Sentences with phrase «in risky hobbies»

Likewise, people may participate in risky hobbies such as rock climbing, scuba diving, or sky diving.

As an example, if an applicant is a 30 - year - old with no health issues, doesn't participate in any risky hobbies, and has a steady job as a pre-school teacher, the life insurance company is going to assume that this person is far off from death.

If an applicant is likely to die while their policy is in place, whether because they're elderly, have a chronic health condition, or take part in risky hobbies, they'll pay more than someone who is likely to outlive their policy.

That's why they pull things like motor vehicle reports and health histories from your doctor; they want to see what your health has looked like and if you engage in any risky hobbies.

Life insurance companies need to know your occupation and if you participate in any risky hobbies.

If you have a risky occupation or participate in a risky hobby, you might have a hard time getting life insurance that utilizes a complete underwriting process, even if you are healthy.

If you have a risky occupation or participate in a risky hobby, you might have a hard time getting life insurance that utilizes a complete underwriting process, even if you are healthy.

Not exact matches

While a healthy lifestyle may earn life insurance discounts and preferred rates, some factors, like risky hobbies or jobs, may result in higher rates.

People in this category typically don't engage in risky work or dangerous sports or hobbies.

I consider LifeMiles to be one of the riskier loyalty systems right now so I would not advise someone starting out in the miles & points hobby to make a purchase.

It will also be necessary for the underwriters to know if the applicant takes part in any «risky» or «dangerous» hobbies such as scuba diving or hang gliding, as these can make an insured more of a risk to a life insurance company.

Someone who deep - sea dives or pilots a personal aircraft regularly places his or her life in much greater danger than those who pursues less risky hobbies.

If you engage in crazy, risky hobbies like extreme dirt biking, your quote may be higher.

Or someone that might participate in a somewhat risky hobby and have a past somewhat major health condition.

There are no hard - and - fast rules for what you would pay for life insurance if you participate in one of these risky hobbies.

Despite the fact surfers may enjoy the waves in bodies of water that are relatively mild (such as a river in the middle of Munich), to insurance companies, surfing is a risky hobby.

If you're in other than ideal health, or have a risky hobby / occupation, then the lowest rate on the quote engine may not be the lowest quote for you.

What we mean: Life insurance companies are in the business of evaluating risk (think age, health conditions, risky hobbies, etc.).

Life insurance companies take into consideration your occupational hazards as well as risky hobbies - like flying or, in this day and age, any extreme sport.

But in our experience talking to scuba divers who are shopping for life insurance, many are frustrated by the perception that life insurance companies see their hobby as risky.

In addition, you might decide to take up some more sedate hobbies in addition to any risky ones you already have, to help balance things ouIn addition, you might decide to take up some more sedate hobbies in addition to any risky ones you already have, to help balance things ouin addition to any risky ones you already have, to help balance things out.

You might also pay more for coverage if you're a smoker, work in a risky job, such as in an oil refinery or as a pilot, or if you take part in high risk hobbies like race car driving or sky diving.

A no medical exam life insurance policy may also be a good fit for those who either work in risky occupations, and / or for those who participate in higher risk hobbies such as scuba diving or rock climbing.

If you are in poor health, have a risky job or hobby, or are a smoker or drinker, the insurance company will charge you higher rates than normal.

Other potential candidates can include those who take part in more risky or dangerous occupations and / or hobbies, as well as those who just simply can not or do not wish to take part in a medical examination as a part of the underwriting process.

This could be due to an adverse health condition, or it may be because they participate in hobbies that are considered to be dangerous or risky by the life insurer.

While a healthy lifestyle may earn life insurance discounts and preferred rates, some factors, like risky hobbies or jobs, may result in higher rates.