Sentences with phrase «in significant amount of debt»

If you're in a significant amount of debt, you might want to cut some of your big expenses.

Not exact matches

Part of the decline in reserves since mid-2014 reflects the paying down of external debt, JEM, and most of the rest reflects the funding of significant amounts of capital flight.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Doubly stinging, another nearly 500 districts are seeing an increase in their required contributions to the debt service on grants they received for new construction costs, not a sizable amount for many of them, but a significant six - figure hit for more than a dozen.

Loan originators for these types of debts also have significant latitude in repayment terms and are able to defer payment, reduce monthly payment amounts and renegotiate terms as necessary.

I encourage you to register to vote and get out on Election Day to cast your ballot — especially if you have a significant amount of loans or if you worry about going into debt in the future.

While the reputation of the college you attend can have some minor benefits when it comes to getting a good job, many students are willing to go into a significant amount of student loan debt in order to go to a good college with the hope that it will pay off later on.

The good news is that you don't need to be fluent in loan lingo in order to navigate the world of education debt — but familiarizing yourself with a few key words and phrases can help you make smarter decisions and potentially save a significant amount of money.

Higher education is becoming costlier these days, leading to a significant increase in the total amount of student loan debt in the U.S.

«The amount of debt has a more significant impact on the monthly payment than the change in interest rates,» Kantrowitz said — something to keep in mind if you're starting a college search this summer and comparing costs.

Getting a significant amount of debt written off can put you in a dangerous position when your tax bill comes due.

I will take you through how to respond to a debt collection lawsuit in California and give you some real - life examples from my client debt relief success stories of people who have successfully fought against debt collection lawsuits and saved significant amounts of money.

If you can't pay off a significant amount in a reasonable period of time, consider consolidating debt to decrease interest rates and combine payments.

Doing so will help your credit score, because the amount of revolving debt you have is a significant factor in your credit score.

That's a pretty significant amount of debt to start out with in your early 20's.

This provides an excellent opportunity to pay down a significant amount of the household's total debt during tax season, which, in the long run, may qualify the household for a lower mortgage rate.

In fact, the average class of 2017 graduate has $ 39,400 in student loan debt.1 That's a significant amount of moneIn fact, the average class of 2017 graduate has $ 39,400 in student loan debt.1 That's a significant amount of monein student loan debt.1 That's a significant amount of money.

Since a number of the firms in the offshore jack - up market have a significant amount of debt, and Seahawk does not, we compared the companies on the basis of enterprise values.

A significant amount of this debt might be for student loans and in some instances other types of unsecured consumer debt — primarily credit card debt.

The primary consumer protection problem areas that have given rise to the States» actions include: (1) unsubstantiated claims of consumer savings; (2) deceptive representations about the length of time necessary to complete a debt relief program; (3) misleading or failing to adequately inform consumers that they will be subject to continued collection efforts, including lawsuits, and that their account balances will increase due to extended nonpayment under the program; (4) deceptive disparagement of consumer credit counseling; (5) deceptive disparagement of bankruptcy as an alternative for debtors; (6) lack of screening and analysis to determine suitability of debt relief programs for individual debtors; (7) the collection of substantial up - front fees so the debt relief company gains even if it fails to perform; (8) lack of transparency and information for consumers as to payment of fees, status of accounts, and communications with creditors; (9) significant delays in active negotiation or engagement with creditors, coupled with prohibitions on direct consumer communications with creditors; and (10), in the case of debt settlement companies, basing savings claims (and settlement fees) not on the original account balance, but on the inflated amount due (including late fees and default rates of interest) at the time of settlement.

In addition, applying for scholarships, grants, and work - study programs can be a significant help in decreasing the amount of federal student loan debt you have after you graduatIn addition, applying for scholarships, grants, and work - study programs can be a significant help in decreasing the amount of federal student loan debt you have after you graduatin decreasing the amount of federal student loan debt you have after you graduate.

It allows you to speculate and accrue wealth that is entirely separate to what you earn through traditional working methods, which in turn can be used to clear a significant amount of your total debt.

This way, even if you are unable to pay off your IRS debt this year, you can work with the tax advocate to help you come up with a reasonable payment plan that will help you pay off your debt in a reasonable amount of time so that it won't have a significant impact on your future returns.

I actually don't invest in any debt consolidation loans which works well for me since I don't have a significant amount of money in there.

But if you're trying to pay down debt, asking for a lower rate could save a significant amount of money in the long run.

Because about $ 32 - billion in debt will be piled on to the company to finance the buyout, the bonds that were not taken out lost a significant amount of value.

Sky News said that Alchemy Partners acquired a significant amount of Incisive Media's debts in early 2014.

What this means is that those who are in their 60s could still have a significant amount of financial obligation — and this is debt that your loved ones could be on the hook for if the unexpected were to happen to you.

If you have a significant amount of student loan debt or credit card debt, we have additional tips for managing your mammoth student loan debt and building a healthy credit score in the Protective Learning Center.

Filing for Chapter 7 bankruptcy can work in your favor if you have a significant amount of unsecured debt, like credit card debt, unpaid medical bills, personal loans or business debts.

As it relates to CRE finance, CHOICE Act 2.0 is likely to focus on risk retention, changes in the oversight of credit rating agencies, repeal of the Volcker rule, and a deeper dive into the options for ending the conservatorship of Fannie Mae and Freddie Mac, who provide significant amounts of debt capital to multifamily borrowers and see tremendous demand from bond investors in their multifamily loan securitizations.