now limits the credit available to other prospective borrowers by grabbing more for itself, which it then passes on to the U.S. Treasury and to housing agencies whose securities it purchases.

The overall strength in demand for credit, combined with the fact that interest rates remain slightly lower than the average of recent years, continues to suggest that the current policy setting is not inhibiting the growth of the economy.

The overall picture is one in which both growth and inflation will remain subdued against the backdrop of very low money and credit growth during the past few years.

While these entities» total Australian dollar raisings typically represent a small share of their overall raisings — around 5 per cent in the case of supranationals — they are an important source of credit diversification (without currency risk) for local investors.