Sentences with phrase «in policy payments»

In 2012 alone, Bankers Life and Casualty fulfilled over $ 1.3 billion in policy payments.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Those federal rules, which double down on restrictions adopted in 2014 and stern warnings to lenders issued by OSFI earlier this summer, require banks to qualify borrowers at higher interest rates, impose additional limits on mortgages for buyers with small down payments, and compel financial institutions to share the risk by taking out insurance policies on low - ratio mortgages.

Also, with concrete prices and payment policies in place you'll have documents to reference if any confusion comes up.

You should, as part of the policies in # 1, have included fees for late payments for your invoices.

Home sales across the country have dropped in the wake of several government policy measures, including a stress test for home buyers with a down payment of more than 20 per cent, that were implemented to cool the country's hot housing market.

«Emerging market powers eager to move away from being tied to the monetary policy of the U.S. and the banking system as well as to adopt the block chain as a payment system prove willing adherents as they adjust to zero interest rates and the decrease in systematic risk.»

To make sure this strategy works in your favor, start by tracking down your servicer's policies on how payments are applied.

White nationalist groups, including white supremacist Richard Spencer's National Policy Institute, reportedly used the payment service prior to the march in Charlottesville.

In addition, mention in your ad if there will be any sort of delay in shipping or communication - whether it's a policy of not shipping until payment is received, or using a lower - cost shipping method such as third - class or media mail, which could take several weeks to arrivIn addition, mention in your ad if there will be any sort of delay in shipping or communication - whether it's a policy of not shipping until payment is received, or using a lower - cost shipping method such as third - class or media mail, which could take several weeks to arrivin your ad if there will be any sort of delay in shipping or communication - whether it's a policy of not shipping until payment is received, or using a lower - cost shipping method such as third - class or media mail, which could take several weeks to arrivin shipping or communication - whether it's a policy of not shipping until payment is received, or using a lower - cost shipping method such as third - class or media mail, which could take several weeks to arrive.

It also offers specific policy recommendations including providing tax credits to promote venture capital investments in minority businesses, as well as tax credits for new low - income entrepreneurs, and encouraging the use by credit rating agencies of alternative data such as rent and utility payments in establishing credit histories.

An emerging focus for startups, established institutions, and policy makers is to facilitate access to new payments providers in a way that boosts competition while also creating greater choice and convenience for the end user.

Sadly, small businesses that don't have solid late - payment penalties and collections policies in place are often taken advantage of.

«The growth of electronic payment systems and the increasing marginalisation of cash in legal transactions creates a much smoother path to negative rate policy today than even two decades ago.»

Some online merchants that accept bitcoin as payment, according the FTC, may not deliver the product on time or may only offer refunds in the form of store credit, not currency: «That is why it is important to always know the seller and their policies before making a purchase.»

In January, a spokesperson said that staffers accepting payment from authorities to inform on customers «would violate company policy,» calling it «purely poor individual judgment.»

You would just need the policy's cash value to return a net 2.5 % interest annually to cut your premium payments in half while maintaining the full cash value.

Swings in the monetary policies pursued by the Bank of Canada have obvious consequences on housing prices and interest payments on housing mortgages.

In 2013, FHA revised its mortgage insurance premium policy so that all new FHA mortgages with down payments under 10 % have to pay mortgage insurance premiums for the whole loan term.

The following benefits are not subject to the HP Severance Policy, either because they have been previously earned or accrued by the employee or because they are consistent with Company Practices: (i) compensation and benefits earned, accrued, deferred or otherwise provided for employment services rendered on or prior to the date of termination of employment pursuant to bonus, retirement, deferred compensation or other benefit plans, e.g., 401 (k) plan distributions, payments pursuant to retirement plans, distributions under deferred compensation plans or payments for accrued benefits such as unused vacation days, and any amounts earned with respect to such compensation and benefits in accordance with the terms of the applicable plan; (ii) payments of prorated portions of bonuses or prorated long - term incentive payments that are consistent with Company Practices; (iii) acceleration of the vesting of stock options, stock appreciation rights, restricted stock, restricted stock units or long - term cash incentives that is consistent with Company Practices; (iv) payments or benefits required to be provided by law; and (v) benefits and perquisites provided in accordance with the terms of any benefit plan, program or arrangement sponsored by HP or its affiliates that are consistent with Company Practices.

As they become common, the focus will move to international payments, resulting in new challenges (risks, formats, policies and practices) that will arise.

The helicopter drop is the transfer payment that the BoJ is making to banks on their existing reserves, which is unnecessary in conventional monetary policy: it is neither a regulatory requirement nor an interest rate which affects market rates.

«PIAC is calling on policy makers to define «loyalty currency» as a form of non-cash payment, with the intention of having loyalty currency enjoy protections similar to other forms of payment under the payments system in Canada» added John Lawford, Executive Director of PIAC.

North Star Leasing prides itself in quick credit approvals, liberal credit policies, and same - day payment to vendors upon receipt of invoices.

In considering Leonardo's advisory vote on its remuneration policy, shareholders will have to take into account a $ 9,442,000 severance payment made to former CEO Mauro Moretti.

As long as this behavioral condition remained in place, the international financial system operated fairly smoothly under checks and balances, albeit under «stop - go» policies when business expansions led to trade and payments deficits.

This implies that by shifting from analyzing the current account to understanding the capital account in the balance of payments, we can judge much more accurately the impact of different policies and conditions on trade.

changes in government reimbursement for our services and / or new payment policies (including, for example, the expiration of the moratorium limiting the full application of the 25 Percent Rule that would reduce our Medicare payments for those patients admitted to a long term acute care hospital from a referring hospital in excess of an applicable percentage admissions threshold) may result in a reduction in net operating revenues, an increase in costs, and a reduction in profitability;

Specifically, benefits subject to the HP Severance Policy include: (a) separation payments based on a multiplier of salary plus target bonus, or cash amounts payable for the uncompleted portion of employment agreements; (b) any gross - up payments made in connection with severance, retirement or similar payments, including any gross - up payments with respect to excess parachute payments under Section 280G of the Code; (c) the value of any service period credited to a Section 16 officer in excess of the period of service actually provided by such Section 16 officer for purposes of any employee benefit plan; (d) the value of benefits and perquisites that are inconsistent with HP Co.'s practices applicable to one or more groups of HP Co. employees in addition to, or other than, the Section 16 officers («Company Practices»); and (e) the value of any accelerated vesting of any stock options, stock appreciation rights, restricted stock or long - term cash incentives that is inconsistent with Company Practices.

In the press conference that followed the monetary - policy meeting, the president of Europe's central bank, Mario Draghi, stated that interest rates will remain at current levels well past the end of the bank's asset - purchase program, carried out along with reinvesting principle payments from maturing securities.

Although the payment of the insurance premiums is not tax deductible, any increase in the cash value of the insurance policy due to investment gains is not taxed until you begin to withdraw the money after you retire.

Trade Credit Insurance Policies are designed to protect policyholders in the event that a domestic or overseas customer or financing recipient becomes insolvent or defaults upon a payment.

The tightening in monetary policy has, however, resulted in a rise in the interest payments of the household sector from around 6 per cent of household disposable income in the first half of 1999, to around 7 1/4 per cent in the March quarter (Graph 15).

And while I have not been involved in the Bank's Financial Stability area before, I was part of the Financial System Group when it was established in 1998 — sitting in its sister department Payments Policy.

Trudeau initially defended the payments as having followed all the rules of a decades - old relocation policy that was last updated by the Harper government in 2011.

It trades some of the value growth benefits of a whole life insurance policy in exchange for more flexible payment plans and a lower price.

Private mortgage insurance is a policy that protects your lender if you fall behind on your mortgage payments or end up in foreclosure.

Thus, changes in policy rates will affect Canadian mortgage payments either immediately — or at least sooner — than the comparable fixed rate mortgage in the US.

With term and permanent life insurance, you make premium payments so that in the event of your passing, your loved ones and beneficiaries will receive the death benefit proceeds from the policy.

In December 2013, the PBOC published financial policy guidelines under which companies established in the FTZ can conduct centralized payments and collections between associated onshore and offshore entitieIn December 2013, the PBOC published financial policy guidelines under which companies established in the FTZ can conduct centralized payments and collections between associated onshore and offshore entitiein the FTZ can conduct centralized payments and collections between associated onshore and offshore entities.

A whole life policy increases in value based on your regular payments and the dividends that it accumulates.

This does mean that GUL policies are fairly limited in terms of how you pay for them because policy loans or late premium payments can nullify the guarantees.

If you withdraw from your policy, you will owe income taxes if the amount is more than what you have paid in premium payments.

The same is true for direct program expenses, were transfer payments are $ 2 billion lower in 2014 - 15 than in the March 2010 Budget, after adjusting for the new policy measures.

One option is known as «single premium», in which you make a lump - sum payment at the time of closing which covers your PMI policy for as long as your mortgage is active.

With none of the upfront payments involved in FHA mortgage insurance, private mortgage insurance policies are almost always cheaper than FHA plans.

And these higher down payment rates you're talking about, some people are calling it the next big thing in terms of public policy and that's this macroprudential policy.

At the event, which was hosted by the Yale Law School Center for the Study of Corporate Law in New Haven, Powell highlighted three specific areas where blockchain technology is affecting change in regard to the Federal Reserve's «broad public policy objectives»: the creation of real - time payment systems, use of blockchain technology for clearing and settlement services, and the issuance of digital currencies by central banks.

The money in your annuity — which you invest as a lump sum or through a series of payments, depending on the policy you choose — generates a stream of income paid to you for your lifetime.

While no specific policies against crypto, digital, or virtual currencies were offered in the statement, the position taken by Fan and the PBoC is indicative of the currently strict policy of the Chinese government on decentralized forms of payment.