Sentences with phrase «in practice the ratings»

It's my understanding that in practice the ratings are proposed by the two principal readers of a given proposal and by the two subsidiary readers.

Not exact matches

The federal finance minister publicly warned them to avoid imitating aggressive practices that led to the U.S. mortgage crisis, and thanked BMO's competitors for not lowering their own rates in response.

«We are pleased the federal court in San Diego decided Qualcomm must establish the fair value of its technology and defend its business practices in court before forcing Apple and others to pay exorbitant and unfair rates, which amount to a tax on our own inventions,» Apple spokesman Josh Rosenstock said in a statement.

To give you an idea of the training required for this designation, «the pass rate for the exam to become a CFP certificant is about the same as the pass rate on the bar exam that law school grads are required to take in order to practice law,» she explains.

Employees are encouraged to regularly dissect each other's thinking to determine the root of decision - making, to rate each other's performance using a proprietary iPad app called «Dots,» and to send an audio file to any person mentioned in a meeting — which isn't an outlandish practice internally, since all meetings, with few exceptions, are either digitally recorded for audio or video.

Battery life is rated at 16 hours of continuous use, and in practice I found that it lasted throughout the day.

«Together with safe sex practice, early diagnosis, and access to treatment, we expect that PrEP will significantly reduce HIV transmission rates in New Zealand,» Sarah Fitt, the chief executive of New Zealand's public pharmaceutical management agency Pharmac, told Stuff.

The FCC had issued a report in January saying AT&T's and Verizon's practices, known as «zero rating,» were likely anti-consumer, but that did not require them to change what they were doing.

However, altering the minimum wage every year based on average wages or realized inflation rates is difficult in practice, as there is a lag in collecting that data.

They often suffer from both mental and physical health problems at a higher rate than workers in other industries as a result of their working conditions, which include operating under hard - nosed management practices and getting yelled at all day by irate customers.

While many viewers complain about NBC's tape - delay tradition, the network maintains that the practice is better for ratings as NBC claims female viewers (who actually make up the bulk of the Olympics» audience) watch sports differently than men do, with women investing more in coverage showing athletes» journeys to the games than in the actual results.

Even with the FCC's rules in place, ISPs have found a way around the net neutrality order through a practice called zero - rating.

For ratings issued on a program, series or category / class of debt, this announcement provides relevant regulatory disclosures in relation to each rating of a subsequently issued bond or note of the same series or category / class of debt or pursuant to a program for which the ratings are derived exclusively from existing ratings in accordance with Moody's rating practices.

In essence, he has lumped AT&T and Verizon's paid - for zero - rating policies in with T - Mobile's lower - cost program, then waved away altogether any concerns about the practicIn essence, he has lumped AT&T and Verizon's paid - for zero - rating policies in with T - Mobile's lower - cost program, then waved away altogether any concerns about the practicin with T - Mobile's lower - cost program, then waved away altogether any concerns about the practice.

The Federal Communications Commission, in a report to for seven Democratic senators, said it had reviewed the cases, which involved wireless carriers exempting streaming video from counting against customers» monthly data limits, a practice known as zero rating.

A disclosure in the company's recent second - quarter earnings report also hints at a potential shift in its accounting practices based on these viewing habits, saying they «continue to monitor whether the viewing pattern is higher than initially expected in the first few months to suggest that we amortize at a faster initial rate.»

While most of his proposals — «to abandon the gold standard, let international exchange rates float, use federal surpluses and deficits as macroeconomic policy tools that could counter cyclical trends, and establish bureaus of economic statistics (including a consumer price index) in order to facilitate this effort» — are now conventional practice, his critique of fractional - reserve banking still «remains outside the bounds of conventional wisdom» although a recent paper by the IMF reinvigorated his proposals.

Special risks are associated with investing in foreign securities, including risks associated with political and economic developments, trading practices, availability of information, limited markets and currency exchange rate fluctuations and policies.

Thus, in practice, effective tax rates (annual taxes as a percentage of home value) in Oregon are limited to 1.5 %, plus any bond levies.

In practice, a 10 - year bond yielding 2 % is more rate sensitive than a 10 - year bond yielding 6 %.

Examining the Cracks in the Ceiling surveys the corporate diversity practices of S&P 500 and provides an in - depth analysis of the 10 Key Diversity Indicators used to rate them.

Their loans are indexed to the consumer price index — which means in practice to the foreign exchange rate.

There is, of course, a very important distinction to be made between a permanent, but one - time, shift in the level of prices and a persistent increase in the rate of change of prices, though in practice it may be very difficult to tell the difference.

A best practice in terms of optimizing for conversion rate is to build out queries that broad match is matching to in exact match.

Rapid changes and advances in online communications, and the constant need to «keep up with the Joneses» encourages best practices to evolve and social networks to improve at an impressive rate.

«In practice, churn rates vary by customer segment.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

In practice, the Fed may prefer (if it isn't forced) to shrink its portfolio according to a preset schedule, rather than at whatever rate it takes to compensate for a declining demand for Fed balances.

The practice of holding total repayments (i.e. interest plus principal) steady while interest rates fell in 1996 and 1997 appears to have been widespread.

In fact, these practices can ruin brand reputation and hurt the companies» email sending rating.

The Forbes ranking of America's Top Wealth Advisors, developed by SHOOK Research, is based on an algorithm of qualitative and quantitative data, rating thousands of wealth advisors with a minimum of seven years of experience and weighing factors like revenue trends, assets under management, compliance records, industry experience and best practices learned through telephone and in - person interviews.

In China in particular, the company is spending hundreds of thousands of dollars a day offering discounted rides to passengers and better rates for drivers, according to two people with knowledge of the company's practiceIn China in particular, the company is spending hundreds of thousands of dollars a day offering discounted rides to passengers and better rates for drivers, according to two people with knowledge of the company's practicein particular, the company is spending hundreds of thousands of dollars a day offering discounted rides to passengers and better rates for drivers, according to two people with knowledge of the company's practices.

DALBAR, Inc. is the nation's leading financial services market research firm and performs a variety of ratings and evaluations of practices and communications that are committed to raising the standards of excellence in the financial services and healthcare industries.

In practice, however, few ventures have the combination of the scale, skills and business practices required to make business intelligence systems a worthwhile investment.This limits the penetration rate to very large organizations that make up maybe less than 1 % of all businesses in the developed worlIn practice, however, few ventures have the combination of the scale, skills and business practices required to make business intelligence systems a worthwhile investment.This limits the penetration rate to very large organizations that make up maybe less than 1 % of all businesses in the developed worlin the developed world.

Also, Ally Bank was rated as the only bank in a recent Pew Report that fulfilled every good practice in consumer banking, such as clear disclosures, low overdraft fees and non-binding dispute resolution policies.

Sustainability Reporting: Final chart in this session looks at the proportion of companies which have adopted «sustainability reporting» - it speaks to the emerging field of ESG research where there is a growing acceptance and body of evidence which says that ESG (Environment, Social, Governance) factors are also relevant and can particularly be useful in filtering out companies that are at risk of brand impairment, legal liability, and general backlash due to inferior ESG practices and ratings.

Last August, Mr. Trump ordered an investigation into four types of Chinese trade practices, including requiring companies to share trade secrets to gain access to the Chinese market, forcing them to license their technology in China at below - market rates and cyberintrusions to steal technology.

In practice this should allow targeting a positive yield curve against the backdrop of negative short - term rates and negative expected long - term real rates, thereby mitigating the debilitating effect of yield compression on the financial system.

In practice, the media has identified several cases of the Morningstar and its officers touting the ratings as having predictive value.

As we did in our annual, more global study, we spent a good deal of time in this research looking at the differences between the marketers who rate themselves highly in terms of overall content marketing effectiveness (the «most effective») versus those who rate themselves as least effective to understand the gaps and identify best practices for paid content promotion.

State - owned oil companies in June last year dumped the 15 - year old practice of revising rates on 1st and 16th of every month and instead adopted a dynamic daily price revision to instantly reflect changes in cost.

In Australia, the practice of setting a growth rate «projection» of the monetary aggregate M3 was abandoned in January 198In Australia, the practice of setting a growth rate «projection» of the monetary aggregate M3 was abandoned in January 198in January 1985.

Epidemiologists have found that when the incarceration rate rises in a county, there tends to be a subsequent increase in the rates of sexually transmitted diseases and teenage pregnancy, possibly because women have less power to require their partners to practice protected sex or remain monogamous.

some of you atheists are still talking... I can hear you... the little patter of your heart as it increases in rate because you are so ticked off at those mean «ol believers whom you hate so much you just have to put all your time into the CNN posts dealing with faith and God... You are so predictable... blather on without me though, I have to go get my sons from practice, so you will have to spew your hate on those left behind... Merry Christmas!

But, in practice, it requires a healthy birth rate.

These forces are the stuff of everyday life: rates of birth higher for Mexicans and Mexican - Americans than for most other ethnic groups; a chain of entirely legal immigration, as Mexican - Americans bestow residency and citizenship on their spouses, children and parents; and a practice of illegal immigration that is, in the vast majority of instances, born from ordinary people exercising common sense.

Using migrant farm workers at wages far in excess of their normal rate of pay in their own country is a major flaw labor practices.

Although usury was theoretically forbidden, in practice it was allowed at rates of no more than ten percent per annum.

In the Old Testament, however, the actual practice of worshiping ancestors had been so far overpassed that while one first rate scholar says, «There is a growing consensus of opinion that the Hebrews, like all other peoples at a certain stage of thought, worshipped these spirits,» (Henry Preserved Smith: The Religion of Israel, p. 25) another first - rate scholar says, «The alleged indications of Ancestor Worship are all exposed to more or less serious objections.»

All such reputable helpers I know — especially the psychiatrists — do give service to people at lower rates, in many instances working part - time in a clinic or hospital for less than they would receive in private practice.