Sentences with phrase «in registered accounts»

Every investor knows that fixed - income investments are best held in registered accounts, because interest is fully taxable at your marginal rate.

Do you hold the investment in a registered account or a taxable account?

Options trading in registered accounts is limited to buying and selling options and writing of covered calls.

If you're using index mutual funds in a registered account, the cost may be zero.

You can make a strong argument for holding bond ETFs in a registered account because they are so tax - inefficient.

This would work well in registered accounts but could take a small tax hit in taxable accounts.

I currently invest solely in registered accounts since I still have a bit of room for the year.

For tax - efficiency, she should hold the equities in her taxable account and the bonds and REITs in registered accounts.

If you invested in a registered account, your percentages are fine, but if not, you have to consider taxes.

SP: The currency - neutral funds currently in existence started out as «RRSP» funds that used derivatives to skirt the 30 % foreign content rules in registered accounts.

They plan to have about half of their savings in registered accounts.

You're allowed to use covered calls in a registered account, so you can hold this ETF inside your RRSP if you wish.

I also invest my bonus in a registered account the day I receive it to minimize my taxes.

They aren't taxed while in a registered account, but can't be withdrawn without a penalty either.

Proof is required to justify the book value adjustment if the change is made in a registered account.

So you actually avoid paying more tax by holding equities in a registered account rather than fixed income.

If you with to maintain US$ in a registered account, set the currency settlement to either managed US$ or trade currency.

But things are more complicated in a registered account.

The fact they pay interest income means they're less tax - efficient, but they can supplement today's historically low interest rates while being sheltered in registered accounts.

The portfolio is assumed to be held in a registered account, so it does not take taxes into account.

Options trading in registered accounts is limited to buying and selling options and there is no writing of options allowed in these accounts.

Other dealers may allow you to hold units of these funds in their registered accounts.

These stocks form a small component of registered accounts (since they pay interest income they are better in registered accounts), and I am pleased with both so far.

But holding US dollars in a registered account also raises a number of practical questions.

This might be a topic for another post, but are you aware of which online discount brokerages meet the criteria of being: «brokers who [are] able to segregate CAD and USD holdings in registered accounts such as RRSPs and TFSAs»?

At the very least, to remain competitive, TD Direct Investing should convert US Dollar dividends in registered accounts at favorable rates but in recent communications, TDDI indicated the best they can do is wash US dividends into the TD US Dollar Money Market Fund but only for selected clients and only if the client calls before the dividends are due and requests a wash trade.

As 80 % of my equity holdings are in VEA, VWO and VTI this has meant I have paid approximately $ 200 in hidden fx charges due to the fact that TD can not handle US cash in their registered accounts.

* CIBC U.S. Dollar Managed Portfolios are not eligible for registered accounts offered by CIBC Securities Inc., but other registered dealers or brokers may allow you to hold these portfolios in registered accounts.

At the very least, to remain competitive, TD Direct Investing should convert US Dollar dividends in registered accounts at favorable rates but in recent communications, TDDI indicated the best they can do is wash US dividends into the TD US Dollar Money Market Fund but only for selected clients and only if the client calls before the dividends are due and requests a wash trade.

While most brokerages now allow you to hold USD in registered accounts, they still tend to gouge you on currency conversion.

«Or if we have a bear market, that will likely be an opportune time to hold stocks in registered accounts since their expected return will be higher.»

TD Direct Investing, unfortunately, is not only dragging its feet on offering a US Dollar RRSP but also refusing to do anything about currency conversion charges in registered accounts.

Since interest income is fully taxable it's often advisable to hold bonds in registered accounts like RRSPs and TFSAs.

As the PWL paper notes, since no tax slips are issued for dividends received in registered accounts, any foreign withholding taxes incurred are not recoverable.

Despite the quarterly fee, Scotia iTrade clients who tend to purchase a lot of US - Dollar securities in their registered accounts will see savings with a US - Friendly RRSP.

Lamontagne notes that if you have both registered and non-registered accounts, investments taxed at a higher rate should generally be kept in a registered account such as an RRSP or a TFSA.

The exemption on withholding tax in registered accounts only applies to dividends and interest.

Even if you buy the bond in a registered account saving that 5.25 % interest is a non-taxable saving so your net benefit is better on the mortgage no matter what.

Vanguard is aware that holding wrap ETFs in registered accounts incurs a cost and investors should weigh that against the benefits of not having to convert currencies and US estate tax implications.

So by using ZAG in registered accounts and ZDB in taxable accounts, investors can get similar bond market exposure with maximum tax efficiency.

Fortunately, discount brokerage clients who are hit with double currency conversions on US Dollar DRiPs in registered accounts have a few options.

I spoke with TDW recently (when I noticed this issue) and they confirmed that US dividends were subject to Fx charges both ways in a registered account because it is a synthetic drip (this was not explained when I enrolled in their autowash and synthetic DRIP programs).

Well, yes, however, in a registered account there will be not be any interest since we convert your funds, but in a margin account, there will be interest until the debit balance is covered, or you can manually convert your funds by contacting us.

A mix of CLF, CBO and XRB would likely be a better choice for the bond allocation in a registered account.

If you hold $ 100,000 worth of XSB in a registered account, switching to VSB will save you about $ 100 per year.

* Updated Nov. 3 — CIBC Investor's Edge has jumped into the promotional offer pool with a cash back offer directed at DIY investors interested in registered accounts — specifically RRSP and TFSA accounts.

RBC Direct will not let me do collars in registered accounts.