Sentences with phrase «in standard insurance»

In most cases, there will be an increase in premium of 50 - 150 % in standard insurance rates.

A type of insurance policy that provides excess coverage above and beyond the liability coverage amounts in a standard insurance policy.

While water damage is covered in the standard insurance plan, this does not include flooding.

Customized Equipment / Special Equipment: Items not included in standard insurance options available for cars.

In the United States, property and casualty insurers typically use similar or even identical language in their standard insurance policies, which are drafted by advisory organizations such as the Insurance Services Office and the American Association of Insurance Services.

A pre-existing condition waiver is a way of overcoming the exclusion in your standard insurance coverage.

Liability for damage to persons and property arising from potential nuclear accidents is sufficiently serious or incalculable that the risk is uninsurable in the standard insurance markets.

Progressive Corp (NYSE: PGR, $ 34.76 U.S. *)-- This U.S. insurance company has been around since 1937 and has been both innovative and creative and is a leader in non-standard auto insurance who also wants to be a competitor in standard insurance.

Not exact matches

In addition to the standard health insurance or 401 (k), find out what you can offer without breaking the bank.

The technology «has the potential to dramatically reduce time, cost and risk across the entire insurance value chain,» said Bill Pieroni, president and CEO of ACORD, an insurance standards group, in a statement.

The incentives have spurred a number of state - level experiments in Medicaid (America's health - insurance program for the poor) through waivers of the standard rules.

The 11 billion pound merger triggered the right for Lloyds and Scottish Widows, which is part of the British bank, to review an agreement struck in 2014 for Aberdeen to manage pension assets on behalf of Lloyds» insurance and wealth units as Standard Life is a «material competitor» to both.

But by combining those standards, which drive up the price of insurance, with a reduction in financial assistance and mandates to carry coverage, it's hard to see how poor people who are more likely to lack insurance will be able to afford it anymore.

CVS said it achieved this in part by excluding Valeant diabetes drug Glumetza from its standard formulary, or the list of drugs typically covered by insurance, because a generic version of the medication was available.

Each member of the Audit Committee shall meet the independence standards and expertise requirements of the New York Stock Exchange corporate governance listing standards, the Securities Exchange Act of 1934 and rules promulgated thereunder, the Federal Deposit Insurance Corporation Improvement Act of 1991 (FDICIA), and other applicable laws and regulations, in each case, as of the Firm's most recent annual meeting.

Americans for Annuity Protection has engaged in active outreach to leaders of influence to establish the argument that the DOL's fiduciary rule should be returned because of the analysis performed by the department is flawed, inconclusive and arbitrary; it is not compatible with the Uniform Security Law or established insurance law, and the law has potential conflict with the Dodd - Frank requirements to the Securities and Exchange Commission (SEC) on reviewing a uniform fiduciary standard.

BPG provides workers compensation, general liability, and E&O insurance with referring REALTOR ® coverage on all inspections — coverage that should be a standard in the industry, but isn't.

For this reason, the standard amount of liability protection in most insurance policies might not be adequate.

The final DOL regulation «unfairly targets certain types of fixed annuity products, making it harder for Americans to purchase fixed indexed annuities when it is in their best interest to do so,» he said, adding that «this legal challenge is necessary because the rule creates an unworkable standard for independent agents and insurance companies and goes far beyond DOL's authority.»

With the entrance of new private mortgage insurers into Canada after the Flaherty budget, Canada saw a dramatic weakening in the standards for mortgage insurance.

The mortgage industry standard is to hold insurance funds in escrow and disburse as repairs are completed, with appropriate documentation and inspections.

Second, DOL «then offers an exemption from this far - reaching prohibition — known as the best interest contract exemption (or «BIC» exemption)-- but conditions it on financial services firms and insurance institutions agreeing to subject themselves to fiduciary standards of conduct in contracts that they must enter into with their customers, as well as a range of other restrictions and requirements.»

These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.

In this year's State of the Union, President George W. Bush proposed a $ 15,000 standard deduction for health insurance, claiming a family of four making $ 60,000 would receive a $ 4,500 tax break to buy health insurance on its own.

«It reflects the direction of travel for Standard Life,» given the company's move in recent years to build up its asset management arm and move away from insurance, said Liontrust fund manager Jamie Clark, which holds shares in the firm.

An Indexed Universal Life (IUL) insurance policy functions similarly to a standard universal life policy, except that it accumulates value through investments in a stock market index rather than the typical low - risk investments that most dividend - paying policies use to grow.

With offices in both the US and Canada, DALBAR develops standards and measurement systems that improve the quality of products, service and compliance for the retirement, mutual fund, broker / dealer, discount brokerage, life insurance, healthcare and banking industries.

In addition to the standard types of coverage like general liability insurance or property insurance, the operational risks that tech companies face trigger insurance needs that are solved by more nuanced lines of coverage like technology errors and omissions insurance and cyber liability insurance.

A far greater part of the text — thousands of pages in more than 30 chapters — has to do with harmonizing regulations (financial, health and safety standards, etc.), reinforcing intellectual property rights (patents, copyrights), opening up new sectors to privatization and foreign investment (health insurance and education), and putting strict limits on how governments choose to protect the environment or create jobs.

«While we understand that there is a desire to revise the standard of conduct required of insurance professionals in annuity transactions so that they harmonize with the standards required of investment advisors and broker - dealers, it is unclear what the SEC proposed package of regulations will end up looking like in its final form.»

Already a standard procedure in the UK, US and Italy, insurance underwriters in many other countries are preparing to provide UBI.

Standard rental insurance policies some with at least $ 15,000 in coverage but policies holders have the option to purchase more coverage and increase their claim limit.

MDRT membership is recognized internationally as the standard of excellence in the life insurance and financial services business.

Finally, looking at valuation, European banks traded at a material discount to tangible book value, one standard deviation3 below their historic forward price - earnings multiple, and near a 20 - year low relative to global banking peers as the year came to a close.4 We are also finding select financial sector values in Asia, in both mature, under - earning banking markets like South Korea and Singapore, as well as underpenetrated, growth - oriented markets like China (particularly in insurance) and India (particularly in banking).

As a reminder, the vast majority of brokers and insurance reps who sell securities products are held to a lower standard of care called «suitability,» which means their recommendations have to clear the low bar of what is suitable, though not necessarily in your best interest.

The Affordable Care Act established benchmark coverage standards for Medicaid's newly eligible adult population, as well as for qualified health plans sold in the health insurance marketplaces.

Take insurance companies and their overpaid executives out of healthcare and give us the kind of healtcare the have in the other 20 or so countries that HAVE A BETTER STANDARD OF LIVING THAN US.

You have to supply insurance and that insurance must meet certain standards in coverage, limits etc..

It would be interesting to research what proportion of people would choose a hospital birth in the first instance if it were covered under standard medical insurance.

Control group women received standard of care treatment, which in our Baby - Friendly hospital includes referrals to the lactation consultant when needed, use of a pump in the hospital, access to 3 breastfeeding classes per week, staff who are highly trained in lactation management, and a free, high - grade electric breast pump for home use if the mother's insurance does not pay for a pump.

Caterers must provide a Certificate of Insurance that meets Mass Audubon standards as described in the rental agreement.

Their favored legislation will allow them bypass rules put in place by localities upon the industry that protect local interests and quality standards and set insurance and training requirements,» the letter states.

Increased Retiree Health Insurance Premium - Sharing: While most employers — public and private — do not reimburse retirees for the cost of Medicare Part B premiums, New York State pays for the standard premium and the Income - Related Monthly Adjustment Amounts (IRMAA) levied on high - income retirees (couples with incomes in excess of $ 170,000 per year).13 Under the Governor's proposal, the State would cap the amount retirees are reimbursed at current levels and discontinue IRMAA reimbursements for those most able to afford the costs of health iInsurance Premium - Sharing: While most employers — public and private — do not reimburse retirees for the cost of Medicare Part B premiums, New York State pays for the standard premium and the Income - Related Monthly Adjustment Amounts (IRMAA) levied on high - income retirees (couples with incomes in excess of $ 170,000 per year).13 Under the Governor's proposal, the State would cap the amount retirees are reimbursed at current levels and discontinue IRMAA reimbursements for those most able to afford the costs of health insuranceinsurance.

At a roundtable talk with cab industry officials and state Assembly lawmakers in Manhattan today, Uber faced pushback from its taxi and livery car competition over a bill they argue would allow less stringent driver background checks, rider safety standards and insurance coverage than NYC requires for the app's drivers.

Amended and tentatively passed by the state Senate in one day in a 27 - 14 vote without any support from state Democrats, the bill would limit insurance coverage for abortions, require doctors to be present for the entire procedure, make gender - selective abortions illegal and require abortion clinics to meet the same licensing standards as surgical centers.

Speaking at the National Insurance Conference in Abuja, Adeosun maintained that a developed and active insurance market would bring about increase in GDP, accumulation of long - term funds for infrastructural financing, job creation, and an improved standard oInsurance Conference in Abuja, Adeosun maintained that a developed and active insurance market would bring about increase in GDP, accumulation of long - term funds for infrastructural financing, job creation, and an improved standard oinsurance market would bring about increase in GDP, accumulation of long - term funds for infrastructural financing, job creation, and an improved standard of living.

Supporters of the measure believe that in the end, separating primary care doctors from insurance standards will ultimately trickle down benefits to the healthcare industry.

Taiwan's compulsory national health insurance program reimbursement policy requests that doctors stop prescribing statins once the patient's cholesterol reaches the treatment goal, which is contrary to standard treatment in the United States.

As an integral part of the community dating back to 1863, OceanPoint Insurance Agency is one of the largest independent insurance agencies in southeastern Lenna or Lena is the name given to a standard test image widely used in the field of image processing siInsurance Agency is one of the largest independent insurance agencies in southeastern Lenna or Lena is the name given to a standard test image widely used in the field of image processing siinsurance agencies in southeastern Lenna or Lena is the name given to a standard test image widely used in the field of image processing since 1973.

So, in order to provide suitable hosts it is important that they have sufficient information provided, which should include: name, age and gender of pupils, plus any special requirements such as food, medical or cultural issues; minimum standards of accommodation required; information on the dynamic risk management process to ensure it can operate effectively; the visiting school's code of conduct; and contact numbers, including emergency contacts and medical insurance information.