Sentences with phrase «in policy expenses»

If you want permanent insurance and also want the ability to use the cash value to invest in the financial markets, you'll likely have to pay more in policy expenses.

If you want permanent insurance and also want the ability to use the cash value to invest in the financial markets, you'll likely have to pay more in policy expenses.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

The investment in military hardware in Trump's budget would come at an expense of foreign aid and democracy promotion programs that have been a hallmark of U.S. foreign policy for decades.

would both increase the HSA limits to $ 9,000 for individuals and $ 18,000 for families, as well as allow employees to use that money to buy policies, in addition to any out of pocket health care expenses.

These policies are known to have high expenses but may offer steady returns, tax - deferred growth and no exposure to income taxes in the future.

Its quarterly filing from last month says it will recover only $ 52 million worth of $ 88 million in expenses so far from its insurance policy.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Genworth Financial (GNW), which provides life and long - term care insurance, screwed up a while back when it began selling policies to cover medical expenses in old age: It did not charge nearly enough for them.

German finance minister Wolfgang Schäuble has already blamed Draghi's low - interest rate policy for the rise of the populist right - wing Alternative für Deutschland, which performed well in regional polls last year at the expense of Chancellor Angela Merkel's Christian Democrats.

We find out in this update that the decline in direct program expenses would have been larger had it not been for a policy initiative.

If you're getting insurance in order to make sure your family can cover key expenses that won't be applicable after a certain period of time, like your child's college or your mortgage, a term policy is likely a better fit.

He added, «In addition to the premiums, the policies often carry administrative expenses ranging from 1 percent to 3 percent annually, which reduces the earnings in the investment account.&raquIn addition to the premiums, the policies often carry administrative expenses ranging from 1 percent to 3 percent annually, which reduces the earnings in the investment account.&raquin the investment account.»

Higher revenues and lower expenses resulting from the improvement in nominal GDP, coupled with the saving measures implemented in the Budget are just sufficient to offset the impact of the new policy initiatives.

Such a incentive to borrow may be undesirable, which is why the 2005 Tax Reform Panel recommended accompanying full expensing with the elimination of the interest deduction (Howard Gleckman of the Tax Policy Center recently explained this point in more detail).

An earlier filing might have been a telltale sign about the financial problems to come: Tesla disclosed that it had begun reimbursing Mr. Musk for his use of his private plane, justifying the cost by saying, «By paying only the variable expenses of Mr. Musk's private airplane, consistent with the reimbursement policy in place, we will recognize a cost saving as compared to the customary practice for an initial public offering road show.»

Spain could therefore either use the imported German capital to (a) increase domestic investment (which it did in the form of a real estate bubble)(b) binge on consumption and sharply reduce its savings as a function of GDP (which it also did)(c) accept higher unemployment (which it is now forced to do) which forces GDP to fall faster than consumption falls or (d) try to emulate Germany by passing off a trade imbalance at the expense of the rest of the world (which Europe as a whole is trying to do and which will go nowhere in the long run because only one country is even remotely capable of accepting such massive inflows, and it is increasingly unwilling to import the unemployment caused by German and Asian policies).

I have not seen addressed in Dr. Pettis» writing but given several statistics I have seen, I believe the business share of GDP is high at the expense of household's as a results of decades of policies.

With populist frustration increasingly pressuring policy change around the world, investors should expect labor, tax, and interest expense to rise faster than sales, thereby depressing profit margins and slowing real growth in earnings per share over the decades ahead.

For example, if you are in a car crash and lose your sight in one eye due to a head injury, an AD&D policy would pay out a portion of your policy's face amount to help you pay for medical expenses or simply to help you get back on your feet.

Another example would be a young widow with small children receiving a lump - sum settlement from her husband's life insurance policy and can not risk losing the principal; although growth would be nice, the need for cash in hand for living expenses is of primary importance.

In the 2006 Budget, the Government introduced a number of accounting policy changes, one of which was to present budgetary revenues and expenses on a gross rather than a net basis.

Like Life Insurance policy, a health insurance policy is a legal contract between insurer and insured; in which insured pays premiums and in returns, insurer agrees to pay for medical expenses for a specified limit or sum insured.

She jumped before she was pushed and she implemented an expense disclosure policy that, like ball bearings underfoot, created chaos by exposing the PC government's culture of entitlement in painstaking and petty detail.

If you don't have plans to save for final expenses in advance, and the financial burden caused by your death would hurt your family, a permanent life insurance policy might help you deal with those financial pressures to make sure that your passing isn't worse than it needs to be.

The same is true for direct program expenses, were transfer payments are $ 2 billion lower in 2014 - 15 than in the March 2010 Budget, after adjusting for the new policy measures.

He notes, too, that those saving for college may also be positioned to assume greater risk in their 529 portfolio if they otherwise have sufficient assets in an IRA or cash value life insurance policy from which they could potentially borrow for college expenses penalty - free.

The SEC's action against Apollo is one in a string of recent enforcement actions that have addressed a variety of fee and expense practices, including legal fees, monitoring fee offsets, broken deal expenses, failure to follow allocation policies and allocation methodology.

When assigning hurricane relief funds to communities across the country, the oversight board's austerity policies may also privilege wealthier at the expense of the most vulnerable, argues Natasha Lycia Ora Bannan, also at LatinoJustice PRLDEF, who published an op - ed in the Huffington Post.

From 1990 to 2005, he was Director Fiscal Policy Division Department of Finance, responsible for overall preparation of the federal budget; preparation and assessment of medium - and long - term projections of federal revenues and expenses and implications for fiscal policy; analysis of fiscal conditions at both the federal and provincial levels; evaluation of various budget proposals; preparation of monthly Fiscal Monitor; with the Office of the Comptroller General (OCG), assessing and evaluating accounting standards proposed by the Public Sector Accounting Board (PSAB) of the CICA and recommending changes in government accounting policies; with the OCG, responsible for implementation of accrual accounting for the federal budget and the government's financial statePolicy Division Department of Finance, responsible for overall preparation of the federal budget; preparation and assessment of medium - and long - term projections of federal revenues and expenses and implications for fiscal policy; analysis of fiscal conditions at both the federal and provincial levels; evaluation of various budget proposals; preparation of monthly Fiscal Monitor; with the Office of the Comptroller General (OCG), assessing and evaluating accounting standards proposed by the Public Sector Accounting Board (PSAB) of the CICA and recommending changes in government accounting policies; with the OCG, responsible for implementation of accrual accounting for the federal budget and the government's financial statepolicy; analysis of fiscal conditions at both the federal and provincial levels; evaluation of various budget proposals; preparation of monthly Fiscal Monitor; with the Office of the Comptroller General (OCG), assessing and evaluating accounting standards proposed by the Public Sector Accounting Board (PSAB) of the CICA and recommending changes in government accounting policies; with the OCG, responsible for implementation of accrual accounting for the federal budget and the government's financial statements.

I differ also from the various middle positions, which hold that there are some good things in this culture (like greater freedom for the individual), but that these come at the expense of certain dangers (like a weakening of the sense of citizenship), so that one's best policy is to find the ideal point of trade - off between advantages and costs.

Among them are the rights to: bullet joint parenting; bullet joint adoption; bullet joint foster care, custody, and visitation (including non-biological parents); bullet status as next - of - kin for hospital visits and medical decisions where one partner is too ill to be competent; bullet joint insurance policies for home, auto and health; bullet dissolution and divorce protections such as community property and child support; bullet immigration and residency for partners from other countries; bullet inheritance automatically in the absence of a will; bullet joint leases with automatic renewal rights in the event one partner dies or leaves the house or apartment; bullet inheritance of jointly - owned real and personal property through the right of survivorship (which avoids the time and expense and taxes in probate); bullet benefits such as annuities, pension plans, Social Security, and Medicare; bullet spousal exemptions to property tax increases upon the death of one partner who is a co-owner of the home; bullet veterans» discounts on medical care, education, and home loans; joint filing of tax returns; bullet joint filing of customs claims when traveling; bullet wrongful death benefits for a surviving partner and children; bullet bereavement or sick leave to care for a partner or child; bullet decision - making power with respect to whether a deceased partner will be cremated or not and where to bury him or her; bullet crime victims» recovery benefits; bullet loss of consortium tort benefits; bullet domestic violence protection orders; bullet judicial protections and evidentiary immunity; bullet and more...

In addition to urging U.S. negotiators to remain focused on opening up the Japanese and Canadian dairy markets, members of both organizations also stressed the importance of addressing the lingering impacts of New Zealand government dairy policies that have intentionally advantaged a single national champion at the expense of other competitors.

A transfer policy that saw, for example, Robert Snodgrass prised away from Hull City at quite some expense in January, now to be made available to anybody who wants him.

The strudy produced findings, recommendations, timetables, and estimated expenses in ten interrelated dimensions of school food service operations: facilities, finances, food and health, wellness policy, teaching and learning, the dining experience, procurement, waste management, professional development, and marketing and communications.

The world bank and some renowned experts recently indicated that Ghana's Economic and poverty have reached numbling levels amid indications that the situation will worsen in 2019 and beyond if government continue implementing its outmoded economic policies and needless expenses.

Paid for by fundamentalist group Christian Voice, the advert in the New Statesman entitled, «Violent crime - sowing and reaping», condemned government health policies, including giving a key cancer vaccine on the NHS, for focusing on curbing teenage pregnancy at the expense, the advert claimed, of teenage fertility.

«This policy would reduce teacher mobility, create shortages in areas of lower pay, hit recruitment and retention, and create needless extra expense and bureaucracy for schools.

Opponents claimed that it would lead to a poorly co-ordinated economic policy and could potentially lead to conflict in fiscal and monetary policy aims, resulting in particular from an over-emphasis in setting rates to meet inflation targets at the expense of other factors such as the exchange rate.

Also in FPTP, to vote against a lazy or corrupt MP (think of the expenses scandal) the voters who support the incumbent's political party are forced to ignore the party loyalty and policies, and vote for the candidate of a different party and policies they may not agree with.

President of policy think tank, IMANI Africa has urged the Special Prosecutor nominee, Martin Amidu, to turn up the heat on the Office of Government Machinery and assess the expenses incurred by the agencies under the office in recent years.

For example, in 2016 my lack of understanding of my policy cost me $ 1,500 in unexpected expenses.

In terms of other notable expenses under the policy, the government set aside an amount of GHc80 million to address challenges relating to furniture.

«The momentum behind these campaigns is proof - positive that Americans are fed up with President Obama's policies that spend too much, tax too much and borrow too much at the expense of hard - working families,» NRCC Chairman Pete Sessions (Texas) said in a statement.

The outlook for oil prices in my view, remains problematic especially with the advent of pro-energy policies in the US by President Trump's administration and less restraints on oil production and pipelines as a result of climate concerns; the reserves accretion is probably artificial and worse still, at the expense of trade and manufacturing output; the IMF and World Bank have been wrong many times before -LRB-!)

Mr Duncan, who oversees the party's expenses policy, receiving an official warning over gardening bills, which added up to # 7,000 in two years.

The «last in, first out» policy serves tenured teachers at the expense of children.

Liberal policies try to prop up the weak, who in most cases have little intention of bettering themselves, at the expense of impeding the progress of natural entrepreneurs.

In a letter in Wednesday's Telegraph, 22 health experts accuse the Government of «deplorable practices» in allowing policy to be swayed by the interests of big business at the expense of the nation's well - beinIn a letter in Wednesday's Telegraph, 22 health experts accuse the Government of «deplorable practices» in allowing policy to be swayed by the interests of big business at the expense of the nation's well - beinin Wednesday's Telegraph, 22 health experts accuse the Government of «deplorable practices» in allowing policy to be swayed by the interests of big business at the expense of the nation's well - beinin allowing policy to be swayed by the interests of big business at the expense of the nation's well - being.

Auerbach confirmed this week that he had separately vouchered the county for $ 3,400 in expenses to pay for an expert witness, Policy Innovation Inc. of Albany, which he had hired in order to refute claims by defendants.