Sentences with phrase «in real estate as collateral»

HELOCs use equity in real estate as collateral and are really second mortgages attached to credit lines.

Not exact matches

Many small business owners are interested in a loan or line of credit for their business, but don't have the specific collateral a bank may require, such as real estate, inventory or other hard assets.

As long as the loans are used to bid up property, stock and bond prices, they can claim that they are «responding to the market» by getting homeowners, commercial real estate investors, corporate raiders and financial managers to pledge their assets as collateral for yet new loans in a process that seems to be self - sustaininAs long as the loans are used to bid up property, stock and bond prices, they can claim that they are «responding to the market» by getting homeowners, commercial real estate investors, corporate raiders and financial managers to pledge their assets as collateral for yet new loans in a process that seems to be self - sustaininas the loans are used to bid up property, stock and bond prices, they can claim that they are «responding to the market» by getting homeowners, commercial real estate investors, corporate raiders and financial managers to pledge their assets as collateral for yet new loans in a process that seems to be self - sustaininas collateral for yet new loans in a process that seems to be self - sustaining.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

- In lieu of high interest rates, a lender may be willing to lower the rates if you can provide some collateral, such as real estate or stocks and bonds.

These loans are structured in such as way that the lenders benefit from a very good rate of return on investment, all while enjoying the security of the real estate holdings used as collateral.

While most lenders consider equity in real estate as safe collateral, they may consider many other assets to secure the transaction, such as land, machinery, equipment, and other vehicle that you may own.

As recent turbulence in real estate market caused home values to plummet, lenders are very flexible with collateral options today.

Infinite Banking is when you use your cash value as collateral to fund your own purchases or to invest in assets that create cash flow such as real estate.

A home equity loan in Etobicoke, Toronto is a kind of loan with real estate as collateral.

A mortgage is a loan in which property or real estate is used as collateral.

Loan approval is primary based on the current value of the real estate being used as collateral and the borrower's equity in the real estate.

In California, the co-owner can assign their interest in real estate to another, without consent of the co-owner, and this converts the tenancy to a joint tenancy; this also happens if you use the property as collateraIn California, the co-owner can assign their interest in real estate to another, without consent of the co-owner, and this converts the tenancy to a joint tenancy; this also happens if you use the property as collaterain real estate to another, without consent of the co-owner, and this converts the tenancy to a joint tenancy; this also happens if you use the property as collateral.

«Among others, we prepared the legal due diligence reports on important real estates pledged as collateral, we have drafted the mortgage agreements, participating into negotiations and assisting the notary public with the formalities of registration of the securities in the land register and in the electronic archive for secured transactions.

You simply take out a life insurance loan which allows you to borrow money from your insurance company using your cash value as collateral and invest it in various income producing assets, such as depressed real estate or dividend stocks.

Another option available to get a certificate proving financial responsibility from the BMV is to have two people cosign a bond with the state using real estate with at least $ 60,000 in equity as collateral.

They normally should not be used as the sole way to value collateral in a real estate transaction where a mortgage is being originated, even though in some states both BPOs and CMAs are technically permitted for purchase money transactions when the transaction is less than $ 250,000 (though allowed, CMAs are rarely used for this purpose).

While AVMs are most often used by lenders or secondary markets to confirm valuations provided in appraisal reports, they should not be used as the sole method to value collateral in a real estate transaction where a mortgage is being originated.

It should not serve as the sole method of valuing collateral in a real estate transaction where a mortgage is being originated.

Just as lenders require fire insurance and other types of insurance coverage to protect their investment, nearly all institutional lenders also require title insurance to protect their interest in the collateral of loans secured by real estate.

Investing in real estate often offers lower risk than in stocks, as the property itself acts as a collateral which can be foreclosed to recover capital for the investors.

By creating a single page on your real estate website called something like «Home Buyer Resources,» you can include snippets of and links to all of this collateral and promote the page via email and social media, referring to it as something grand and encyclopedic like «The Ultimate List of [Your Market Name Here] Home Buyer Resources» or «The All - in - One Toolkit for Home Buyers in [Your Market Name Here]» — something that evokes just how much buyers can educate themselves about the entire purchase process... and how much you can help them as well.

Hard money lenders are more able (and willing) to make these loans because, unlike banks and other institutional lenders, they use asset - secured underwriting with the real estate serving as the sole collateral for each loan, and they are able to charge enough interest in order to cover the high risks involved in underwriting such loans.

In these cases, the real estate investment is used as collateral for the transaction.

At the same time, though, if your buyer has more equity in more valuable real estate — an expensive condo at the beach, for example — that property should be used as collateral, suggests Bill Broadbent, co-author of the self - published book «Owner Will Carry: How to Take Back a Note or Mortgage Without Being Taken» ($ 38.40 including shipping, 800-542-2270).